Last update: Oct 2026

Cost of Living Comparison Between St. Moritz and Lisbon

For one person, living is cheaper in Lisbon: $2,210 a month against $3,626 in St. Moritz, rent and utilities included – about $17,000 less a year. Other living expenses account for most of the difference.

174

Cost of Living Index in St. Moritz
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St. Moritz Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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St. Moritz

🇨🇭 Switzerland

$3,626

/mo nomad

Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Moritz and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Moritz and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,626 in St. Moritz versus $2,210 in Lisbon.

St. Moritz $3,626
Lisbon $2,210

Estimated couple costs with rent: $6,508 in St. Moritz versus $3,275 in Lisbon.

St. Moritz $6,508
Lisbon $3,275

Monthly costs for a family of three with rent: $9,390 in St. Moritz versus $4,341 in Lisbon.

St. Moritz $9,390
Lisbon $4,341

Living in St. Moritz is roughly 64% more expensive than in Lisbon, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: St. Moritz 166% above, Lisbon 62% above.

Meal at Budget Restaurant

$34.20 CHF 28.37

$16.65 €14.95

105.41%

Three-Course Dinner for Two, Mid-Range

$143 CHF 119

$61.7 €55.5

131.70%

Fast Food Meal (McDonalds, etc)

$14.40 CHF 11.94

$11.36 €10.20

26.76%

Cappuccino

$5.90 CHF 4.90

$2.97 €2.67

98.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.54 CHF 4.60

$2.29 €2.06

141.92%

Water (0.33 liter bottle)

$4.60 CHF 3.82

$1.74 €1.56

164.37%

Local Beer (0.5 liter draught)

$9.90 CHF 8.21

$3.40 €3.06

191.18%

Imported Beer (0.33 liter bottle)

$6.03 CHF 5.00

$3.31 €2.97

82.18%

Milk (1 liter)

$1.81 CHF 1.50

$1.16 €1.04

56.03%

White Bread (500g)

$3.96 CHF 3.29

$1.91 €1.72

107.33%

Rice (white) (1kg)

$3.60 CHF 2.99

$1.51 €1.36

138.41%

Eggs

$7.67 CHF 6.36

$4.02 €3.61

90.80%

Local Cheese (1kg)

$27.09 CHF 22.47

$12.94 €11.62

109.35%

Chicken Fillets (1kg)

$28.89 CHF 23.97

$7.77 €6.98

271.81%

Beef Round Steak (1kg)

$60.5 CHF 50.2

$17.76 €15.95

240.71%

Apples (1kg)

$4.09 CHF 3.39

$2.30 €2.07

77.83%

Banana (1kg)

$2.75 CHF 2.28

$1.73 €1.56

58.96%

Oranges (1kg)

$3.60 CHF 2.99

$1.86 €1.67

93.55%

Tomato (1kg)

$4.59 CHF 3.81

$2.59 €2.33

77.22%

Potato (1kg)

$2.55 CHF 2.11

$1.82 €1.64

40.11%

Onion (1kg)

$2.34 CHF 1.94

$1.97 €1.77

18.78%

Lettuce (1 head)

$2.49 CHF 2.06

$1.47 €1.32

69.39%

Water (1.5 liter bottle)

$1.25 CHF 1.03

$0.72 €0.65

73.61%

Cigarettes 20 Pack (Marlboro, Camel)

$10.77 CHF 8.94

$6.58 €5.91

63.68%

Wine (Bottle)

$13.92 CHF 11.54

$5.61 €5.04

148.13%

Local Beer (0.5 liter bottle)

$2.88 CHF 2.39

$1.36 €1.22

111.76%

Imported Beer (0.33 liter bottle)

$3.21 CHF 2.66

$2.14 €1.92

50.00%

One-way Ticket (Public Transport)

$3.92 CHF 3.26

$2.33 €2.10

68.24%

Public Transport Monthly Pass (Regular Price)

$92.6 CHF 76.8

$44.68 €40.14

107.16%

Taxi Start (Normal Tariff)

$8.08 CHF 6.70

$3.85 €3.46

109.87%

Taxi (Normal Tariff) (1km)

$4.54 CHF 3.77

$1.07 €0.96

324.30%

Taxi 1hour Waiting (Normal Tariff)

$87.8 CHF 72.8

$16.46 €14.79

433.11%

Gasoline (1 liter)

$2.14 CHF 1.77

$2.20 €1.98

-2.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K CHF 32.0K

$34.2K €30.7K

12.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.6K CHF 32.9K

$38.7K €34.8K

2.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.8 CHF 80.3

$161 €145

-39.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.12 CHF 32.45

$18.41 €16.54

112.49%

Internet (50+ Mbps, Unlimited Data)

$54.8 CHF 45.42

$32.74 €29.41

67.23%

Gym Membership (Monthly)

$73.0 CHF 60.5

$44.55 €40.02

63.79%

Tennis Court (1 Hour on Weekend)

$19.10 €17.16

Cinema Ticket

$18.96 CHF 15.73

$9.60 €8.62

97.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,402 CHF 2,823

$668 €600

409.58%

International Primary School, 1 Child (Yearly)

$41.2K CHF 34.2K

$17.6K €15.8K

134.13%

Jeans (Levis 501 Or Similar)

$140 CHF 116

$102 €91.6

37.14%

Summer Dress (H&M, Zara, etc)

$55.1 CHF 45.69

$44.46 €39.94

23.89%

Sport Shoes (Adidas, Nike)

$161 CHF 133

$98.5 €88.5

63.12%

Men's Leather Business Shoes

$249 CHF 206

$124 €111

101.11%

1-bedroom Apartment, City Center (Monthly)

$1,794 CHF 1,488

$1,608 €1,445

11.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,753 CHF 1,454

$1,190 €1,069

47.30%

3-bedroom Apartment, City Center (Monthly)

$5,403 CHF 4,482

$2,812 €2,526

92.11%

3-bedroom Apartment, Outside City Center (Monthly)

$4,730 CHF 3,924

$2,013 €1,808

134.95%

Buy Apartment in City Center (m2)

$7,839 €7,042

Buy Apartment Outside City Center (m2)

$12.3K CHF 10.2K

$4,576 €4,110

168.79%

Average Monthly Net Salary (After Tax)

$4,889 CHF 4,056

$1,575 €1,415

210.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

3.85

-53.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: October 26, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Moritz

$1.8K 48.3%

Lisbon

$1.2K 53.8% 32.1% $563

Groceries & Markets

St. Moritz

$670 18.5%

Lisbon

$272 12.3% 59.4% $398

Eating Out

St. Moritz

$490 13.5%

Lisbon

$243 11% 50.5% $247

Clothing & Footwear

St. Moritz

$272 7.5%

Lisbon

$166 7.5% 39% $106

Monthly Utilities & Internet

St. Moritz

$191 5.3%

Lisbon

$212 9.6% 11.4% $22

Getting Around

St. Moritz

$139 3.8%

Lisbon

$63 2.9% 54.5% $76

Sport & Entertainment

St. Moritz

$111 3.1%

Lisbon

$64 2.9% 42.5% $47

Cost Breakdown

A one-bedroom apartment in the center runs $1,794 in St. Moritz and $1,608 in Lisbon. Housing cost is often the main lever when comparing two cities.

St. Moritz pays about 3.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $143 in St. Moritz vs $62 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $670 vs $272 per month, with Lisbon cheaper across the board.

Good to know

🇨🇭 St. Moritz

🇵🇹 Lisbon

🕒 Local time

16:43 4:43 PM

15:43 3:43 PM

1 h behind St. Moritz

🌤 Weather

👥 Population

5,000

545,923 Capital

💱 Currency

Swiss Franc CHF Fr

Euro EUR €

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 28, 2026: 1 USD = 0.83 CHF (1 CHF = 1.21 USD). 1 EUR = 0.923 CHF (1 CHF = 1.08 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to CHF in detail →

On the map

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Between locations

St. Moritz Lisbon 1,770 km ≈ 2 h 45 min nonstop flight

From you

St. Moritz
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Lisbon: Cost of Living - Frequently Asked Questions

St. Moritz and Lisbon differ by about 64% in total monthly costs ($3,626 vs $2,210 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay in St. Moritz is about 3.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,794 in St. Moritz versus $1,608 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,402 in St. Moritz versus $668 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 146% higher in St. Moritz. For households that cook at home regularly, that difference adds up over a month.

At $2,210 in Lisbon versus $3,626 in St. Moritz, a $3,000 budget is realistic in Lisbon but tight or insufficient in St. Moritz. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Lisbon gentler on the wallet – expenses run 39% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.