Last update: Oct 2026

Cost of Living Comparison Between Strumica and Cebu

For one person, living is cheaper in Strumica: $855 a month against $918 in Cebu, rent and utilities included – about $760 less a year. Rent and utilities account for most of the difference.

42

Cost of Living Index in Strumica
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Strumica Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Strumica

🇲🇰 North Macedonia

$855

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Strumica and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Strumica and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $855 in Strumica versus $918 in Cebu.

Strumica $855
Cebu $918

Estimated couple costs with rent: $1,214 in Strumica versus $1,409 in Cebu.

Strumica $1,214
Cebu $1,409

Monthly costs for a family of three with rent: $1,573 in Strumica versus $1,900 in Cebu.

Strumica $1,573
Cebu $1,900

Living in Strumica costs roughly 7% less than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Strumica 37% lower, Cebu 32% lower.

Meal at Budget Restaurant

$3.65 MKD 199

$3.09 ₱194

18.12%

Three-Course Dinner for Two, Mid-Range

$22.76 MKD 1,242

$24.22 ₱1,525

-6.03%

Fast Food Meal (McDonalds, etc)

$3.67 MKD 200

$3.92 ₱247

-6.38%

Cappuccino

$1.56 MKD 85.2

$2.51 ₱158

-37.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 MKD 72.1

$1.59 ₱100

-16.98%

Water (0.33 liter bottle)

$1.20 MKD 65.5

$0.53 ₱33.43

126.42%

Local Beer (0.5 liter draught)

$1.84 MKD 101

$1.78 ₱112

3.37%

Imported Beer (0.33 liter bottle)

$2.06 MKD 112

$2.17 ₱137

-5.07%

Milk (1 liter)

$1.27 MKD 69.5

$1.92 ₱121

-33.85%

White Bread (500g)

$0.80 MKD 43.71

$1.36 ₱85.4

-41.18%

Rice (white) (1kg)

$1.68 MKD 91.7

$1.01 ₱63.5

66.34%

Eggs

$2.22 MKD 121

$2.03 ₱128

9.36%

Local Cheese (1kg)

$7.85 MKD 428

$9.86 ₱621

-20.39%

Chicken Fillets (1kg)

$6.06 MKD 331

$4.39 ₱277

38.04%

Beef Round Steak (1kg)

$10.11 MKD 551

$7.60 ₱479

33.03%

Apples (1kg)

$0.62 MKD 33.64

$3.30 ₱208

-81.21%

Banana (1kg)

$1.40 MKD 76.2

$1.39 ₱87.8

0.72%

Oranges (1kg)

$1.16 MKD 63.4

$2.33 ₱147

-50.21%

Tomato (1kg)

$1.90 MKD 103

$1.50 ₱94.3

26.67%

Potato (1kg)

$0.83 MKD 45.36

$2.36 ₱149

-64.83%

Onion (1kg)

$0.83 MKD 45.02

$1.90 ₱119

-56.32%

Lettuce (1 head)

$0.60 MKD 32.66

$1.19 ₱74.9

-49.58%

Water (1.5 liter bottle)

$0.56 MKD 30.51

$0.63 ₱39.71

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$2.74 MKD 150

$3.00 ₱189

-8.67%

Wine (Bottle)

$5.29 MKD 289

$6.03 ₱379

-12.27%

Local Beer (0.5 liter bottle)

$0.94 MKD 51.1

$1.23 ₱77.7

-23.58%

Imported Beer (0.33 liter bottle)

$1.19 MKD 65.1

$1.75 ₱110

-32.00%

One-way Ticket (Public Transport)

$0.76 MKD 41.61

$0.25 ₱15.86

204.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.06 MKD 57.7

$0.77 ₱48.62

37.66%

Taxi (Normal Tariff) (1km)

$0.62 MKD 33.62

$0.23 ₱14.53

169.57%

Taxi 1hour Waiting (Normal Tariff)

$7.69 MKD 420

$4.46 ₱281

72.42%

Gasoline (1 liter)

$1.62 MKD 88.2

$1.31 ₱82.8

23.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K MKD 1.9M

$21.2K ₱1.3M

64.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K MKD 1.5M

$19.1K ₱1.2M

41.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 MKD 8,164

$120 ₱7,569

24.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.60 MKD 687

$14.00 ₱882

-10.00%

Internet (50+ Mbps, Unlimited Data)

$18.22 MKD 994

$27.54 ₱1,734

-33.84%

Gym Membership (Monthly)

$20.21 MKD 1,102

$32.33 ₱2,035

-37.49%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$7.38 MKD 403

$5.65 ₱356

30.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$361 MKD 19.7K

$275 ₱17.3K

31.14%

International Primary School, 1 Child (Yearly)

$5,568 MKD 303.7K

$7,918 ₱498.5K

-29.68%

Jeans (Levis 501 Or Similar)

$84.2 MKD 4,590

$49.33 ₱3,106

70.59%

Summer Dress (H&M, Zara, etc)

$37.11 MKD 2,025

$25.24 ₱1,589

47.03%

Sport Shoes (Adidas, Nike)

$99.8 MKD 5,444

$77.0 ₱4,846

29.69%

Men's Leather Business Shoes

$89.6 MKD 4,889

$57.2 ₱3,601

56.68%

1-bedroom Apartment, City Center (Monthly)

$307 MKD 16.7K

$500 ₱31.5K

-38.58%

1-bedroom Apartment, Outside City Center (Monthly)

$233 MKD 12.7K

$309 ₱19.4K

-24.54%

3-bedroom Apartment, City Center (Monthly)

$495 MKD 27.0K

$1,078 ₱67.9K

-54.11%

3-bedroom Apartment, Outside City Center (Monthly)

$294 MKD 16.1K

$615 ₱38.7K

-52.15%

Buy Apartment in City Center (m2)

$1,478 MKD 80.6K

$2,886 ₱181.7K

-48.79%

Buy Apartment Outside City Center (m2)

$969 MKD 52.9K

$1,917 ₱120.7K

-49.43%

Average Monthly Net Salary (After Tax)

$641 MKD 35.0K

$346 ₱21.8K

85.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-44.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Strumica: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Strumica

$233 27.3%

Cebu

$309 33.6% 32.5% $76

Monthly Utilities & Internet

Strumica

$180 21.1%

Cebu

$162 17.6% 10.4% $19

Groceries & Markets

Strumica

$177 20.7%

Cebu

$206 22.4% 16.3% $29

Clothing & Footwear

Strumica

$140 16.4%

Cebu

$94 10.2% 32.8% $46

Eating Out

Strumica

$82 9.6%

Cebu

$88 9.6% 7.2% $5.9

Sport & Entertainment

Strumica

$35 4.1%

Cebu

$44 4.8% 24.7% $8.6

Getting Around

Strumica

$7.2 * 0.8%

Cebu

$16 1.7% 117% $8.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $307 in Strumica and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Strumica pays 85% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Strumica vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $177 vs $206 per month, with Strumica cheaper across the board.

Good to know

🇲🇰 Strumica

🇵🇭 Cebu

🕒 Local time

05:21 5:21 AM

11:21 11:21 AM

6 h ahead of Strumica

🌤 Weather

👥 Population

36,000

964,169

💱 Currency

North Macedonian Denar MKD ден

Philippine Peso PHP ₱

📈 Exchange rate

100 MKD = 1.83 USD

100 MKD = 1.63 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to MKD – North Macedonian Denar Converter

🇺🇸 United States Dollar ($)

🇲🇰 North Macedonian Denar (ден)

North Macedonian Denar exchange rates as of October 18, 2026: 1 USD = 54.55 MKD (100 MKD = 1.83 USD). 1 EUR = 61.33 MKD (100 MKD = 1.63 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to MKD in detail →

On the map

Lowest

Highest

Between locations

Strumica Cebu 10,170 km ≈ 13 h nonstop flight

From you

Strumica
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Strumica vs Cebu: Cost of Living - Frequently Asked Questions

Strumica is cheaper overall, especially in groceries, eating out, and leisure. The 7% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 85% higher in Strumica, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $307 in Strumica versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 16% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $855 per month in Strumica versus $918 in Cebu – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Strumica gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Strumica is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Strumica and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Strumica gentler on the wallet – expenses run 7% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.