Last update: Oct 2026

Cost of Living Comparison Between Suffolk, VA and New York, NY

For one person, living is cheaper in Suffolk, VA: $2,204 a month against $4,938 in New York, NY, rent and utilities included – about $32,800 less a year. Rent and utilities account for most of the difference.

106

Cost of Living Index in Suffolk, VA
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Suffolk, VA Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Suffolk, VA

🇺🇸 United States

$2,204

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Suffolk, VA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Suffolk, VA and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,204 per month in Suffolk, VA vs $4,938 in New York, NY, rent included.

Suffolk, VA $2,204
New York, NY $4,938

A couple spends around $3,210 per month in Suffolk, VA vs $7,273 in New York, NY, rent included.

Suffolk, VA $3,210
New York, NY $7,273

A family of three spends $4,215 per month in Suffolk, VA vs $9,608 in New York, NY, rent included.

Suffolk, VA $4,215
New York, NY $9,608

Suffolk, VA is about 55% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Suffolk, VA and New York, NY sit above the global median – Suffolk, VA by 63%, New York, NY by 264%.

Meal at Budget Restaurant

$19.92 $19.92

$24.99 $24.99

-20.29%

Three-Course Dinner for Two, Mid-Range

$80.2 $80.2

$120 $120

-33.33%

Fast Food Meal (McDonalds, etc)

$11.96 $11.96

$13.74 $13.74

-12.95%

Cappuccino

$4.48 $4.48

$6.60 $6.60

-32.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.06 $2.06

$3.82 $3.82

-46.07%

Water (0.33 liter bottle)

$1.95 $1.95

$2.87 $2.87

-32.06%

Local Beer (0.5 liter draught)

$4.05 $4.05

$7.95 $7.95

-49.06%

Imported Beer (0.33 liter bottle)

$5.15 $5.15

$10.06 $10.06

-48.81%

Milk (1 liter)

$1.07 $1.07

$1.37 $1.37

-21.90%

White Bread (500g)

$2.32 $2.32

$4.75 $4.75

-51.16%

Rice (white) (1kg)

$2.55 $2.55

$7.69 $7.69

-66.84%

Eggs

$3.87 $3.87

$5.87 $5.87

-34.07%

Local Cheese (1kg)

$16.37 $16.37

$19.25 $19.25

-14.96%

Chicken Fillets (1kg)

$5.41 $5.41

$17.83 $17.83

-69.66%

Beef Round Steak (1kg)

$17.81 $17.81

$19.03 $19.03

-6.41%

Apples (1kg)

$4.06 $4.06

$6.69 $6.69

-39.31%

Banana (1kg)

$1.09 $1.09

$2.29 $2.29

-52.40%

Oranges (1kg)

$1.99 $1.99

$6.41 $6.41

-68.95%

Tomato (1kg)

$4.36 $4.36

$6.75 $6.75

-35.41%

Potato (1kg)

$2.66 $2.66

$3.93 $3.93

-32.32%

Onion (1kg)

$2.12 $2.12

$4.52 $4.52

-53.10%

Lettuce (1 head)

$1.66 $1.66

$2.79 $2.79

-40.50%

Water (1.5 liter bottle)

$3.08 $3.08

$2.51 $2.51

22.71%

Cigarettes 20 Pack (Marlboro, Camel)

$9.44 $9.44

$18.10 $18.10

-47.85%

Wine (Bottle)

$14.79 $14.79

$20.16 $20.16

-26.64%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$3.26 $3.26

-45.40%

Imported Beer (0.33 liter bottle)

$3.69 $3.69

$3.75 $3.75

-1.60%

One-way Ticket (Public Transport)

$2.92 $2.92

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$4.09 $4.09

$3.06 $3.06

33.66%

Taxi (Normal Tariff) (1km)

$1.99 $1.99

$2.16 $2.16

-7.87%

Taxi 1hour Waiting (Normal Tariff)

$25.34 $25.34

$41.33 $41.33

-38.69%

Gasoline (1 liter)

$0.89 $0.89

$1.12 $1.12

-20.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K $30.7K

$33.1K $33.1K

-7.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$25.7K $25.7K

-0.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 $150

$219 $219

-31.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.8 $53.8

$75.3 $75.3

-28.62%

Internet (50+ Mbps, Unlimited Data)

$79.5 $79.5

$70.5 $70.5

12.71%

Gym Membership (Monthly)

$116 $116

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$15.15 $15.15

$21.37 $21.37

-29.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$886 $886

$3,432 $3,432

-74.17%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

Jeans (Levis 501 Or Similar)

$47.14 $47.14

$74.9 $74.9

-37.05%

Summer Dress (H&M, Zara, etc)

$47.88 $47.88

$52.1 $52.1

-8.17%

Sport Shoes (Adidas, Nike)

$102 $102

$117 $117

-12.61%

Men's Leather Business Shoes

$133 $133

$135 $135

-1.59%

1-bedroom Apartment, City Center (Monthly)

$1,206 $1,206

$4,347 $4,347

-72.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,085 $1,085

$3,117 $3,117

-65.18%

3-bedroom Apartment, City Center (Monthly)

$2,054 $2,054

$9,110 $9,110

-77.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,667 $1,667

$5,379 $5,379

-69.01%

Buy Apartment in City Center (m2)

$19.3K $19.3K

Buy Apartment Outside City Center (m2)

$6,943 $6,943

Average Monthly Net Salary (After Tax)

$4,706 $4,706

$5,238 $5,238

-10.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.68

6.85

-17.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Suffolk, VA: October 17, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Suffolk, VA

$1.1K 49.2%

New York, NY

$3.1K 63.1% 187% $2K

Groceries & Markets

Suffolk, VA

$347 15.8%

New York, NY

$552 11.2% 58.9% $205

Eating Out

Suffolk, VA

$296 13.4%

New York, NY

$407 8.2% 37.7% $111

Monthly Utilities & Internet

Suffolk, VA

$283 12.9%

New York, NY

$365 7.4% 28.8% $82

Clothing & Footwear

Suffolk, VA

$148 6.7%

New York, NY

$170 3.5% 14.8% $22

Sport & Entertainment

Suffolk, VA

$30 * 1.4%

New York, NY

$158 3.2% 422% $128

Getting Around

Suffolk, VA

$14 * 0.6%

New York, NY

$168 3.4% 1099% $154

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,206 in Suffolk, VA versus $4,347 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Suffolk, VA versus $120 in New York, NY. Monthly groceries follow the same trend: $347 vs $552 – making Suffolk, VA the more affordable choice for daily food spending.

Good to know

🇺🇸 Suffolk, VA

🇺🇸 New York, NY

🕒 Local time

22:27 10:27 PM

Same time as Suffolk, VA

🌤 Weather

👥 Population

94,324

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Suffolk, VA New York, NY 480 km

From you

Suffolk, VA
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Suffolk, VA vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 124% more than Suffolk, VA, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,307 per month in Suffolk, VA and $7,407 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Suffolk, VA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,204 in Suffolk, VA and $4,938 in New York, NY. That's a gap of about 124%.

Kindergarten costs $886 per month in Suffolk, VA and $3,432 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Suffolk, VA, where all-in costs run around $2,204, than in New York, NY at $4,938. In Suffolk, VA it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Suffolk, VA costs $2,204 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Suffolk, VA. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.