Cost of Living Comparison Between St. Moritz and Phuket Cost of Living Comparison Between St. Moritz and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $3,758 in St. Moritz versus $1,265 in Phuket.

Estimated couple costs with rent: $6,619 in St. Moritz versus $2,089 in Phuket.

Monthly costs for a family of three with rent: $9,479 in St. Moritz versus $2,913 in Phuket.

Living in St. Moritz is roughly 197% more expensive than in Phuket, driven mainly by Eating Out.

The two cities straddle the global median: St. Moritz is 173% above, Phuket is 8% below.

Meal at Budget Restaurant

$37.71 CHF 30.78

$4.66 ฿154

709.23%

Three-Course Dinner for Two, Mid-Range

$147 CHF 120

$32.22 ฿1,065

355.56%

Fast Food Meal (McDonalds, etc)

$14.97 CHF 12.22

$8.68 ฿287

72.47%

Cappuccino

$6.34 CHF 5.18

$2.90 ฿95.8

118.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.52 CHF 4.51

$0.84 ฿27.89

557.14%

Water (0.33 liter bottle)

$4.57 CHF 3.73

$0.49 ฿16.16

832.65%

Local Beer (0.5 liter draught)

$9.78 CHF 7.98

$2.48 ฿82.0

294.35%

Imported Beer (0.33 liter bottle)

$6.33 CHF 5.16

$3.73 ฿123

69.71%

Milk (1 liter)

$1.86 CHF 1.52

$1.89 ฿62.3

-1.59%

White Bread (500g)

$3.89 CHF 3.17

$1.41 ฿46.54

175.89%

Rice (white) (1kg)

$3.84 CHF 3.13

$1.62 ฿53.6

137.04%

Eggs

$7.50 CHF 6.12

$2.24 ฿74.1

234.82%

Local Cheese (1kg)

$27.52 CHF 22.46

$19.84 ฿656

38.71%

Chicken Fillets (1kg)

$27.09 CHF 22.11

$3.48 ฿115

678.45%

Beef Round Steak (1kg)

$62.2 CHF 50.8

$11.37 ฿376

447.14%

Apples (1kg)

$4.14 CHF 3.38

$2.90 ฿95.8

42.76%

Banana (1kg)

$2.88 CHF 2.35

$1.72 ฿57.0

67.44%

Oranges (1kg)

$3.51 CHF 2.87

$2.27 ฿75.1

54.63%

Tomato (1kg)

$4.85 CHF 3.96

$2.13 ฿70.4

127.70%

Potato (1kg)

$2.58 CHF 2.10

$1.47 ฿48.72

75.51%

Onion (1kg)

$2.18 CHF 1.78

$1.42 ฿46.92

53.52%

Lettuce (1 head)

$2.59 CHF 2.12

$1.10 ฿36.25

135.45%

Water (1.5 liter bottle)

$1.27 CHF 1.04

$0.60 ฿19.76

111.67%

Cigarettes 20 Pack (Marlboro, Camel)

$11.03 CHF 9.00

$4.31 ฿142

155.92%

Wine (Bottle)

$13.32 CHF 10.87

$18.60 ฿615

-28.39%

Local Beer (0.5 liter bottle)

$2.85 CHF 2.32

$1.80 ฿59.5

58.33%

Imported Beer (0.33 liter bottle)

$3.25 CHF 2.65

$2.97 ฿98.0

9.43%

One-way Ticket (Public Transport)

$3.85 CHF 3.15

$2.25 ฿74.2

71.11%

Public Transport Monthly Pass (Regular Price)

$95.6 CHF 78.0

$23.49 ฿776

307.07%

Taxi Start (Normal Tariff)

$8.57 CHF 6.99

$3.10 ฿102

176.45%

Taxi (Normal Tariff) (1km)

$4.82 CHF 3.93

$1.08 ฿35.56

346.30%

Taxi 1hour Waiting (Normal Tariff)

$91.1 CHF 74.4

$3.87 ฿128

2255.04%

Gasoline (1 liter)

$2.25 CHF 1.84

$1.43 ฿47.16

57.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.1K CHF 33.5K

$27.8K ฿918.0K

47.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.7K CHF 33.2K

$27.0K ฿891.5K

50.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.1 CHF 79.3

$105 ฿3,462

-7.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.52 CHF 32.25

$11.39 ฿376

246.97%

Internet (50+ Mbps, Unlimited Data)

$58.2 CHF 47.46

$17.54 ฿580

231.58%

Gym Membership (Monthly)

$73.8 CHF 60.2

$54.3 ฿1,795

35.81%

Tennis Court (1 Hour on Weekend)

$11.44 ฿378

Cinema Ticket

$19.30 CHF 15.75

$7.78 ฿257

148.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,671 CHF 2,996

$576 ฿19.0K

536.75%

International Primary School, 1 Child (Yearly)

$43.2K CHF 35.2K

$11.6K ฿382.7K

272.82%

Jeans (Levis 501 Or Similar)

$148 CHF 121

$63.6 ฿2,103

132.75%

Summer Dress (H&M, Zara, etc)

$60.9 CHF 49.73

$29.10 ฿961

109.42%

Sport Shoes (Adidas, Nike)

$171 CHF 140

$96.2 ฿3,179

77.78%

Men's Leather Business Shoes

$265 CHF 216

$90.0 ฿2,974

193.89%

1-bedroom Apartment, City Center (Monthly)

$1,874 CHF 1,529

$733 ฿24.2K

155.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,758 CHF 1,435

$501 ฿16.5K

251.00%

3-bedroom Apartment, City Center (Monthly)

$5,636 CHF 4,599

$2,126 ฿70.2K

165.14%

3-bedroom Apartment, Outside City Center (Monthly)

$4,841 CHF 3,950

$1,252 ฿41.4K

286.52%

Buy Apartment in City Center (m2)

$3,534 ฿116.8K

Buy Apartment Outside City Center (m2)

$12.6K CHF 10.3K

$2,622 ฿86.6K

379.31%

Average Monthly Net Salary (After Tax)

$4,853 CHF 3,961

$508 ฿16.8K

856.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

5.57

-67.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: September 8, 2026

Last update for Phuket: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,874 in St. Moritz and $733 in Phuket. Housing cost is often the main lever when comparing two cities.

St. Moritz pays 856% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $147 in St. Moritz vs $32.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $669 vs $275 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 197% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 856% higher in St. Moritz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,874 in St. Moritz versus $733 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,671 in St. Moritz versus $576 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 143% higher in St. Moritz. For households that cook at home regularly, that difference adds up over a month.

At $1,265 in Phuket versus $3,758 in St. Moritz, a $1,500 budget is realistic in Phuket but tight or insufficient in St. Moritz. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in St. Moritz, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, St. Moritz and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 197% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.