Last update: Oct 2026

Cost of Living Comparison Between Suginami-ku and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,256 in Suginami-ku, rent and utilities included – about $4,100 less a year. Other living expenses account for most of the difference.

59

Cost of Living Index in Suginami-ku
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Suginami-ku Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Suginami-ku

🇯🇵 Japan

$1,256

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Suginami-ku and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Suginami-ku and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,256 in Suginami-ku versus $918 in Cebu.

Suginami-ku $1,256
Cebu $918

Estimated couple costs with rent: $1,994 in Suginami-ku versus $1,409 in Cebu.

Suginami-ku $1,994
Cebu $1,409

Monthly costs for a family of three with rent: $2,732 in Suginami-ku versus $1,900 in Cebu.

Suginami-ku $2,732
Cebu $1,900

Living in Suginami-ku is roughly 37% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Suginami-ku 7% lower, Cebu 32% lower.

Meal at Budget Restaurant

$6.34 ¥1,002

$3.09 ₱194

105.18%

Three-Course Dinner for Two, Mid-Range

$40.62 ¥6,418

$24.22 ₱1,525

67.71%

Fast Food Meal (McDonalds, etc)

$5.12 ¥810

$3.92 ₱247

30.61%

Cappuccino

$3.47 ¥548

$2.51 ₱158

38.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.05 ¥166

$1.59 ₱100

-33.96%

Water (0.33 liter bottle)

$0.78 ¥124

$0.53 ₱33.43

47.17%

Local Beer (0.5 liter draught)

$2.56 ¥404

$1.78 ₱112

43.82%

Imported Beer (0.33 liter bottle)

$3.18 ¥503

$2.17 ₱137

46.54%

Milk (1 liter)

$1.44 ¥227

$1.92 ₱121

-25.00%

White Bread (500g)

$1.70 ¥269

$1.36 ₱85.4

25.00%

Rice (white) (1kg)

$3.65 ¥576

$1.01 ₱63.5

261.39%

Eggs

$1.97 ¥312

$2.03 ₱128

-2.96%

Local Cheese (1kg)

$10.52 ¥1,661

$9.86 ₱621

6.69%

Chicken Fillets (1kg)

$5.99 ¥946

$4.39 ₱277

36.45%

Beef Round Steak (1kg)

$14.18 ¥2,241

$7.60 ₱479

86.58%

Apples (1kg)

$5.81 ¥917

$3.30 ₱208

76.06%

Banana (1kg)

$2.75 ¥434

$1.39 ₱87.8

97.84%

Oranges (1kg)

$2.80 ¥442

$2.33 ₱147

20.17%

Tomato (1kg)

$4.08 ¥645

$1.50 ₱94.3

172.00%

Potato (1kg)

$2.65 ¥418

$2.36 ₱149

12.29%

Onion (1kg)

$2.64 ¥416

$1.90 ₱119

38.95%

Lettuce (1 head)

$1.23 ¥194

$1.19 ₱74.9

3.36%

Water (1.5 liter bottle)

$0.81 ¥128

$0.63 ₱39.71

28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$3.82 ¥604

$3.00 ₱189

27.33%

Wine (Bottle)

$6.48 ¥1,024

$6.03 ₱379

7.46%

Local Beer (0.5 liter bottle)

$1.79 ¥283

$1.23 ₱77.7

45.53%

Imported Beer (0.33 liter bottle)

$2.03 ¥320

$1.75 ₱110

16.00%

One-way Ticket (Public Transport)

$1.39 ¥219

$0.25 ₱15.86

456.00%

Public Transport Monthly Pass (Regular Price)

$46.37 ¥7,326

$12.64 ₱796

266.85%

Taxi Start (Normal Tariff)

$3.21 ¥508

$0.77 ₱48.62

316.88%

Taxi (Normal Tariff) (1km)

$2.76 ¥435

$0.23 ₱14.53

1100.00%

Taxi 1hour Waiting (Normal Tariff)

$20.79 ¥3,285

$4.46 ₱281

366.14%

Gasoline (1 liter)

$1.11 ¥175

$1.31 ₱82.8

-15.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ¥3.3M

$21.2K ₱1.3M

-1.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.1K ¥2.9M

$19.1K ₱1.2M

-5.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 ¥20.6K

$120 ₱7,569

8.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.89 ¥3,774

$14.00 ₱882

70.64%

Internet (50+ Mbps, Unlimited Data)

$31.49 ¥4,974

$27.54 ₱1,734

14.34%

Gym Membership (Monthly)

$58.1 ¥9,175

$32.33 ₱2,035

79.62%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$12.85 ¥2,030

$5.65 ₱356

127.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$631 ¥99.7K

$275 ₱17.3K

129.18%

International Primary School, 1 Child (Yearly)

$14.8K ¥2.3M

$7,918 ₱498.5K

87.00%

Jeans (Levis 501 Or Similar)

$61.4 ¥9,697

$49.33 ₱3,106

24.43%

Summer Dress (H&M, Zara, etc)

$36.64 ¥5,789

$25.24 ₱1,589

45.17%

Sport Shoes (Adidas, Nike)

$60.3 ¥9,528

$77.0 ₱4,846

-21.63%

Men's Leather Business Shoes

$102 ¥16.1K

$57.2 ₱3,601

78.41%

1-bedroom Apartment, City Center (Monthly)

$477 ¥75.3K

$500 ₱31.5K

-4.57%

1-bedroom Apartment, Outside City Center (Monthly)

$377 ¥59.6K

$309 ₱19.4K

22.20%

3-bedroom Apartment, City Center (Monthly)

$979 ¥154.7K

$1,078 ₱67.9K

-9.16%

3-bedroom Apartment, Outside City Center (Monthly)

$803 ¥126.9K

$615 ₱38.7K

30.60%

Buy Apartment in City Center (m2)

$4,685 ¥740.1K

$2,886 ₱181.7K

62.33%

Buy Apartment Outside City Center (m2)

$1,700 ¥268.6K

$1,917 ₱120.7K

-11.28%

Average Monthly Net Salary (After Tax)

$2,799 ¥442.2K

$346 ₱21.8K

709.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-72.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Suginami-ku: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Suginami-ku

$377 30%

Cebu

$309 33.6% 18.2% $69

Groceries & Markets

Suginami-ku

$289 23%

Cebu

$206 22.4% 28.7% $83

Monthly Utilities & Internet

Suginami-ku

$186 14.8%

Cebu

$162 17.6% 12.9% $24

Eating Out

Suginami-ku

$134 10.7%

Cebu

$88 9.6% 34.2% $46

Clothing & Footwear

Suginami-ku

$117 9.3%

Cebu

$94 10.2% 19.8% $23

Sport & Entertainment

Suginami-ku

$84 6.7%

Cebu

$44 4.8% 47.9% $40

Getting Around

Suginami-ku

$69 5.5%

Cebu

$16 1.7% 77.4% $53

Cost Breakdown

A one-bedroom apartment in the center runs $477 in Suginami-ku and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Suginami-ku pays 709% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $41.00 in Suginami-ku vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $289 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇯🇵 Suginami-ku

🇵🇭 Cebu

🕒 Local time

05:17 5:17 AM

04:17 4:17 AM

1 h behind Suginami-ku

🌤 Weather

👥 Population

540,180

964,169

💱 Currency

Japanese Yen JPY ¥

Philippine Peso PHP ₱

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 18, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to JPY in detail →

On the map

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Between locations

Suginami-ku Cebu 3,240 km ≈ 4 h 30 min nonstop flight

From you

Suginami-ku
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Suginami-ku vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 37% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 709% higher in Suginami-ku, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $477 in Suginami-ku versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,256 per month in Suginami-ku versus $918 in Cebu – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 267% less than in Suginami-ku. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,256 in Suginami-ku, a $1,500 budget is realistic in Cebu but tight or insufficient in Suginami-ku. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Suginami-ku, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Suginami-ku and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 37% less than in Suginami-ku. Beyond cost, consider language, visa policies, and how big the international community is in each city.