Last update: Oct 2026

Cost of Living Comparison Between Sutton Coldfield and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,320 in Sutton Coldfield, rent and utilities included – about $16,800 less a year. Rent and utilities account for most of the difference.

112

Cost of Living Index in Sutton Coldfield
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Sutton Coldfield Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Sutton Coldfield

🇬🇧 United Kingdom

$2,320

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Sutton Coldfield and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sutton Coldfield and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,320 in Sutton Coldfield versus $918 in Cebu.

Sutton Coldfield $2,320
Cebu $918

Estimated couple costs with rent: $3,408 in Sutton Coldfield versus $1,409 in Cebu.

Sutton Coldfield $3,408
Cebu $1,409

Monthly costs for a family of three with rent: $4,497 in Sutton Coldfield versus $1,900 in Cebu.

Sutton Coldfield $4,497
Cebu $1,900

Living in Sutton Coldfield is roughly 153% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Sutton Coldfield is 72% above, Cebu is 32% below.

Meal at Budget Restaurant

$20.65 £15.49

$3.09 ₱194

568.28%

Three-Course Dinner for Two, Mid-Range

$91.8 £68.9

$24.22 ₱1,525

278.98%

Fast Food Meal (McDonalds, etc)

$9.30 £6.98

$3.92 ₱247

137.24%

Cappuccino

$4.51 £3.38

$2.51 ₱158

79.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.93 £1.45

$1.59 ₱100

21.38%

Water (0.33 liter bottle)

$1.37 £1.03

$0.53 ₱33.43

158.49%

Local Beer (0.5 liter draught)

$6.77 £5.08

$1.78 ₱112

280.34%

Imported Beer (0.33 liter bottle)

$5.39 £4.04

$2.17 ₱137

148.39%

Milk (1 liter)

$1.55 £1.16

$1.92 ₱121

-19.27%

White Bread (500g)

$1.61 £1.21

$1.36 ₱85.4

18.38%

Rice (white) (1kg)

$2.54 £1.91

$1.01 ₱63.5

151.49%

Eggs

$3.68 £2.76

$2.03 ₱128

81.28%

Local Cheese (1kg)

$9.06 £6.80

$9.86 ₱621

-8.11%

Chicken Fillets (1kg)

$8.49 £6.37

$4.39 ₱277

93.39%

Beef Round Steak (1kg)

$12.77 £9.58

$7.60 ₱479

68.03%

Apples (1kg)

$2.52 £1.89

$3.30 ₱208

-23.64%

Banana (1kg)

$1.68 £1.26

$1.39 ₱87.8

20.86%

Oranges (1kg)

$2.50 £1.88

$2.33 ₱147

7.30%

Tomato (1kg)

$3.49 £2.62

$1.50 ₱94.3

132.67%

Potato (1kg)

$1.60 £1.20

$2.36 ₱149

-32.20%

Onion (1kg)

$1.72 £1.29

$1.90 ₱119

-9.47%

Lettuce (1 head)

$1.12 £0.84

$1.19 ₱74.9

-5.88%

Water (1.5 liter bottle)

$1.55 £1.17

$0.63 ₱39.71

146.03%

Cigarettes 20 Pack (Marlboro, Camel)

$20.74 £15.56

$3.00 ₱189

591.33%

Wine (Bottle)

$9.04 £6.78

$6.03 ₱379

49.92%

Local Beer (0.5 liter bottle)

$3.56 £2.67

$1.23 ₱77.7

189.43%

Imported Beer (0.33 liter bottle)

$3.23 £2.43

$1.75 ₱110

84.57%

One-way Ticket (Public Transport)

$3.37 £2.53

$0.25 ₱15.86

1248.00%

Public Transport Monthly Pass (Regular Price)

$97.6 £73.2

$12.64 ₱796

672.31%

Taxi Start (Normal Tariff)

$5.05 £3.79

$0.77 ₱48.62

555.84%

Taxi (Normal Tariff) (1km)

$1.29 £0.96

$0.23 ₱14.53

460.87%

Taxi 1hour Waiting (Normal Tariff)

$23.53 £17.65

$4.46 ₱281

427.58%

Gasoline (1 liter)

$2.07 £1.56

$1.31 ₱82.8

58.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K £28.0K

$21.2K ₱1.3M

75.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.5K £30.4K

$19.1K ₱1.2M

111.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$326 £244

$120 ₱7,569

170.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.54 £15.41

$14.00 ₱882

46.71%

Internet (50+ Mbps, Unlimited Data)

$48.88 £36.67

$27.54 ₱1,734

77.49%

Gym Membership (Monthly)

$45.33 £34.01

$32.33 ₱2,035

40.21%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$11.99 £8.99

$5.65 ₱356

112.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$906 £680

$275 ₱17.3K

229.20%

International Primary School, 1 Child (Yearly)

$24.5K £18.3K

$7,918 ₱498.5K

208.83%

Jeans (Levis 501 Or Similar)

$73.6 £55.2

$49.33 ₱3,106

49.28%

Summer Dress (H&M, Zara, etc)

$26.84 £20.14

$25.24 ₱1,589

6.34%

Sport Shoes (Adidas, Nike)

$79.8 £59.8

$77.0 ₱4,846

3.63%

Men's Leather Business Shoes

$97.0 £72.8

$57.2 ₱3,601

69.56%

1-bedroom Apartment, City Center (Monthly)

$1,242 £932

$500 ₱31.5K

148.63%

1-bedroom Apartment, Outside City Center (Monthly)

$1,015 £761

$309 ₱19.4K

228.62%

3-bedroom Apartment, City Center (Monthly)

$2,080 £1,560

$1,078 ₱67.9K

92.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,676 £1,257

$615 ₱38.7K

172.36%

Buy Apartment in City Center (m2)

$5,098 £3,825

$2,886 ₱181.7K

76.64%

Buy Apartment Outside City Center (m2)

$3,884 £2,914

$1,917 ₱120.7K

102.63%

Average Monthly Net Salary (After Tax)

$2,261 £1,696

$346 ₱21.8K

553.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.09

7.2

-29.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sutton Coldfield: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sutton Coldfield

$1K 43.7%

Cebu

$309 33.6% 69.6% $706

Monthly Utilities & Internet

Sutton Coldfield

$395 17%

Cebu

$162 17.6% 59% $233

Eating Out

Sutton Coldfield

$305 13.2%

Cebu

$88 9.6% 71.1% $217

Groceries & Markets

Sutton Coldfield

$288 12.4%

Cebu

$206 22.4% 28.6% $82

Clothing & Footwear

Sutton Coldfield

$125 5.4%

Cebu

$94 10.2% 24.7% $31

Getting Around

Sutton Coldfield

$123 5.3%

Cebu

$16 1.7% 87.3% $107

Sport & Entertainment

Sutton Coldfield

$69 3%

Cebu

$44 4.8% 37.1% $26

Cost Breakdown

A one-bedroom apartment in the center runs $1,242 in Sutton Coldfield and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Sutton Coldfield pays 553% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $92.0 in Sutton Coldfield vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $288 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Sutton Coldfield

🇵🇭 Cebu

🕒 Local time

09:25 9:25 AM

16:25 4:25 PM

7 h ahead of Sutton Coldfield

🌤 Weather

👥 Population

109,899

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Between locations

Sutton Coldfield Cebu 11,340 km ≈ 15 h nonstop flight

From you

Sutton Coldfield
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sutton Coldfield vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 153% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 553% higher in Sutton Coldfield, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,242 in Sutton Coldfield versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,320 per month in Sutton Coldfield versus $918 in Cebu – a 153% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 672% less than in Sutton Coldfield. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,320 in Sutton Coldfield, a $1,500 budget is realistic in Cebu but tight or insufficient in Sutton Coldfield. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Sutton Coldfield, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sutton Coldfield and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 153% less than in Sutton Coldfield. Beyond cost, consider language, visa policies, and how big the international community is in each city.