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Cost of Living Comparison Between St. Joseph, MO and Chicago, IL Cost of Living Comparison Between St. Joseph, MO and Chicago, IL

🙂 Solo nomad: St. Joseph, MO is 20.2% cheaper than Chicago, IL without rent, and 13.8% cheaper with rent.
🙂 Family of 3: St. Joseph, MO is 20.7% cheaper than Chicago, IL without rent, and 20.1% cheaper with rent.
Currency
🍽 Eating Out
St. Joseph, MO
Chicago, IL
Difference
Meal at Budget Restaurant
$18.64 $18.64
$20.53 $20.53
-9.21%
Three-Course Dinner for Two, Mid-Range
$76.5 $76.5
$99.3 $99.3
-23.03%
Fast Food Meal (McDonalds, etc)
$10.98 $10.98
$12.22 $12.22
-10.15%
Cappuccino
$4.97 $4.97
$5.75 $5.75
-13.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.49 $2.49
$2.97 $2.97
-16.16%
Water (0.33 liter bottle)
$1.96 $1.96
$2.37 $2.37
-17.30%
Local Beer (0.5 liter draught)
$6.12 $6.12
$7.03 $7.03
-12.94%
Imported Beer (0.33 liter bottle)
$7.07 $7.07
$8.3 $8.3
-14.82%
🛒 Groceries & Markets
St. Joseph, MO
Chicago, IL
Difference
Milk (1 liter)
$0.99 $0.99
$1.05 $1.05
-5.71%
White Bread (500g)
$3.59 $3.59
$3.99 $3.99
-10.03%
Rice (white) (1kg)
$4.39 $4.39
$5.48 $5.48
-19.89%
Eggs
$4.05 $4.05
$4.71 $4.71
-14.01%
Local Cheese (1kg)
$12.23 $12.23
$14.09 $14.09
-13.20%
Chicken Fillets (1kg)
$11.48 $11.48
$15.15 $15.15
-24.22%
Beef Round Steak (1kg)
$15.37 $15.37
$19.09 $19.09
-19.49%
Apples (1kg)
$4.79 $4.79
$5.23 $5.23
-8.41%
Banana (1kg)
$1.65 $1.65
$1.71 $1.71
-3.51%
Oranges (1kg)
$4.13 $4.13
$4.33 $4.33
-4.62%
Tomato (1kg)
$4.63 $4.63
$4.4 $4.4
5.23%
Potato (1kg)
$2.8 $2.8
$2.43 $2.43
15.23%
Onion (1kg)
$2.9 $2.9
$2.84 $2.84
2.11%
Lettuce (1 head)
$2.08 $2.08
$2.38 $2.38
-12.61%
Water (1.5 liter bottle)
$2.11 $2.11
$2.57 $2.57
-17.90%
Cigarettes 20 Pack (Marlboro, Camel)
$9.64 $9.64
$15.21 $15.21
-36.62%
Wine (Bottle)
$14.11 $14.11
$15.26 $15.26
-7.54%
Local Beer (0.5 liter bottle)
$1.79 $1.79
$2.45 $2.45
-26.94%
Imported Beer (0.33 liter bottle)
$3.3 $3.3
$3.62 $3.62
-8.84%
🚌 Getting Around
St. Joseph, MO
Chicago, IL
Difference
One-way Ticket (Public Transport)
$1.98 $1.98
$2.43 $2.43
-18.52%
Public Transport Monthly Pass (Regular Price)
-
$76.2 $76.2
-
Taxi Start (Normal Tariff)
$3.49 $3.49
$3.19 $3.19
9.40%
Taxi (Normal Tariff) (1km)
$1.59 $1.59
$1.44 $1.44
10.42%
Taxi 1hour Waiting (Normal Tariff)
$29.08 $29.08
$24.54 $24.54
18.50%
Gasoline (1 liter)
$0.9 $0.9
$1.04 $1.04
-13.46%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.2K $29.2K
$32K $32K
-8.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$26.4K $26.4K
-2.31%
🧾 Monthly Utilities & Internet
St. Joseph, MO
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$187 $187
$186 $186
0.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$52.8 $52.8
$62.7 $62.7
-15.76%
Internet (50+ Mbps, Unlimited Data)
$67.6 $67.6
$66 $66
2.45%
🎉 Sport & Entertainment
St. Joseph, MO
Chicago, IL
Difference
Gym Membership (Monthly)
$43.78 $43.78
$75.1 $75.1
-41.67%
Tennis Court (1 Hour on Weekend)
-
$12.92 $12.92
-
Cinema Ticket
$13.59 $13.59
$14.95 $14.95
-9.10%
🧸 Childcare & Education
St. Joseph, MO
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,306 $1,306
$2,046 $2,046
-36.15%
International Primary School, 1 Child (Yearly)
$23.6K $23.6K
$38.7K $38.7K
-39.04%
👕👟 Clothing & Footwear
St. Joseph, MO
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$51.8 $51.8
$64.9 $64.9
-20.17%
Summer Dress (H&M, Zara, etc)
$39.23 $39.23
$52 $52
-24.62%
Sport Shoes (Adidas, Nike)
$88.4 $88.4
$95.6 $95.6
-7.55%
Men's Leather Business Shoes
$113 $113
$143 $143
-20.74%
🏠 Accommodation & Living
St. Joseph, MO
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,625 $1,625
$2,330 $2,330
-30.23%
1-bedroom Apartment, Outside City Center (Monthly)
$1,353 $1,353
$1,591 $1,591
-14.95%
3-bedroom Apartment, City Center (Monthly)
$2,636 $2,636
$4,654 $4,654
-43.36%
3-bedroom Apartment, Outside City Center (Monthly)
$2,189 $2,189
$2,777 $2,777
-21.16%
Buy Apartment in City Center (m2)
$2,723 $2,723
$3,674 $3,674
-25.89%
Buy Apartment Outside City Center (m2)
$2,426 $2,426
$2,686 $2,686
-9.68%
💵 Salaries & Financials
St. Joseph, MO
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
-
$5,293 $5,293
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
6.6
-1.36%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Joseph, MO: December 1, 2025

Last update for Chicago, IL: November 29, 2025

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