Last update: Oct 2026

Cost of Living Comparison Between Suffolk, VA and Chicago, IL

For one person, living is cheaper in Suffolk, VA: $2,204 a month against $3,139 in Chicago, IL, rent and utilities included – about $11,200 less a year. Rent and utilities account for most of the difference.

Suffolk, VA
🇺🇸 United States
$2,204
/mo nomad
Chicago, IL
🇺🇸 United States
$3,139
/mo nomad
Monthly Cost of Living

How much you'll spend in Suffolk, VA and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Suffolk, VA and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,204 per month in Suffolk, VA vs $3,139 in Chicago, IL, rent included.

  • Suffolk, VA $2,204
  • Chicago, IL $3,139

A couple spends around $3,210 per month in Suffolk, VA vs $4,627 in Chicago, IL, rent included.

  • Suffolk, VA $3,210
  • Chicago, IL $4,627

A family of three spends $4,215 per month in Suffolk, VA vs $6,115 in Chicago, IL, rent included.

  • Suffolk, VA $4,215
  • Chicago, IL $6,115

Suffolk, VA is about 30% cheaper than Chicago, IL, and outside of rent the biggest gap is in groceries.

Both Suffolk, VA and Chicago, IL sit above the global median – Suffolk, VA by 63%, Chicago, IL by 132%.

Currency
🍽 Eating Out
Suffolk, VA
Chicago, IL
Difference
Meal at Budget Restaurant
$19.92 $19.92
$20.65 $20.65
-3.54%
Three-Course Dinner for Two, Mid-Range
$80.2 $80.2
$90.2 $90.2
-11.13%
Fast Food Meal (McDonalds, etc)
$11.96 $11.96
$12.94 $12.94
-7.57%
Cappuccino
$4.48 $4.48
$5.60 $5.60
-20.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.06 $2.06
$2.64 $2.64
-21.97%
Water (0.33 liter bottle)
$1.95 $1.95
$2.27 $2.27
-14.10%
Local Beer (0.5 liter draught)
$4.05 $4.05
$6.98 $6.98
-41.98%
Imported Beer (0.33 liter bottle)
$5.15 $5.15
$8.83 $8.83
-41.68%
🛒 Groceries & Markets
Suffolk, VA
Chicago, IL
Difference
Milk (1 liter)
$1.07 $1.07
$1.27 $1.27
-15.75%
White Bread (500g)
$2.32 $2.32
$3.80 $3.80
-38.95%
Rice (white) (1kg)
$2.55 $2.55
$5.30 $5.30
-51.89%
Eggs
$3.87 $3.87
$4.76 $4.76
-18.70%
Local Cheese (1kg)
$16.37 $16.37
$13.96 $13.96
17.26%
Chicken Fillets (1kg)
$5.41 $5.41
$14.61 $14.61
-62.97%
Beef Round Steak (1kg)
$17.81 $17.81
$18.77 $18.77
-5.11%
Apples (1kg)
$4.06 $4.06
$5.19 $5.19
-21.77%
Banana (1kg)
$1.09 $1.09
$1.98 $1.98
-44.95%
Oranges (1kg)
$1.99 $1.99
$3.93 $3.93
-49.36%
Tomato (1kg)
$4.36 $4.36
$4.96 $4.96
-12.10%
Potato (1kg)
$2.66 $2.66
$2.76 $2.76
-3.62%
Onion (1kg)
$2.12 $2.12
$2.76 $2.76
-23.19%
Lettuce (1 head)
$1.66 $1.66
$2.22 $2.22
-25.23%
Water (1.5 liter bottle)
$3.08 $3.08
$2.98 $2.98
3.36%
Cigarettes 20 Pack (Marlboro, Camel)
$9.44 $9.44
$14.02 $14.02
-32.67%
Wine (Bottle)
$14.79 $14.79
$15.28 $15.28
-3.21%
Local Beer (0.5 liter bottle)
$1.78 $1.78
$2.58 $2.58
-31.01%
Imported Beer (0.33 liter bottle)
$3.69 $3.69
$3.50 $3.50
5.43%
🚌 Getting Around
Suffolk, VA
Chicago, IL
Difference
One-way Ticket (Public Transport)
-
$2.47 $2.47
-
Public Transport Monthly Pass (Regular Price)
-
$74.8 $74.8
-
Taxi Start (Normal Tariff)
$4.09 $4.09
$3.34 $3.34
22.46%
Taxi (Normal Tariff) (1km)
$1.99 $1.99
$1.43 $1.43
39.16%
Taxi 1hour Waiting (Normal Tariff)
$25.34 $25.34
$24.32 $24.32
4.19%
Gasoline (1 liter)
$0.89 $0.89
$1.26 $1.26
-29.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.7K $30.7K
$35.0K $35.0K
-12.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5K $25.5K
$26.1K $26.1K
-2.18%
🧾 Monthly Utilities & Internet
Suffolk, VA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$150 $150
$193 $193
-22.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.8 $53.8
$68.3 $68.3
-21.22%
Internet (50+ Mbps, Unlimited Data)
$79.5 $79.5
$61.3 $61.3
29.64%
🎉 Sport & Entertainment
Suffolk, VA
Chicago, IL
Difference
Gym Membership (Monthly)
-
$54.1 $54.1
-
Tennis Court (1 Hour on Weekend)
-
$27.92 $27.92
-
Cinema Ticket
$15.15 $15.15
$17.74 $17.74
-14.60%
🧸 Childcare & Education
Suffolk, VA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$886 $886
$1,652 $1,652
-46.34%
International Primary School, 1 Child (Yearly)
-
$31.1K $31.1K
-
👕👟 Clothing & Footwear
Suffolk, VA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$47.14 $47.14
$66.1 $66.1
-28.65%
Summer Dress (H&M, Zara, etc)
$47.88 $47.88
$51.2 $51.2
-6.56%
Sport Shoes (Adidas, Nike)
$102 $102
$100 $100
1.85%
Men's Leather Business Shoes
$133 $133
$141 $141
-5.97%
🏠 Accommodation & Living
Suffolk, VA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,206 $1,206
$2,446 $2,446
-50.72%
1-bedroom Apartment, Outside City Center (Monthly)
$1,085 $1,085
$1,678 $1,678
-35.30%
3-bedroom Apartment, City Center (Monthly)
$2,054 $2,054
$4,717 $4,717
-56.47%
3-bedroom Apartment, Outside City Center (Monthly)
$1,667 $1,667
$2,795 $2,795
-40.36%
Buy Apartment in City Center (m2)
-
$4,105 $4,105
-
Buy Apartment Outside City Center (m2)
-
$2,650 $2,650
-
💵 Salaries & Financials
Suffolk, VA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$4,706 $4,706
$4,866 $4,866
-3.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.68
6.81
-16.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Suffolk, VA: October 17, 2026

Last update for Chicago, IL: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Suffolk, VA
$1.1K
Chicago, IL
$1.7K 54.6% $592
Groceries & Markets
Suffolk, VA
$347
Chicago, IL
$449 29.3% $102
Eating Out
Suffolk, VA
$296
Chicago, IL
$343 16.2% $48
Monthly Utilities & Internet
Suffolk, VA
$283
Chicago, IL
$322 13.7% $39
Clothing & Footwear
Suffolk, VA
$148
Chicago, IL
$161 8.8% $13
Sport & Entertainment
Suffolk, VA
$30 *
Chicago, IL
$90 196% $59
Getting Around
Suffolk, VA
$14 *
Chicago, IL
$95 578% $81

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,206 in Suffolk, VA versus $2,446 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Suffolk, VA versus $90.0 in Chicago, IL. Monthly groceries follow the same trend: $347 vs $449 – making Suffolk, VA the more affordable choice for daily food spending.

Good to know
🇺🇸 Suffolk, VA
🇺🇸 Chicago, IL
🕒 Local time
22:26 10:26 PM
21:26 9:26 PM
1 h behind Suffolk, VA
🌤 Weather
👥 Population
94,324
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 25, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Suffolk, VA Chicago, IL 1,110 km ≈ 2 h nonstop flight
From you
  • Suffolk, VA
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Suffolk, VA vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Suffolk, VA and in Chicago, IL compare overall?
Monthly costs with rent: $2,204 in Suffolk, VA, $3,139 in Chicago, IL – roughly 42% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Suffolk, VA compared to Chicago, IL?
For a comfortable life, plan on about $3,307 per month in Suffolk, VA and $4,708 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Suffolk, VA and Chicago, IL?
Rent is clearly cheaper in Suffolk, VA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $80.0 in Suffolk, VA and $90.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 29% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,500 per month?
A $2,500 monthly budget goes further in Suffolk, VA, where all-in costs run around $2,204, than in Chicago, IL at $3,139. In Suffolk, VA it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.
How does quality of life compare between Suffolk, VA and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,204 in Suffolk, VA to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Suffolk, VA and Chicago, IL?
If budget matters most, go with Suffolk, VA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

Suffolk, VA vs other spots: cost of living compared

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