Cost of Living Comparison Between State College, PA and Ubud, Bali Cost of Living Comparison Between State College, PA and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,295 in State College, PA versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $3,424 in State College, PA versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,553 in State College, PA versus $3,763 in Ubud, Bali.

Living in State College, PA is roughly 63% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: State College, PA 72% above, Ubud, Bali 5% above.

Currency
🍽 Eating Out
State College, PA
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.92 $17.92
$3.45 Rp 62.1K
419.42%
Three-Course Dinner for Two, Mid-Range
$50.9 $50.9
$32.34 Rp 581.1K
57.33%
Fast Food Meal (McDonalds, etc)
$9.22 $9.22
$4.84 Rp 87.1K
90.50%
Cappuccino
$4.48 $4.48
$2.75 Rp 49.4K
62.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.76 $2.76
$1.38 Rp 24.9K
100.00%
Water (0.33 liter bottle)
$2.06 $2.06
$0.75 Rp 13.5K
174.67%
Local Beer (0.5 liter draught)
$4.96 $4.96
$2.99 Rp 53.8K
65.89%
Imported Beer (0.33 liter bottle)
$7.20 $7.20
$3.85 Rp 69.2K
87.01%
🛒 Groceries & Markets
State College, PA
Ubud, Bali
Difference
Milk (1 liter)
$0.90 $0.90
$1.74 Rp 31.2K
-48.28%
White Bread (500g)
$3.55 $3.55
$2.46 Rp 44.2K
44.31%
Rice (white) (1kg)
$1.93 $1.93
$1.17 Rp 21.0K
64.96%
Eggs
$3.92 $3.92
$2.43 Rp 43.7K
61.32%
Local Cheese (1kg)
$9.95 $9.95
$14.50 Rp 260.6K
-31.38%
Chicken Fillets (1kg)
$8.26 $8.26
$4.35 Rp 78.2K
89.89%
Beef Round Steak (1kg)
$11.94 $11.94
$11.98 Rp 215.3K
-0.33%
Apples (1kg)
$3.50 $3.50
$3.72 Rp 66.8K
-5.91%
Banana (1kg)
$1.55 $1.55
$1.63 Rp 29.2K
-4.91%
Oranges (1kg)
$5.08 $5.08
$2.74 Rp 49.3K
85.40%
Tomato (1kg)
$5.00 $5.00
$2.24 Rp 40.3K
123.21%
Potato (1kg)
$2.03 $2.03
$1.92 Rp 34.5K
5.73%
Onion (1kg)
$2.86 $2.86
$2.28 Rp 40.9K
25.44%
Lettuce (1 head)
$2.14 $2.14
$1.06 Rp 19.1K
101.89%
Water (1.5 liter bottle)
$1.56 $1.56
$0.72 Rp 12.9K
116.67%
Cigarettes 20 Pack (Marlboro, Camel)
$13.92 $13.92
$3.29 Rp 59.0K
323.10%
Wine (Bottle)
$17.74 $17.74
$23.19 Rp 416.8K
-23.50%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$2.78 Rp 49.9K
-37.05%
Imported Beer (0.33 liter bottle)
$7.16 $7.16
$2.73 Rp 49.1K
162.27%
🚌 Getting Around
State College, PA
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.24 $2.24
$0.27 Rp 4,786
729.63%
Public Transport Monthly Pass (Regular Price)
$84.0 $84.0
$8.11 Rp 145.7K
936.13%
Taxi Start (Normal Tariff)
$5.21 $5.21
$0.48 Rp 8,675
985.42%
Taxi (Normal Tariff) (1km)
$2.21 $2.21
$0.42 Rp 7,545
426.19%
Taxi 1hour Waiting (Normal Tariff)
$45.10 $45.10
$6.22 Rp 111.8K
625.08%
Gasoline (1 liter)
$0.95 $0.95
$0.81 Rp 14.6K
17.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.5K $23.5K
$26.6K Rp 478.2M
-11.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.2K $24.2K
$32.2K Rp 578.5M
-24.67%
🧾 Monthly Utilities & Internet
State College, PA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$161 $161
$78.4 Rp 1.4M
105.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$40.00 $40.00
$4.07 Rp 73.1K
882.80%
Internet (50+ Mbps, Unlimited Data)
$61.8 $61.8
$24.33 Rp 437.1K
153.93%
🎉 Sport & Entertainment
State College, PA
Ubud, Bali
Difference
Gym Membership (Monthly)
$25.04 $25.04
$98.6 Rp 1.8M
-74.61%
Tennis Court (1 Hour on Weekend)
-
$6.34 Rp 113.9K
-
Cinema Ticket
$12.16 $12.16
$3.99 Rp 71.6K
204.76%
🧸 Childcare & Education
State College, PA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$907 $907
$305 Rp 5.5M
197.23%
International Primary School, 1 Child (Yearly)
$29.1K $29.1K
$6,642 Rp 119.4M
337.45%
👕👟 Clothing & Footwear
State College, PA
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$46.29 $46.29
$54.1 Rp 972.9K
-14.50%
Summer Dress (H&M, Zara, etc)
$39.22 $39.22
$37.81 Rp 679.4K
3.73%
Sport Shoes (Adidas, Nike)
$80.0 $80.0
$86.8 Rp 1.6M
-7.83%
Men's Leather Business Shoes
$113 $113
$76.4 Rp 1.4M
47.83%
🏠 Accommodation & Living
State College, PA
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,516 $1,516
$992 Rp 17.8M
52.83%
1-bedroom Apartment, Outside City Center (Monthly)
$1,145 $1,145
$673 Rp 12.1M
70.22%
3-bedroom Apartment, City Center (Monthly)
$2,876 $2,876
$3,375 Rp 60.7M
-14.79%
3-bedroom Apartment, Outside City Center (Monthly)
$2,047 $2,047
$2,050 Rp 36.8M
-0.17%
Buy Apartment in City Center (m2)
$2,616 $2,616
$2,805 Rp 50.4M
-6.74%
Buy Apartment Outside City Center (m2)
$2,158 $2,158
$2,227 Rp 40.0M
-3.12%
💵 Salaries & Financials
State College, PA
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,265 $4,265
$167 Rp 3.0M
2454.76%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.53
13.28
-50.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for State College, PA: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,516 in State College, PA and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

State College, PA pays 2455% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in State College, PA vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $345 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
State College, PA vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than State College, PA?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 63% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: State College, PA or Ubud, Bali?
Average pay runs 2455% higher in State College, PA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between State College, PA and Ubud, Bali?
Rent for a central apartment: $1,516 in State College, PA versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in State College, PA or in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $51.0 in State College, PA. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in State College, PA and in Ubud, Bali?
All in, you'll spend $2,295 per month in State College, PA versus $1,408 in Ubud, Bali – a 63% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for living in State College, PA or in Ubud, Bali?
At $1,408 in Ubud, Bali versus $2,295 in State College, PA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in State College, PA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is State College, PA or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in State College, PA, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, State College, PA or Ubud, Bali?
Safety-wise, State College, PA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 63% less than in State College, PA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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