Last update: Oct 2026

Cost of Living Comparison Between Swindon and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,768 in Swindon, rent and utilities included – about $17,000 less a year. Rent and utilities account for most of the difference.

133

Cost of Living Index in Swindon
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Swindon Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Swindon

🇬🇧 United Kingdom

$2,768

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Swindon and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Swindon and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,768 per month in Swindon vs $1,349 in Ubud, Bali, rent included.

Swindon $2,768
Ubud, Bali $1,349

A couple spends around $3,814 per month in Swindon vs $2,305 in Ubud, Bali, rent included.

Swindon $3,814
Ubud, Bali $2,305

A family of three spends $4,861 per month in Swindon vs $3,261 in Ubud, Bali, rent included.

Swindon $4,861
Ubud, Bali $3,261

Swindon costs about 105% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$20.27 £15.13

$3.32 Rp 60.2K

510.54%

Three-Course Dinner for Two, Mid-Range

$63.0 £47.05

$35.64 Rp 645.8K

76.80%

Fast Food Meal (McDonalds, etc)

$10.72 £8.01

$5.53 Rp 100.3K

93.85%

Cappuccino

$4.79 £3.58

$2.72 Rp 49.3K

76.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.12 £2.33

$1.70 Rp 30.8K

83.53%

Water (0.33 liter bottle)

$1.60 £1.20

$0.76 Rp 13.8K

110.53%

Local Beer (0.5 liter draught)

$5.72 £4.27

$2.65 Rp 48.1K

115.85%

Imported Beer (0.33 liter bottle)

$4.62 £3.45

$4.38 Rp 79.4K

5.48%

Milk (1 liter)

$1.67 £1.25

$1.49 Rp 27.0K

12.08%

White Bread (500g)

$1.96 £1.46

$2.28 Rp 41.2K

-14.04%

Rice (white) (1kg)

$1.87 £1.40

$1.19 Rp 21.6K

57.14%

Eggs

$4.49 £3.35

$2.04 Rp 36.9K

120.10%

Local Cheese (1kg)

$9.48 £7.08

$17.70 Rp 320.8K

-46.44%

Chicken Fillets (1kg)

$9.18 £6.85

$3.96 Rp 71.8K

131.82%

Beef Round Steak (1kg)

$14.45 £10.79

$12.19 Rp 220.9K

18.54%

Apples (1kg)

$3.11 £2.32

$3.66 Rp 66.2K

-15.03%

Banana (1kg)

$2.47 £1.84

$1.52 Rp 27.5K

62.50%

Oranges (1kg)

$4.08 £3.04

$2.23 Rp 40.4K

82.96%

Tomato (1kg)

$4.24 £3.16

$1.97 Rp 35.7K

115.23%

Potato (1kg)

$2.02 £1.51

$1.85 Rp 33.5K

9.19%

Onion (1kg)

$1.73 £1.30

$2.42 Rp 43.9K

-28.51%

Lettuce (1 head)

$1.97 £1.47

$0.99 Rp 17.9K

98.99%

Water (1.5 liter bottle)

$1.72 £1.28

$0.51 Rp 9,303

237.25%

Cigarettes 20 Pack (Marlboro, Camel)

$23.34 £17.43

$2.22 Rp 40.3K

951.35%

Wine (Bottle)

$15.27 £11.40

$22.24 Rp 403.0K

-31.34%

Local Beer (0.5 liter bottle)

$3.86 £2.88

$2.26 Rp 41.0K

70.80%

Imported Beer (0.33 liter bottle)

$3.82 £2.85

$2.97 Rp 53.8K

28.62%

One-way Ticket (Public Transport)

$4.09 £3.06

$0.25 Rp 4,548

1536.00%

Public Transport Monthly Pass (Regular Price)

$98.9 £73.9

$7.82 Rp 141.8K

1164.96%

Taxi Start (Normal Tariff)

$6.79 £5.07

$0.44 Rp 7,964

1443.18%

Taxi (Normal Tariff) (1km)

$1.69 £1.26

$0.43 Rp 7,793

293.02%

Taxi 1hour Waiting (Normal Tariff)

$21.54 £16.08

$5.41 Rp 98.0K

298.15%

Gasoline (1 liter)

$2.03 £1.51

$0.82 Rp 14.9K

147.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.0K £29.1K

$23.8K Rp 432.0M

63.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.8K £30.5K

$31.7K Rp 575.3M

28.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$636 £475

$79.1 Rp 1.4M

704.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.23 £12.12

$6.45 Rp 116.8K

151.63%

Internet (50+ Mbps, Unlimited Data)

$44.50 £33.23

$18.58 Rp 336.7K

139.50%

Gym Membership (Monthly)

$34.18 £25.52

$49.48 Rp 896.7K

-30.92%

Tennis Court (1 Hour on Weekend)

$23.11 £17.25

$17.65 Rp 319.8K

30.93%

Cinema Ticket

$17.61 £13.15

$4.27 Rp 77.4K

312.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,966 £1,468

$491 Rp 8.9M

300.80%

International Primary School, 1 Child (Yearly)

$5,376 £4,014

$5,674 Rp 102.8M

-5.25%

Jeans (Levis 501 Or Similar)

$89.0 £66.5

$44.64 Rp 808.9K

99.44%

Summer Dress (H&M, Zara, etc)

$43.92 £32.79

$34.95 Rp 633.4K

25.67%

Sport Shoes (Adidas, Nike)

$81.8 £61.1

$79.9 Rp 1.4M

2.37%

Men's Leather Business Shoes

$85.5 £63.9

$79.4 Rp 1.4M

7.68%

1-bedroom Apartment, City Center (Monthly)

$1,262 £942

$1,125 Rp 20.4M

12.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,085 £810

$671 Rp 12.2M

61.59%

3-bedroom Apartment, City Center (Monthly)

$2,027 £1,514

$3,565 Rp 64.6M

-43.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,698 £1,268

$1,723 Rp 31.2M

-1.49%

Buy Apartment in City Center (m2)

$5,289 £3,949

$2,732 Rp 49.5M

93.63%

Buy Apartment Outside City Center (m2)

$3,741 £2,794

$2,284 Rp 41.4M

63.80%

Average Monthly Net Salary (After Tax)

$2,969 £2,217

$164 Rp 3.0M

1712.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.59

13.78

-59.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swindon: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Swindon

$1.1K 39.2%

Ubud, Bali

$672 49.8% 38.1% $414

Monthly Utilities & Internet

Swindon

$697 25.2%

Ubud, Bali

$104 7.7% 85.1% $593

Groceries & Markets

Swindon

$343 12.4%

Ubud, Bali

$288 21.4% 15.9% $54

Eating Out

Swindon

$309 11.2%

Ubud, Bali

$108 8% 65.1% $201

Clothing & Footwear

Swindon

$135 4.9%

Ubud, Bali

$108 8% 20.4% $28

Getting Around

Swindon

$131 4.7%

Ubud, Bali

$11 0.9% 91.3% $119

Sport & Entertainment

Swindon

$69 2.5%

Ubud, Bali

$58 4.3% 16.4% $11

Cost Breakdown

A central one-bedroom costs $1,262 in Swindon versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Swindon are about 18 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63 in Swindon versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $343 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇬🇧 Swindon

🇮🇩 Ubud, Bali

🕒 Local time

02:37 2:37 AM

10:37 10:37 AM

8 h ahead of Swindon

🌤 Weather

👥 Population

183,638

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 2, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

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Highest

Between locations

Swindon Ubud, Bali 12,600 km ≈ 16 h nonstop flight

From you

Swindon
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swindon vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,768 in Swindon, $1,349 in Ubud, Bali – Ubud, Bali comes out roughly 51% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,152 per month in Swindon and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,262 in Swindon.

Monthly expenses with rent come to $2,768 in Swindon and $1,349 in Ubud, Bali. That makes Ubud, Bali about 51% cheaper.

Public transport costs about 92% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $2,768 in Swindon and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Swindon makes more sense. Both are solid long-term options with distinct trade-offs.