Cost of Living Comparison Between St. Moritz and Lisbon Cost of Living Comparison Between St. Moritz and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $3,847 in St. Moritz versus $2,263 in Lisbon.

Estimated couple costs with rent: $6,534 in St. Moritz versus $3,315 in Lisbon.

Monthly costs for a family of three with rent: $9,221 in St. Moritz versus $4,368 in Lisbon.

Living in St. Moritz is roughly 70% more expensive than Lisbon, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: St. Moritz 186% above, Lisbon 68% above.

Meal at Budget Restaurant

$31.18 CHF 24.75

$15.94 €13.73

95.61%

Three-Course Dinner for Two, Mid-Range

$146 CHF 116

$63.4 €54.6

130.96%

Fast Food Meal (McDonalds, etc)

$14.71 CHF 11.68

$10.38 €8.95

41.71%

Cappuccino

$6.27 CHF 4.98

$2.79 €2.40

124.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.48 CHF 4.35

$2.34 €2.01

134.19%

Water (0.33 liter bottle)

$4.70 CHF 3.73

$1.57 €1.35

199.36%

Local Beer (0.5 liter draught)

$9.73 CHF 7.73

$3.43 €2.95

183.67%

Imported Beer (0.33 liter bottle)

$6.05 CHF 4.81

$3.91 €3.37

54.73%

Milk (1 liter)

$1.33 CHF 1.06

$1.08 €0.93

23.15%

White Bread (500g)

$3.40 CHF 2.70

$1.77 €1.52

92.09%

Rice (white) (1kg)

$3.94 CHF 3.13

$1.71 €1.47

130.41%

Eggs

$7.46 CHF 5.92

$3.15 €2.71

136.83%

Local Cheese (1kg)

$29.03 CHF 23.05

$13.68 €11.79

112.21%

Chicken Fillets (1kg)

$33.94 CHF 26.95

$8.01 €6.90

323.72%

Beef Round Steak (1kg)

$50.8 CHF 40.32

$15.52 €13.37

227.19%

Apples (1kg)

$4.14 CHF 3.29

$2.29 €1.98

80.79%

Banana (1kg)

$2.91 CHF 2.31

$1.64 €1.41

77.44%

Oranges (1kg)

$3.15 CHF 2.50

$1.94 €1.67

62.37%

Tomato (1kg)

$5.05 CHF 4.01

$2.51 €2.17

101.20%

Potato (1kg)

$2.73 CHF 2.17

$1.79 €1.54

52.51%

Onion (1kg)

$2.29 CHF 1.82

$2.01 €1.73

13.93%

Lettuce (1 head)

$2.58 CHF 2.05

$1.97 €1.69

30.96%

Water (1.5 liter bottle)

$1.67 CHF 1.33

$0.84 €0.73

98.81%

Cigarettes 20 Pack (Marlboro, Camel)

$11.28 CHF 8.95

$6.79 €5.85

66.13%

Wine (Bottle)

$14.82 CHF 11.76

$5.67 €4.89

161.38%

Local Beer (0.5 liter bottle)

$2.64 CHF 2.09

$1.39 €1.20

89.93%

Imported Beer (0.33 liter bottle)

$3.22 CHF 2.56

$3.02 €2.60

6.62%

One-way Ticket (Public Transport)

$4.04 CHF 3.21

$2.27 €1.95

77.97%

Public Transport Monthly Pass (Regular Price)

$95.2 CHF 75.6

$45.44 €39.15

109.49%

Taxi Start (Normal Tariff)

$7.52 CHF 5.97

$4.29 €3.70

75.29%

Taxi (Normal Tariff) (1km)

$4.54 CHF 3.61

$0.85 €0.73

434.12%

Taxi 1hour Waiting (Normal Tariff)

$86.3 CHF 68.5

$18.28 €15.75

372.16%

Gasoline (1 liter)

$2.27 CHF 1.80

$1.99 €1.71

14.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.0K CHF 31.8K

$35.0K €30.2K

14.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.8K CHF 31.6K

$39.5K €34.1K

0.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.5 CHF 78.2

$146 €126

-32.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.59 CHF 28.25

$20.45 €17.62

74.03%

Internet (50+ Mbps, Unlimited Data)

$59.2 CHF 46.98

$38.98 €33.58

51.82%

Gym Membership (Monthly)

$73.5 CHF 58.3

$48.98 €42.21

50.02%

Tennis Court (1 Hour on Weekend)

$18.83 €16.22

Cinema Ticket

$19.41 CHF 15.41

$9.52 €8.21

103.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,408 CHF 2,705

$608 €524

460.34%

International Primary School, 1 Child (Yearly)

$38.5K CHF 30.6K

$16.5K €14.2K

133.25%

Jeans (Levis 501 Or Similar)

$141 CHF 112

$104 €89.5

35.99%

Summer Dress (H&M, Zara, etc)

$61.3 CHF 48.69

$42.12 €36.29

45.61%

Sport Shoes (Adidas, Nike)

$147 CHF 117

$92.2 €79.5

59.51%

Men's Leather Business Shoes

$205 CHF 163

$120 €103

70.82%

1-bedroom Apartment, City Center (Monthly)

$1,699 CHF 1,348

$1,621 €1,397

4.75%

1-bedroom Apartment, Outside City Center (Monthly)

$1,955 CHF 1,552

$1,268 €1,092

54.25%

3-bedroom Apartment, City Center (Monthly)

$2,868 CHF 2,277

$3,048 €2,626

-5.92%

3-bedroom Apartment, Outside City Center (Monthly)

$4,615 CHF 3,664

$2,009 €1,731

129.76%

Buy Apartment in City Center (m2)

$15.0K CHF 11.9K

$7,663 €6,602

95.13%

Buy Apartment Outside City Center (m2)

$11.6K CHF 9,221

$4,329 €3,730

168.33%

Average Monthly Net Salary (After Tax)

$4,973 CHF 3,948

$1,585 €1,366

213.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

3.81

-52.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: June 7, 2026

Last update for Lisbon: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,699 in St. Moritz and $1,621 in Lisbon. Housing cost is often the main lever when comparing two cities.

St. Moritz pays 214% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $146 in St. Moritz vs $63.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $670 vs $269 per month, with Lisbon cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Lisbon: Cost of Living - Frequently Asked Questions

St. Moritz and Lisbon differ by about 70% in total monthly costs ($3,847 vs $2,263 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

St. Moritz pays 214% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,699 in St. Moritz versus $1,621 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,408 in St. Moritz versus $608 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 149% higher in St. Moritz. For households that cook at home regularly, that difference adds up over a month.

At $2,263 in Lisbon versus $3,847 in St. Moritz, a $3,000 budget is realistic in Lisbon but tight or insufficient in St. Moritz. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, St. Moritz and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 70% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.