Last update: Oct 2026

Cost of Living Comparison Between Sydney and San Pablo

For one person, living is cheaper in San Pablo: $634 a month against $3,152 in Sydney, rent and utilities included – about $30,200 less a year. Rent and utilities account for most of the difference.

155

Cost of Living Index in Sydney
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Sydney Living Index
31

Cost of Living Index in San Pablo
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San Pablo Living Index

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Sydney

🇦🇺 Australia

$3,152

/mo nomad

San Pablo

🇵🇭 Philippines

$634

/mo nomad

Monthly Cost of Living

How much you'll spend in Sydney and in San Pablo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sydney and in San Pablo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,152 in Sydney versus $634 in San Pablo.

Sydney $3,152
San Pablo $634

Estimated couple costs with rent: $4,710 in Sydney versus $917 in San Pablo.

Sydney $4,710
San Pablo $917

Monthly costs for a family of three with rent: $6,268 in Sydney versus $1,200 in San Pablo.

Sydney $6,268
San Pablo $1,200

Living in Sydney is roughly 397% more expensive than in San Pablo, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Sydney is 133% above, San Pablo is 53% below.

Meal at Budget Restaurant

$17.57 A$25.29

$3.90 ₱245

350.51%

Three-Course Dinner for Two, Mid-Range

$91.5 A$132

$16.47 ₱1,037

455.43%

Fast Food Meal (McDonalds, etc)

$11.96 A$17.21

$2.81 ₱177

325.62%

Cappuccino

$4.07 A$5.85

$1.83 ₱115

122.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 A$4.10

$0.38 ₱24.14

650.00%

Water (0.33 liter bottle)

$2.25 A$3.24

$0.18 ₱11.26

1150.00%

Local Beer (0.5 liter draught)

$7.60 A$10.94

$1.03 ₱64.7

637.86%

Imported Beer (0.33 liter bottle)

$7.43 A$10.69

$1.63 ₱103

355.83%

Milk (1 liter)

$1.66 A$2.38

$1.67 ₱105

-0.60%

White Bread (500g)

$2.78 A$4.00

$1.10 ₱69.2

152.73%

Rice (white) (1kg)

$2.42 A$3.49

$0.94 ₱59.1

157.45%

Eggs

$5.64 A$8.12

$2.08 ₱131

171.15%

Local Cheese (1kg)

$11.71 A$16.85

$5.14 ₱324

127.82%

Chicken Fillets (1kg)

$9.66 A$13.89

$3.41 ₱215

183.28%

Beef Round Steak (1kg)

$16.75 A$24.10

$7.73 ₱487

116.69%

Apples (1kg)

$4.07 A$5.85

$2.32 ₱146

75.43%

Banana (1kg)

$3.25 A$4.68

$1.41 ₱88.8

130.50%

Oranges (1kg)

$3.44 A$4.96

$1.61 ₱101

113.66%

Tomato (1kg)

$4.28 A$6.16

$1.04 ₱65.3

311.54%

Potato (1kg)

$3.28 A$4.72

$1.61 ₱101

103.73%

Onion (1kg)

$2.30 A$3.30

$1.78 ₱112

29.21%

Lettuce (1 head)

$2.30 A$3.31

$0.61 ₱38.28

277.05%

Water (1.5 liter bottle)

$1.21 A$1.74

$0.52 ₱32.95

132.69%

Cigarettes 20 Pack (Marlboro, Camel)

$43.71 A$62.9

$2.84 ₱179

1439.08%

Wine (Bottle)

$13.88 A$19.97

$6.49 ₱409

113.87%

Local Beer (0.5 liter bottle)

$3.90 A$5.62

$0.95 ₱60.0

310.53%

Imported Beer (0.33 liter bottle)

$3.91 A$5.63

$2.02 ₱127

93.56%

One-way Ticket (Public Transport)

$3.04 A$4.38

$0.23 ₱14.37

1221.74%

Public Transport Monthly Pass (Regular Price)

$150 A$216

Taxi Start (Normal Tariff)

$3.38 A$4.86

$0.81 ₱51.0

317.28%

Taxi (Normal Tariff) (1km)

$1.56 A$2.24

$0.25 ₱15.79

524.00%

Taxi 1hour Waiting (Normal Tariff)

$40.01 A$57.6

$1.87 ₱118

2039.57%

Gasoline (1 liter)

$1.40 A$2.01

$1.15 ₱72.5

21.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K A$41.9K

$21.6K ₱1.4M

34.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K A$43.4K

$19.3K ₱1.2M

56.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 A$320

$143 ₱9,016

55.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.16 A$39.08

$11.84 ₱746

129.39%

Internet (50+ Mbps, Unlimited Data)

$55.8 A$80.3

$23.37 ₱1,471

138.85%

Gym Membership (Monthly)

$74.6 A$107

Tennis Court (1 Hour on Weekend)

$23.99 A$34.52

Cinema Ticket

$17.56 A$25.27

$5.13 ₱323

242.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,196 A$3,160

$132 ₱8,290

1567.82%

International Primary School, 1 Child (Yearly)

$28.2K A$40.6K

$10.9K ₱683.6K

159.63%

Jeans (Levis 501 Or Similar)

$78.4 A$113

$29.42 ₱1,852

166.59%

Summer Dress (H&M, Zara, etc)

$68.4 A$98.5

$19.58 ₱1,232

249.54%

Sport Shoes (Adidas, Nike)

$111 A$160

$71.5 ₱4,502

55.53%

Men's Leather Business Shoes

$134 A$193

$55.6 ₱3,500

141.81%

1-bedroom Apartment, City Center (Monthly)

$2,500 A$3,598

$142 ₱8,963

1656.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,709 A$2,460

$125 ₱7,875

1266.46%

3-bedroom Apartment, City Center (Monthly)

$4,946 A$7,117

$206 ₱13.0K

2304.23%

3-bedroom Apartment, Outside City Center (Monthly)

$3,022 A$4,349

$188 ₱11.8K

1508.03%

Buy Apartment in City Center (m2)

$13.2K A$18.9K

$956 ₱60.2K

1277.91%

Buy Apartment Outside City Center (m2)

$8,370 A$12.0K

$811 ₱51.1K

931.83%

Average Monthly Net Salary (After Tax)

$4,113 A$5,919

$292 ₱18.4K

1310.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

6.75

-13.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: October 11, 2026

Last update for San Pablo: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sydney

$1.7K 54.2%

San Pablo

$125 19.7% 92.7% $1.6K

Groceries & Markets

Sydney

$379 12%

San Pablo

$166 26.2% 56.2% $213

Monthly Utilities & Internet

Sydney

$306 9.7%

San Pablo

$178 28.1% 41.6% $127

Eating Out

Sydney

$299 9.5%

San Pablo

$72 11.4% 75.8% $226

Clothing & Footwear

Sydney

$177 5.6%

San Pablo

$79 12.5% 55.1% $97

Getting Around

Sydney

$174 5.5%

San Pablo

$3 * 0.5% 98.3% $171

Sport & Entertainment

Sydney

$110 3.5%

San Pablo

$10 * 1.6% 90.7% $99

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,500 in Sydney and $142 in San Pablo. Housing cost is often the main lever when comparing two cities.

Sydney pays 1311% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $91.0 in Sydney vs $16.00 in San Pablo for a mid-range dinner for two. Groceries echo the gap at $379 vs $166 per month, with San Pablo cheaper across the board.

Good to know

🇦🇺 Sydney

🇵🇭 San Pablo

🕒 Local time

23:28 11:28 PM

20:28 8:28 PM

3 h behind Sydney

🌤 Weather

👥 Population

4,840,600

266,068

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Sydney San Pablo 6,200 km ≈ 8 h nonstop flight

From you

Sydney
San Pablo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs San Pablo: Cost of Living - Frequently Asked Questions

Sydney and San Pablo differ by about 397% in total monthly costs ($3,152 vs $634 including rent). San Pablo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1311% higher in Sydney, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,500 in Sydney versus $142 in San Pablo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,196 in Sydney versus $132 in San Pablo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in San Pablo – a meal for two runs $16.00 versus $91.0 in Sydney. If you eat out regularly, this makes a real dent in your monthly spending.

At $634 in San Pablo versus $3,152 in Sydney, a $2,000 budget is realistic in San Pablo but tight or insufficient in Sydney. The gap between the two cities makes San Pablo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Sydney and San Pablo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Pablo gentler on the wallet – expenses run 397% less than in Sydney. Beyond cost, consider language, visa policies, and how big the international community is in each city.