Last update: Oct 2026

Cost of Living Comparison Between Surprise, AZ and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $1,244 in Surprise, AZ, rent and utilities included – about $480 less a year. The total is higher in Surprise, AZ despite lower rent and utilities.

Surprise, AZ, United States
Playa del Carmen, Mexico
Surprise, AZ
🇺🇸 United States
$1,244
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Monthly Cost of Living

How much you'll spend in Surprise, AZ and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surprise, AZ and in Playa del Carmen actually costs, broken down by who's living it.

A single person spends $1,244 per month in Surprise, AZ vs $1,204 in Playa del Carmen, rent included.

  • Surprise, AZ $1,244
  • Playa del Carmen $1,204

A couple spends around $3,511 per month in Surprise, AZ vs $2,082 in Playa del Carmen, rent included.

  • Surprise, AZ $3,511
  • Playa del Carmen $2,082

A family of three spends $5,778 per month in Surprise, AZ vs $2,959 in Playa del Carmen, rent included.

  • Surprise, AZ $5,778
  • Playa del Carmen $2,959

Surprise, AZ costs about 3% more than Playa del Carmen, and outside of rent the biggest gap is in eating out.

Both Surprise, AZ and Playa del Carmen are more affordable than the global median – Surprise, AZ 9% lower, Playa del Carmen 12% lower.

Currency
🍽 Eating Out
Surprise, AZ
Playa del Carmen
Difference
Meal at Budget Restaurant
$19.95 $19.95
$10.92 MX$205
82.69%
Three-Course Dinner for Two, Mid-Range
$84.8 $84.8
$43.37 MX$815
95.57%
Fast Food Meal (McDonalds, etc)
$9.71 $9.71
$11.78 MX$221
-17.57%
Cappuccino
$5.93 $5.93
$3.81 MX$71.6
55.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.03 $3.03
$1.28 MX$24.10
136.72%
Water (0.33 liter bottle)
$2.70 $2.70
$0.78 MX$14.71
246.15%
Local Beer (0.5 liter draught)
$6.08 $6.08
$3.17 MX$59.5
91.80%
Imported Beer (0.33 liter bottle)
$7.82 $7.82
$4.93 MX$92.7
58.62%
🛒 Groceries & Markets
Surprise, AZ
Playa del Carmen
Difference
Milk (1 liter)
$0.78 $0.78
$1.41 MX$26.43
-44.68%
White Bread (500g)
$3.87 $3.87
$2.22 MX$41.66
74.32%
Rice (white) (1kg)
$3.29 $3.29
$1.42 MX$26.64
131.69%
Eggs
$4.31 $4.31
$2.52 MX$47.41
71.03%
Local Cheese (1kg)
$13.32 $13.32
$7.26 MX$137
83.47%
Chicken Fillets (1kg)
$9.60 $9.60
$7.70 MX$145
24.68%
Beef Round Steak (1kg)
$14.98 $14.98
$12.69 MX$239
18.05%
Apples (1kg)
$5.32 $5.32
$2.78 MX$52.3
91.37%
Banana (1kg)
$1.91 $1.91
$1.37 MX$25.71
39.42%
Oranges (1kg)
$4.20 $4.20
$2.55 MX$47.94
64.71%
Tomato (1kg)
$2.63 $2.63
$2.12 MX$39.90
24.06%
Potato (1kg)
$3.38 $3.38
$1.94 MX$36.43
74.23%
Onion (1kg)
$3.21 $3.21
$1.89 MX$35.44
69.84%
Lettuce (1 head)
$1.48 $1.48
$1.15 MX$21.55
28.70%
Water (1.5 liter bottle)
$1.63 $1.63
$1.18 MX$22.16
38.14%
Cigarettes 20 Pack (Marlboro, Camel)
$11.24 $11.24
$4.30 MX$80.7
161.40%
Wine (Bottle)
$13.97 $13.97
$9.95 MX$187
40.40%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$1.58 MX$29.76
10.76%
Imported Beer (0.33 liter bottle)
$3.07 $3.07
$2.67 MX$50.2
14.98%
🚌 Getting Around
Surprise, AZ
Playa del Carmen
Difference
One-way Ticket (Public Transport)
-
$0.55 MX$10.40
-
Public Transport Monthly Pass (Regular Price)
-
$26.62 MX$500
-
Taxi Start (Normal Tariff)
$2.79 $2.79
$4.97 MX$93.4
-43.86%
Taxi (Normal Tariff) (1km)
$1.35 $1.35
$3.33 MX$62.6
-59.46%
Taxi 1hour Waiting (Normal Tariff)
$32.82 $32.82
$5.36 MX$101
512.31%
Gasoline (1 liter)
$1.11 $1.11
$1.44 MX$27.14
-22.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$20.7K MX$388.4K
69.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K $25.2K
$23.5K MX$441.0K
7.44%
🧾 Monthly Utilities & Internet
Surprise, AZ
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$227 $227
$84.8 MX$1,594
167.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60.2 $60.2
$23.41 MX$440
157.33%
Internet (50+ Mbps, Unlimited Data)
$65.8 $65.8
$28.66 MX$539
129.66%
🎉 Sport & Entertainment
Surprise, AZ
Playa del Carmen
Difference
Gym Membership (Monthly)
$58.9 $58.9
$57.1 MX$1,072
3.28%
Tennis Court (1 Hour on Weekend)
-
$28.91 MX$543
-
Cinema Ticket
$11.18 $11.18
$5.14 MX$96.6
117.51%
🧸 Childcare & Education
Surprise, AZ
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,020 $1,020
$207 MX$3,882
393.73%
International Primary School, 1 Child (Yearly)
$22.9K $22.9K
$3,927 MX$73.8K
483.33%
👕👟 Clothing & Footwear
Surprise, AZ
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$51.8 $51.8
$43.35 MX$815
19.49%
Summer Dress (H&M, Zara, etc)
$45.57 $45.57
$41.44 MX$779
9.97%
Sport Shoes (Adidas, Nike)
$71.6 $71.6
$74.2 MX$1,394
-3.57%
Men's Leather Business Shoes
$72.7 $72.7
$89.3 MX$1,677
-18.53%
🏠 Accommodation & Living
Surprise, AZ
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
-
$980 MX$18.4K
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$381 MX$7,157
-
3-bedroom Apartment, City Center (Monthly)
$2,070 $2,070
$1,708 MX$32.1K
21.17%
3-bedroom Apartment, Outside City Center (Monthly)
$3,015 $3,015
$1,075 MX$20.2K
180.46%
Buy Apartment in City Center (m2)
-
$3,943 MX$74.1K
-
Buy Apartment Outside City Center (m2)
$1,584 $1,584
$6,158 MX$115.7K
-74.28%
💵 Salaries & Financials
Surprise, AZ
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$4,325 $4,325
$735 MX$13.8K
488.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.63
11.45
-42.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surprise, AZ: October 26, 2026

Last update for Playa del Carmen: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Surprise, AZ
$363
Playa del Carmen
$255 29.7% $108
Monthly Utilities & Internet
Surprise, AZ
$353
Playa del Carmen
$137 61.2% $216
Eating Out
Surprise, AZ
$329
Playa del Carmen
$202 38.5% $126
Clothing & Footwear
Surprise, AZ
$109
Playa del Carmen
$112 2.7% $3
Sport & Entertainment
Surprise, AZ
$81
Playa del Carmen
$67 17.2% $14
Getting Around
Surprise, AZ
$9.5 *
Playa del Carmen
$50 430% $41
Accommodation & Living
Surprise, AZ
- *
Playa del Carmen
$381

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries in Surprise, AZ are about 5.9 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $85 in Surprise, AZ versus $43 in Playa del Carmen. Monthly groceries follow the same trend: $363 vs $255 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇺🇸 Surprise, AZ
🇲🇽 Playa del Carmen
🕒 Local time
19:28 7:28 PM
21:28 9:28 PM
2 h ahead of Surprise, AZ
🌤 Weather
👥 Population
143,148
149,923
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Mexican Peso exchange rates as of November 2, 2026: 1 USD = 18.79 MXN (100 MXN = 5.32 USD). 1 EUR = 20.98 MXN (100 MXN = 4.77 EUR).

On the map
Between locations
  • Surprise, AZ Playa del Carmen 2,880 km ≈ 4 h nonstop flight
From you
  • Surprise, AZ
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surprise, AZ vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Surprise, AZ?
Yes – Surprise, AZ is pricier by about 3%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,866 per month in Surprise, AZ and $1,806 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Surprise, AZ and in Playa del Carmen?
Monthly expenses with rent come to $1,244 in Surprise, AZ and $1,204 in Playa del Carmen. That makes Playa del Carmen about 3% cheaper.
Which city has cheaper kindergarten?
Kindergarten costs $1,020 per month in Surprise, AZ and $207 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 enough for either Surprise, AZ or Playa del Carmen?
$1,500 covers both cities comfortably – all-in costs are $1,244 in Surprise, AZ and $1,204 in Playa del Carmen, leaving budget for savings and extras in both cases.
Is it better to live in Surprise, AZ or in Playa del Carmen?
It depends on your priorities. Playa del Carmen has an edge in some lifestyle areas, with costs from $1,204 in Playa del Carmen to $1,244 in Surprise, AZ. Climate, culture, job market, and personal taste all factor in.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries or specific career opportunities are the priority, Surprise, AZ makes more sense. Both are solid long-term options with distinct trade-offs.

Surprise, AZ vs other spots: cost of living compared

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