Last update: Oct 2026

Cost of Living Comparison Between Sydney and Cemagi, Bali

For one person, living is cheaper in Cemagi, Bali: $1,136 a month against $3,182 in Sydney, rent and utilities included – about $24,600 less a year. Rent and utilities account for most of the difference.

155

Cost of Living Index in Sydney
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Sydney Living Index
56

Cost of Living Index in Cemagi, Bali
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Cemagi, Bali Living Index

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Sydney

🇦🇺 Australia

$3,182

/mo nomad

Cemagi, Bali

🇮🇩 Indonesia

$1,136

/mo nomad

Monthly Cost of Living

How much you'll spend in Sydney and in Cemagi, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sydney and in Cemagi, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,182 in Sydney versus $1,136 in Cemagi, Bali.

Sydney $3,182
Cemagi, Bali $1,136

Estimated couple costs with rent: $4,696 in Sydney versus $1,946 in Cemagi, Bali.

Sydney $4,696
Cemagi, Bali $1,946

Monthly costs for a family of three with rent: $6,210 in Sydney versus $2,756 in Cemagi, Bali.

Sydney $6,210
Cemagi, Bali $2,756

Living in Sydney is roughly 180% more expensive than in Cemagi, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Sydney is 137% above, Cemagi, Bali is 15% below.

Meal at Budget Restaurant

$17.66 A$25.28

$2.72 Rp 48.5K

549.26%

Three-Course Dinner for Two, Mid-Range

$97.1 A$139

$29.86 Rp 533.8K

225.15%

Fast Food Meal (McDonalds, etc)

$11.94 A$17.09

$4.63 Rp 82.8K

157.88%

Cappuccino

$4.00 A$5.72

$2.22 Rp 39.7K

80.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.84 A$4.06

$1.37 Rp 24.5K

107.30%

Water (0.33 liter bottle)

$2.27 A$3.25

$0.66 Rp 11.7K

243.94%

Local Beer (0.5 liter draught)

$7.89 A$11.29

$2.27 Rp 40.6K

247.58%

Imported Beer (0.33 liter bottle)

$7.13 A$10.20

$3.76 Rp 67.3K

89.63%

Milk (1 liter)

$1.66 A$2.38

$1.50 Rp 26.8K

10.67%

White Bread (500g)

$2.79 A$4.00

$2.12 Rp 37.9K

31.60%

Rice (white) (1kg)

$2.32 A$3.33

$1.11 Rp 19.8K

109.01%

Eggs

$5.53 A$7.92

$2.05 Rp 36.6K

169.76%

Local Cheese (1kg)

$12.08 A$17.28

$16.80 Rp 300.3K

-28.10%

Chicken Fillets (1kg)

$9.84 A$14.09

$3.69 Rp 66.0K

166.67%

Beef Round Steak (1kg)

$16.61 A$23.78

$11.44 Rp 204.4K

45.19%

Apples (1kg)

$4.02 A$5.76

$3.38 Rp 60.4K

18.93%

Banana (1kg)

$3.15 A$4.51

$1.52 Rp 27.2K

107.24%

Oranges (1kg)

$3.50 A$5.01

$2.25 Rp 40.2K

55.56%

Tomato (1kg)

$4.47 A$6.39

$1.83 Rp 32.6K

144.26%

Potato (1kg)

$3.32 A$4.76

$1.73 Rp 30.9K

91.91%

Onion (1kg)

$2.30 A$3.30

$2.31 Rp 41.4K

-0.43%

Lettuce (1 head)

$2.34 A$3.35

$0.95 Rp 17.0K

146.32%

Water (1.5 liter bottle)

$1.15 A$1.65

$0.47 Rp 8,485

144.68%

Cigarettes 20 Pack (Marlboro, Camel)

$45.02 A$64.4

$2.15 Rp 38.5K

1993.95%

Wine (Bottle)

$13.96 A$19.97

$21.48 Rp 384.0K

-35.01%

Local Beer (0.5 liter bottle)

$3.98 A$5.70

$2.17 Rp 38.7K

83.41%

Imported Beer (0.33 liter bottle)

$4.07 A$5.82

$2.89 Rp 51.7K

40.83%

One-way Ticket (Public Transport)

$3.16 A$4.52

$0.29 Rp 5,240

989.66%

Public Transport Monthly Pass (Regular Price)

$150 A$215

$8.93 Rp 159.6K

1579.28%

Taxi Start (Normal Tariff)

$3.45 A$4.94

$0.52 Rp 9,358

563.46%

Taxi (Normal Tariff) (1km)

$1.63 A$2.33

$0.47 Rp 8,362

246.81%

Taxi 1hour Waiting (Normal Tariff)

$39.98 A$57.2

$2.56 Rp 45.8K

1461.72%

Gasoline (1 liter)

$1.40 A$2.01

$0.92 Rp 16.4K

52.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K A$40.7K

$26.6K Rp 475.0M

6.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.4K A$42.1K

$33.8K Rp 603.3M

-12.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 A$315

$81.2 Rp 1.5M

170.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.70 A$39.64

$6.30 Rp 112.7K

339.68%

Internet (50+ Mbps, Unlimited Data)

$55.5 A$79.5

$18.85 Rp 337.0K

194.59%

Gym Membership (Monthly)

$74.3 A$106

$50.1 Rp 896.1K

48.25%

Tennis Court (1 Hour on Weekend)

$23.95 A$34.28

$16.46 Rp 294.2K

45.50%

Cinema Ticket

$17.73 A$25.37

$4.01 Rp 71.7K

342.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,157 A$3,087

$472 Rp 8.4M

357.34%

International Primary School, 1 Child (Yearly)

$28.3K A$40.5K

$5,550 Rp 99.2M

409.77%

Jeans (Levis 501 Or Similar)

$78.4 A$112

$44.23 Rp 790.6K

77.28%

Summer Dress (H&M, Zara, etc)

$70.5 A$101

$33.13 Rp 592.2K

112.89%

Sport Shoes (Adidas, Nike)

$111 A$159

$76.7 Rp 1.4M

45.09%

Men's Leather Business Shoes

$132 A$189

$76.3 Rp 1.4M

72.64%

1-bedroom Apartment, City Center (Monthly)

$2,514 A$3,598

$839 Rp 15.0M

199.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,732 A$2,478

$502 Rp 9.0M

245.07%

3-bedroom Apartment, City Center (Monthly)

$4,889 A$6,996

$2,655 Rp 47.5M

84.14%

3-bedroom Apartment, Outside City Center (Monthly)

$3,039 A$4,349

$1,287 Rp 23.0M

136.05%

Buy Apartment in City Center (m2)

$13.2K A$18.9K

$2,018 Rp 36.1M

554.85%

Buy Apartment Outside City Center (m2)

$8,117 A$11.6K

$1,714 Rp 30.6M

373.43%

Average Monthly Net Salary (After Tax)

$4,082 A$5,842

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

13.78

-57.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: October 5, 2026

Last update for Cemagi, Bali: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sydney

$1.7K 54.5%

Cemagi, Bali

$502 43.7% 71% $1.2K

Groceries & Markets

Sydney

$380 12%

Cemagi, Bali

$275 24% 27.7% $105

Monthly Utilities & Internet

Sydney

$303 9.6%

Cemagi, Bali

$106 9.3% 64.9% $197

Eating Out

Sydney

$299 9.4%

Cemagi, Bali

$89 7.8% 70.2% $210

Clothing & Footwear

Sydney

$176 5.6%

Cemagi, Bali

$104 9% 41.2% $73

Getting Around

Sydney

$174 5.5%

Cemagi, Bali

$13 1.1% 92.6% $161

Sport & Entertainment

Sydney

$110 3.5%

Cemagi, Bali

$58 5.1% 47% $52

Cost Breakdown

A one-bedroom apartment in the center runs $2,514 in Sydney and $839 in Cemagi, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $97.0 in Sydney vs $30.00 in Cemagi, Bali for a mid-range dinner for two. Groceries echo the gap at $380 vs $275 per month, with Cemagi, Bali cheaper across the board.

Good to know

🇦🇺 Sydney

🇮🇩 Cemagi, Bali

🕒 Local time

22:52 10:52 PM

19:52 7:52 PM

3 h behind Sydney

🌤 Weather

👥 Population

4,840,600

4,824

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.699 USD

1 AUD = 0.624 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 AUD (1 AUD = 0.699 USD). 1 EUR = 1.6 AUD (1 AUD = 0.624 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Sydney Cemagi, Bali 4,630 km ≈ 6 h nonstop flight

From you

Sydney
Cemagi, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Cemagi, Bali: Cost of Living - Frequently Asked Questions

Sydney and Cemagi, Bali differ by about 180% in total monthly costs ($3,182 vs $1,136 including rent). Cemagi, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $4,774 in Sydney and $1,704 in Cemagi, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,514 in Sydney versus $839 in Cemagi, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,157 in Sydney versus $472 in Cemagi, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 38% higher in Sydney. For households that cook at home regularly, that difference adds up over a month.

At $1,136 in Cemagi, Bali versus $3,182 in Sydney, a $2,000 budget is realistic in Cemagi, Bali but tight or insufficient in Sydney. The gap between the two cities makes Cemagi, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Sydney and Cemagi, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cemagi, Bali gentler on the wallet – expenses run 180% less than in Sydney. Beyond cost, consider language, visa policies, and how big the international community is in each city.