Cost of Living Comparison Between St. Julians and Chiang Mai Cost of Living Comparison Between St. Julians and Chiang Mai

Monthly Cost of Living

A single person spends $2,208 per month in St. Julians vs $866 in Chiang Mai, rent included.

A couple spends around $3,301 per month in St. Julians vs $1,351 in Chiang Mai, rent included.

A family of three spends $4,394 per month in St. Julians vs $1,835 in Chiang Mai, rent included.

St. Julians costs about 155% more than Chiang Mai, driven mainly by Eating Out.

St. Julians sits 65% above the global median, while Chiang Mai is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.59 €16.12

$1.94 ฿63.8

858.25%

Three-Course Dinner for Two, Mid-Range

$80.3 €69.6

$18.64 ฿611

330.53%

Fast Food Meal (McDonalds, etc)

$11.41 €9.90

$7.82 ฿256

45.91%

Cappuccino

$3.08 €2.67

$1.95 ฿64.1

57.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 €2.36

$0.85 ฿27.88

220.00%

Water (0.33 liter bottle)

$1.77 €1.54

$0.35 ฿11.63

405.71%

Local Beer (0.5 liter draught)

$4.71 €4.09

$2.13 ฿69.9

121.13%

Imported Beer (0.33 liter bottle)

$4.53 €3.93

$3.73 ฿122

21.45%

Milk (1 liter)

$1.36 €1.18

$1.71 ฿56.2

-20.47%

White Bread (500g)

$1.47 €1.28

$1.63 ฿53.4

-9.82%

Rice (white) (1kg)

$3.25 €2.82

$1.14 ฿37.30

185.09%

Eggs

$3.59 €3.12

$1.93 ฿63.4

86.01%

Local Cheese (1kg)

$9.03 €7.83

$16.21 ฿532

-44.29%

Chicken Fillets (1kg)

$10.57 €9.17

$3.12 ฿102

238.78%

Beef Round Steak (1kg)

$13.69 €11.87

$10.90 ฿357

25.60%

Apples (1kg)

$3.23 €2.80

$2.75 ฿90.3

17.45%

Banana (1kg)

$2.04 €1.77

$1.21 ฿39.68

68.60%

Oranges (1kg)

$2.84 €2.47

$1.62 ฿53.2

75.31%

Tomato (1kg)

$3.21 €2.78

$1.59 ฿52.0

101.89%

Potato (1kg)

$1.87 €1.63

$1.40 ฿45.89

33.57%

Onion (1kg)

$2.93 €2.54

$1.17 ฿38.32

150.43%

Lettuce (1 head)

$1.87 €1.62

$0.66 ฿21.69

183.33%

Water (1.5 liter bottle)

$0.93 €0.81

$0.53 ฿17.29

75.47%

Cigarettes 20 Pack (Marlboro, Camel)

$6.44 €5.58

$4.69 ฿154

37.31%

Wine (Bottle)

$6.30 €5.47

$18.66 ฿612

-66.24%

Local Beer (0.5 liter bottle)

$2.12 €1.84

$1.80 ฿59.0

17.78%

Imported Beer (0.33 liter bottle)

$1.85 €1.60

$3.23 ฿106

-42.72%

One-way Ticket (Public Transport)

$2.34 €2.03

$0.90 ฿29.37

160.00%

Public Transport Monthly Pass (Regular Price)

$19.21 ฿630

Taxi Start (Normal Tariff)

$7.11 €6.17

$1.41 ฿46.10

404.26%

Taxi (Normal Tariff) (1km)

$0.90 €0.78

$1.29 ฿42.29

-30.23%

Taxi 1hour Waiting (Normal Tariff)

$40.08 €34.77

$7.84 ฿257

411.22%

Gasoline (1 liter)

$1.59 €1.38

$1.27 ฿41.75

25.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K €21.9K

$21.3K ฿697.7K

18.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K €24.7K

$22.2K ฿728.3K

28.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$75.8 €65.7

$69.1 ฿2,265

9.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.80 €24.99

$14.08 ฿462

104.55%

Internet (50+ Mbps, Unlimited Data)

$33.04 €28.66

$18.00 ฿590

83.56%

Gym Membership (Monthly)

$108 €93.4

$41.06 ฿1,346

162.15%

Tennis Court (1 Hour on Weekend)

$37.37 €32.42

$6.96 ฿228

436.93%

Cinema Ticket

$10.37 €9.00

$5.92 ฿194

75.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$581 €504

$299 ฿9,805

94.18%

International Primary School, 1 Child (Yearly)

$11.3K €9,776

$15.0K ฿490.3K

-24.63%

Jeans (Levis 501 Or Similar)

$101 €87.2

$54.7 ฿1,794

83.77%

Summer Dress (H&M, Zara, etc)

$74.4 €64.5

$26.77 ฿878

177.89%

Sport Shoes (Adidas, Nike)

$120 €104

$85.0 ฿2,787

40.80%

Men's Leather Business Shoes

$185 €161

$70.6 ฿2,315

162.29%

1-bedroom Apartment, City Center (Monthly)

$1,372 €1,190

$428 ฿14.0K

220.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,103 €957

$237 ฿7,782

364.73%

3-bedroom Apartment, City Center (Monthly)

$2,252 €1,954

$801 ฿26.3K

181.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,783 €1,547

$515 ฿16.9K

245.84%

Buy Apartment in City Center (m2)

$3,973 €3,447

$1,975 ฿64.7K

101.21%

Buy Apartment Outside City Center (m2)

$2,685 €2,329

$1,475 ฿48.4K

82.00%

Average Monthly Net Salary (After Tax)

$2,103 €1,824

$617 ฿20.2K

240.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.87

-2.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Julians: May 31, 2026

Last update for Chiang Mai: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,372 in St. Julians versus $428 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 241% higher in St. Julians, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in St. Julians versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $290 vs $246 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Julians vs Chiang Mai: Cost of Living - Frequently Asked Questions

St. Julians costs about 155% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,311 per month in St. Julians and $1,300 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $80.0 in St. Julians and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 18% more in St. Julians, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $866, than in St. Julians at $2,208. In Chiang Mai it covers expenses comfortably, while in St. Julians it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $866 versus $2,208 in St. Julians. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Julians makes more sense. Both are solid long-term options with distinct trade-offs.