Cost of Living Comparison Between St Thomas and Phuket Cost of Living Comparison Between St Thomas and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $4,337 in St Thomas versus $1,265 in Phuket.

Estimated couple costs with rent: $7,106 in St Thomas versus $2,297 in Phuket.

Monthly costs for a family of three with rent: $9,874 in St Thomas versus $3,329 in Phuket.

Living in St Thomas is roughly 243% more expensive than Phuket, driven mainly by Groceries & Markets.

The two cities straddle the global median: St Thomas is 224% above, Phuket is 6% below.

Meal at Budget Restaurant

$20.08 $20.08

$4.70 ฿153

327.23%

Three-Course Dinner for Two, Mid-Range

$159 $159

$45.37 ฿1,482

249.70%

Fast Food Meal (McDonalds, etc)

$11.80 $11.80

$8.43 ฿275

39.98%

Cappuccino

$7.16 $7.16

$2.93 ฿95.6

144.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.02 $4.02

$0.69 ฿22.40

482.61%

Water (0.33 liter bottle)

$3.38 $3.38

$0.37 ฿11.99

813.51%

Local Beer (0.5 liter draught)

$6.62 $6.62

$2.41 ฿78.6

174.69%

Imported Beer (0.33 liter bottle)

$9.82 $9.82

$3.72 ฿122

163.98%

Milk (1 liter)

$2.46 $2.46

$2.23 ฿72.9

10.31%

White Bread (500g)

$6.71 $6.71

$1.83 ฿59.8

266.67%

Rice (white) (1kg)

$18.52 $18.52

$2.17 ฿70.8

753.46%

Eggs

$8.76 $8.76

$2.21 ฿72.3

296.38%

Local Cheese (1kg)

$11.30 $11.30

$19.74 ฿645

-42.76%

Chicken Fillets (1kg)

$32.42 $32.42

$3.63 ฿119

793.11%

Beef Round Steak (1kg)

$40.30 $40.30

$13.53 ฿442

197.86%

Apples (1kg)

$11.90 $11.90

$3.28 ฿107

262.80%

Banana (1kg)

$11.06 $11.06

$1.61 ฿52.6

586.96%

Oranges (1kg)

$12.25 $12.25

$2.41 ฿78.6

408.30%

Tomato (1kg)

$19.63 $19.63

$2.08 ฿68.1

843.75%

Potato (1kg)

$1.94 $1.94

$1.53 ฿49.93

26.80%

Onion (1kg)

$8.81 $8.81

$1.48 ฿48.36

495.27%

Lettuce (1 head)

$7.93 $7.93

$0.99 ฿32.29

701.01%

Water (1.5 liter bottle)

$5.92 $5.92

$0.51 ฿16.67

1060.78%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 ฿144

Wine (Bottle)

$25.03 $25.03

$19.38 ฿633

29.15%

Local Beer (0.5 liter bottle)

$1.78 ฿58.1

Imported Beer (0.33 liter bottle)

$5.86 $5.86

$2.71 ฿88.6

116.24%

One-way Ticket (Public Transport)

$2.01 $2.01

$1.37 ฿44.79

46.72%

Public Transport Monthly Pass (Regular Price)

$60.9 $60.9

$11.39 ฿372

434.86%

Taxi Start (Normal Tariff)

$19.88 $19.88

$3.02 ฿98.6

558.28%

Taxi (Normal Tariff) (1km)

$3.08 $3.08

$0.99 ฿32.48

211.11%

Taxi 1hour Waiting (Normal Tariff)

$14.10 ฿461

Gasoline (1 liter)

$1.33 $1.33

$1.36 ฿44.51

-2.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$55.5K $55.5K

$28.2K ฿921.1K

96.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K $38.2K

$32.9K ฿1.1M

16.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$392 $392

$122 ฿3,975

222.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$99.3 $99.3

$13.57 ฿443

631.39%

Internet (50+ Mbps, Unlimited Data)

$129 $129

$18.31 ฿598

602.84%

Gym Membership (Monthly)

$125 $125

$60.2 ฿1,967

107.72%

Tennis Court (1 Hour on Weekend)

$17.14 ฿560

Cinema Ticket

$12.03 $12.03

$8.69 ฿284

38.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,497 $1,497

$693 ฿22.6K

115.82%

International Primary School, 1 Child (Yearly)

$22.0K $22.0K

$15.7K ฿512.3K

39.99%

Jeans (Levis 501 Or Similar)

$115 $115

$59.5 ฿1,944

93.75%

Summer Dress (H&M, Zara, etc)

$151 $151

$34.77 ฿1,136

335.63%

Sport Shoes (Adidas, Nike)

$204 $204

$115 ฿3,743

77.80%

Men's Leather Business Shoes

$150 $150

$83.3 ฿2,720

80.18%

1-bedroom Apartment, City Center (Monthly)

$1,443 $1,443

$613 ฿20.0K

135.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,781 $1,781

$437 ฿14.3K

307.44%

3-bedroom Apartment, City Center (Monthly)

$3,252 $3,252

$2,094 ฿68.4K

55.27%

3-bedroom Apartment, Outside City Center (Monthly)

$4,334 $4,334

$1,509 ฿49.3K

187.11%

Buy Apartment in City Center (m2)

$4,872 $4,872

$3,749 ฿122.5K

29.94%

Buy Apartment Outside City Center (m2)

$10.8K $10.8K

$2,616 ฿85.4K

312.43%

Average Monthly Net Salary (After Tax)

$2,806 $2,806

$508 ฿16.6K

452.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

5.33

77.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Thomas: May 31, 2026

Last update for Phuket: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,443 in St Thomas and $613 in Phuket. Housing cost is often the main lever when comparing two cities.

St Thomas pays 452% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $159 in St Thomas vs $45.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $979 vs $293 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Thomas vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment. The 243% gap adds up to real monthly savings that compound significantly over time.

St Thomas pays 452% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,443 in St Thomas versus $613 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,497 in St Thomas versus $693 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 234% higher in St Thomas. For households that cook at home regularly, that difference adds up over a month.

At $1,265 in Phuket versus $4,337 in St Thomas, a $1,500 budget is realistic in Phuket but tight or insufficient in St Thomas. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in St Thomas, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, St Thomas and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 243% less than in St Thomas. Beyond cost, consider language, visa policies, and how big the international community is in each city.