For one person, living is cheaper in Cebu: $918 a month against $2,145 in Sutton, rent and utilities included – about $14,700 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sutton and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $2,145 in Sutton versus $918 in Cebu.
Sutton $2,145
Cebu $918
Estimated couple costs with rent: $3,018 in Sutton versus $1,409 in Cebu.
Sutton $3,018
Cebu $1,409
Monthly costs for a family of three with rent: $3,890 in Sutton versus $1,900 in Cebu.
Sutton $3,890
Cebu $1,900
🌍
Living in Sutton is roughly 134% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.
📊
The two cities straddle the global median: Sutton is 59% above, Cebu is 32% below.
Currency
No currencies found
🍽 Eating Out
Sutton
Cebu
Difference
Meal at Budget Restaurant
$26.66£20.00
$3.09₱194
762.78%
Three-Course Dinner for Two, Mid-Range
$93.6£70.3
$24.22₱1,525
286.58%
Fast Food Meal(McDonalds, etc)
$10.72£8.04
$3.92₱247
173.47%
Cappuccino
$4.83£3.63
$2.51₱158
92.43%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.85£2.13
$1.59₱100
79.25%
Water(0.33 liter bottle)
$2.17£1.63
$0.53₱33.43
309.43%
Local Beer(0.5 liter draught)
$8.84£6.63
$1.78₱112
396.63%
Imported Beer(0.33 liter bottle)
$6.80£5.10
$2.17₱137
213.36%
🛒 Groceries & Markets
Sutton
Cebu
Difference
Milk(1 liter)
$1.79£1.34
$1.92₱121
-6.77%
White Bread(500g)
$1.73£1.30
$1.36₱85.4
27.21%
Rice(white)(1kg)
$2.39£1.79
$1.01₱63.5
136.63%
Eggs
$3.57£2.68
$2.03₱128
75.86%
Local Cheese(1kg)
$11.25£8.44
$9.86₱621
14.10%
Chicken Fillets(1kg)
$8.31£6.23
$4.39₱277
89.29%
Beef Round Steak(1kg)
$12.56£9.43
$7.60₱479
65.26%
Apples(1kg)
$3.02£2.26
$3.30₱208
-8.48%
Banana(1kg)
$1.37£1.03
$1.39₱87.8
-1.44%
Oranges(1kg)
$2.79£2.09
$2.33₱147
19.74%
Tomato(1kg)
$3.18£2.39
$1.50₱94.3
112.00%
Potato(1kg)
$1.56£1.17
$2.36₱149
-33.90%
Onion(1kg)
$1.35£1.01
$1.90₱119
-28.95%
Lettuce(1 head)
$0.91£0.68
$1.19₱74.9
-23.53%
Water(1.5 liter bottle)
$1.54£1.16
$0.63₱39.71
144.44%
Cigarettes 20 Pack(Marlboro, Camel)
$23.60£17.71
$3.00₱189
686.67%
Wine(Bottle)
$13.11£9.83
$6.03₱379
117.41%
Local Beer(0.5 liter bottle)
$2.22£1.66
$1.23₱77.7
80.49%
Imported Beer(0.33 liter bottle)
$3.05£2.29
$1.75₱110
74.29%
🚌 Getting Around
Sutton
Cebu
Difference
One-way Ticket(Public Transport)
$3.26£2.45
$0.25₱15.86
1204.00%
Public Transport Monthly Pass(Regular Price)
-
$12.64₱796
-
Taxi Start(Normal Tariff)
$5.50£4.12
$0.77₱48.62
614.29%
Taxi(Normal Tariff)(1km)
$3.25£2.44
$0.23₱14.53
1313.04%
Taxi 1hour Waiting(Normal Tariff)
$13.44£10.08
$4.46₱281
201.35%
Gasoline(1 liter)
$2.01£1.50
$1.31₱82.8
53.44%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K£28.7K
$21.2K₱1.3M
79.89%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.4K£30.3K
$19.1K₱1.2M
111.25%
🧾 Monthly Utilities & Internet
Sutton
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$275£206
$120₱7,569
128.59%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.22£13.67
$14.00₱882
30.14%
Internet(50+ Mbps, Unlimited Data)
$41.17£30.89
$27.54₱1,734
49.49%
🎉 Sport & Entertainment
Sutton
Cebu
Difference
Gym Membership(Monthly)
-
$32.33₱2,035
-
Tennis Court(1 Hour on Weekend)
-
$6.65₱419
-
Cinema Ticket
$14.36£10.78
$5.65₱356
154.16%
🧸 Childcare & Education
Sutton
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,773£1,330
$275₱17.3K
544.12%
International Primary School, 1 Child(Yearly)
$28.9K£21.7K
$7,918₱498.5K
265.60%
👕👟 Clothing & Footwear
Sutton
Cebu
Difference
Jeans(Levis 501 Or Similar)
$75.2£56.4
$49.33₱3,106
52.36%
Summer Dress(H&M, Zara, etc)
$54.6£40.95
$25.24₱1,589
116.24%
Sport Shoes(Adidas, Nike)
$114£85.8
$77.0₱4,846
48.60%
Men's Leather Business Shoes
$106£79.3
$57.2₱3,601
84.81%
🏠 Accommodation & Living
Sutton
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$1,511£1,134
$500₱31.5K
202.58%
1-bedroom Apartment, Outside City Center(Monthly)
$913£685
$309₱19.4K
195.76%
3-bedroom Apartment, City Center(Monthly)
$2,641£1,981
$1,078₱67.9K
145.00%
3-bedroom Apartment, Outside City Center(Monthly)
$1,135£851
$615₱38.7K
84.46%
Buy Apartment in City Center(m2)
-
$2,886₱181.7K
-
Buy Apartment Outside City Center(m2)
$7,275£5,458
$1,917₱120.7K
279.59%
💵 Salaries & Financials
Sutton
Cebu
Difference
Average Monthly Net Salary(After Tax)
$4,277£3,209
$346₱21.8K
1136.34%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
7.2
-30.56%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Sutton: October 11, 2026
Last update for Cebu: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Sutton
$913 42.6%
Cebu
$309 33.6% ↓ 66.2%$605
🍽Eating Out
Sutton
$381 17.8%
Cebu
$88 9.6% ↓ 76.9%$293
🧾Monthly Utilities & Internet
Sutton
$334 15.6%
Cebu
$162 17.6% ↓ 51.6%$172
🛒Groceries & Markets
Sutton
$295 13.8%
Cebu
$206 22.4% ↓ 30.3%$89
👕👟Clothing & Footwear
Sutton
$157 7.3%
Cebu
$94 10.2% ↓ 40.3%$63
🚌Getting Around
Sutton
$35 * 1.6%
Cebu
$16 1.7% ↓ 55.3%$19
🎉Sport & Entertainment
Sutton
$29 * 1.3%
Cebu
$44 4.8% ↑ 51.8%$15
Categories marked with * are only partly priced – their share counts the items that do have prices.
🏠Accommodation & Living
Sutton
$1.1K 29.2%
Cebu
$615 32.4% ↓ 45.8%$520
🍽Eating Out
Sutton
$1.2K 32%
Cebu
$292 15.4% ↓ 76.6%$954
🧾Monthly Utilities & Internet
Sutton
$352 9.1%
Cebu
$176 9.3% ↓ 50.1%$177
🛒Groceries & Markets
Sutton
$674 17.3%
Cebu
$483 25.4% ↓ 28.4%$191
👕👟Clothing & Footwear
Sutton
$350 9%
Cebu
$209 11% ↓ 40.3%$141
🚌Getting Around
Sutton
$76 * 2%
Cebu
$32 1.7% ↓ 58.5%$45
🎉Sport & Entertainment
Sutton
$57 * 1.5%
Cebu
$94 4.9% ↑ 63.4%$36
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,511 in Sutton and $500 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Sutton pays 1136% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $94.0 in Sutton vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $295 vs $206 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sutton vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Sutton?
Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 134% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Sutton or Cebu?
Average pay runs 1136% higher in Sutton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Sutton and Cebu?
Rent for a central apartment: $1,511 in Sutton versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Sutton and in Cebu?
Supermarket bills run roughly 43% higher in Sutton. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Sutton and in Cebu?
All in, you'll spend $2,145 per month in Sutton versus $918 in Cebu – a 134% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Sutton or in Cebu?
At $918 in Cebu versus $2,145 in Sutton, a $1,500 budget is realistic in Cebu but tight or insufficient in Sutton. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Sutton or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Sutton, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Sutton or Cebu?
Safety-wise, Sutton and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 134% less than in Sutton. Beyond cost, consider language, visa policies, and how big the international community is in each city.