Last update: Oct 2026

Cost of Living Comparison Between State College, PA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,426 in State College, PA, rent and utilities included – about $12,900 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in State College, PA
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State College, PA Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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State College, PA

🇺🇸 United States

$2,426

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in State College, PA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in State College, PA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,426 in State College, PA versus $1,353 in Ubud, Bali.

State College, PA $2,426
Ubud, Bali $1,353

Estimated couple costs with rent: $3,582 in State College, PA versus $2,297 in Ubud, Bali.

State College, PA $3,582
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $4,737 in State College, PA versus $3,241 in Ubud, Bali.

State College, PA $4,737
Ubud, Bali $3,241

Living in State College, PA is roughly 79% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: State College, PA 79% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$15.30 $15.30

$3.23 Rp 58.1K

373.68%

Three-Course Dinner for Two, Mid-Range

$67.1 $67.1

$34.88 Rp 627.8K

92.29%

Fast Food Meal (McDonalds, etc)

$9.28 $9.28

$5.70 Rp 102.5K

62.81%

Cappuccino

$3.46 $3.46

$2.62 Rp 47.1K

32.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 $2.51

$1.72 Rp 31.0K

45.93%

Water (0.33 liter bottle)

$1.75 $1.75

$0.81 Rp 14.6K

116.05%

Local Beer (0.5 liter draught)

$6.87 $6.87

$2.65 Rp 47.7K

159.25%

Imported Beer (0.33 liter bottle)

$7.51 $7.51

$4.37 Rp 78.6K

71.85%

Milk (1 liter)

$1.12 $1.12

$1.57 Rp 28.3K

-28.66%

White Bread (500g)

$3.05 $3.05

$2.19 Rp 39.5K

39.27%

Rice (white) (1kg)

$2.04 $2.04

$1.18 Rp 21.2K

72.88%

Eggs

$3.85 $3.85

$2.16 Rp 38.8K

78.24%

Local Cheese (1kg)

$9.85 $9.85

$17.65 Rp 317.7K

-44.19%

Chicken Fillets (1kg)

$9.19 $9.19

$3.78 Rp 68.0K

143.12%

Beef Round Steak (1kg)

$18.07 $18.07

$11.95 Rp 215.1K

51.21%

Apples (1kg)

$3.51 $3.51

$3.60 Rp 64.8K

-2.50%

Banana (1kg)

$1.33 $1.33

$1.59 Rp 28.6K

-16.35%

Oranges (1kg)

$4.50 $4.50

$2.31 Rp 41.6K

94.81%

Tomato (1kg)

$3.85 $3.85

$1.91 Rp 34.3K

101.57%

Potato (1kg)

$1.74 $1.74

$1.78 Rp 32.1K

-2.25%

Onion (1kg)

$2.46 $2.46

$2.33 Rp 41.9K

5.58%

Lettuce (1 head)

$2.26 $2.26

$1.00 Rp 18.0K

126.00%

Water (1.5 liter bottle)

$1.54 $1.54

$0.53 Rp 9,509

190.57%

Cigarettes 20 Pack (Marlboro, Camel)

$11.73 $11.73

$2.29 Rp 41.1K

412.23%

Wine (Bottle)

$14.38 $14.38

$22.07 Rp 397.3K

-34.84%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$2.35 Rp 42.2K

-27.66%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$2.98 Rp 53.6K

24.83%

One-way Ticket (Public Transport)

$2.23 $2.23

$0.23 Rp 4,112

869.57%

Public Transport Monthly Pass (Regular Price)

$85.9 $85.9

$8.90 Rp 160.2K

864.72%

Taxi Start (Normal Tariff)

$4.98 $4.98

$0.47 Rp 8,466

959.57%

Taxi (Normal Tariff) (1km)

$1.08 $1.08

$0.43 Rp 7,737

151.16%

Taxi 1hour Waiting (Normal Tariff)

$22.85 $22.85

$5.47 Rp 98.4K

317.73%

Gasoline (1 liter)

$1.08 $1.08

$0.83 Rp 14.9K

30.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K $27.6K

$23.9K Rp 429.8M

15.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$32.8K Rp 590.1M

-21.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 $160

$80.0 Rp 1.4M

99.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.38 $40.38

$6.56 Rp 118.1K

515.55%

Internet (50+ Mbps, Unlimited Data)

$59.3 $59.3

$18.60 Rp 334.8K

218.87%

Gym Membership (Monthly)

$24.65 $24.65

$54.1 Rp 974.1K

-54.45%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$16.77 $16.77

$4.25 Rp 76.5K

294.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,034 $1,034

$493 Rp 8.9M

109.86%

International Primary School, 1 Child (Yearly)

$27.4K $27.4K

$5,597 Rp 100.7M

388.71%

Jeans (Levis 501 Or Similar)

$46.57 $46.57

$45.58 Rp 820.4K

2.17%

Summer Dress (H&M, Zara, etc)

$40.71 $40.71

$34.96 Rp 629.4K

16.45%

Sport Shoes (Adidas, Nike)

$81.1 $81.1

$77.7 Rp 1.4M

4.39%

Men's Leather Business Shoes

$132 $132

$78.5 Rp 1.4M

68.53%

1-bedroom Apartment, City Center (Monthly)

$1,776 $1,776

$1,131 Rp 20.4M

56.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,270 $1,270

$673 Rp 12.1M

88.69%

3-bedroom Apartment, City Center (Monthly)

$2,825 $2,825

$3,613 Rp 65.0M

-21.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,170 $2,170

$1,702 Rp 30.6M

27.49%

Buy Apartment in City Center (m2)

$2,365 $2,365

$2,717 Rp 48.9M

-12.96%

Buy Apartment Outside City Center (m2)

$2,083 $2,083

$2,241 Rp 40.3M

-7.05%

Average Monthly Net Salary (After Tax)

$4,230 $4,230

$166 Rp 3.0M

2442.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.46

13.78

-53.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for State College, PA: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

State College, PA

$1.3K 52.3%

Ubud, Bali

$673 49.7% 47% $597

Groceries & Markets

State College, PA

$340 14%

Ubud, Bali

$287 21.2% 15.6% $53

Monthly Utilities & Internet

State College, PA

$260 10.7%

Ubud, Bali

$105 7.8% 59.5% $154

Eating Out

State College, PA

$258 10.6%

Ubud, Bali

$106 7.9% 58.8% $152

Clothing & Footwear

State College, PA

$135 5.6%

Ubud, Bali

$107 7.9% 21.3% $29

Getting Around

State College, PA

$105 4.3%

Ubud, Bali

$12 0.9% 88.2% $93

Sport & Entertainment

State College, PA

$58 2.4%

Ubud, Bali

$63 4.6% 7.6% $4.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,776 in State College, PA and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

State College, PA pays 2442% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in State College, PA vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $340 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 State College, PA

🇮🇩 Ubud, Bali

🕒 Local time

06:53 6:53 AM

18:53 6:53 PM

12 h ahead of State College, PA

🌤 Weather

👥 Population

40,501

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

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State College, PA Ubud, Bali 16,200 km ≈ 21 h nonstop flight

From you

State College, PA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

State College, PA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 79% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2442% higher in State College, PA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,776 in State College, PA versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $67.0 in State College, PA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,426 per month in State College, PA versus $1,353 in Ubud, Bali – a 79% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $2,426 in State College, PA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in State College, PA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in State College, PA, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, State College, PA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 79% less than in State College, PA. Beyond cost, consider language, visa policies, and how big the international community is in each city.