Last update: Oct 2026

Cost of Living Comparison Between Summit, NJ and Calgary

For one person, living is cheaper in Calgary: $2,232 a month against $3,842 in Summit, NJ, rent and utilities included – about $19,300 less a year. Rent and utilities account for most of the difference.

189

Cost of Living Index in Summit, NJ
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Summit, NJ Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Summit, NJ

🇺🇸 United States

$3,842

/mo nomad

Calgary

🇨🇦 Canada

$2,232

/mo nomad

Monthly Cost of Living

How much you'll spend in Summit, NJ and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Summit, NJ and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,842 in Summit, NJ versus $2,232 in Calgary.

Summit, NJ $3,842
Calgary $2,232

Estimated couple costs with rent: $5,955 in Summit, NJ versus $3,363 in Calgary.

Summit, NJ $5,955
Calgary $3,363

Monthly costs for a family of three with rent: $8,069 in Summit, NJ versus $4,493 in Calgary.

Summit, NJ $8,069
Calgary $4,493

Living in Summit, NJ is roughly 72% more expensive than in Calgary, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Summit, NJ 187% above, Calgary 67% above.

Meal at Budget Restaurant

$24.62 $24.62

$17.22 CA$24.55

42.97%

Three-Course Dinner for Two, Mid-Range

$100 $100

$71.2 CA$102

41.07%

Fast Food Meal (McDonalds, etc)

$11.09 $11.09

$10.56 CA$15.06

5.02%

Cappuccino

$5.41 $5.41

$3.77 CA$5.38

43.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 $2.24

$1.91 CA$2.73

17.28%

Water (0.33 liter bottle)

$1.47 $1.47

$1.84 CA$2.63

-20.11%

Local Beer (0.5 liter draught)

$8.07 $8.07

$4.86 CA$6.94

66.05%

Imported Beer (0.33 liter bottle)

$7.83 $7.83

$5.55 CA$7.91

41.08%

Milk (1 liter)

$1.27 $1.27

$1.88 CA$2.68

-32.45%

White Bread (500g)

$4.27 $4.27

$2.73 CA$3.89

56.41%

Rice (white) (1kg)

$6.08 $6.08

$5.34 CA$7.62

13.86%

Eggs

$5.90 $5.90

$3.77 CA$5.37

56.50%

Local Cheese (1kg)

$13.92 $13.92

$11.29 CA$16.10

23.29%

Chicken Fillets (1kg)

$10.46 $10.46

$11.46 CA$16.34

-8.73%

Beef Round Steak (1kg)

$17.59 $17.59

$18.26 CA$26.04

-3.67%

Apples (1kg)

$6.11 $6.11

$4.64 CA$6.62

31.68%

Banana (1kg)

$1.71 $1.71

$1.44 CA$2.05

18.75%

Oranges (1kg)

$4.16 $4.16

$4.22 CA$6.02

-1.42%

Tomato (1kg)

$5.21 $5.21

$3.86 CA$5.50

34.97%

Potato (1kg)

$3.08 $3.08

$2.62 CA$3.74

17.56%

Onion (1kg)

$3.66 $3.66

$2.66 CA$3.79

37.59%

Lettuce (1 head)

$3.07 $3.07

$2.59 CA$3.69

18.53%

Water (1.5 liter bottle)

$2.92 $2.92

$1.53 CA$2.19

90.85%

Cigarettes 20 Pack (Marlboro, Camel)

$11.28 $11.28

$14.26 CA$20.33

-20.90%

Wine (Bottle)

$19.83 $19.83

$15.27 CA$21.77

29.86%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$2.41 CA$3.44

-26.14%

Imported Beer (0.33 liter bottle)

$5.30 $5.30

$3.09 CA$4.41

71.52%

One-way Ticket (Public Transport)

$2.88 CA$4.11

Public Transport Monthly Pass (Regular Price)

$88.7 CA$126

Taxi Start (Normal Tariff)

$3.03 $3.03

$3.23 CA$4.61

-6.19%

Taxi (Normal Tariff) (1km)

$2.09 $2.09

$1.38 CA$1.97

51.45%

Taxi 1hour Waiting (Normal Tariff)

$24.22 $24.22

$26.49 CA$37.77

-8.57%

Gasoline (1 liter)

$1.12 $1.12

$1.18 CA$1.68

-5.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K $35.2K

$28.3K CA$40.3K

24.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$20.7K CA$29.6K

21.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$213 $213

$159 CA$227

34.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.2 $61.2

$37.61 CA$53.6

62.67%

Internet (50+ Mbps, Unlimited Data)

$50.7 $50.7

$49.68 CA$70.8

2.13%

Gym Membership (Monthly)

$80.2 $80.2

$53.3 CA$75.9

50.65%

Tennis Court (1 Hour on Weekend)

$18.31 CA$26.11

Cinema Ticket

$14.75 $14.75

$14.08 CA$20.07

4.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,015 $2,015

$809 CA$1,154

148.97%

International Primary School, 1 Child (Yearly)

$16.2K $16.2K

$15.9K CA$22.6K

2.40%

Jeans (Levis 501 Or Similar)

$41.66 $41.66

$58.8 CA$83.8

-29.11%

Summer Dress (H&M, Zara, etc)

$57.6 $57.6

$38.84 CA$55.4

48.35%

Sport Shoes (Adidas, Nike)

$74.8 $74.8

$91.4 CA$130

-18.23%

Men's Leather Business Shoes

$119 $119

$109 CA$155

9.11%

1-bedroom Apartment, City Center (Monthly)

$2,697 $2,697

$1,237 CA$1,764

117.97%

1-bedroom Apartment, Outside City Center (Monthly)

$2,457 $2,457

$996 CA$1,420

146.72%

3-bedroom Apartment, City Center (Monthly)

$5,556 $5,556

$1,908 CA$2,721

191.19%

3-bedroom Apartment, Outside City Center (Monthly)

$5,055 $5,055

$1,671 CA$2,383

202.55%

Buy Apartment in City Center (m2)

$3,530 CA$5,034

Buy Apartment Outside City Center (m2)

$3,336 CA$4,757

Average Monthly Net Salary (After Tax)

$3,130 CA$4,463

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

4.51

49.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Summit, NJ: October 5, 2026

Last update for Calgary: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Summit, NJ

$2.5K 63.7%

Calgary

$996 44.8% 59.5% $1.5K

Groceries & Markets

Summit, NJ

$457 11.8%

Calgary

$387 17.4% 15.2% $69

Eating Out

Summit, NJ

$366 9.5%

Calgary

$265 11.9% 27.6% $101

Monthly Utilities & Internet

Summit, NJ

$325 8.4%

Calgary

$247 11.1% 24.2% $79

Clothing & Footwear

Summit, NJ

$132 3.4%

Calgary

$134 6% 1.7% $2.3

Sport & Entertainment

Summit, NJ

$110 2.8%

Calgary

$81 3.7% 25.8% $28

Getting Around

Summit, NJ

$13 * 0.4%

Calgary

$110 5% 718% $97

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,697 in Summit, NJ and $1,237 in Calgary. Housing cost is often the main lever when comparing two cities.

Dining out: $100 in Summit, NJ vs $71.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $457 vs $387 per month, with Calgary cheaper across the board.

Good to know

🇺🇸 Summit, NJ

🇨🇦 Calgary

🕒 Local time

05:43 5:43 AM

03:43 3:43 AM

2 h behind Summit, NJ

🌤 Weather

👥 Population

11,161

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.701 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 12, 2026: 1 USD = 1.43 CAD (1 CAD = 0.701 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

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Between locations

Summit, NJ Calgary 3,230 km ≈ 4 h 30 min nonstop flight

From you

Summit, NJ
Calgary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Summit, NJ vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in groceries, eating out, and utilities. The 72% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $5,762 in Summit, NJ and $3,349 in Calgary to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,697 in Summit, NJ versus $1,237 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,015 in Summit, NJ versus $809 in Calgary. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $100 in Summit, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,232 in Calgary versus $3,842 in Summit, NJ, a $2,500 budget is realistic in Calgary but tight or insufficient in Summit, NJ. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Summit, NJ and Calgary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Calgary gentler on the wallet – expenses run 72% less than in Summit, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.