Last update: Oct 2026

Cost of Living Comparison Between Sydney and Penshurst, NSW

For one person, living is cheaper in Penshurst, NSW: $2,478 a month against $3,245 in Sydney, rent and utilities included – about $9,200 less a year. Rent and utilities account for most of the difference.

156

Cost of Living Index in Sydney
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Sydney Living Index
120

Cost of Living Index in Penshurst, NSW
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Penshurst, NSW Living Index

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Sydney

🇦🇺 Australia

$3,245

/mo nomad

Penshurst, NSW

🇦🇺 Australia

$2,478

/mo nomad

Monthly Cost of Living

How much you'll spend in Sydney and in Penshurst, NSW

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sydney and in Penshurst, NSW actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,245 in Sydney versus $2,478 in Penshurst, NSW.

Sydney $3,245
Penshurst, NSW $2,478

Estimated couple costs with rent: $4,803 in Sydney versus $3,587 in Penshurst, NSW.

Sydney $4,803
Penshurst, NSW $3,587

Monthly costs for a family of three with rent: $6,362 in Sydney versus $4,696 in Penshurst, NSW.

Sydney $6,362
Penshurst, NSW $4,696

Living in Sydney is roughly 31% more expensive than in Penshurst, NSW, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Sydney 139% above, Penshurst, NSW 83% above.

Meal at Budget Restaurant

$17.41 A$25.05

$17.72 A$25.50

-1.75%

Three-Course Dinner for Two, Mid-Range

$90.3 A$130

$84.1 A$121

7.32%

Fast Food Meal (McDonalds, etc)

$11.92 A$17.15

$10.31 A$14.84

15.62%

Cappuccino

$4.03 A$5.80

$4.08 A$5.87

-1.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 A$4.15

$2.89 A$4.16

-0.35%

Water (0.33 liter bottle)

$2.23 A$3.20

$2.24 A$3.22

-0.45%

Local Beer (0.5 liter draught)

$7.89 A$11.36

$7.80 A$11.23

1.15%

Imported Beer (0.33 liter bottle)

$6.78 A$9.76

$7.43 A$10.70

-8.75%

Milk (1 liter)

$1.71 A$2.45

$1.56 A$2.25

9.62%

White Bread (500g)

$2.94 A$4.23

$2.63 A$3.79

11.79%

Rice (white) (1kg)

$2.51 A$3.61

$2.22 A$3.19

13.06%

Eggs

$5.55 A$7.99

$4.96 A$7.14

11.90%

Local Cheese (1kg)

$11.77 A$16.94

$9.02 A$12.99

30.49%

Chicken Fillets (1kg)

$9.28 A$13.35

$9.17 A$13.20

1.20%

Beef Round Steak (1kg)

$16.70 A$24.03

$14.85 A$21.37

12.46%

Apples (1kg)

$3.92 A$5.64

$3.85 A$5.53

1.82%

Banana (1kg)

$3.16 A$4.55

$2.98 A$4.29

6.04%

Oranges (1kg)

$3.48 A$5.00

$3.27 A$4.71

6.42%

Tomato (1kg)

$4.38 A$6.31

$4.53 A$6.52

-3.31%

Potato (1kg)

$3.33 A$4.79

$2.73 A$3.93

21.98%

Onion (1kg)

$2.40 A$3.46

Lettuce (1 head)

$2.31 A$3.32

$2.36 A$3.39

-2.12%

Water (1.5 liter bottle)

$1.15 A$1.65

$1.55 A$2.22

-25.81%

Cigarettes 20 Pack (Marlboro, Camel)

$44.34 A$63.8

$41.48 A$59.7

6.89%

Wine (Bottle)

$13.71 A$19.72

$14.09 A$20.28

-2.70%

Local Beer (0.5 liter bottle)

$4.00 A$5.75

$4.78 A$6.87

-16.32%

Imported Beer (0.33 liter bottle)

$4.03 A$5.80

$5.13 A$7.38

-21.44%

One-way Ticket (Public Transport)

$3.22 A$4.63

$2.82 A$4.06

14.18%

Public Transport Monthly Pass (Regular Price)

$154 A$222

$81.9 A$118

88.09%

Taxi Start (Normal Tariff)

$3.57 A$5.14

$3.42 A$4.92

4.39%

Taxi (Normal Tariff) (1km)

$1.58 A$2.27

Taxi 1hour Waiting (Normal Tariff)

$39.44 A$56.8

$39.61 A$57.0

-0.43%

Gasoline (1 liter)

$1.48 A$2.13

$1.35 A$1.95

9.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K A$42.5K

$27.1K A$39.0K

9.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K A$39.8K

$29.2K A$42.1K

-5.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$241 A$347

$204 A$293

18.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.57 A$39.67

$27.94 A$40.20

-1.32%

Internet (50+ Mbps, Unlimited Data)

$56.3 A$81.0

$56.4 A$81.2

-0.25%

Gym Membership (Monthly)

$78.1 A$112

$55.3 A$79.6

41.35%

Tennis Court (1 Hour on Weekend)

$23.26 A$33.47

$17.31 A$24.91

34.37%

Cinema Ticket

$17.55 A$25.26

$14.86 A$21.39

18.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,185 A$3,144

$2,170 A$3,123

0.67%

International Primary School, 1 Child (Yearly)

$27.8K A$40.0K

$20.0K A$28.8K

39.03%

Jeans (Levis 501 Or Similar)

$80.0 A$115

$77.5 A$112

3.17%

Summer Dress (H&M, Zara, etc)

$70.7 A$102

$53.1 A$76.4

33.08%

Sport Shoes (Adidas, Nike)

$111 A$159

$106 A$153

4.24%

Men's Leather Business Shoes

$129 A$186

$120 A$173

7.52%

1-bedroom Apartment, City Center (Monthly)

$2,477 A$3,564

$1,365 A$1,964

81.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,777 A$2,557

$1,179 A$1,697

50.66%

3-bedroom Apartment, City Center (Monthly)

$4,885 A$7,030

$2,117 A$3,047

130.75%

3-bedroom Apartment, Outside City Center (Monthly)

$3,093 A$4,451

$1,782 A$2,565

73.53%

Buy Apartment in City Center (m2)

$13.4K A$19.3K

$5,918 A$8,517

126.51%

Buy Apartment Outside City Center (m2)

$8,375 A$12.1K

$4,848 A$6,977

72.75%

Average Monthly Net Salary (After Tax)

$4,074 A$5,862

20-Year Fixed Mortgage Interest Rate (Annual %)

5.92

5.84

1.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: October 20, 2026

Last update for Penshurst, NSW: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sydney

$1.8K 54.8%

Penshurst, NSW

$1.2K 47.6% 33.6% $598

Groceries & Markets

Sydney

$378 11.7%

Penshurst, NSW

$364 14.7% 3.7% $14

Monthly Utilities & Internet

Sydney

$325 10%

Penshurst, NSW

$288 11.6% 11.5% $37

Eating Out

Sydney

$297 9.2%

Penshurst, NSW

$296 12% 0.3% $0.8

Getting Around

Sydney

$178 5.5%

Penshurst, NSW

$105 4.2% 41.4% $74

Clothing & Footwear

Sydney

$176 5.4%

Penshurst, NSW

$161 6.5% 8.6% $15

Sport & Entertainment

Sydney

$113 3.5%

Penshurst, NSW

$85 3.4% 24.9% $28

Cost Breakdown

A one-bedroom apartment in the center runs $2,477 in Sydney and $1,365 in Penshurst, NSW. Housing cost is often the main lever when comparing two cities.

Dining out: $90.0 in Sydney vs $84.0 in Penshurst, NSW for a mid-range dinner for two. Groceries echo the gap at $378 vs $364 per month, with Penshurst, NSW cheaper across the board.

Good to know

🇦🇺 Sydney

🇦🇺 Penshurst, NSW

🕒 Local time

22:38 10:38 PM

Same time as Sydney

🌤 Weather

👥 Population

4,840,600

12,673

💱 Currency

Australian Dollar AUD $

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

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Sydney Penshurst, NSW 16 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Penshurst, NSW: Cost of Living - Frequently Asked Questions

Penshurst, NSW is cheaper overall, especially in groceries, eating out, and transport. The 31% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $4,867 in Sydney and $3,717 in Penshurst, NSW to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,477 in Sydney versus $1,365 in Penshurst, NSW. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,245 per month in Sydney versus $2,478 in Penshurst, NSW – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Penshurst, NSW runs roughly 88% less than in Sydney. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,478 in Penshurst, NSW versus $3,245 in Sydney, a $2,500 budget is realistic in Penshurst, NSW but tight or insufficient in Sydney. The gap between the two cities makes Penshurst, NSW the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Sydney and Penshurst, NSW are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Penshurst, NSW gentler on the wallet – expenses run 31% less than in Sydney. Beyond cost, consider language, visa policies, and how big the international community is in each city.