Last update: Oct 2026

Cost of Living Comparison Between Stuttgart and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,238 in Stuttgart, rent and utilities included – about $15,600 less a year. Rent and utilities account for about half of the difference.

107

Cost of Living Index in Stuttgart
Learn more

Stuttgart Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Stuttgart

🇩🇪 Germany

$2,238

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Stuttgart and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stuttgart and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,238 in Stuttgart versus $934 in Cebu.

Stuttgart $2,238
Cebu $934

Estimated couple costs with rent: $3,329 in Stuttgart versus $1,415 in Cebu.

Stuttgart $3,329
Cebu $1,415

Monthly costs for a family of three with rent: $4,419 in Stuttgart versus $1,896 in Cebu.

Stuttgart $4,419
Cebu $1,896

Living in Stuttgart is roughly 140% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Stuttgart is 67% above, Cebu is 30% below.

Meal at Budget Restaurant

$20.43 €18.24

$3.03 ₱190

574.26%

Three-Course Dinner for Two, Mid-Range

$72.9 €65.1

$23.48 ₱1,473

210.60%

Fast Food Meal (McDonalds, etc)

$13.59 €12.13

$4.09 ₱256

232.27%

Cappuccino

$4.02 €3.59

$2.52 ₱158

59.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.11 €3.67

$1.54 ₱96.9

166.88%

Water (0.33 liter bottle)

$4.09 €3.65

$0.49 ₱30.98

734.69%

Local Beer (0.5 liter draught)

$5.17 €4.61

$1.79 ₱112

188.83%

Imported Beer (0.33 liter bottle)

$5.77 €5.15

$2.26 ₱142

155.31%

Milk (1 liter)

$1.36 €1.21

$1.95 ₱122

-30.26%

White Bread (500g)

$2.22 €1.98

$1.43 ₱89.7

55.24%

Rice (white) (1kg)

$3.29 €2.94

$1.02 ₱63.8

222.55%

Eggs

$4.54 €4.05

$2.06 ₱129

120.39%

Local Cheese (1kg)

$16.27 €14.52

$9.81 ₱615

65.85%

Chicken Fillets (1kg)

$13.21 €11.79

$4.61 ₱289

186.55%

Beef Round Steak (1kg)

$18.21 €16.25

$7.70 ₱483

136.49%

Apples (1kg)

$3.12 €2.79

$3.31 ₱207

-5.74%

Banana (1kg)

$1.96 €1.75

$1.45 ₱90.9

35.17%

Oranges (1kg)

$2.02 €1.80

$2.36 ₱148

-14.41%

Tomato (1kg)

$3.82 €3.40

$1.54 ₱96.4

148.05%

Potato (1kg)

$1.37 €1.22

$2.36 ₱148

-41.95%

Onion (1kg)

$1.48 €1.32

$1.99 ₱125

-25.63%

Lettuce (1 head)

$1.52 €1.36

$1.15 ₱72.1

32.17%

Water (1.5 liter bottle)

$1.00 €0.89

$0.67 ₱42.15

49.25%

Cigarettes 20 Pack (Marlboro, Camel)

$9.48 €8.46

$3.00 ₱188

216.00%

Wine (Bottle)

$5.49 €4.90

$6.35 ₱398

-13.54%

Local Beer (0.5 liter bottle)

$1.00 €0.89

$1.31 ₱81.9

-23.66%

Imported Beer (0.33 liter bottle)

$1.65 €1.47

$1.73 ₱108

-4.62%

One-way Ticket (Public Transport)

$4.03 €3.60

$0.25 ₱15.78

1512.00%

Public Transport Monthly Pass (Regular Price)

$70.4 €62.8

$12.65 ₱793

456.68%

Taxi Start (Normal Tariff)

$4.61 €4.11

$0.74 ₱46.32

522.97%

Taxi (Normal Tariff) (1km)

$2.77 €2.47

$0.21 ₱13.11

1219.05%

Taxi 1hour Waiting (Normal Tariff)

$40.87 €36.48

$4.33 ₱271

843.88%

Gasoline (1 liter)

$2.34 €2.09

$1.33 ₱83.5

75.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.5K

$21.8K ₱1.4M

51.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.0K €34.8K

$19.4K ₱1.2M

100.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$319 €284

$121 ₱7,563

164.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.92 €15.99

$14.45 ₱907

24.01%

Internet (50+ Mbps, Unlimited Data)

$42.70 €38.10

$28.29 ₱1,774

50.94%

Gym Membership (Monthly)

$56.4 €50.3

$32.68 ₱2,050

72.58%

Tennis Court (1 Hour on Weekend)

$33.52 €29.91

$6.39 ₱401

424.57%

Cinema Ticket

$13.07 €11.67

$5.46 ₱342

139.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,026 €916

$273 ₱17.1K

275.43%

International Primary School, 1 Child (Yearly)

$17.7K €15.8K

$8,156 ₱511.5K

116.67%

Jeans (Levis 501 Or Similar)

$90.6 €80.8

$49.57 ₱3,109

82.67%

Summer Dress (H&M, Zara, etc)

$42.21 €37.66

$24.87 ₱1,560

69.72%

Sport Shoes (Adidas, Nike)

$95.3 €85.1

$76.6 ₱4,804

24.48%

Men's Leather Business Shoes

$144 €128

$59.3 ₱3,717

142.51%

1-bedroom Apartment, City Center (Monthly)

$1,239 €1,106

$506 ₱31.7K

145.10%

1-bedroom Apartment, Outside City Center (Monthly)

$812 €724

$309 ₱19.4K

162.29%

3-bedroom Apartment, City Center (Monthly)

$1,932 €1,724

$1,052 ₱66.0K

83.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,493 €1,333

$619 ₱38.8K

141.26%

Buy Apartment in City Center (m2)

$6,725 €6,002

$2,915 ₱182.9K

130.67%

Buy Apartment Outside City Center (m2)

$4,333 €3,867

$1,867 ₱117.1K

132.07%

Average Monthly Net Salary (After Tax)

$3,952 €3,527

$341 ₱21.4K

1058.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

7.2

-46.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stuttgart: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stuttgart

$812 36.8%

Cebu

$309 33.5% 61.9% $502

Monthly Utilities & Internet

Stuttgart

$379 17.2%

Cebu

$163 17.7% 56.9% $216

Groceries & Markets

Stuttgart

$336 15.2%

Cebu

$210 22.7% 37.3% $125

Eating Out

Stuttgart

$323 14.6%

Cebu

$88 9.6% 72.6% $234

Clothing & Footwear

Stuttgart

$167 7.6%

Cebu

$95 10.2% 43.4% $73

Getting Around

Stuttgart

$105 4.8%

Cebu

$15 1.7% 85.3% $90

Sport & Entertainment

Stuttgart

$83 3.8%

Cebu

$44 4.7% 47.2% $39

Cost Breakdown

A one-bedroom apartment in the center runs $1,239 in Stuttgart and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Stuttgart pays 1059% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73.0 in Stuttgart vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $336 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇩🇪 Stuttgart

🇵🇭 Cebu

🕒 Local time

08:16 8:16 AM

14:16 2:16 PM

6 h ahead of Stuttgart

🌤 Weather

👥 Population

613,392

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Stuttgart Cebu 10,880 km ≈ 14 h nonstop flight

From you

Stuttgart
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stuttgart vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 140% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1059% higher in Stuttgart, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,239 in Stuttgart versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,238 per month in Stuttgart versus $934 in Cebu – a 140% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 457% less than in Stuttgart. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $2,238 in Stuttgart, a $1,500 budget is realistic in Cebu but tight or insufficient in Stuttgart. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Stuttgart, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Stuttgart and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 140% less than in Stuttgart. Beyond cost, consider language, visa policies, and how big the international community is in each city.