Last update: Oct 2026

Cost of Living Comparison Between St John and Saint John Island

For one person, living is cheaper in St John: $322 a month against $6,072 in Saint John Island, rent and utilities included – about $69,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Saint John Island
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Saint John Island Living Index

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St John

🇻🇮 U.S. Virgin Islands

$322

/mo nomad

Saint John Island

🇻🇮 U.S. Virgin Islands

$6,072

/mo nomad

Monthly Cost of Living

How much you'll spend in St John and in Saint John Island

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St John and in Saint John Island actually costs, broken down by who's living it.

Monthly costs for one person with rent: $322 in St John versus $6,072 in Saint John Island.

St John $322
Saint John Island $6,072

Estimated couple costs with rent: $927 in St John versus $8,298 in Saint John Island.

St John $927
Saint John Island $8,298

Monthly costs for a family of three with rent: $1,531 in St John versus $10.5K in Saint John Island.

St John $1,531
Saint John Island $10.5K

Living in St John costs roughly 95% less than in Saint John Island, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: St John is 76% below, Saint John Island is 346% above.

Meal at Budget Restaurant

$20.06 $20.06

$68.8 $68.8

-70.83%

Three-Course Dinner for Two, Mid-Range

$174 $174

$148 $148

18.03%

Fast Food Meal (McDonalds, etc)

$14.73 $14.73

Cappuccino

$7.14 $7.14

$8.88 $8.88

-19.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.94 $2.94

$3.43 $3.43

-14.29%

Water (0.33 liter bottle)

$1.96 $1.96

$3.57 $3.57

-45.10%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.13 $5.13

56.92%

Imported Beer (0.33 liter bottle)

$8.09 $8.09

$6.90 $6.90

17.25%

Milk (1 liter)

$3.09 $3.09

White Bread (500g)

$7.89 $7.89

Rice (white) (1kg)

$12.03 $12.03

Eggs

$12.16 $12.16

Local Cheese (1kg)

$31.60 $31.60

Chicken Fillets (1kg)

$32.57 $32.57

Beef Round Steak (1kg)

$23.59 $23.59

Apples (1kg)

$21.89 $21.89

Banana (1kg)

$4.07 $4.07

Oranges (1kg)

$17.71 $17.71

Tomato (1kg)

$12.22 $12.22

Potato (1kg)

$7.87 $7.87

Onion (1kg)

$7.80 $7.80

Lettuce (1 head)

$5.07 $5.07

Water (1.5 liter bottle)

$3.54 $3.54

Cigarettes 20 Pack (Marlboro, Camel)

$9.11 $9.11

Wine (Bottle)

$23.35 $23.35

Local Beer (0.5 liter bottle)

$4.38 $4.38

Imported Beer (0.33 liter bottle)

$5.87 $5.87

One-way Ticket (Public Transport)

$6.90 $6.90

Public Transport Monthly Pass (Regular Price)

$148 $148

Taxi Start (Normal Tariff)

$30.28 $30.28

Taxi 1hour Waiting (Normal Tariff)

$49.64 $49.64

Gasoline (1 liter)

$1.62 $1.62

$1.55 $1.55

4.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$46.6K $46.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$53.9K $53.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$304 $304

SIM Card Monthly Plan (Calls and 10GB+ Data)

$101 $101

Internet (50+ Mbps, Unlimited Data)

$103 $103

International Primary School, 1 Child (Yearly)

$13.3K $13.3K

Jeans (Levis 501 Or Similar)

$79.2 $79.2

Summer Dress (H&M, Zara, etc)

$49.86 $49.86

Sport Shoes (Adidas, Nike)

$86.0 $86.0

Men's Leather Business Shoes

$102 $102

1-bedroom Apartment, City Center (Monthly)

$3,997 $3,997

1-bedroom Apartment, Outside City Center (Monthly)

$3,465 $3,465

3-bedroom Apartment, City Center (Monthly)

$5,068 $5,068

3-bedroom Apartment, Outside City Center (Monthly)

$4,501 $4,501

Buy Apartment in City Center (m2)

$12.8K $12.8K

Average Monthly Net Salary (After Tax)

$5,075 $5,075

$4,513 $4,513

12.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.05

0.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St John: October 24, 2026

Last update for Saint John Island: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St John

–

Saint John Island

$3.5K 57.1%

Groceries & Markets

St John

–

Saint John Island

$983 16.2%

Eating Out

St John

–

Saint John Island

$768 12.7%

Monthly Utilities & Internet

St John

–

Saint John Island

$508 8.4%

Getting Around

St John

–

Saint John Island

$206 * 3.4%

Clothing & Footwear

St John

–

Saint John Island

$143 2.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

St John pays 12% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out at a mid-range restaurant: $174 in St John vs $148 in Saint John Island for two.

Good to know

🇻🇮 St John

🇻🇮 Saint John Island

🕒 Local time

22:36 10:36 PM

Same time as St John

🌤 Weather

👥 Population

2,743

4,170

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

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St John Saint John Island 2 km

From you

St John
Saint John Island

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St John vs Saint John Island: Cost of Living - Frequently Asked Questions

St John wins on cost – living expenses run 95% lower than in Saint John Island. Housing and daily spending are where you’ll feel the difference most, making St John the obvious pick if budget is a priority.

Average pay runs 12% higher in St John, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Dining out is cheaper in Saint John Island – a meal for two runs $148 versus $174 in St John. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $322 per month in St John versus $6,072 in Saint John Island – St John is about 95% cheaper, which adds up to real savings over time.

At $322 in St John versus $6,072 in Saint John Island, a $1,200 budget is realistic in St John but tight or insufficient in Saint John Island. The gap between the two cities makes St John the clear choice for anyone on this budget.

Safety-wise, St John and Saint John Island are both considered safe, so it’s unlikely to be the deciding factor between them.