Cost of Living Comparison Between St. Thomas and Montreal Cost of Living Comparison Between St. Thomas and Montreal

🙂 Solo nomad: St. Thomas is 4.7% cheaper than Montreal without rent, and 10.7% more expensive with rent.

😐 Family of 3: St. Thomas is 7.9% more expensive than Montreal without rent, and 4.1% more expensive with rent.

Meal at Budget Restaurant

$19.9 CA$27.09

$16.33 CA$22.23

21.86%

Three-Course Dinner for Two, Mid-Range

$72.6 CA$98.8

$73.7 CA$100

-1.51%

Fast Food Meal (McDonalds, etc)

$11.44 CA$15.57

$10.99 CA$14.96

4.09%

Cappuccino

$3.48 CA$4.74

$3.82 CA$5.2

-8.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 CA$2.5

$2.1 CA$2.86

-12.86%

Water (0.33 liter bottle)

$1.75 CA$2.38

$1.52 CA$2.07

15.13%

Local Beer (0.5 liter draught)

$5.18 CA$7.06

$5.92 CA$8.05

-12.50%

Imported Beer (0.33 liter bottle)

$5.93 CA$8.08

$6.47 CA$8.8

-8.35%

Milk (1 liter)

$2.03 CA$2.76

$2.27 CA$3.09

-10.57%

White Bread (500g)

$2.68 CA$3.65

$3.36 CA$4.58

-20.24%

Rice (white) (1kg)

$3.21 CA$4.37

$3.66 CA$4.98

-12.30%

Eggs

$3.15 CA$4.28

$3.43 CA$4.67

-8.16%

Local Cheese (1kg)

$9.52 CA$12.95

$16.48 CA$22.43

-42.23%

Chicken Fillets (1kg)

$11.34 CA$15.43

$11.61 CA$15.8

-2.33%

Beef Round Steak (1kg)

$15.77 CA$21.47

$15.19 CA$20.67

3.82%

Apples (1kg)

$4.12 CA$5.61

$3.61 CA$4.91

14.13%

Banana (1kg)

$1.24 CA$1.69

$1.68 CA$2.28

-26.19%

Oranges (1kg)

$3.34 CA$4.55

$4.12 CA$5.61

-18.93%

Tomato (1kg)

$3.83 CA$5.22

$4.44 CA$6.05

-13.74%

Potato (1kg)

$2.84 CA$3.86

$2.64 CA$3.59

7.58%

Onion (1kg)

$2.59 CA$3.53

$2.6 CA$3.54

-0.38%

Lettuce (1 head)

$2.31 CA$3.14

$2.17 CA$2.96

6.45%

Water (1.5 liter bottle)

$1.44 CA$1.96

$1.78 CA$2.42

-19.10%

Cigarettes 20 Pack (Marlboro, Camel)

$10.83 CA$14.75

$13.27 CA$18.06

-18.39%

Wine (Bottle)

$10.64 CA$14.48

$12.7 CA$17.29

-16.22%

Local Beer (0.5 liter bottle)

$2.14 CA$2.92

$3.11 CA$4.24

-31.19%

Imported Beer (0.33 liter bottle)

$2.48 CA$3.38

$3.6 CA$4.89

-31.11%

One-way Ticket (Public Transport)

$2.4 CA$3.27

$2.69 CA$3.66

-10.78%

Public Transport Monthly Pass (Regular Price)

$61.7 CA$84

$73.1 CA$99.5

-15.63%

Taxi Start (Normal Tariff)

$2.32 CA$3.16

$3.53 CA$4.81

-34.28%

Taxi (Normal Tariff) (1km)

$1.68 CA$2.29

$1.4 CA$1.9

20.00%

Taxi 1hour Waiting (Normal Tariff)

$30.93 CA$42.11

$34.13 CA$46.45

-9.38%

Gasoline (1 liter)

$1.16 CA$1.57

$1.23 CA$1.68

-5.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K CA$34.6K

$25.2K CA$34.3K

0.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.6K CA$28K

$21.6K CA$29.4K

-4.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 CA$183

$75.3 CA$102

78.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.4 CA$72.6

$36.75 CA$50

45.22%

Internet (50+ Mbps, Unlimited Data)

$58.3 CA$79.3

$44.37 CA$60.4

31.30%

Gym Membership (Monthly)

$42.11 CA$57.3

$43.45 CA$59.1

-3.08%

Tennis Court (1 Hour on Weekend)

$17.07 CA$23.24

Cinema Ticket

$11.1 CA$15.11

$11.17 CA$15.2

-0.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$556 CA$757

$621 CA$845

-10.42%

International Primary School, 1 Child (Yearly)

$10.9K CA$14.8K

$5,850 CA$7,963

85.82%

Jeans (Levis 501 Or Similar)

$54.3 CA$74

$62.9 CA$85.6

-13.55%

Summer Dress (H&M, Zara, etc)

$38.94 CA$53

$45.2 CA$61.5

-13.85%

Sport Shoes (Adidas, Nike)

$85.9 CA$117

$103 CA$140

-16.58%

Men's Leather Business Shoes

$83 CA$113

$122 CA$166

-31.79%

1-bedroom Apartment, City Center (Monthly)

$1,189 CA$1,618

$1,197 CA$1,629

-0.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,189 CA$1,619

$944 CA$1,285

25.93%

3-bedroom Apartment, City Center (Monthly)

$1,990 CA$2,709

$2,069 CA$2,816

-3.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,820 CA$2,477

$1,558 CA$2,120

16.83%

Buy Apartment in City Center (m2)

$5,707 CA$7,768

$6,154 CA$8,377

-7.27%

Buy Apartment Outside City Center (m2)

$3,724 CA$5,069

$4,461 CA$6,072

-16.52%

Average Monthly Net Salary (After Tax)

$2,510 CA$3,417

$2,940 CA$4,002

-14.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

5.01

30.74%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Thomas: October 28, 2025

Last update for Montreal: October 29, 2025

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