Cost of Living Comparison Between St. Moritz and Phuket Cost of Living Comparison Between St. Moritz and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $3,865 in St. Moritz versus $1,232 in Phuket.

Estimated couple costs with rent: $6,642 in St. Moritz versus $2,255 in Phuket.

Monthly costs for a family of three with rent: $9,420 in St. Moritz versus $3,279 in Phuket.

Living in St. Moritz is roughly 214% more expensive than Phuket, driven mainly by Groceries & Markets.

The two cities straddle the global median: St. Moritz is 189% above, Phuket is 8% below.

Meal at Budget Restaurant

$31.31 CHF 24.74

$4.63 ฿151

576.24%

Three-Course Dinner for Two, Mid-Range

$150 CHF 118

$46.84 ฿1,523

219.66%

Fast Food Meal (McDonalds, etc)

$15.03 CHF 11.88

$8.84 ฿287

70.02%

Cappuccino

$6.14 CHF 4.85

$3.00 ฿97.4

104.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.46 CHF 4.31

$0.74 ฿24.11

637.84%

Water (0.33 liter bottle)

$4.76 CHF 3.76

$0.37 ฿11.88

1186.49%

Local Beer (0.5 liter draught)

$10.02 CHF 7.91

$2.44 ฿79.3

310.66%

Imported Beer (0.33 liter bottle)

$6.03 CHF 4.76

$3.61 ฿117

67.04%

Milk (1 liter)

$1.33 CHF 1.05

$2.26 ฿73.5

-41.15%

White Bread (500g)

$3.44 CHF 2.72

$1.84 ฿59.8

86.96%

Rice (white) (1kg)

$4.11 CHF 3.25

$2.24 ฿73.0

83.48%

Eggs

$7.45 CHF 5.89

$2.32 ฿75.3

221.12%

Local Cheese (1kg)

$29.79 CHF 23.53

$19.67 ฿639

51.45%

Chicken Fillets (1kg)

$33.95 CHF 26.82

$3.65 ฿119

830.14%

Beef Round Steak (1kg)

$50.4 CHF 39.79

$13.10 ฿426

284.50%

Apples (1kg)

$4.09 CHF 3.23

$3.39 ฿110

20.65%

Banana (1kg)

$2.92 CHF 2.31

$1.64 ฿53.4

78.05%

Oranges (1kg)

$3.15 CHF 2.49

$2.41 ฿78.5

30.71%

Tomato (1kg)

$5.05 CHF 3.99

$2.03 ฿66.0

148.77%

Potato (1kg)

$2.82 CHF 2.23

$1.56 ฿50.6

80.77%

Onion (1kg)

$2.31 CHF 1.82

$1.50 ฿48.66

54.00%

Lettuce (1 head)

$2.51 CHF 1.98

$1.02 ฿33.30

146.08%

Water (1.5 liter bottle)

$1.73 CHF 1.36

$0.49 ฿15.91

253.06%

Cigarettes 20 Pack (Marlboro, Camel)

$10.87 CHF 8.59

$4.45 ฿145

144.27%

Wine (Bottle)

$15.15 CHF 11.97

$18.88 ฿614

-19.76%

Local Beer (0.5 liter bottle)

$2.75 CHF 2.18

$1.78 ฿57.7

54.49%

Imported Beer (0.33 liter bottle)

$3.21 CHF 2.53

$2.75 ฿89.5

16.73%

One-way Ticket (Public Transport)

$3.83 CHF 3.02

$1.40 ฿45.54

173.57%

Public Transport Monthly Pass (Regular Price)

$94.2 CHF 74.4

$11.48 ฿373

720.38%

Taxi Start (Normal Tariff)

$7.60 CHF 6.00

$3.12 ฿101

143.59%

Taxi (Normal Tariff) (1km)

$4.58 CHF 3.62

$1.00 ฿32.48

358.00%

Taxi 1hour Waiting (Normal Tariff)

$86.6 CHF 68.4

$14.09 ฿458

514.69%

Gasoline (1 liter)

$2.24 CHF 1.77

$1.35 ฿43.93

65.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.3K CHF 31.8K

$27.2K ฿883.7K

48.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.4K CHF 31.2K

$32.9K ฿1.1M

19.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.5 CHF 78.6

$125 ฿4,063

-20.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.21 CHF 28.61

$13.57 ฿441

166.84%

Internet (50+ Mbps, Unlimited Data)

$59.8 CHF 47.24

$18.52 ฿602

222.89%

Gym Membership (Monthly)

$73.0 CHF 57.7

$61.5 ฿1,999

18.72%

Tennis Court (1 Hour on Weekend)

$16.84 ฿547

Cinema Ticket

$19.20 CHF 15.17

$9.19 ฿299

108.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,465 CHF 2,738

$698 ฿22.7K

396.30%

International Primary School, 1 Child (Yearly)

$39.6K CHF 31.3K

$15.6K ฿506.9K

154.03%

Jeans (Levis 501 Or Similar)

$137 CHF 108

$57.8 ฿1,878

137.69%

Summer Dress (H&M, Zara, etc)

$61.5 CHF 48.62

$35.24 ฿1,146

74.63%

Sport Shoes (Adidas, Nike)

$150 CHF 118

$113 ฿3,677

32.22%

Men's Leather Business Shoes

$205 CHF 162

$86.4 ฿2,808

136.87%

1-bedroom Apartment, City Center (Monthly)

$1,709 CHF 1,350

$616 ฿20.0K

177.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,982 CHF 1,566

$446 ฿14.5K

344.51%

3-bedroom Apartment, City Center (Monthly)

$2,826 CHF 2,233

$2,048 ฿66.6K

38.02%

3-bedroom Apartment, Outside City Center (Monthly)

$4,665 CHF 3,685

$1,492 ฿48.5K

212.65%

Buy Apartment in City Center (m2)

$3,779 ฿122.8K

Buy Apartment Outside City Center (m2)

$12.8K CHF 10.1K

$2,649 ฿86.1K

383.89%

Average Monthly Net Salary (After Tax)

$4,994 CHF 3,945

$524 ฿17.0K

853.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

5.33

-66.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: April 26, 2026

Last update for Phuket: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,709 in St. Moritz and $616 in Phuket. Housing cost is often the main lever when comparing two cities.

St. Moritz pays 853% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $150 in St. Moritz vs $47.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $674 vs $292 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 214% gap adds up to real monthly savings that compound significantly over time.

St. Moritz pays 853% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,709 in St. Moritz versus $616 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,465 in St. Moritz versus $698 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 131% higher in St. Moritz. For households that cook at home regularly, that difference adds up over a month.

At $1,232 in Phuket versus $3,865 in St. Moritz, a $1,500 budget is realistic in Phuket but tight or insufficient in St. Moritz. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in St. Moritz, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, St. Moritz and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 214% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.