Cost of Living Comparison Between St John and Saint Croix Cost of Living Comparison Between St John and Saint Croix

Monthly Cost of Living

Monthly costs for one person with rent: $3,188 in St John versus $2,890 in Saint Croix.

Estimated couple costs with rent: $4,824 in St John versus $5,054 in Saint Croix.

Monthly costs for a family of three with rent: $6,459 in St John versus $7,218 in Saint Croix.

Living in St John is roughly 10% more expensive than Saint Croix, driven mainly by Eating Out.

Both cities are pricier than the global median: St John 137% above, Saint Croix 115% above.

Meal at Budget Restaurant

$17.45 $17.45

$40.43 $40.43

-56.84%

Three-Course Dinner for Two, Mid-Range

$160 $160

$138 $138

16.12%

Fast Food Meal (McDonalds, etc)

$8.42 $8.42

$9.96 $9.96

-15.46%

Cappuccino

$6.46 $6.46

$7.68 $7.68

-15.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.95 $2.95

$3.20 $3.20

-7.81%

Water (0.33 liter bottle)

$2.04 $2.04

$2.47 $2.47

-17.41%

Local Beer (0.5 liter draught)

$6.68 $6.68

$5.01 $5.01

33.33%

Imported Beer (0.33 liter bottle)

$6.83 $6.83

$5.95 $5.95

14.79%

Milk (1 liter)

$2.76 $2.76

$3.18 $3.18

-13.21%

White Bread (500g)

$5.68 $5.68

$5.57 $5.57

1.97%

Rice (white) (1kg)

$1.52 $1.52

$7.17 $7.17

-78.80%

Eggs

$6.45 $6.45

$7.34 $7.34

-12.13%

Local Cheese (1kg)

$17.39 $17.39

$15.86 $15.86

9.65%

Chicken Fillets (1kg)

$26.35 $26.35

Beef Round Steak (1kg)

$19.80 $19.80

Apples (1kg)

$7.99 $7.99

Banana (1kg)

$5.15 $5.15

$2.32 $2.32

121.98%

Oranges (1kg)

$4.44 $4.44

Tomato (1kg)

$8.71 $8.71

$6.64 $6.64

31.17%

Potato (1kg)

$3.68 $3.68

Onion (1kg)

$4.31 $4.31

$4.50 $4.50

-4.22%

Lettuce (1 head)

$5.11 $5.11

$4.34 $4.34

17.74%

Water (1.5 liter bottle)

$3.10 $3.10

Imported Beer (0.33 liter bottle)

$6.18 $6.18

$6.08 $6.08

1.64%

One-way Ticket (Public Transport)

$5.93 $5.93

Public Transport Monthly Pass (Regular Price)

$142 $142

Taxi (Normal Tariff) (1km)

$3.02 $3.02

$1.53 $1.53

97.39%

Taxi 1hour Waiting (Normal Tariff)

$14.96 $14.96

Gasoline (1 liter)

$1.55 $1.55

$1.26 $1.26

23.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K $34.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K $22.5K

$45.2K $45.2K

-50.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 $243

$333 $333

-26.99%

Internet (50+ Mbps, Unlimited Data)

$59.3 $59.3

$95.8 $95.8

-38.05%

Gym Membership (Monthly)

$112 $112

Cinema Ticket

$12.92 $12.92

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,066 $1,066

International Primary School, 1 Child (Yearly)

$13.3K $13.3K

$10.8K $10.8K

23.25%

Jeans (Levis 501 Or Similar)

$102 $102

$49.96 $49.96

103.24%

Summer Dress (H&M, Zara, etc)

$61.0 $61.0

$25.28 $25.28

141.22%

Sport Shoes (Adidas, Nike)

$50.2 $50.2

$92.0 $92.0

-45.50%

Men's Leather Business Shoes

$49.78 $49.78

$99.8 $99.8

-50.14%

1-bedroom Apartment, City Center (Monthly)

$2,196 $2,196

$1,700 $1,700

29.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,785 $1,785

$1,176 $1,176

51.75%

3-bedroom Apartment, City Center (Monthly)

$2,849 $2,849

3-bedroom Apartment, Outside City Center (Monthly)

$2,996 $2,996

$3,493 $3,493

-14.24%

Buy Apartment in City Center (m2)

$13.0K $13.0K

Average Monthly Net Salary (After Tax)

$4,061 $4,061

20-Year Fixed Mortgage Interest Rate (Annual %)

7.05

5.65

24.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St John: June 8, 2026

Last update for Saint Croix: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,196 in St John and $1,700 in Saint Croix. Housing cost is often the main lever when comparing two cities.

Dining out: $160 in St John vs $138 in Saint Croix. Groceries flip the comparison at $416 vs $444, with St John cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St John vs Saint Croix: Cost of Living - Frequently Asked Questions

St John and Saint Croix differ by about 10% in total monthly costs ($3,188 vs $2,890 including rent). Saint Croix is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $4,782 in St John and $4,335 in Saint Croix to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,196 in St John versus $1,700 in Saint Croix. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Saint Croix – a meal for two runs $138 versus $160 in St John. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,188 per month in St John versus $2,890 in Saint Croix – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Saint Croix is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, St John and Saint Croix are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saint Croix gentler on the wallet – expenses run 10% less than in St John. Beyond cost, consider language, visa policies, and how big the international community is in each city.