Cost of Living Comparison Between St. Moritz and Phuket Cost of Living Comparison Between St. Moritz and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $3,776 in St. Moritz versus $1,264 in Phuket.

Estimated couple costs with rent: $6,503 in St. Moritz versus $2,256 in Phuket.

Monthly costs for a family of three with rent: $9,229 in St. Moritz versus $3,248 in Phuket.

Living in St. Moritz is roughly 199% more expensive than in Phuket, driven mainly by Groceries & Markets.

The two cities straddle the global median: St. Moritz is 184% above, Phuket is 5% below.

Meal at Budget Restaurant

$31.00 CHF 25.22

$4.48 ฿150

591.96%

Three-Course Dinner for Two, Mid-Range

$147 CHF 119

$45.59 ฿1,525

221.87%

Fast Food Meal (McDonalds, etc)

$14.73 CHF 11.98

$8.76 ฿293

68.15%

Cappuccino

$6.32 CHF 5.14

$2.97 ฿99.3

112.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.65 CHF 4.60

$0.69 ฿22.96

718.84%

Water (0.33 liter bottle)

$4.50 CHF 3.66

$0.39 ฿13.07

1053.85%

Local Beer (0.5 liter draught)

$9.75 CHF 7.93

$2.53 ฿84.7

285.38%

Imported Beer (0.33 liter bottle)

$5.99 CHF 4.87

$3.75 ฿125

59.73%

Milk (1 liter)

$1.32 CHF 1.08

$2.15 ฿71.8

-38.60%

White Bread (500g)

$3.38 CHF 2.75

$1.82 ฿60.7

85.71%

Rice (white) (1kg)

$4.11 CHF 3.34

$2.18 ฿73.1

88.53%

Eggs

$7.60 CHF 6.18

$2.25 ฿75.2

237.78%

Local Cheese (1kg)

$29.20 CHF 23.75

$20.00 ฿669

46.00%

Chicken Fillets (1kg)

$32.92 CHF 26.78

$3.63 ฿121

806.89%

Beef Round Steak (1kg)

$50.6 CHF 41.18

$13.56 ฿453

273.30%

Apples (1kg)

$4.09 CHF 3.33

$3.24 ฿109

26.23%

Banana (1kg)

$2.89 CHF 2.35

$1.64 ฿54.7

76.22%

Oranges (1kg)

$3.04 CHF 2.47

$2.33 ฿78.0

30.47%

Tomato (1kg)

$5.20 CHF 4.23

$2.07 ฿69.3

151.21%

Potato (1kg)

$2.74 CHF 2.23

$1.55 ฿51.8

76.77%

Onion (1kg)

$2.31 CHF 1.88

$1.46 ฿48.67

58.22%

Lettuce (1 head)

$2.47 CHF 2.01

$0.98 ฿32.94

152.04%

Water (1.5 liter bottle)

$1.73 CHF 1.40

$0.48 ฿16.13

260.42%

Cigarettes 20 Pack (Marlboro, Camel)

$11.16 CHF 9.08

$4.35 ฿146

156.55%

Wine (Bottle)

$13.58 CHF 11.05

$18.57 ฿621

-26.87%

Local Beer (0.5 liter bottle)

$2.70 CHF 2.20

$1.86 ฿62.1

45.16%

Imported Beer (0.33 liter bottle)

$3.31 CHF 2.70

$2.65 ฿88.8

24.91%

One-way Ticket (Public Transport)

$3.84 CHF 3.13

$1.42 ฿47.40

170.42%

Public Transport Monthly Pass (Regular Price)

$96.9 CHF 78.9

$11.57 ฿387

737.77%

Taxi Start (Normal Tariff)

$7.52 CHF 6.12

$3.17 ฿106

137.22%

Taxi (Normal Tariff) (1km)

$4.46 CHF 3.63

$1.03 ฿34.51

333.01%

Taxi 1hour Waiting (Normal Tariff)

$89.2 CHF 72.6

$13.89 ฿465

542.48%

Gasoline (1 liter)

$2.24 CHF 1.82

$1.34 ฿44.96

67.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.5K CHF 32.9K

$27.8K ฿929.6K

45.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.8K CHF 32.4K

$33.4K ฿1.1M

19.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.2 CHF 79.1

$123 ฿4,116

-20.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.41 CHF 29.61

$13.77 ฿461

164.42%

Internet (50+ Mbps, Unlimited Data)

$59.7 CHF 48.54

$18.33 ฿613

225.53%

Gym Membership (Monthly)

$74.7 CHF 60.8

$60.7 ฿2,030

23.07%

Tennis Court (1 Hour on Weekend)

$42.41 CHF 34.50

$17.16 ฿574

147.14%

Cinema Ticket

$18.87 CHF 15.35

$8.87 ฿297

112.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,368 CHF 2,739

$688 ฿23.0K

389.59%

International Primary School, 1 Child (Yearly)

$39.7K CHF 32.3K

$15.8K ฿527.8K

151.86%

Jeans (Levis 501 Or Similar)

$137 CHF 112

$59.3 ฿1,984

131.67%

Summer Dress (H&M, Zara, etc)

$62.3 CHF 50.6

$34.69 ฿1,160

79.45%

Sport Shoes (Adidas, Nike)

$151 CHF 123

$115 ฿3,853

30.91%

Men's Leather Business Shoes

$203 CHF 165

$83.8 ฿2,802

142.53%

1-bedroom Apartment, City Center (Monthly)

$1,702 CHF 1,385

$621 ฿20.8K

174.01%

1-bedroom Apartment, Outside City Center (Monthly)

$1,993 CHF 1,621

$446 ฿14.9K

346.78%

3-bedroom Apartment, City Center (Monthly)

$2,808 CHF 2,284

$2,034 ฿68.0K

38.08%

3-bedroom Apartment, Outside City Center (Monthly)

$4,655 CHF 3,787

$1,496 ฿50.0K

211.15%

Buy Apartment in City Center (m2)

$15.6K CHF 12.7K

$3,455 ฿115.6K

351.25%

Buy Apartment Outside City Center (m2)

$12.2K CHF 9,957

$2,531 ฿84.7K

383.61%

Average Monthly Net Salary (After Tax)

$4,804 CHF 3,908

$494 ฿16.5K

873.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

5.33

-66.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: July 25, 2026

Last update for Phuket: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,702 in St. Moritz and $621 in Phuket. Housing cost is often the main lever when comparing two cities.

St. Moritz pays 873% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $147 in St. Moritz vs $46.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $665 vs $291 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 199% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 873% higher in St. Moritz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,702 in St. Moritz versus $621 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,368 in St. Moritz versus $688 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 128% higher in St. Moritz. For households that cook at home regularly, that difference adds up over a month.

At $1,264 in Phuket versus $3,776 in St. Moritz, a $1,500 budget is realistic in Phuket but tight or insufficient in St. Moritz. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in St. Moritz, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, St. Moritz and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 199% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.