Cost of Living Comparison Between St. Moritz and Lisbon Cost of Living Comparison Between St. Moritz and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $3,776 in St. Moritz versus $2,280 in Lisbon.

Estimated couple costs with rent: $6,503 in St. Moritz versus $3,294 in Lisbon.

Monthly costs for a family of three with rent: $9,229 in St. Moritz versus $4,307 in Lisbon.

Living in St. Moritz is roughly 66% more expensive than in Lisbon, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: St. Moritz 184% above, Lisbon 71% above.

Meal at Budget Restaurant

$31.00 CHF 25.22

$15.75 €13.74

96.83%

Three-Course Dinner for Two, Mid-Range

$147 CHF 119

$63.5 €55.3

131.16%

Fast Food Meal (McDonalds, etc)

$14.73 CHF 11.98

$10.45 €9.11

40.96%

Cappuccino

$6.32 CHF 5.14

$2.91 €2.54

117.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.65 CHF 4.60

$2.29 €2.00

146.72%

Water (0.33 liter bottle)

$4.50 CHF 3.66

$1.50 €1.31

200.00%

Local Beer (0.5 liter draught)

$9.75 CHF 7.93

$3.56 €3.11

173.88%

Imported Beer (0.33 liter bottle)

$5.99 CHF 4.87

$3.96 €3.46

51.26%

Milk (1 liter)

$1.32 CHF 1.08

$1.08 €0.94

22.22%

White Bread (500g)

$3.38 CHF 2.75

$1.76 €1.54

92.05%

Rice (white) (1kg)

$4.11 CHF 3.34

$1.70 €1.48

141.76%

Eggs

$7.60 CHF 6.18

$3.25 €2.83

133.85%

Local Cheese (1kg)

$29.20 CHF 23.75

$13.25 €11.55

120.38%

Chicken Fillets (1kg)

$32.92 CHF 26.78

$7.70 €6.72

327.53%

Beef Round Steak (1kg)

$50.6 CHF 41.18

$15.77 €13.75

220.99%

Apples (1kg)

$4.09 CHF 3.33

$2.28 €1.99

79.39%

Banana (1kg)

$2.89 CHF 2.35

$1.66 €1.44

74.10%

Oranges (1kg)

$3.04 CHF 2.47

$2.02 €1.76

50.50%

Tomato (1kg)

$5.20 CHF 4.23

$2.47 €2.16

110.53%

Potato (1kg)

$2.74 CHF 2.23

$1.79 €1.56

53.07%

Onion (1kg)

$2.31 CHF 1.88

$2.07 €1.80

11.59%

Lettuce (1 head)

$2.47 CHF 2.01

$1.97 €1.72

25.38%

Water (1.5 liter bottle)

$1.73 CHF 1.40

$0.83 €0.73

108.43%

Cigarettes 20 Pack (Marlboro, Camel)

$11.16 CHF 9.08

$6.55 €5.71

70.38%

Wine (Bottle)

$13.58 CHF 11.05

$5.57 €4.85

143.81%

Local Beer (0.5 liter bottle)

$2.70 CHF 2.20

$1.33 €1.16

103.01%

Imported Beer (0.33 liter bottle)

$3.31 CHF 2.70

$3.01 €2.62

9.97%

One-way Ticket (Public Transport)

$3.84 CHF 3.13

$2.27 €1.98

69.16%

Public Transport Monthly Pass (Regular Price)

$96.9 CHF 78.9

$46.35 €40.41

109.13%

Taxi Start (Normal Tariff)

$7.52 CHF 6.12

$4.23 €3.69

77.78%

Taxi (Normal Tariff) (1km)

$4.46 CHF 3.63

$0.85 €0.74

424.71%

Taxi 1hour Waiting (Normal Tariff)

$89.2 CHF 72.6

$18.83 €16.41

373.92%

Gasoline (1 liter)

$2.24 CHF 1.82

$2.02 €1.76

10.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.5K CHF 32.9K

$35.0K €30.5K

15.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.8K CHF 32.4K

$39.6K €34.6K

0.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.2 CHF 79.1

$148 €129

-34.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.41 CHF 29.61

$20.52 €17.89

77.44%

Internet (50+ Mbps, Unlimited Data)

$59.7 CHF 48.54

$39.52 €34.46

50.99%

Gym Membership (Monthly)

$74.7 CHF 60.8

$48.17 €42.00

55.06%

Tennis Court (1 Hour on Weekend)

$42.41 CHF 34.50

$18.39 €16.03

130.61%

Cinema Ticket

$18.87 CHF 15.35

$9.10 €7.93

107.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,368 CHF 2,739

$615 €536

447.82%

International Primary School, 1 Child (Yearly)

$39.7K CHF 32.3K

$16.3K €14.2K

144.03%

Jeans (Levis 501 Or Similar)

$137 CHF 112

$102 €88.6

35.26%

Summer Dress (H&M, Zara, etc)

$62.3 CHF 50.6

$42.09 €36.69

47.90%

Sport Shoes (Adidas, Nike)

$151 CHF 123

$92.3 €80.5

63.36%

Men's Leather Business Shoes

$203 CHF 165

$122 €106

66.40%

1-bedroom Apartment, City Center (Monthly)

$1,702 CHF 1,385

$1,612 €1,405

5.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,993 CHF 1,621

$1,254 €1,093

58.96%

3-bedroom Apartment, City Center (Monthly)

$2,808 CHF 2,284

$3,069 €2,676

-8.51%

3-bedroom Apartment, Outside City Center (Monthly)

$4,655 CHF 3,787

$2,037 €1,776

128.57%

Buy Apartment in City Center (m2)

$15.6K CHF 12.7K

$7,751 €6,757

101.15%

Buy Apartment Outside City Center (m2)

$12.2K CHF 9,957

$4,286 €3,737

185.60%

Average Monthly Net Salary (After Tax)

$4,804 CHF 3,908

$1,602 €1,396

199.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

3.81

-52.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: July 25, 2026

Last update for Lisbon: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,702 in St. Moritz and $1,612 in Lisbon. Housing cost is often the main lever when comparing two cities.

St. Moritz pays 200% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $147 in St. Moritz vs $63.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $665 vs $267 per month, with Lisbon cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Lisbon: Cost of Living - Frequently Asked Questions

St. Moritz and Lisbon differ by about 66% in total monthly costs ($3,776 vs $2,280 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 200% higher in St. Moritz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,702 in St. Moritz versus $1,612 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,368 in St. Moritz versus $615 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 149% higher in St. Moritz. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $3,000. Lisbon is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, St. Moritz and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 66% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.