Cost of Living Comparison Between St. Thomas and Montreal Cost of Living Comparison Between St. Thomas and Montreal

🙂 Solo nomad: St. Thomas is 10.8% cheaper than Montreal without rent, and 8.8% more expensive with rent.
🙂 Family of 3: St. Thomas is 11% cheaper than Montreal without rent, and 3.1% more expensive with rent.
Currency
🍽 Eating Out
St. Thomas
Montreal
Difference
Meal at Budget Restaurant
$20.54 CA$28.13
$16.03 CA$21.97
28.13%
Three-Course Dinner for Two, Mid-Range
$73.0 CA$99.9
$72.9 CA$99.9
0.08%
Fast Food Meal (McDonalds, etc)
$11.14 CA$15.26
$11.17 CA$15.31
-0.27%
Cappuccino
$3.61 CA$4.94
$3.84 CA$5.26
-5.99%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.76 CA$2.41
$2.10 CA$2.88
-16.19%
Water (0.33 liter bottle)
$1.81 CA$2.48
$1.51 CA$2.07
19.87%
Local Beer (0.5 liter draught)
$5.12 CA$7.02
$6.25 CA$8.56
-18.08%
Imported Beer (0.33 liter bottle)
$6.02 CA$8.25
$6.77 CA$9.27
-11.08%
🛒 Groceries & Markets
St. Thomas
Montreal
Difference
Milk (1 liter)
$2.08 CA$2.85
$2.28 CA$3.12
-8.77%
White Bread (500g)
$2.71 CA$3.71
$3.29 CA$4.50
-17.63%
Rice (white) (1kg)
$3.29 CA$4.51
$3.72 CA$5.09
-11.56%
Eggs
$3.02 CA$4.14
$3.34 CA$4.57
-9.58%
Local Cheese (1kg)
$9.49 CA$13.00
$16.17 CA$22.15
-41.31%
Chicken Fillets (1kg)
$11.34 CA$15.53
$11.60 CA$15.89
-2.24%
Beef Round Steak (1kg)
$15.99 CA$21.91
$15.50 CA$21.23
3.16%
Apples (1kg)
$4.06 CA$5.56
$3.67 CA$5.02
10.63%
Banana (1kg)
$1.24 CA$1.70
$1.71 CA$2.34
-27.49%
Oranges (1kg)
$3.35 CA$4.59
$3.91 CA$5.36
-14.32%
Tomato (1kg)
$3.85 CA$5.28
$4.31 CA$5.91
-10.67%
Potato (1kg)
$2.99 CA$4.10
$2.77 CA$3.80
7.94%
Onion (1kg)
$2.55 CA$3.50
$2.67 CA$3.65
-4.49%
Lettuce (1 head)
$2.39 CA$3.27
$2.26 CA$3.09
5.75%
Water (1.5 liter bottle)
$1.50 CA$2.05
$1.70 CA$2.33
-11.76%
Cigarettes 20 Pack (Marlboro, Camel)
$10.93 CA$14.97
$13.13 CA$17.99
-16.76%
Wine (Bottle)
$14.48 CA$19.83
$11.06 CA$15.15
30.92%
Local Beer (0.5 liter bottle)
$2.12 CA$2.91
$3.02 CA$4.13
-29.80%
Imported Beer (0.33 liter bottle)
$2.60 CA$3.56
$3.43 CA$4.70
-24.20%
🚌 Getting Around
St. Thomas
Montreal
Difference
One-way Ticket (Public Transport)
$2.36 CA$3.23
$2.68 CA$3.67
-11.94%
Public Transport Monthly Pass (Regular Price)
$61.7 CA$84.5
$74.2 CA$102
-16.90%
Taxi Start (Normal Tariff)
$2.34 CA$3.21
$3.64 CA$4.98
-35.71%
Taxi (Normal Tariff) (1km)
$1.69 CA$2.31
$1.38 CA$1.90
22.46%
Taxi 1hour Waiting (Normal Tariff)
$30.88 CA$42.31
$33.85 CA$46.37
-8.77%
Gasoline (1 liter)
$1.16 CA$1.59
$1.21 CA$1.66
-4.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.2K CA$34.5K
$25.4K CA$34.8K
-0.68%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2K CA$27.7K
$21.8K CA$29.9K
-7.18%
🧾 Monthly Utilities & Internet
St. Thomas
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$131 CA$180
$74.1 CA$101
77.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$55.0 CA$75.4
$36.68 CA$50.3
49.97%
Internet (50+ Mbps, Unlimited Data)
$58.5 CA$80.1
$44.38 CA$60.8
31.82%
🎉 Sport & Entertainment
St. Thomas
Montreal
Difference
Gym Membership (Monthly)
$42.58 CA$58.3
$42.45 CA$58.2
0.31%
Tennis Court (1 Hour on Weekend)
-
$16.85 CA$23.09
-
Cinema Ticket
$11.12 CA$15.23
$10.87 CA$14.89
2.30%
🧸 Childcare & Education
St. Thomas
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$559 CA$765
$618 CA$847
-9.62%
International Primary School, 1 Child (Yearly)
$11.0K CA$15.0K
$5,952 CA$8,155
84.30%
👕👟 Clothing & Footwear
St. Thomas
Montreal
Difference
Jeans (Levis 501 Or Similar)
$54.6 CA$74.8
$63.1 CA$86.4
-13.49%
Summer Dress (H&M, Zara, etc)
$38.59 CA$52.9
$44.52 CA$61.0
-13.32%
Sport Shoes (Adidas, Nike)
$83.6 CA$115
$101 CA$138
-17.21%
Men's Leather Business Shoes
$82.5 CA$113
$123 CA$168
-32.78%
🏠 Accommodation & Living
St. Thomas
Montreal
Difference
1-bedroom Apartment, City Center (Monthly)
$1,176 CA$1,611
$1,196 CA$1,639
-1.73%
1-bedroom Apartment, Outside City Center (Monthly)
$1,189 CA$1,629
$971 CA$1,330
22.43%
3-bedroom Apartment, City Center (Monthly)
$1,977 CA$2,709
$2,040 CA$2,795
-3.09%
3-bedroom Apartment, Outside City Center (Monthly)
$1,835 CA$2,514
$1,595 CA$2,185
15.08%
Buy Apartment in City Center (m2)
$4,779 CA$6,548
$5,204 CA$7,129
-8.15%
Buy Apartment Outside City Center (m2)
$3,605 CA$4,939
$3,996 CA$5,475
-9.78%
💵 Salaries & Financials
St. Thomas
Montreal
Difference
Average Monthly Net Salary (After Tax)
$3,033 CA$4,155
$3,060 CA$4,192
-0.88%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.55
5.01
30.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Thomas: March 2, 2026

Last update for Montreal: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Similar cities