Last update: Oct 2026

Cost of Living Comparison Between Sydney and Pangasinan

For one person, living is cheaper in Pangasinan: $785 a month against $3,245 in Sydney, rent and utilities included – about $29,500 less a year. Rent and utilities account for most of the difference.

Sydney
🇦🇺 Australia
$3,245
/mo nomad
Pangasinan
🇵🇭 Philippines
$785
/mo nomad
Monthly Cost of Living

How much you'll spend in Sydney and in Pangasinan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sydney and in Pangasinan actually costs, broken down by who's living it.

A single person spends $3,245 per month in Sydney vs $785 in Pangasinan, rent included.

  • Sydney $3,245
  • Pangasinan $785

A couple spends around $4,803 per month in Sydney vs $1,175 in Pangasinan, rent included.

  • Sydney $4,803
  • Pangasinan $1,175

A family of three spends $6,362 per month in Sydney vs $1,566 in Pangasinan, rent included.

  • Sydney $6,362
  • Pangasinan $1,566

Sydney costs about 313% more than Pangasinan, and outside of rent the biggest gap is in eating out.

Sydney sits 139% above the global median, while Pangasinan is 42% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Sydney
Pangasinan
Difference
Meal at Budget Restaurant
$17.41 A$25.05
$1.20 ₱75.8
1350.83%
Three-Course Dinner for Two, Mid-Range
$90.3 A$130
$13.70 ₱862
558.91%
Fast Food Meal (McDonalds, etc)
$11.92 A$17.15
$4.00 ₱252
198.00%
Cappuccino
$4.03 A$5.80
$2.55 ₱160
58.04%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.88 A$4.15
$1.08 ₱68.0
166.67%
Water (0.33 liter bottle)
$2.23 A$3.20
$0.53 ₱33.62
320.75%
Local Beer (0.5 liter draught)
$7.89 A$11.36
$0.83 ₱52.3
850.60%
Imported Beer (0.33 liter bottle)
$6.78 A$9.76
$3.15 ₱198
115.24%
🛒 Groceries & Markets
Sydney
Pangasinan
Difference
Milk (1 liter)
$1.71 A$2.45
$1.09 ₱68.9
56.88%
White Bread (500g)
$2.94 A$4.23
$0.83 ₱52.0
254.22%
Rice (white) (1kg)
$2.51 A$3.61
$0.72 ₱45.61
248.61%
Eggs
$5.55 A$7.99
$2.49 ₱157
122.89%
Local Cheese (1kg)
$11.77 A$16.94
$7.03 ₱442
67.43%
Chicken Fillets (1kg)
$9.28 A$13.35
$4.81 ₱303
92.93%
Beef Round Steak (1kg)
$16.70 A$24.03
$7.01 ₱441
138.23%
Apples (1kg)
$3.92 A$5.64
$2.36 ₱149
66.10%
Banana (1kg)
$3.16 A$4.55
$1.93 ₱122
63.73%
Oranges (1kg)
$3.48 A$5.00
$3.14 ₱198
10.83%
Tomato (1kg)
$4.38 A$6.31
$2.39 ₱151
83.26%
Potato (1kg)
$3.33 A$4.79
$3.57 ₱225
-6.72%
Onion (1kg)
$2.40 A$3.46
$3.45 ₱217
-30.43%
Lettuce (1 head)
$2.31 A$3.32
$1.11 ₱70.0
108.11%
Water (1.5 liter bottle)
$1.15 A$1.65
$0.58 ₱36.27
98.28%
Cigarettes 20 Pack (Marlboro, Camel)
$44.34 A$63.8
$2.69 ₱169
1548.33%
Wine (Bottle)
$13.71 A$19.72
$7.84 ₱494
74.87%
Local Beer (0.5 liter bottle)
$4.00 A$5.75
$1.32 ₱82.9
203.03%
Imported Beer (0.33 liter bottle)
$4.03 A$5.80
$2.06 ₱130
95.63%
🚌 Getting Around
Sydney
Pangasinan
Difference
One-way Ticket (Public Transport)
$3.22 A$4.63
$0.26 ₱16.50
1138.46%
Public Transport Monthly Pass (Regular Price)
$154 A$222
$11.24 ₱708
1271.00%
Taxi Start (Normal Tariff)
$3.57 A$5.14
$0.66 ₱41.59
440.91%
Taxi (Normal Tariff) (1km)
$1.58 A$2.27
$0.23 ₱14.50
586.96%
Taxi 1hour Waiting (Normal Tariff)
$39.44 A$56.8
$1.93 ₱121
1943.52%
Gasoline (1 liter)
$1.48 A$2.13
$0.92 ₱58.1
60.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.6K A$42.5K
$21.2K ₱1.3M
39.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K A$39.8K
$19.3K ₱1.2M
43.49%
🧾 Monthly Utilities & Internet
Sydney
Pangasinan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$241 A$347
$153 ₱9,648
57.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.57 A$39.67
$15.75 ₱992
75.05%
Internet (50+ Mbps, Unlimited Data)
$56.3 A$81.0
$31.66 ₱1,993
77.80%
🎉 Sport & Entertainment
Sydney
Pangasinan
Difference
Gym Membership (Monthly)
$78.1 A$112
$32.52 ₱2,048
140.28%
Tennis Court (1 Hour on Weekend)
$23.26 A$33.47
$4.58 ₱288
407.86%
Cinema Ticket
$17.55 A$25.26
$7.07 ₱445
148.23%
🧸 Childcare & Education
Sydney
Pangasinan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,185 A$3,144
$132 ₱8,330
1551.55%
International Primary School, 1 Child (Yearly)
$27.8K A$40.0K
$7,373 ₱464.2K
276.76%
👕👟 Clothing & Footwear
Sydney
Pangasinan
Difference
Jeans (Levis 501 Or Similar)
$80.0 A$115
$32.82 ₱2,066
143.72%
Summer Dress (H&M, Zara, etc)
$70.7 A$102
$19.88 ₱1,252
255.53%
Sport Shoes (Adidas, Nike)
$111 A$159
$80.2 ₱5,049
37.95%
Men's Leather Business Shoes
$129 A$186
$54.7 ₱3,444
136.65%
🏠 Accommodation & Living
Sydney
Pangasinan
Difference
1-bedroom Apartment, City Center (Monthly)
$2,477 A$3,564
$265 ₱16.7K
834.19%
1-bedroom Apartment, Outside City Center (Monthly)
$1,777 A$2,557
$169 ₱10.6K
951.78%
3-bedroom Apartment, City Center (Monthly)
$4,885 A$7,030
$519 ₱32.6K
842.06%
3-bedroom Apartment, Outside City Center (Monthly)
$3,093 A$4,451
$360 ₱22.7K
758.74%
Buy Apartment in City Center (m2)
$13.4K A$19.3K
$2,394 ₱150.7K
459.93%
Buy Apartment Outside City Center (m2)
$8,375 A$12.1K
$986 ₱62.1K
749.39%
💵 Salaries & Financials
Sydney
Pangasinan
Difference
Average Monthly Net Salary (After Tax)
$4,074 A$5,862
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.92
7.5
-21.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: October 20, 2026

Last update for Pangasinan: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Sydney
$1.8K
Pangasinan
$169 90.5% $1.6K
Groceries & Markets
Sydney
$378
Pangasinan
$201 46.7% $177
Monthly Utilities & Internet
Sydney
$325
Pangasinan
$201 38.3% $125
Eating Out
Sydney
$297
Pangasinan
$69 76.7% $228
Getting Around
Sydney
$178
Pangasinan
$14 92.1% $164
Clothing & Footwear
Sydney
$176
Pangasinan
$84 52% $91
Sport & Entertainment
Sydney
$113
Pangasinan
$47 58.8% $67

Cost Breakdown

A central one-bedroom costs $2,477 in Sydney versus $265 in Pangasinan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $90.0 in Sydney versus $14.00 in Pangasinan. Monthly groceries follow the same trend: $378 vs $201 – making Pangasinan the more affordable choice for daily food spending.

Good to know
🇦🇺 Sydney
🇵🇭 Pangasinan
🕒 Local time
06:33 6:33 AM
03:33 3:33 AM
3 h behind Sydney
🌤 Weather
👥 Population
4,840,600
3,188,540
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

Australian Dollar exchange rates as of October 20, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Sydney Pangasinan 6,430 km ≈ 9 h nonstop flight
From you
  • Sydney
  • Pangasinan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sydney vs Pangasinan: Cost of Living - Frequently Asked Questions
Is Pangasinan cheaper than Sydney?
Yes – Sydney is pricier by about 313%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $4,867 per month in Sydney and $1,178 in Pangasinan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Pangasinan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Sydney and in Pangasinan?
Monthly expenses with rent come to $3,245 in Sydney and $785 in Pangasinan. That's a gap of about 313%.
Which city has cheaper public transport?
Public transport costs about 1271% less in Pangasinan. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Sydney or in Pangasinan?
A $1,500 monthly budget goes further in Pangasinan, where all-in costs run around $785, than in Sydney at $3,245. In Pangasinan it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.
Is Sydney or Pangasinan more family-friendly?
Families tend to lean toward Pangasinan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Sydney or Pangasinan?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Pangasinan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.

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