Last update: Oct 2026

Cost of Living Comparison Between Stevenage and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,570 in Stevenage, rent and utilities included – about $19,800 less a year. Rent and utilities account for most of the difference.

Stevenage
🇬🇧 United Kingdom
$2,570
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Stevenage and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stevenage and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,570 in Stevenage versus $918 in Cebu.

  • Stevenage $2,570
  • Cebu $918

Estimated couple costs with rent: $3,826 in Stevenage versus $1,409 in Cebu.

  • Stevenage $3,826
  • Cebu $1,409

Monthly costs for a family of three with rent: $5,081 in Stevenage versus $1,900 in Cebu.

  • Stevenage $5,081
  • Cebu $1,900

Living in Stevenage is roughly 180% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Stevenage is 90% above, Cebu is 32% below.

Currency
🍽 Eating Out
Stevenage
Cebu
Difference
Meal at Budget Restaurant
$26.49 £19.88
$3.09 ₱194
757.28%
Three-Course Dinner for Two, Mid-Range
$80.2 £60.2
$24.22 ₱1,525
231.26%
Fast Food Meal (McDonalds, etc)
$10.65 £7.99
$3.92 ₱247
171.68%
Cappuccino
$5.06 £3.80
$2.51 ₱158
101.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.89 £1.42
$1.59 ₱100
18.87%
Water (0.33 liter bottle)
$1.63 £1.22
$0.53 ₱33.43
207.55%
Local Beer (0.5 liter draught)
$5.77 £4.33
$1.78 ₱112
224.16%
Imported Beer (0.33 liter bottle)
$5.33 £4.00
$2.17 ₱137
145.62%
🛒 Groceries & Markets
Stevenage
Cebu
Difference
Milk (1 liter)
$1.69 £1.27
$1.92 ₱121
-11.98%
White Bread (500g)
$1.50 £1.12
$1.36 ₱85.4
10.29%
Rice (white) (1kg)
$1.92 £1.44
$1.01 ₱63.5
90.10%
Eggs
$3.97 £2.98
$2.03 ₱128
95.57%
Local Cheese (1kg)
$8.48 £6.36
$9.86 ₱621
-14.00%
Chicken Fillets (1kg)
$8.10 £6.07
$4.39 ₱277
84.51%
Beef Round Steak (1kg)
$13.84 £10.39
$7.60 ₱479
82.11%
Apples (1kg)
$3.38 £2.54
$3.30 ₱208
2.42%
Banana (1kg)
$1.48 £1.11
$1.39 ₱87.8
6.47%
Oranges (1kg)
$3.13 £2.35
$2.33 ₱147
34.33%
Tomato (1kg)
$2.77 £2.07
$1.50 ₱94.3
84.67%
Potato (1kg)
$1.16 £0.87
$2.36 ₱149
-50.85%
Onion (1kg)
$1.73 £1.29
$1.90 ₱119
-8.95%
Lettuce (1 head)
$1.25 £0.94
$1.19 ₱74.9
5.04%
Water (1.5 liter bottle)
$0.94 £0.71
$0.63 ₱39.71
49.21%
Cigarettes 20 Pack (Marlboro, Camel)
$23.82 £17.87
$3.00 ₱189
694.00%
Wine (Bottle)
$9.81 £7.36
$6.03 ₱379
62.69%
Local Beer (0.5 liter bottle)
$2.81 £2.11
$1.23 ₱77.7
128.46%
Imported Beer (0.33 liter bottle)
$2.91 £2.18
$1.75 ₱110
66.29%
🚌 Getting Around
Stevenage
Cebu
Difference
One-way Ticket (Public Transport)
$3.50 £2.62
$0.25 ₱15.86
1300.00%
Public Transport Monthly Pass (Regular Price)
$103 £77.5
$12.64 ₱796
717.56%
Taxi Start (Normal Tariff)
$3.77 £2.83
$0.77 ₱48.62
389.61%
Taxi (Normal Tariff) (1km)
$1.84 £1.38
$0.23 ₱14.53
700.00%
Taxi 1hour Waiting (Normal Tariff)
$20.20 £15.15
$4.46 ₱281
352.91%
Gasoline (1 liter)
$1.91 £1.43
$1.31 ₱82.8
45.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.5K £28.2K
$21.2K ₱1.3M
76.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.9K £30.0K
$19.1K ₱1.2M
108.56%
🧾 Monthly Utilities & Internet
Stevenage
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$230 £173
$120 ₱7,569
91.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.97 £16.48
$14.00 ₱882
56.93%
Internet (50+ Mbps, Unlimited Data)
$43.62 £32.72
$27.54 ₱1,734
58.39%
🎉 Sport & Entertainment
Stevenage
Cebu
Difference
Gym Membership (Monthly)
$47.85 £35.90
$32.33 ₱2,035
48.00%
Tennis Court (1 Hour on Weekend)
-
$6.65 ₱419
-
Cinema Ticket
$13.34 £10.01
$5.65 ₱356
136.11%
🧸 Childcare & Education
Stevenage
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,042 £782
$275 ₱17.3K
278.52%
International Primary School, 1 Child (Yearly)
-
$7,918 ₱498.5K
-
👕👟 Clothing & Footwear
Stevenage
Cebu
Difference
Jeans (Levis 501 Or Similar)
$78.0 £58.5
$49.33 ₱3,106
58.18%
Summer Dress (H&M, Zara, etc)
$37.94 £28.46
$25.24 ₱1,589
50.32%
Sport Shoes (Adidas, Nike)
$64.9 £48.68
$77.0 ₱4,846
-15.68%
Men's Leather Business Shoes
$87.1 £65.4
$57.2 ₱3,601
52.33%
🏠 Accommodation & Living
Stevenage
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$1,631 £1,224
$500 ₱31.5K
226.57%
1-bedroom Apartment, Outside City Center (Monthly)
$1,313 £985
$309 ₱19.4K
325.10%
3-bedroom Apartment, City Center (Monthly)
$3,020 £2,266
$1,078 ₱67.9K
180.18%
3-bedroom Apartment, Outside City Center (Monthly)
$2,294 £1,721
$615 ₱38.7K
272.87%
Buy Apartment in City Center (m2)
-
$2,886 ₱181.7K
-
Buy Apartment Outside City Center (m2)
-
$1,917 ₱120.7K
-
💵 Salaries & Financials
Stevenage
Cebu
Difference
Average Monthly Net Salary (After Tax)
$3,291 £2,469
$346 ₱21.8K
851.30%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.51
7.2
-23.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stevenage: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Stevenage
$1.3K
Cebu
$309 76.5% $1K
Eating Out
Stevenage
$358
Cebu
$88 75.4% $270
Monthly Utilities & Internet
Stevenage
$296
Cebu
$162 45.4% $134
Groceries & Markets
Stevenage
$278
Cebu
$206 25.9% $72
Getting Around
Stevenage
$130
Cebu
$16 88.1% $115
Clothing & Footwear
Stevenage
$121
Cebu
$94 22.1% $27
Sport & Entertainment
Stevenage
$75
Cebu
$44 41.5% $31

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Stevenage and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Stevenage pays 851% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Stevenage vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $278 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇬🇧 Stevenage
🇵🇭 Cebu
🕒 Local time
09:28 9:28 AM
16:28 4:28 PM
7 h ahead of Stevenage
🌤 Weather
👥 Population
89,663
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Stevenage Cebu 11,290 km ≈ 15 h nonstop flight
From you
  • Stevenage
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stevenage vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Stevenage?
Cebu is cheaper overall, especially in eating out, groceries, and transport. The 180% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Stevenage or Cebu?
Average pay runs 851% higher in Stevenage, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Stevenage and Cebu?
Rent for a central apartment: $1,631 in Stevenage versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Stevenage and in Cebu?
All in, you'll spend $2,570 per month in Stevenage versus $918 in Cebu – a 180% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 718% less than in Stevenage. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Stevenage or in Cebu?
At $918 in Cebu versus $2,570 in Stevenage, a $1,500 budget is realistic in Cebu but tight or insufficient in Stevenage. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Stevenage or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Stevenage, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Stevenage or Cebu?
Safety-wise, Stevenage and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 180% less than in Stevenage. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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