Last update: Oct 2026

Cost of Living Comparison Between Surfers Paradise and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,824 in Surfers Paradise, rent and utilities included – about $17,500 less a year. Rent and utilities account for most of the difference.

136

Cost of Living Index in Surfers Paradise
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Surfers Paradise Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Surfers Paradise

🇦🇺 Australia

$2,824

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Surfers Paradise and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surfers Paradise and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,824 per month in Surfers Paradise vs $1,368 in Ubud, Bali, rent included.

Surfers Paradise $2,824
Ubud, Bali $1,368

A couple spends around $4,398 per month in Surfers Paradise vs $2,314 in Ubud, Bali, rent included.

Surfers Paradise $4,398
Ubud, Bali $2,314

A family of three spends $5,973 per month in Surfers Paradise vs $3,260 in Ubud, Bali, rent included.

Surfers Paradise $5,973
Ubud, Bali $3,260

Surfers Paradise costs about 106% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Surfers Paradise and Ubud, Bali sit above the global median – Surfers Paradise by 109%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$17.36 A$24.95

$3.33 Rp 59.6K

421.32%

Three-Course Dinner for Two, Mid-Range

$105 A$151

$35.18 Rp 629.4K

198.21%

Fast Food Meal (McDonalds, etc)

$10.85 A$15.60

$5.80 Rp 103.8K

87.07%

Cappuccino

$4.10 A$5.89

$2.73 Rp 48.8K

50.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 A$4.04

$1.64 Rp 29.4K

71.34%

Water (0.33 liter bottle)

$2.40 A$3.45

$0.83 Rp 14.9K

189.16%

Local Beer (0.5 liter draught)

$7.86 A$11.29

$2.70 Rp 48.3K

191.11%

Imported Beer (0.33 liter bottle)

$7.87 A$11.31

$4.30 Rp 76.9K

83.02%

Milk (1 liter)

$1.66 A$2.39

$1.50 Rp 26.9K

10.67%

White Bread (500g)

$2.70 A$3.88

$2.30 Rp 41.1K

17.39%

Rice (white) (1kg)

$2.41 A$3.46

$1.18 Rp 21.1K

104.24%

Eggs

$4.90 A$7.05

$2.14 Rp 38.4K

128.97%

Local Cheese (1kg)

$8.68 A$12.47

$17.48 Rp 312.7K

-50.34%

Chicken Fillets (1kg)

$9.09 A$13.06

$4.03 Rp 72.1K

125.56%

Beef Round Steak (1kg)

$14.47 A$20.80

$12.23 Rp 218.8K

18.32%

Apples (1kg)

$3.92 A$5.64

$3.55 Rp 63.5K

10.42%

Banana (1kg)

$3.08 A$4.43

$1.57 Rp 28.1K

96.18%

Oranges (1kg)

$3.37 A$4.84

$2.24 Rp 40.0K

50.45%

Tomato (1kg)

$4.84 A$6.96

$1.93 Rp 34.5K

150.78%

Potato (1kg)

$2.82 A$4.05

$1.88 Rp 33.7K

50.00%

Onion (1kg)

$2.44 A$3.50

$2.29 Rp 41.0K

6.55%

Lettuce (1 head)

$2.39 A$3.44

$0.99 Rp 17.8K

141.41%

Water (1.5 liter bottle)

$2.07 A$2.97

$0.53 Rp 9,419

290.57%

Cigarettes 20 Pack (Marlboro, Camel)

$37.58 A$54.0

$2.28 Rp 40.9K

1548.25%

Wine (Bottle)

$14.26 A$20.49

$23.01 Rp 411.8K

-38.03%

Local Beer (0.5 liter bottle)

$5.97 A$8.58

$2.34 Rp 41.9K

155.13%

Imported Beer (0.33 liter bottle)

$5.12 A$7.35

$2.91 Rp 52.1K

75.95%

One-way Ticket (Public Transport)

$0.34 A$0.49

$0.24 Rp 4,289

41.67%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 157.8K

Taxi Start (Normal Tariff)

$2.10 A$3.02

$0.48 Rp 8,633

337.50%

Taxi (Normal Tariff) (1km)

$1.62 A$2.33

$0.46 Rp 8,184

252.17%

Taxi 1hour Waiting (Normal Tariff)

$35.24 A$50.6

$5.45 Rp 97.6K

546.61%

Gasoline (1 liter)

$1.30 A$1.86

$0.88 Rp 15.8K

47.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K A$38.8K

$24.6K Rp 439.6M

10.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K A$40.7K

$31.2K Rp 558.1M

-9.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 A$305

$83.0 Rp 1.5M

155.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.92 A$43.00

$6.45 Rp 115.3K

363.88%

Internet (50+ Mbps, Unlimited Data)

$55.4 A$79.7

$18.57 Rp 332.2K

198.44%

Gym Membership (Monthly)

$66.1 A$94.9

$55.8 Rp 998.8K

18.33%

Tennis Court (1 Hour on Weekend)

$14.45 A$20.77

$18.11 Rp 324.0K

-20.21%

Cinema Ticket

$17.42 A$25.03

$4.38 Rp 78.4K

297.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,944 A$2,794

$493 Rp 8.8M

294.36%

International Primary School, 1 Child (Yearly)

$12.4K A$17.8K

$5,754 Rp 103.0M

115.08%

Jeans (Levis 501 Or Similar)

$83.1 A$119

$46.19 Rp 826.5K

79.91%

Summer Dress (H&M, Zara, etc)

$55.1 A$79.1

$35.33 Rp 632.2K

55.84%

Sport Shoes (Adidas, Nike)

$111 A$159

$79.1 Rp 1.4M

40.25%

Men's Leather Business Shoes

$121 A$174

$78.4 Rp 1.4M

54.70%

1-bedroom Apartment, City Center (Monthly)

$1,912 A$2,748

$1,142 Rp 20.4M

67.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,570 A$2,257

$676 Rp 12.1M

132.43%

3-bedroom Apartment, City Center (Monthly)

$3,770 A$5,418

$3,503 Rp 62.7M

7.62%

3-bedroom Apartment, Outside City Center (Monthly)

$3,067 A$4,407

$1,700 Rp 30.4M

80.42%

Buy Apartment in City Center (m2)

$5,895 A$8,472

$2,784 Rp 49.8M

111.74%

Buy Apartment Outside City Center (m2)

$4,954 A$7,119

$2,241 Rp 40.1M

121.10%

Average Monthly Net Salary (After Tax)

$3,288 A$4,725

$165 Rp 2.9M

1898.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.81

13.78

-57.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surfers Paradise: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surfers Paradise

$1.6K 55.6%

Ubud, Bali

$676 49.4% 57% $895

Groceries & Markets

Surfers Paradise

$380 13.5%

Ubud, Bali

$290 21.2% 23.6% $90

Monthly Utilities & Internet

Surfers Paradise

$298 10.5%

Ubud, Bali

$108 7.9% 63.7% $190

Eating Out

Surfers Paradise

$297 10.5%

Ubud, Bali

$109 8% 63.3% $188

Clothing & Footwear

Surfers Paradise

$167 5.9%

Ubud, Bali

$108 7.9% 35.5% $59

Sport & Entertainment

Surfers Paradise

$101 3.6%

Ubud, Bali

$65 4.7% 36% $36

Getting Around

Surfers Paradise

$12 * 0.4%

Ubud, Bali

$13 0.9% 8.6% $1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,912 in Surfers Paradise versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1898% higher in Surfers Paradise, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $105 in Surfers Paradise versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $380 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Surfers Paradise

🇮🇩 Ubud, Bali

🕒 Local time

08:22 8:22 AM

06:22 6:22 AM

2 h behind Surfers Paradise

🌤 Weather

👥 Population

19,668

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.696 USD

1 AUD = 0.622 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.44 AUD (1 AUD = 0.696 USD). 1 EUR = 1.61 AUD (1 AUD = 0.622 EUR).

Indonesian Rupiah exchange rates as of October 13, 2026: 1 USD = 17,894 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,025 IDR (100,000 IDR = 4.99 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Surfers Paradise Ubud, Bali 4,550 km ≈ 6 h nonstop flight

From you

Surfers Paradise
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surfers Paradise vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Surfers Paradise is pricier by about 106%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,235 per month in Surfers Paradise and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,824 in Surfers Paradise and $1,368 in Ubud, Bali. That's a gap of about 106%.

Kindergarten costs $1,944 per month in Surfers Paradise and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Surfers Paradise at $2,824. In Ubud, Bali it covers expenses comfortably, while in Surfers Paradise it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Surfers Paradise makes more sense. Both are solid long-term options with distinct trade-offs.