Last update: Oct 2026

Cost of Living Comparison Between Sydney and Iloilo

For one person, living is cheaper in Iloilo: $693 a month against $3,182 in Sydney, rent and utilities included – about $29,900 less a year. Rent and utilities account for most of the difference.

155

Cost of Living Index in Sydney
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Sydney Living Index
33

Cost of Living Index in Iloilo
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Iloilo Living Index

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Sydney

🇦🇺 Australia

$3,182

/mo nomad

Iloilo

🇵🇭 Philippines

$693

/mo nomad

Monthly Cost of Living

How much you'll spend in Sydney and in Iloilo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sydney and in Iloilo actually costs, broken down by who's living it.

A single person spends $3,182 per month in Sydney vs $693 in Iloilo, rent included.

Sydney $3,182
Iloilo $693

A couple spends around $4,696 per month in Sydney vs $1,054 in Iloilo, rent included.

Sydney $4,696
Iloilo $1,054

A family of three spends $6,210 per month in Sydney vs $1,416 in Iloilo, rent included.

Sydney $6,210
Iloilo $1,416

Sydney costs about 359% more than Iloilo, and outside of rent the biggest gap is in eating out.

Sydney sits 137% above the global median, while Iloilo is 48% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.66 A$25.28

$2.83 ₱177

524.03%

Three-Course Dinner for Two, Mid-Range

$97.1 A$139

$19.43 ₱1,219

399.69%

Fast Food Meal (McDonalds, etc)

$11.94 A$17.09

$3.15 ₱198

279.05%

Cappuccino

$4.00 A$5.72

$2.09 ₱131

91.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.84 A$4.06

$0.65 ₱40.93

336.92%

Water (0.33 liter bottle)

$2.27 A$3.25

$0.34 ₱21.39

567.65%

Local Beer (0.5 liter draught)

$7.89 A$11.29

$1.06 ₱66.6

644.34%

Imported Beer (0.33 liter bottle)

$7.13 A$10.20

$1.81 ₱113

293.92%

Milk (1 liter)

$1.66 A$2.38

$1.69 ₱106

-1.78%

White Bread (500g)

$2.79 A$4.00

$1.20 ₱75.1

132.50%

Rice (white) (1kg)

$2.32 A$3.33

$0.84 ₱52.9

176.19%

Eggs

$5.53 A$7.92

$2.06 ₱129

168.45%

Local Cheese (1kg)

$12.08 A$17.28

$6.05 ₱379

99.67%

Chicken Fillets (1kg)

$9.84 A$14.09

$4.04 ₱254

143.56%

Beef Round Steak (1kg)

$16.61 A$23.78

$6.18 ₱388

168.77%

Apples (1kg)

$4.02 A$5.76

$3.32 ₱208

21.08%

Banana (1kg)

$3.15 A$4.51

$1.04 ₱65.3

202.88%

Oranges (1kg)

$3.50 A$5.01

$3.06 ₱192

14.38%

Tomato (1kg)

$4.47 A$6.39

$1.38 ₱86.4

223.91%

Potato (1kg)

$3.32 A$4.76

$2.39 ₱150

38.91%

Onion (1kg)

$2.30 A$3.30

$2.71 ₱170

-15.13%

Lettuce (1 head)

$2.34 A$3.35

$1.47 ₱92.4

59.18%

Water (1.5 liter bottle)

$1.15 A$1.65

$0.81 ₱50.8

41.98%

Cigarettes 20 Pack (Marlboro, Camel)

$45.02 A$64.4

$2.99 ₱188

1405.69%

Wine (Bottle)

$13.96 A$19.97

$6.19 ₱388

125.53%

Local Beer (0.5 liter bottle)

$3.98 A$5.70

$1.10 ₱68.8

261.82%

Imported Beer (0.33 liter bottle)

$4.07 A$5.82

$1.26 ₱78.8

223.02%

One-way Ticket (Public Transport)

$3.16 A$4.52

$0.24 ₱15.09

1216.67%

Public Transport Monthly Pass (Regular Price)

$150 A$215

$4.59 ₱288

3167.10%

Taxi Start (Normal Tariff)

$3.45 A$4.94

$0.82 ₱51.4

320.73%

Taxi (Normal Tariff) (1km)

$1.63 A$2.33

$0.34 ₱21.10

379.41%

Taxi 1hour Waiting (Normal Tariff)

$39.98 A$57.2

$2.36 ₱148

1594.07%

Gasoline (1 liter)

$1.40 A$2.01

$1.16 ₱72.9

20.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K A$40.7K

$21.8K ₱1.4M

30.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.4K A$42.1K

$19.5K ₱1.2M

50.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 A$315

$64.5 ₱4,044

241.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.70 A$39.64

$9.82 ₱616

182.08%

Internet (50+ Mbps, Unlimited Data)

$55.5 A$79.5

$27.65 ₱1,734

100.83%

Gym Membership (Monthly)

$74.3 A$106

$9.76 ₱612

661.48%

Tennis Court (1 Hour on Weekend)

$23.95 A$34.28

Cinema Ticket

$17.73 A$25.37

$4.70 ₱295

277.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,157 A$3,087

$31.77 ₱1,993

6688.76%

International Primary School, 1 Child (Yearly)

$28.3K A$40.5K

Jeans (Levis 501 Or Similar)

$78.4 A$112

$23.50 ₱1,474

233.66%

Summer Dress (H&M, Zara, etc)

$70.5 A$101

$17.74 ₱1,113

297.58%

Sport Shoes (Adidas, Nike)

$111 A$159

$55.5 ₱3,480

100.65%

Men's Leather Business Shoes

$132 A$189

$23.96 ₱1,503

449.83%

1-bedroom Apartment, City Center (Monthly)

$2,514 A$3,598

$308 ₱19.3K

715.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,732 A$2,478

$246 ₱15.4K

603.32%

3-bedroom Apartment, City Center (Monthly)

$4,889 A$6,996

$1,184 ₱74.3K

312.88%

3-bedroom Apartment, Outside City Center (Monthly)

$3,039 A$4,349

$436 ₱27.4K

596.66%

Buy Apartment in City Center (m2)

$13.2K A$18.9K

$3,633 ₱227.9K

263.71%

Buy Apartment Outside City Center (m2)

$8,117 A$11.6K

$1,055 ₱66.2K

669.48%

Average Monthly Net Salary (After Tax)

$4,082 A$5,842

$206 ₱12.9K

1881.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

7.33

-20.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: October 5, 2026

Last update for Iloilo: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sydney

$1.7K 54.5%

Iloilo

$246 35.8% 85.8% $1.5K

Groceries & Markets

Sydney

$380 12%

Iloilo

$188 27.3% 50.6% $192

Monthly Utilities & Internet

Sydney

$303 9.6%

Iloilo

$102 14.8% 66.4% $201

Eating Out

Sydney

$299 9.4%

Iloilo

$70 10.2% 76.6% $229

Clothing & Footwear

Sydney

$176 5.6%

Iloilo

$54 7.9% 69.2% $122

Getting Around

Sydney

$174 5.5%

Iloilo

$8.1 1.2% 95.4% $166

Sport & Entertainment

Sydney

$110 3.5%

Iloilo

$19 2.8% 82.5% $91

Cost Breakdown

A central one-bedroom costs $2,514 in Sydney versus $308 in Iloilo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1882% higher in Sydney, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $97.0 in Sydney versus $19.00 in Iloilo. Monthly groceries follow the same trend: $380 vs $188 – making Iloilo the more affordable choice for daily food spending.

Good to know

🇦🇺 Sydney

🇵🇭 Iloilo

🕒 Local time

21:18 9:18 PM

18:18 6:18 PM

3 h behind Sydney

🌤 Weather

👥 Population

4,840,600

457,626

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.699 USD

1 AUD = 0.624 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 AUD (1 AUD = 0.699 USD). 1 EUR = 1.6 AUD (1 AUD = 0.624 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

USD to AUD in detail →

On the map

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Between locations

Sydney Iloilo 5,810 km ≈ 8 h nonstop flight

From you

Sydney
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Iloilo: Cost of Living - Frequently Asked Questions

Yes – Sydney is pricier by about 359%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,774 per month in Sydney and $1,040 in Iloilo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $97.0 in Sydney and $19.00 in Iloilo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,182 in Sydney and $693 in Iloilo. That's a gap of about 359%.

A $1,500 monthly budget goes further in Iloilo, where all-in costs run around $693, than in Sydney at $3,182. In Iloilo it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

Families tend to lean toward Iloilo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.