Cost of Living Comparison Between St. Julians and Ubud, Bali Cost of Living Comparison Between St. Julians and Ubud, Bali

Monthly Cost of Living

A single person spends $2,214 per month in St. Julians vs $1,408 in Ubud, Bali, rent included.

A couple spends around $3,325 per month in St. Julians vs $2,585 in Ubud, Bali, rent included.

A family of three spends $4,436 per month in St. Julians vs $3,763 in Ubud, Bali, rent included.

St. Julians costs about 57% more than Ubud, Bali, driven mainly by Eating Out.

Both St. Julians and Ubud, Bali sit above the global median – St. Julians by 66%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$18.24 €15.99

$3.45 Rp 61.8K

428.70%

Three-Course Dinner for Two, Mid-Range

$79.4 €69.6

$32.34 Rp 579.0K

145.58%

Fast Food Meal (McDonalds, etc)

$11.46 €10.04

$4.84 Rp 86.7K

136.78%

Cappuccino

$2.95 €2.58

$2.75 Rp 49.2K

7.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.68 €2.35

$1.38 Rp 24.8K

94.20%

Water (0.33 liter bottle)

$1.75 €1.53

$0.75 Rp 13.4K

133.33%

Local Beer (0.5 liter draught)

$4.66 €4.09

$2.99 Rp 53.6K

55.85%

Imported Beer (0.33 liter bottle)

$4.57 €4.01

$3.85 Rp 68.9K

18.70%

Milk (1 liter)

$1.36 €1.19

$1.74 Rp 31.1K

-21.84%

White Bread (500g)

$1.47 €1.29

$2.46 Rp 44.0K

-40.24%

Rice (white) (1kg)

$3.38 €2.96

$1.17 Rp 20.9K

188.89%

Eggs

$3.62 €3.18

$2.43 Rp 43.5K

48.97%

Local Cheese (1kg)

$8.86 €7.76

$14.50 Rp 259.7K

-38.90%

Chicken Fillets (1kg)

$10.74 €9.41

$4.35 Rp 77.9K

146.90%

Beef Round Steak (1kg)

$14.05 €12.32

$11.98 Rp 214.5K

17.28%

Apples (1kg)

$3.22 €2.82

$3.72 Rp 66.6K

-13.44%

Banana (1kg)

$1.99 €1.75

$1.63 Rp 29.1K

22.09%

Oranges (1kg)

$2.87 €2.52

$2.74 Rp 49.1K

4.74%

Tomato (1kg)

$3.23 €2.83

$2.24 Rp 40.1K

44.20%

Potato (1kg)

$1.86 €1.63

$1.92 Rp 34.3K

-3.12%

Onion (1kg)

$2.82 €2.47

$2.28 Rp 40.7K

23.68%

Lettuce (1 head)

$1.86 €1.63

$1.06 Rp 19.0K

75.47%

Water (1.5 liter bottle)

$0.87 €0.76

$0.72 Rp 12.9K

20.83%

Cigarettes 20 Pack (Marlboro, Camel)

$6.34 €5.56

$3.29 Rp 58.8K

92.71%

Wine (Bottle)

$5.98 €5.24

$23.19 Rp 415.3K

-74.21%

Local Beer (0.5 liter bottle)

$2.17 €1.90

$2.78 Rp 49.7K

-21.94%

Imported Beer (0.33 liter bottle)

$1.85 €1.62

$2.73 Rp 48.9K

-32.23%

One-way Ticket (Public Transport)

$2.33 €2.04

$0.27 Rp 4,768

762.96%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.1K

Taxi Start (Normal Tariff)

$6.99 €6.13

$0.48 Rp 8,643

1356.25%

Taxi (Normal Tariff) (1km)

$0.86 €0.75

$0.42 Rp 7,517

104.76%

Taxi 1hour Waiting (Normal Tariff)

$41.24 €36.16

$6.22 Rp 111.4K

563.02%

Gasoline (1 liter)

$1.51 €1.33

$0.81 Rp 14.6K

86.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K €22.6K

$26.6K Rp 476.4M

-2.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.1K €24.6K

$32.2K Rp 576.3M

-12.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.4 €67.0

$78.4 Rp 1.4M

-2.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.09 €25.50

$4.07 Rp 72.8K

614.74%

Internet (50+ Mbps, Unlimited Data)

$33.55 €29.41

$24.33 Rp 435.5K

37.90%

Gym Membership (Monthly)

$105 €91.8

$98.6 Rp 1.8M

6.23%

Tennis Court (1 Hour on Weekend)

$37.16 €32.58

$6.34 Rp 113.4K

486.12%

Cinema Ticket

$10.31 €9.04

$3.99 Rp 71.4K

158.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$575 €504

$305 Rp 5.5M

88.57%

International Primary School, 1 Child (Yearly)

$11.4K €10.0K

$6,642 Rp 118.9M

71.86%

Jeans (Levis 501 Or Similar)

$104 €91.1

$54.1 Rp 969.3K

91.97%

Summer Dress (H&M, Zara, etc)

$72.9 €63.9

$37.81 Rp 676.9K

92.81%

Sport Shoes (Adidas, Nike)

$117 €103

$86.8 Rp 1.6M

35.28%

Men's Leather Business Shoes

$187 €164

$76.4 Rp 1.4M

144.32%

1-bedroom Apartment, City Center (Monthly)

$1,363 €1,195

$992 Rp 17.8M

37.42%

1-bedroom Apartment, Outside City Center (Monthly)

$1,127 €988

$673 Rp 12.0M

67.51%

3-bedroom Apartment, City Center (Monthly)

$2,282 €2,001

$3,375 Rp 60.4M

-32.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,782 €1,563

$2,050 Rp 36.7M

-13.07%

Buy Apartment in City Center (m2)

$3,944 €3,458

$2,805 Rp 50.2M

40.62%

Buy Apartment Outside City Center (m2)

$2,642 €2,317

$2,227 Rp 39.9M

18.65%

Average Monthly Net Salary (After Tax)

$2,050 €1,798

$167 Rp 3.0M

1127.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.87

13.28

-63.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Julians: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,363 in St. Julians versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1128% higher in St. Julians, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in St. Julians versus $32.00 in Ubud, Bali. Groceries tell a different story – $290 in St. Julians vs $297 in Ubud, Bali – so St. Julians wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Julians vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,214 in St. Julians, $1,408 in Ubud, Bali – roughly 57% apart. St. Julians costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,320 per month in St. Julians and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $79.0 in St. Julians and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 2% cheaper in St. Julians – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in St. Julians at $2,214. In Ubud, Bali it covers expenses comfortably, while in St. Julians it requires careful planning or may not stretch far enough.

It depends on your priorities. St. Julians has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $2,214 in St. Julians. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Julians makes more sense. Both are solid long-term options with distinct trade-offs.