Last update: Oct 2026 United States 40.5K

Cost of Living in State College, PA

For one person, living costs in State College, PA are estimated at $2,426 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $33 a day.

Monthly Cost of Living

How much you'll spend in State College, PA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in State College, PA actually costs, broken down by who's living it.

Living costs for one person come to about $2,426 monthly including rent, or $997 excluding housing.

$2,426 /mo

Estimated monthly costs for a couple: $3,582 with rent, or $1,702 without housing.

$3,582 /mo

Monthly costs for a family of three come to about $4,737 including rent, or $2,408 for daily expenses alone.

$4,737 /mo
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$15.30 $15.30
$14.28 $14.28
$18.36 $18.36
Three-Course Dinner for Two, Mid-Range
$67.1 $67.1
$45.39 $45.39
$121 $121
Fast Food Meal (McDonalds, etc)
$9.28 $9.28
$8.80 $8.80
$10.75 $10.75
Cappuccino
$3.46 $3.46
$2.97 $2.97
$6.93 $6.93
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.51 $2.51
$2.04 $2.04
$3.57 $3.57
Water (0.33 liter bottle)
$1.75 $1.75
$1.32 $1.32
$2.54 $2.54
Local Beer (0.5 liter draught)
$6.87 $6.87
$3.56 $3.56
$8.14 $8.14
Imported Beer (0.33 liter bottle)
$7.51 $7.51
$4.51 $4.51
$8.01 $8.01
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.12 $1.12
$0.89 $0.89
$1.41 $1.41
White Bread (500g)
$3.05 $3.05
$1.58 $1.58
$5.54 $5.54
Rice (white) (1kg)
$2.04 $2.04
$1.78 $1.78
$3.33 $3.33
Eggs
$3.85 $3.85
$1.71 $1.71
$7.39 $7.39
Local Cheese (1kg)
$9.85 $9.85
$6.76 $6.76
$10.36 $10.36
Chicken Fillets (1kg)
$9.19 $9.19
$6.47 $6.47
$28.13 $28.13
Beef Round Steak (1kg)
$18.07 $18.07
$13.14 $13.14
$21.90 $21.90
Apples (1kg)
$3.51 $3.51
$1.95 $1.95
$8.75 $8.75
Banana (1kg)
$1.33 $1.33
$1.10 $1.10
$4.04 $4.04
Oranges (1kg)
$4.50 $4.50
$2.22 $2.22
$8.90 $8.90
Tomato (1kg)
$3.85 $3.85
$1.69 $1.69
$6.66 $6.66
Potato (1kg)
$1.74 $1.74
$1.50 $1.50
$3.27 $3.27
Onion (1kg)
$2.46 $2.46
$1.48 $1.48
$3.84 $3.84
Lettuce (1 head)
$2.26 $2.26
$1.28 $1.28
$4.09 $4.09
Water (1.5 liter bottle)
$1.54 $1.54
$1.07 $1.07
$2.02 $2.02
Cigarettes 20 Pack (Marlboro, Camel)
$11.73 $11.73
$11.73 $11.73
$11.74 $11.74
Wine (Bottle)
$14.38 $14.38
$8.93 $8.93
$14.88 $14.88
Local Beer (0.5 liter bottle)
$1.70 $1.70
$1.70 $1.70
$3.50 $3.50
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$3.57 $3.57
$3.87 $3.87
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.23 $2.23
$2.23 $2.23
$2.53 $2.53
Public Transport Monthly Pass (Regular Price)
$85.9 $85.9
-
Taxi Start (Normal Tariff)
$4.98 $4.98
$3.98 $3.98
$5.98 $5.98
Taxi (Normal Tariff) (1km)
$1.08 $1.08
$1.08 $1.08
$1.08 $1.08
Taxi 1hour Waiting (Normal Tariff)
$22.85 $22.85
$20.86 $20.86
$24.84 $24.84
Gasoline (1 liter)
$1.08 $1.08
$0.85 $0.85
$1.16 $1.16
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K $27.6K
$27.6K $27.6K
$37.5K $37.5K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$25.0K $25.0K
$27.1K $27.1K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$160 $160
$101 $101
$505 $505
SIM Card Monthly Plan (Calls and 10GB+ Data)
$40.38 $40.38
$35.04 $35.04
$60.1 $60.1
Internet (50+ Mbps, Unlimited Data)
$59.3 $59.3
$29.65 $29.65
$104 $104
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$24.65 $24.65
-
Cinema Ticket
$16.77 $16.77
$15.25 $15.25
$18.29 $18.29
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,034 $1,034
$1,034 $1,034
$2,076 $2,076
International Primary School, 1 Child (Yearly)
$27.4K $27.4K
$14.8K $14.8K
$34.6K $34.6K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$46.57 $46.57
$25.22 $25.22
$56.1 $56.1
Summer Dress (H&M, Zara, etc)
$40.71 $40.71
$40.70 $40.70
$40.71 $40.71
Sport Shoes (Adidas, Nike)
$81.1 $81.1
$59.8 $59.8
$142 $142
Men's Leather Business Shoes
$132 $132
$79.7 $79.7
$151 $151
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,776 $1,776
$1,455 $1,455
$1,936 $1,936
1-bedroom Apartment, Outside City Center (Monthly)
$1,270 $1,270
$1,127 $1,127
$1,349 $1,349
3-bedroom Apartment, City Center (Monthly)
$2,825 $2,825
$1,764 $1,764
$4,763 $4,763
3-bedroom Apartment, Outside City Center (Monthly)
$2,170 $2,170
$1,544 $1,544
$2,707 $2,707
Buy Apartment in City Center (m2)
$2,365 $2,365
$2,049 $2,049
$3,665 $3,665
Buy Apartment Outside City Center (m2)
$2,083 $2,083
$1,762 $1,762
$3,053 $3,053
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,230 $4,230
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.46
6
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
State College, PA $2,426
Accommodation & Living
$1.3K
Groceries & Markets
$340
Monthly Utilities & Internet
$260
Eating Out
$258
Clothing & Footwear
$135
Getting Around
$105
Sport & Entertainment
$58

Cost Breakdown

Expect to pay about $1,776 for a central one-bedroom, or $1,270 outside the center. At 42% of the average salary ($4,230), housing is the biggest financial pressure.

Average take-home pay sits at $4,230, while typical expenses reach $2,426. This leaves solid room for saving and lifestyle spending.

Expect to spend about $340 monthly on groceries. Dining out at a mid-range restaurant costs roughly $67.0 for two.

Public transport is priced at around $85.9 per month.

Cost Highlights

Gym membership is cheaper than 94% of cities in North America

Taxi is cheaper than 94% of cities in North America

Good to know
🕒 Local time
06:48 6:48 AM
🌤 Weather
👥 Population
40,501
💱 Currency
📈 Exchange rate
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

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State College, PA Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in State College, PA - Frequently Asked Questions
How affordable is State College, PA, United States for travelers, expats, and digital nomads, and who tends to get the best value?
Cost of Living in State College, PA, United States tends to sit at a steady, center-ground level for a college town, offering accessibility without the price spikes of larger metros. You'll find value in campus-driven events, casual eateries near student neighborhoods, and a pace that favors budgeting over luxury. For travelers, expats, and digital nomads, the town rewards longer stays with predictable costs and reliable services, plus easy access to outdoor recreation and short commutes. Expect quieter summers and lively autumns around football season. Tip: Map your housing and transport around the university calendar to strike the best balance.
What does daily life look like for someone budgeting and moving around in this town?
Daily life in State College, PA, United States living cost revolves around walkable neighborhoods, campus-adjacent housing, and a mix of small markets and larger stores. Housing search is less frantic than big cities: look for options near campus if you value quick commutes, or explore quieter blocks a little farther out for more space. Grocery choices range from cooperative markets to campus vendors. For getting around, the bus system is capable, and biking is common; you'll appreciate straightforward routes and parking options near centers of activity. Co-working spaces, libraries, and cafe hotspots support remote work or study sessions, with seasonal spots adjusting to student rhythms. Tip: Track transit schedules and seasonal crowd patterns to optimize routines.
What budgeting framework helps you maintain a good quality of life across seasons and find a neighborhood that matches your pace in State College, PA, United States?
A practical budgeting framework helps you stretch a modest income in State College, PA, United States, while preserving a comfortable rhythm. Start with a simple budgeting framework: housing and utilities take the largest share, groceries and meals the next, and transport and extras the rest; adjust for football season or semester breaks. For neighborhood fit, prioritize proximity to campus without the most intense crowds if you value quiet evenings, or seek a lively area within easy walking distance if you feed off activity. Free or low-cost campus events, seasonal farmers markets, and bike-friendly routes amplify quality of life without heavy spend. Tip: pair a short-term lease with a longer-term plan to test neighborhoods before committing.
How much of a salary does housing take in State College, PA?
With 42% of the average paycheck going to rent, State College, PA is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
How much does it cost to live in State College, PA per month?
Plan for roughly $2,426 a month in State College, PA if you're renting, or around $997 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.
How much should you earn to live well in State College, PA?
Earning $3,639 monthly in State College, PA means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What is the price of renting a flat in State College, PA?
Rents for a 1-bedroom flat in State College, PA range from $1,270 to $1,776, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
What does commuting cost in State College, PA?
A monthly transit pass in State College, PA goes for roughly $85.9, which is one of the lighter items on a monthly budget. Coverage across residential and business areas is solid, and most residents without a car rely on it daily.
What are kindergarten prices in State College, PA?
Childcare averages $1,034 monthly at a private kindergarten in State College, PA. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
Can a person live on $2,500 monthly in State College, PA?
At $2,426 in typical monthly expenses, a $2,500 budget barely covers State College, PA. You'd need a shared flat in an outer area, home-cooked meals, and serious discipline with discretionary spending to make it work.
What makes State College, PA attractive for remote workers?
Remote workers pick State College, PA for good reason: fast internet, low crime rates, vibrant nightlife, all at about $2,426 per month including rent. It fits a wide range of remote salaries without compromising on comfort or connectivity.

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