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Cost of Living Comparison Between St. Thomas and Montreal Cost of Living Comparison Between St. Thomas and Montreal

🙂 Solo nomad: St. Thomas is 5.7% cheaper than Montreal without rent, and 11.8% more expensive with rent.
🙂 Family of 3: St. Thomas is 4.8% cheaper than Montreal without rent, and 8% more expensive with rent.
Currency
🍽 Eating Out
St. Thomas
Montreal
Difference
Meal at Budget Restaurant
$20.61 CA$28.65
$16.33 CA$22.70
26.21%
Three-Course Dinner for Two, Mid-Range
$74.1 CA$103
$72.4 CA$101
2.38%
Fast Food Meal (McDonalds, etc)
$11.26 CA$15.64
$11.12 CA$15.45
1.26%
Cappuccino
$3.47 CA$4.83
$3.67 CA$5.10
-5.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.83 CA$2.55
$2.09 CA$2.90
-12.44%
Water (0.33 liter bottle)
$1.74 CA$2.42
$1.46 CA$2.03
19.18%
Local Beer (0.5 liter draught)
$5.13 CA$7.12
$6.19 CA$8.60
-17.12%
Imported Beer (0.33 liter bottle)
$6.03 CA$8.38
$6.56 CA$9.12
-8.08%
🛒 Groceries & Markets
St. Thomas
Montreal
Difference
Milk (1 liter)
$2.00 CA$2.77
$2.31 CA$3.21
-13.42%
White Bread (500g)
$2.59 CA$3.61
$3.21 CA$4.46
-19.31%
Rice (white) (1kg)
$3.26 CA$4.53
$3.81 CA$5.30
-14.44%
Eggs
$3.16 CA$4.40
$3.35 CA$4.66
-5.67%
Local Cheese (1kg)
$9.86 CA$13.70
$15.88 CA$22.07
-37.91%
Chicken Fillets (1kg)
$11.26 CA$15.64
$11.74 CA$16.32
-4.09%
Beef Round Steak (1kg)
$15.67 CA$21.79
$15.49 CA$21.53
1.16%
Apples (1kg)
$4.13 CA$5.74
$3.66 CA$5.09
12.84%
Banana (1kg)
$1.29 CA$1.79
$1.63 CA$2.27
-20.86%
Oranges (1kg)
$3.33 CA$4.62
$3.95 CA$5.49
-15.70%
Tomato (1kg)
$3.87 CA$5.38
$4.32 CA$6.00
-10.42%
Potato (1kg)
$2.87 CA$3.99
$2.65 CA$3.68
8.30%
Onion (1kg)
$2.56 CA$3.55
$2.68 CA$3.73
-4.48%
Lettuce (1 head)
$2.30 CA$3.19
$2.28 CA$3.17
0.88%
Water (1.5 liter bottle)
$1.50 CA$2.09
$1.77 CA$2.46
-15.25%
Cigarettes 20 Pack (Marlboro, Camel)
$11.20 CA$15.57
$13.38 CA$18.60
-16.29%
Wine (Bottle)
$14.57 CA$20.25
$11.38 CA$15.82
28.03%
Local Beer (0.5 liter bottle)
$2.13 CA$2.97
$3.00 CA$4.17
-29.00%
Imported Beer (0.33 liter bottle)
$2.57 CA$3.58
$3.60 CA$5.01
-28.61%
🚌 Getting Around
St. Thomas
Montreal
Difference
One-way Ticket (Public Transport)
$2.30 CA$3.20
$2.82 CA$3.92
-18.44%
Public Transport Monthly Pass (Regular Price)
$62.2 CA$86.5
$74.0 CA$103
-15.88%
Taxi Start (Normal Tariff)
$2.42 CA$3.36
$3.51 CA$4.88
-31.05%
Taxi (Normal Tariff) (1km)
$1.74 CA$2.42
$1.39 CA$1.93
25.18%
Taxi 1hour Waiting (Normal Tariff)
$31.84 CA$44.25
$34.34 CA$47.74
-7.28%
Gasoline (1 liter)
$1.11 CA$1.55
$1.18 CA$1.64
-5.93%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.3K CA$35.1K
$24.8K CA$34.5K
1.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2K CA$28.1K
$22.1K CA$30.7K
-8.73%
🧾 Monthly Utilities & Internet
St. Thomas
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$132 CA$183
$76.1 CA$106
73.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$54.8 CA$76.1
$36.49 CA$50.7
50.07%
Internet (50+ Mbps, Unlimited Data)
$58.3 CA$81.0
$44.45 CA$61.8
31.14%
🎉 Sport & Entertainment
St. Thomas
Montreal
Difference
Gym Membership (Monthly)
$42.62 CA$59.2
$43.54 CA$60.5
-2.11%
Tennis Court (1 Hour on Weekend)
-
$17.02 CA$23.65
-
Cinema Ticket
$11.22 CA$15.60
$11.10 CA$15.43
1.08%
🧸 Childcare & Education
St. Thomas
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$563 CA$782
$621 CA$863
-9.33%
International Primary School, 1 Child (Yearly)
$10.9K CA$15.2K
$5,880 CA$8,173
86.16%
👕👟 Clothing & Footwear
St. Thomas
Montreal
Difference
Jeans (Levis 501 Or Similar)
$55.5 CA$77.1
$62.6 CA$86.9
-11.32%
Summer Dress (H&M, Zara, etc)
$38.87 CA$54.0
$45.10 CA$62.7
-13.81%
Sport Shoes (Adidas, Nike)
$85.9 CA$119
$102 CA$142
-15.86%
Men's Leather Business Shoes
$81.3 CA$113
$118 CA$164
-31.12%
🏠 Accommodation & Living
St. Thomas
Montreal
Difference
1-bedroom Apartment, City Center (Monthly)
$1,182 CA$1,643
$1,225 CA$1,702
-3.47%
1-bedroom Apartment, Outside City Center (Monthly)
$1,181 CA$1,642
$963 CA$1,339
22.61%
3-bedroom Apartment, City Center (Monthly)
$1,992 CA$2,769
$2,083 CA$2,896
-4.39%
3-bedroom Apartment, Outside City Center (Monthly)
$1,821 CA$2,531
$1,593 CA$2,214
14.29%
Buy Apartment in City Center (m2)
$4,672 CA$6,494
$5,133 CA$7,135
-8.98%
Buy Apartment Outside City Center (m2)
$3,657 CA$5,083
$4,160 CA$5,782
-12.08%
💵 Salaries & Financials
St. Thomas
Montreal
Difference
Average Monthly Net Salary (After Tax)
$2,954 CA$4,106
$2,981 CA$4,144
-0.91%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.55
5.01
30.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Thomas: January 13, 2026

Last update for Montreal: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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