Cost of Living Comparison Between Stafford and Ubud, Bali Cost of Living Comparison Between Stafford and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,174 in Stafford versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $3,220 in Stafford versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,265 in Stafford versus $3,660 in Ubud, Bali.

Living in Stafford is roughly 53% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Stafford 62% above, Ubud, Bali 6% above.

Currency
🍽 Eating Out
Stafford
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.16 £15.02
$3.56 Rp 64.3K
466.29%
Three-Course Dinner for Two, Mid-Range
$75.4 £56.1
$32.73 Rp 590.3K
130.22%
Fast Food Meal (McDonalds, etc)
$10.69 £7.96
$4.95 Rp 89.2K
115.96%
Cappuccino
$4.83 £3.60
$2.71 Rp 48.9K
78.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.09 £1.56
$1.34 Rp 24.2K
55.97%
Water (0.33 liter bottle)
$1.75 £1.30
$0.70 Rp 12.6K
150.00%
Local Beer (0.5 liter draught)
$3.76 £2.80
$2.92 Rp 52.7K
28.77%
Imported Beer (0.33 liter bottle)
$4.18 £3.11
$3.96 Rp 71.4K
5.56%
🛒 Groceries & Markets
Stafford
Ubud, Bali
Difference
Milk (1 liter)
$1.62 £1.21
$1.81 Rp 32.6K
-10.50%
White Bread (500g)
$1.74 £1.29
$2.52 Rp 45.4K
-30.95%
Rice (white) (1kg)
$1.97 £1.46
$1.16 Rp 20.9K
69.83%
Eggs
$3.57 £2.66
$2.46 Rp 44.4K
45.12%
Local Cheese (1kg)
$12.39 £9.23
$14.71 Rp 265.3K
-15.77%
Chicken Fillets (1kg)
$5.30 £3.95
$4.32 Rp 77.9K
22.69%
Beef Round Steak (1kg)
$9.41 £7.01
$12.14 Rp 218.9K
-22.49%
Apples (1kg)
$3.33 £2.48
$3.84 Rp 69.3K
-13.28%
Banana (1kg)
$1.39 £1.04
$1.56 Rp 28.1K
-10.90%
Oranges (1kg)
$3.90 £2.91
$2.83 Rp 51.1K
37.81%
Tomato (1kg)
$4.35 £3.24
$2.33 Rp 41.9K
86.70%
Potato (1kg)
$1.38 £1.03
$1.91 Rp 34.5K
-27.75%
Onion (1kg)
$1.31 £0.98
$2.20 Rp 39.7K
-40.45%
Lettuce (1 head)
$1.32 £0.98
$1.01 Rp 18.3K
30.69%
Water (1.5 liter bottle)
$1.45 £1.08
$0.78 Rp 14.0K
85.90%
Cigarettes 20 Pack (Marlboro, Camel)
$13.33 £9.93
$3.32 Rp 59.8K
301.51%
Wine (Bottle)
$9.57 £7.13
$23.74 Rp 428.0K
-59.69%
Local Beer (0.5 liter bottle)
$2.55 £1.90
$2.79 Rp 50.3K
-8.60%
Imported Beer (0.33 liter bottle)
$3.44 £2.56
$2.86 Rp 51.6K
20.28%
🚌 Getting Around
Stafford
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.26 £3.17
$0.27 Rp 4,848
1477.78%
Public Transport Monthly Pass (Regular Price)
$88.0 £65.5
$8.03 Rp 144.8K
995.27%
Taxi Start (Normal Tariff)
$5.30 £3.95
$0.46 Rp 8,230
1052.17%
Taxi (Normal Tariff) (1km)
$1.52 £1.13
$0.45 Rp 8,116
237.78%
Taxi 1hour Waiting (Normal Tariff)
$34.36 £25.60
$6.10 Rp 109.9K
463.28%
Gasoline (1 liter)
$1.90 £1.41
$0.79 Rp 14.3K
140.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.9K £28.2K
$26.1K Rp 471.6M
44.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.0K £30.5K
$32.1K Rp 579.2M
27.58%
🧾 Monthly Utilities & Internet
Stafford
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$300 £223
$79.9 Rp 1.4M
274.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.41 £14.46
$4.06 Rp 73.3K
378.08%
Internet (50+ Mbps, Unlimited Data)
$43.24 £32.21
$23.52 Rp 424.1K
83.84%
🎉 Sport & Entertainment
Stafford
Ubud, Bali
Difference
Gym Membership (Monthly)
$43.74 £32.59
$98.7 Rp 1.8M
-55.68%
Tennis Court (1 Hour on Weekend)
$19.52 £14.55
$6.63 Rp 119.6K
194.42%
Cinema Ticket
$13.60 £10.13
$4.15 Rp 74.8K
227.71%
🧸 Childcare & Education
Stafford
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,935 £1,442
$304 Rp 5.5M
536.68%
International Primary School, 1 Child (Yearly)
$20.8K £15.5K
$6,613 Rp 119.3M
214.20%
👕👟 Clothing & Footwear
Stafford
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$72.1 £53.7
$55.5 Rp 1.0M
29.73%
Summer Dress (H&M, Zara, etc)
$41.98 £31.28
$38.31 Rp 690.9K
9.58%
Sport Shoes (Adidas, Nike)
$86.4 £64.4
$88.6 Rp 1.6M
-2.46%
Men's Leather Business Shoes
$34.14 £25.44
$77.9 Rp 1.4M
-56.16%
🏠 Accommodation & Living
Stafford
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,151 £857
$1,006 Rp 18.1M
14.32%
1-bedroom Apartment, Outside City Center (Monthly)
$961 £716
$675 Rp 12.2M
42.25%
3-bedroom Apartment, City Center (Monthly)
$1,661 £1,237
$3,442 Rp 62.1M
-51.75%
3-bedroom Apartment, Outside City Center (Monthly)
$1,682 £1,253
$2,039 Rp 36.8M
-17.53%
Buy Apartment in City Center (m2)
$3,883 £2,893
$2,841 Rp 51.2M
36.67%
Buy Apartment Outside City Center (m2)
$3,424 £2,551
$2,264 Rp 40.8M
51.23%
💵 Salaries & Financials
Stafford
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,038 £2,263
$165 Rp 3.0M
1738.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.5
13.28
-58.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stafford: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,151 in Stafford and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Stafford pays 1738% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Stafford vs $33.00 in Ubud, Bali. Groceries flip the comparison at $278 vs $302, with Stafford cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stafford vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Stafford or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 53% lower than in Stafford. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Stafford or Ubud, Bali?
Stafford pays 1738% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Stafford vs Ubud, Bali?
Rent for a central apartment: $1,151 in Stafford versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Stafford or Ubud, Bali?
Shoppers in Stafford pay roughly 9% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How do dining costs compare in Stafford vs Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $75.0 in Stafford. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Stafford or Ubud, Bali?
At $1,419 in Ubud, Bali versus $2,174 in Stafford, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Stafford. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Stafford or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Stafford compared to Ubud, Bali?
Safety-wise, Stafford and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 53% less than in Stafford. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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