Last update: Nov 2026

Cost of Living Comparison Between Stafford and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,238 in Stafford, rent and utilities included – about $10,900 less a year. Rent and utilities account for about half of the difference.

108

Cost of Living Index in Stafford
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Stafford Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Stafford

🇬🇧 United Kingdom

$2,238

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Stafford and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stafford and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,238 in Stafford versus $1,331 in Ubud, Bali.

Stafford $2,238
Ubud, Bali $1,331

Estimated couple costs with rent: $3,350 in Stafford versus $2,255 in Ubud, Bali.

Stafford $3,350
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,461 in Stafford versus $3,180 in Ubud, Bali.

Stafford $4,461
Ubud, Bali $3,180

Living in Stafford is roughly 68% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Stafford is 66% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$21.50 £15.95

$3.38 Rp 61.3K

536.09%

Three-Course Dinner for Two, Mid-Range

$75.0 £55.6

$34.65 Rp 629.1K

116.42%

Fast Food Meal (McDonalds, etc)

$10.54 £7.82

$5.57 Rp 101.2K

89.23%

Cappuccino

$4.71 £3.50

$2.62 Rp 47.6K

79.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 £1.53

$1.54 Rp 27.9K

34.42%

Water (0.33 liter bottle)

$1.75 £1.30

$0.64 Rp 11.6K

173.44%

Local Beer (0.5 liter draught)

$6.65 £4.93

$2.67 Rp 48.4K

149.06%

Imported Beer (0.33 liter bottle)

$5.21 £3.87

$4.26 Rp 77.4K

22.30%

Milk (1 liter)

$1.80 £1.33

$1.46 Rp 26.5K

23.29%

White Bread (500g)

$1.55 £1.15

$2.29 Rp 41.6K

-32.31%

Rice (white) (1kg)

$2.10 £1.56

$1.11 Rp 20.1K

89.19%

Eggs

$3.56 £2.64

$2.10 Rp 38.1K

69.52%

Local Cheese (1kg)

$10.25 £7.60

$15.94 Rp 289.4K

-35.70%

Chicken Fillets (1kg)

$9.07 £6.73

$3.88 Rp 70.5K

133.76%

Beef Round Steak (1kg)

$12.79 £9.49

$11.40 Rp 207.0K

12.19%

Apples (1kg)

$2.89 £2.14

$3.55 Rp 64.5K

-18.59%

Banana (1kg)

$1.75 £1.30

$1.54 Rp 27.9K

13.64%

Oranges (1kg)

$3.67 £2.72

$2.23 Rp 40.5K

64.57%

Tomato (1kg)

$3.43 £2.55

$1.97 Rp 35.8K

74.11%

Potato (1kg)

$2.07 £1.54

$1.86 Rp 33.7K

11.29%

Onion (1kg)

$1.81 £1.34

$2.42 Rp 43.9K

-25.21%

Lettuce (1 head)

$1.18 £0.88

$1.02 Rp 18.6K

15.69%

Water (1.5 liter bottle)

$1.66 £1.23

$0.52 Rp 9,483

219.23%

Cigarettes 20 Pack (Marlboro, Camel)

$21.78 £16.15

$2.20 Rp 39.9K

890.00%

Wine (Bottle)

$9.50 £7.04

$21.79 Rp 395.6K

-56.40%

Local Beer (0.5 liter bottle)

$3.39 £2.51

$2.33 Rp 42.2K

45.49%

Imported Beer (0.33 liter bottle)

$3.87 £2.87

$2.97 Rp 53.9K

30.30%

One-way Ticket (Public Transport)

$4.73 £3.50

$0.25 Rp 4,546

1792.00%

Public Transport Monthly Pass (Regular Price)

$92.5 £68.6

$8.17 Rp 148.4K

1031.95%

Taxi Start (Normal Tariff)

$2.75 £2.04

$0.44 Rp 7,947

525.00%

Taxi (Normal Tariff) (1km)

$1.36 £1.01

$0.47 Rp 8,496

189.36%

Taxi 1hour Waiting (Normal Tariff)

$25.75 £19.10

$5.60 Rp 101.7K

359.82%

Gasoline (1 liter)

$2.10 £1.56

$0.83 Rp 15.0K

153.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K £28.5K

$24.4K Rp 443.8M

57.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.7K £30.2K

$31.7K Rp 575.5M

28.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$294 £218

$77.5 Rp 1.4M

279.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.19 £14.97

$6.14 Rp 111.6K

228.83%

Internet (50+ Mbps, Unlimited Data)

$42.52 £31.53

$18.92 Rp 343.4K

124.74%

Gym Membership (Monthly)

$40.64 £30.14

$51.0 Rp 925.8K

-20.30%

Tennis Court (1 Hour on Weekend)

$19.57 £14.51

$18.25 Rp 331.3K

7.23%

Cinema Ticket

$15.81 £11.72

$4.38 Rp 79.6K

260.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,250 £927

$492 Rp 8.9M

153.86%

International Primary School, 1 Child (Yearly)

$7,719 £5,724

$12.2K Rp 221.9M

-36.84%

Jeans (Levis 501 Or Similar)

$75.5 £56.0

$45.16 Rp 819.9K

67.27%

Summer Dress (H&M, Zara, etc)

$47.03 £34.88

$34.89 Rp 633.4K

34.80%

Sport Shoes (Adidas, Nike)

$84.7 £62.8

$78.3 Rp 1.4M

8.15%

Men's Leather Business Shoes

$98.2 £72.8

$77.9 Rp 1.4M

26.11%

1-bedroom Apartment, City Center (Monthly)

$1,149 £852

$1,078 Rp 19.6M

6.64%

1-bedroom Apartment, Outside City Center (Monthly)

$926 £687

$665 Rp 12.1M

39.27%

3-bedroom Apartment, City Center (Monthly)

$1,596 £1,184

$3,510 Rp 63.7M

-54.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,639 £1,215

$1,671 Rp 30.3M

-1.91%

Buy Apartment in City Center (m2)

$3,986 £2,956

$2,340 Rp 42.5M

70.33%

Buy Apartment Outside City Center (m2)

$3,330 £2,470

$2,236 Rp 40.6M

48.93%

Average Monthly Net Salary (After Tax)

$2,998 £2,224

$166 Rp 3.0M

1702.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.37

13.78

-61.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stafford: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stafford

$926 41.4%

Ubud, Bali

$665 50% 28.2% $261

Monthly Utilities & Internet

Stafford

$357 15.9%

Ubud, Bali

$103 7.7% 71.2% $254

Eating Out

Stafford

$319 14.3%

Ubud, Bali

$106 8% 66.9% $213

Groceries & Markets

Stafford

$306 13.7%

Ubud, Bali

$279 21% 8.5% $26

Clothing & Footwear

Stafford

$137 6.1%

Ubud, Bali

$106 8% 22.7% $31

Getting Around

Stafford

$121 5.4%

Ubud, Bali

$12 0.9% 90.1% $109

Sport & Entertainment

Stafford

$72 3.2%

Ubud, Bali

$60 4.5% 17.3% $13

Cost Breakdown

A one-bedroom apartment in the center runs $1,149 in Stafford and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Stafford pays about 18 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $75 in Stafford vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $306 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇬🇧 Stafford

🇮🇩 Ubud, Bali

🕒 Local time

23:13 11:13 PM

07:13 7:13 AM

8 h ahead of Stafford

🌤 Weather

👥 Population

71,673

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.35 USD

1 GBP = 1.2 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 4, 2026: 1 USD = 0.742 GBP (1 GBP = 1.35 USD). 1 EUR = 0.835 GBP (1 GBP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

USD to GBP in detail →

On the map

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Between locations

Stafford Ubud, Bali 12,580 km ≈ 16 h nonstop flight

From you

Stafford
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stafford vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 41% lower than in Stafford. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Stafford is about 18 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,149 in Stafford versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 9% higher in Stafford. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $75 in Stafford. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Stafford and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 41% less than in Stafford. Beyond cost, consider language, visa policies, and how big the international community is in each city.