Last update: Oct 2026

Cost of Living Comparison Between Sydney and Mata Utu

For one person, living is cheaper in Sydney: $3,182 a month against $5,241 in Mata Utu, rent and utilities included – about $24,700 less a year. The total is higher in Mata Utu despite lower rent and utilities.

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Cost of Living Index in Sydney
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Sydney Living Index

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Sydney

🇦🇺 Australia

$3,182

/mo nomad

Mata Utu

🇼🇫 Wallis and Futuna

$5,241

/mo nomad

Monthly Cost of Living

How much you'll spend in Sydney and in Mata Utu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sydney and in Mata Utu actually costs, broken down by who's living it.

A single person spends $3,182 per month in Sydney vs $5,241 in Mata Utu, rent included.

Sydney $3,182
Mata Utu $5,241

A couple spends around $4,696 per month in Sydney vs $6,656 in Mata Utu, rent included.

Sydney $4,696
Mata Utu $6,656

A family of three spends $6,210 per month in Sydney vs $8,071 in Mata Utu, rent included.

Sydney $6,210
Mata Utu $8,071

Sydney is about 39% cheaper than Mata Utu, and outside of rent the biggest gap is in utilities.

Both Sydney and Mata Utu sit above the global median – Sydney by 137%, Mata Utu by 291%.

Meal at Budget Restaurant

$17.66 A$25.28

$11.06 CFPF 1,177

59.67%

Three-Course Dinner for Two, Mid-Range

$97.1 A$139

$111 CFPF 11.8K

-12.29%

Fast Food Meal (McDonalds, etc)

$11.94 A$17.09

Cappuccino

$4.00 A$5.72

$7.68 CFPF 817

-47.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.84 A$4.06

$5.73 CFPF 610

-50.44%

Water (0.33 liter bottle)

$2.27 A$3.25

$3.29 CFPF 350

-31.00%

Local Beer (0.5 liter draught)

$7.89 A$11.29

Imported Beer (0.33 liter bottle)

$7.13 A$10.20

$5.55 CFPF 591

28.47%

Milk (1 liter)

$1.66 A$2.38

White Bread (500g)

$2.79 A$4.00

Rice (white) (1kg)

$2.32 A$3.33

Eggs

$5.53 A$7.92

Local Cheese (1kg)

$12.08 A$17.28

Chicken Fillets (1kg)

$9.84 A$14.09

Beef Round Steak (1kg)

$16.61 A$23.78

Apples (1kg)

$4.02 A$5.76

Banana (1kg)

$3.15 A$4.51

Oranges (1kg)

$3.50 A$5.01

Tomato (1kg)

$4.47 A$6.39

Potato (1kg)

$3.32 A$4.76

Onion (1kg)

$2.30 A$3.30

Lettuce (1 head)

$2.34 A$3.35

$11.17 CFPF 1,190

-79.05%

Water (1.5 liter bottle)

$1.15 A$1.65

$4.43 CFPF 472

-74.04%

Cigarettes 20 Pack (Marlboro, Camel)

$45.02 A$64.4

$16.77 CFPF 1,786

168.46%

Wine (Bottle)

$13.96 A$19.97

$16.69 CFPF 1,778

-16.36%

Local Beer (0.5 liter bottle)

$3.98 A$5.70

Imported Beer (0.33 liter bottle)

$4.07 A$5.82

One-way Ticket (Public Transport)

$3.16 A$4.52

Public Transport Monthly Pass (Regular Price)

$150 A$215

Taxi Start (Normal Tariff)

$3.45 A$4.94

Taxi (Normal Tariff) (1km)

$1.63 A$2.33

Taxi 1hour Waiting (Normal Tariff)

$39.98 A$57.2

Gasoline (1 liter)

$1.40 A$2.01

$1.83 CFPF 194

-23.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K A$40.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.4K A$42.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 A$315

$145 CFPF 15.4K

51.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.70 A$39.64

$112 CFPF 12.0K

-75.36%

Internet (50+ Mbps, Unlimited Data)

$55.5 A$79.5

$3,335 CFPF 355.2K

-98.33%

Gym Membership (Monthly)

$74.3 A$106

Tennis Court (1 Hour on Weekend)

$23.95 A$34.28

Cinema Ticket

$17.73 A$25.37

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,157 A$3,087

International Primary School, 1 Child (Yearly)

$28.3K A$40.5K

Jeans (Levis 501 Or Similar)

$78.4 A$112

$220 CFPF 23.5K

-64.41%

Summer Dress (H&M, Zara, etc)

$70.5 A$101

$91.5 CFPF 9,746

-22.93%

Sport Shoes (Adidas, Nike)

$111 A$159

$228 CFPF 24.3K

-51.19%

Men's Leather Business Shoes

$132 A$189

$283 CFPF 30.1K

-53.37%

1-bedroom Apartment, City Center (Monthly)

$2,514 A$3,598

$898 CFPF 95.6K

180.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,732 A$2,478

$913 CFPF 97.2K

89.73%

3-bedroom Apartment, City Center (Monthly)

$4,889 A$6,996

$2,238 CFPF 238.3K

118.45%

3-bedroom Apartment, Outside City Center (Monthly)

$3,039 A$4,349

$2,282 CFPF 243.0K

33.19%

Buy Apartment in City Center (m2)

$13.2K A$18.9K

Buy Apartment Outside City Center (m2)

$8,117 A$11.6K

Average Monthly Net Salary (After Tax)

$4,082 A$5,842

$3,338 CFPF 355.5K

22.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: October 5, 2026

Last update for Mata Utu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sydney

$1.7K 54.5%

Mata Utu

–

Groceries & Markets

Sydney

$380 12%

Mata Utu

–

Monthly Utilities & Internet

Sydney

$303 9.6%

Mata Utu

–

Eating Out

Sydney

$299 9.4%

Mata Utu

–

Clothing & Footwear

Sydney

$176 5.6%

Mata Utu

–

Getting Around

Sydney

$174 5.5%

Mata Utu

–

Sport & Entertainment

Sydney

$110 3.5%

Mata Utu

–

Cost Breakdown

A central one-bedroom costs $2,514 in Sydney versus $898 in Mata Utu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Sydney, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $97.0 in Sydney versus $111 in Mata Utu. Groceries tell a different story – $380 in Sydney vs $131 in Mata Utu – so Mata Utu wins on supermarket bills even if dining out costs more.

Good to know

🇦🇺 Sydney

🇼🇫 Mata Utu

🕒 Local time

19:09 7:09 PM

20:09 8:09 PM

1 h ahead of Sydney

🌤 Weather

👥 Population

4,840,600

1,200 Capital

💱 Currency

Australian Dollar AUD $

CFP Franc XPF Fr

📈 Exchange rate

1 AUD = 0.699 USD

1 AUD = 0.623 EUR

1,000 XPF = 9.39 USD

1,000 XPF = 8.37 EUR

Exchange rates and currency converter

XPF, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 AUD (1 AUD = 0.699 USD). 1 EUR = 1.61 AUD (1 AUD = 0.623 EUR).

CFP Franc exchange rates as of October 10, 2026: 1 USD = 107 XPF (1,000 XPF = 9.39 USD). 1 EUR = 119 XPF (1,000 XPF = 8.37 EUR).

USD to AUD in detail →

On the map

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Between locations

Sydney Mata Utu 4,010 km ≈ 6 h nonstop flight

From you

Sydney
Mata Utu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Mata Utu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,182 in Sydney, $5,241 in Mata Utu – roughly 65% apart. Outside of rent, the biggest gap is in utilities.

For a comfortable life, plan on about $4,774 per month in Sydney and $7,862 in Mata Utu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sydney, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $97.0 in Sydney and $111 in Mata Utu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,182 in Sydney and $5,241 in Mata Utu. That's a gap of about 65%.

$3,000 is a stretch for both – monthly costs hit $3,182 in Sydney and $5,241 in Mata Utu. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Sydney – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sydney. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mata Utu makes more sense. Both are solid long-term options with distinct trade-offs.