Last update: Oct 2026

Cost of Living Comparison Between St. Moritz and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $3,626 in St. Moritz, rent and utilities included – about $32,300 less a year. Rent and utilities account for about half of the difference.

174

Cost of Living Index in St. Moritz
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St. Moritz Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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St. Moritz

🇨🇭 Switzerland

$3,626

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Moritz and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Moritz and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $3,626 per month in St. Moritz vs $936 in Chiang Mai, rent included.

St. Moritz $3,626
Chiang Mai $936

A couple spends around $6,508 per month in St. Moritz vs $1,457 in Chiang Mai, rent included.

St. Moritz $6,508
Chiang Mai $1,457

A family of three spends $9,390 per month in St. Moritz vs $1,979 in Chiang Mai, rent included.

St. Moritz $9,390
Chiang Mai $1,979

St. Moritz costs about 288% more than Chiang Mai, and outside of rent the biggest gap is in groceries.

St. Moritz sits 166% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$34.20 CHF 28.35

$2.24 ฿75.7

1426.79%

Three-Course Dinner for Two, Mid-Range

$143 CHF 119

$19.00 ฿642

652.89%

Fast Food Meal (McDonalds, etc)

$14.40 CHF 11.93

$5.55 ฿188

159.46%

Cappuccino

$5.90 CHF 4.89

$1.67 ฿56.6

253.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.54 CHF 4.59

$0.64 ฿21.56

765.63%

Water (0.33 liter bottle)

$4.60 CHF 3.82

$0.31 ฿10.32

1383.87%

Local Beer (0.5 liter draught)

$9.90 CHF 8.20

$2.36 ฿79.6

319.49%

Imported Beer (0.33 liter bottle)

$6.03 CHF 5.00

$3.66 ฿124

64.75%

Milk (1 liter)

$1.81 CHF 1.50

$1.95 ฿65.8

-7.18%

White Bread (500g)

$3.96 CHF 3.28

$1.44 ฿48.51

175.00%

Rice (white) (1kg)

$3.60 CHF 2.98

$1.33 ฿45.07

170.68%

Eggs

$7.67 CHF 6.36

$2.28 ฿77.1

236.40%

Local Cheese (1kg)

$27.09 CHF 22.45

$16.45 ฿556

64.68%

Chicken Fillets (1kg)

$28.89 CHF 23.95

$2.78 ฿94.0

939.21%

Beef Round Steak (1kg)

$60.5 CHF 50.2

$9.31 ฿314

549.95%

Apples (1kg)

$4.09 CHF 3.39

$2.35 ฿79.5

74.04%

Banana (1kg)

$2.75 CHF 2.28

$0.97 ฿32.82

183.51%

Oranges (1kg)

$3.60 CHF 2.98

$1.60 ฿53.9

125.00%

Tomato (1kg)

$4.59 CHF 3.81

$1.50 ฿50.7

206.00%

Potato (1kg)

$2.55 CHF 2.11

$1.28 ฿43.15

99.22%

Onion (1kg)

$2.34 CHF 1.94

$1.10 ฿37.22

112.73%

Lettuce (1 head)

$2.49 CHF 2.06

$0.71 ฿23.84

250.70%

Water (1.5 liter bottle)

$1.25 CHF 1.03

$0.49 ฿16.38

155.10%

Cigarettes 20 Pack (Marlboro, Camel)

$10.77 CHF 8.93

$4.14 ฿140

160.14%

Wine (Bottle)

$13.92 CHF 11.53

$17.52 ฿592

-20.55%

Local Beer (0.5 liter bottle)

$2.88 CHF 2.38

$1.61 ฿54.5

78.88%

Imported Beer (0.33 liter bottle)

$3.21 CHF 2.66

$2.78 ฿94.0

15.47%

One-way Ticket (Public Transport)

$3.92 CHF 3.25

$0.87 ฿29.33

350.57%

Public Transport Monthly Pass (Regular Price)

$92.6 CHF 76.7

$54.1 ฿1,827

71.12%

Taxi Start (Normal Tariff)

$8.08 CHF 6.70

$1.16 ฿39.08

596.55%

Taxi (Normal Tariff) (1km)

$4.54 CHF 3.76

$0.53 ฿17.82

756.60%

Taxi 1hour Waiting (Normal Tariff)

$87.8 CHF 72.7

$2.42 ฿81.8

3526.03%

Gasoline (1 liter)

$2.14 CHF 1.77

$1.45 ฿48.93

47.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K CHF 32.0K

$21.1K ฿711.2K

83.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.6K CHF 32.8K

$26.9K ฿909.8K

47.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.8 CHF 80.3

$62.2 ฿2,100

55.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.12 CHF 32.42

$12.17 ฿411

221.45%

Internet (50+ Mbps, Unlimited Data)

$54.8 CHF 45.38

$20.12 ฿680

172.12%

Gym Membership (Monthly)

$73.0 CHF 60.5

$37.31 ฿1,260

95.58%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$18.96 CHF 15.71

$6.49 ฿219

192.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,402 CHF 2,820

$736 ฿24.9K

362.18%

International Primary School, 1 Child (Yearly)

$41.2K CHF 34.2K

$14.8K ฿498.6K

179.33%

Jeans (Levis 501 Or Similar)

$140 CHF 116

$53.4 ฿1,802

162.15%

Summer Dress (H&M, Zara, etc)

$55.1 CHF 45.65

$24.64 ฿832

123.54%

Sport Shoes (Adidas, Nike)

$161 CHF 133

$91.5 ฿3,089

75.66%

Men's Leather Business Shoes

$249 CHF 206

$71.9 ฿2,429

245.72%

1-bedroom Apartment, City Center (Monthly)

$1,794 CHF 1,487

$482 ฿16.3K

271.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,753 CHF 1,453

$309 ฿10.4K

467.45%

3-bedroom Apartment, City Center (Monthly)

$5,403 CHF 4,478

$1,006 ฿34.0K

437.09%

3-bedroom Apartment, Outside City Center (Monthly)

$4,730 CHF 3,921

$633 ฿21.4K

646.71%

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

Buy Apartment Outside City Center (m2)

$12.3K CHF 10.2K

$1,589 ฿53.7K

674.01%

Average Monthly Net Salary (After Tax)

$4,889 CHF 4,052

$590 ฿19.9K

728.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

5.57

-67.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: October 26, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Moritz

$1.8K 48.3%

Chiang Mai

$309 33% 82.4% $1.4K

Groceries & Markets

St. Moritz

$670 18.5%

Chiang Mai

$234 25.1% 65% $436

Eating Out

St. Moritz

$490 13.5%

Chiang Mai

$78 8.3% 84.2% $412

Clothing & Footwear

St. Moritz

$272 7.5%

Chiang Mai

$109 11.6% 60.1% $163

Monthly Utilities & Internet

St. Moritz

$191 5.3%

Chiang Mai

$94 10.1% 50.5% $96

Getting Around

St. Moritz

$139 3.8%

Chiang Mai

$61 6.6% 55.9% $78

Sport & Entertainment

St. Moritz

$111 3.1%

Chiang Mai

$50 5.4% 54.7% $61

Cost Breakdown

A central one-bedroom costs $1,794 in St. Moritz versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in St. Moritz are about 8.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $143 in St. Moritz versus $19 in Chiang Mai. Monthly groceries follow the same trend: $670 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇨🇭 St. Moritz

🇹🇭 Chiang Mai

🕒 Local time

15:03 3:03 PM

21:03 9:03 PM

6 h ahead of St. Moritz

🌤 Weather

👥 Population

5,000

127,240

💱 Currency

Swiss Franc CHF Fr

Thai Baht THB ฿

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 28, 2026: 1 USD = 0.829 CHF (1 CHF = 1.21 USD). 1 EUR = 0.923 CHF (1 CHF = 1.08 EUR).

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

USD to CHF in detail →

On the map

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Between locations

St. Moritz Chiang Mai 8,440 km ≈ 11 h nonstop flight

From you

St. Moritz
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Chiang Mai: Cost of Living - Frequently Asked Questions

St. Moritz costs about 288% more than Chiang Mai, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,438 per month in St. Moritz and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $1,794 in St. Moritz.

Kindergarten costs $3,402 per month in St. Moritz and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 186% more in St. Moritz, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 is a stretch for both – monthly costs hit $3,626 in St. Moritz and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Moritz makes more sense. Both are solid long-term options with distinct trade-offs.