Last update: Oct 2026

Cost of Living Comparison Between St Helens and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,993 in St Helens, rent and utilities included – about $7,500 less a year. Other living expenses account for most of the difference.

97

Cost of Living Index in St Helens
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St Helens Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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St Helens

🇬🇧 United Kingdom

$1,993

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in St Helens and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St Helens and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,993 in St Helens versus $1,368 in Ubud, Bali.

St Helens $1,993
Ubud, Bali $1,368

Estimated couple costs with rent: $3,045 in St Helens versus $2,314 in Ubud, Bali.

St Helens $3,045
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $4,098 in St Helens versus $3,260 in Ubud, Bali.

St Helens $4,098
Ubud, Bali $3,260

Living in St Helens is roughly 46% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: St Helens 48% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$26.90 £20.18

$3.33 Rp 59.9K

707.81%

Three-Course Dinner for Two, Mid-Range

$78.6 £59.0

$35.18 Rp 633.2K

123.34%

Fast Food Meal (McDonalds, etc)

$10.48 £7.86

$5.80 Rp 104.5K

80.69%

Cappuccino

$4.08 £3.06

$2.73 Rp 49.1K

49.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.37 £1.78

$1.64 Rp 29.5K

44.51%

Water (0.33 liter bottle)

$1.99 £1.50

$0.83 Rp 15.0K

139.76%

Local Beer (0.5 liter draught)

$5.36 £4.02

$2.70 Rp 48.6K

98.52%

Imported Beer (0.33 liter bottle)

$4.54 £3.41

$4.30 Rp 77.4K

5.58%

Milk (1 liter)

$1.34 £1.01

$1.50 Rp 27.1K

-10.67%

White Bread (500g)

$1.77 £1.33

$2.30 Rp 41.4K

-23.04%

Rice (white) (1kg)

$1.94 £1.46

$1.18 Rp 21.2K

64.41%

Eggs

$4.01 £3.01

$2.14 Rp 38.6K

87.38%

Local Cheese (1kg)

$9.00 £6.75

$17.48 Rp 314.6K

-48.51%

Chicken Fillets (1kg)

$8.28 £6.21

$4.03 Rp 72.5K

105.46%

Beef Round Steak (1kg)

$10.66 £7.99

$12.23 Rp 220.1K

-12.84%

Apples (1kg)

$3.25 £2.44

$3.55 Rp 63.9K

-8.45%

Banana (1kg)

$1.30 £0.97

$1.57 Rp 28.3K

-17.20%

Oranges (1kg)

$3.03 £2.27

$2.24 Rp 40.2K

35.27%

Tomato (1kg)

$3.45 £2.59

$1.93 Rp 34.7K

78.76%

Potato (1kg)

$1.15 £0.86

$1.88 Rp 33.9K

-38.83%

Onion (1kg)

$1.83 £1.37

$2.29 Rp 41.3K

-20.09%

Lettuce (1 head)

$1.30 £0.98

$0.99 Rp 17.9K

31.31%

Water (1.5 liter bottle)

$1.30 £0.98

$0.53 Rp 9,475

145.28%

Cigarettes 20 Pack (Marlboro, Camel)

$19.59 £14.70

$2.28 Rp 41.1K

759.21%

Wine (Bottle)

$9.96 £7.47

$23.01 Rp 414.2K

-56.71%

Local Beer (0.5 liter bottle)

$2.86 £2.14

$2.34 Rp 42.2K

22.22%

Imported Beer (0.33 liter bottle)

$2.61 £1.95

$2.91 Rp 52.4K

-10.31%

One-way Ticket (Public Transport)

$2.65 £1.99

$0.24 Rp 4,315

1004.17%

Public Transport Monthly Pass (Regular Price)

$100 £75.1

$8.82 Rp 158.7K

1034.92%

Taxi Start (Normal Tariff)

$3.37 £2.53

$0.48 Rp 8,684

602.08%

Taxi (Normal Tariff) (1km)

$2.07 £1.56

$0.46 Rp 8,233

350.00%

Taxi 1hour Waiting (Normal Tariff)

$15.82 £11.87

$5.45 Rp 98.2K

190.28%

Gasoline (1 liter)

$1.94 £1.46

$0.88 Rp 15.9K

120.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.4K £19.8K

$24.6K Rp 442.2M

7.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K £25.2K

$31.2K Rp 561.4M

7.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$365 £274

$83.0 Rp 1.5M

339.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.20 £12.91

$6.45 Rp 116.0K

166.67%

Internet (50+ Mbps, Unlimited Data)

$43.87 £32.91

$18.57 Rp 334.2K

136.24%

Gym Membership (Monthly)

$26.94 £20.21

$55.8 Rp 1.0M

-51.74%

Tennis Court (1 Hour on Weekend)

$3.85 £2.89

$18.11 Rp 326.0K

-78.74%

Cinema Ticket

$13.42 £10.07

$4.38 Rp 78.9K

206.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$805 £604

$493 Rp 8.9M

63.36%

International Primary School, 1 Child (Yearly)

$6,625 £4,971

$5,754 Rp 103.6M

15.15%

Jeans (Levis 501 Or Similar)

$65.0 £48.78

$46.19 Rp 831.4K

40.77%

Summer Dress (H&M, Zara, etc)

$39.08 £29.32

$35.33 Rp 636.0K

10.61%

Sport Shoes (Adidas, Nike)

$72.3 £54.3

$79.1 Rp 1.4M

-8.55%

Men's Leather Business Shoes

$109 £81.7

$78.4 Rp 1.4M

38.93%

1-bedroom Apartment, City Center (Monthly)

$797 £598

$1,142 Rp 20.6M

-30.22%

1-bedroom Apartment, Outside City Center (Monthly)

$636 £477

$676 Rp 12.2M

-5.92%

3-bedroom Apartment, City Center (Monthly)

$1,503 £1,128

$3,503 Rp 63.1M

-57.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,257 £943

$1,700 Rp 30.6M

-26.06%

Buy Apartment in City Center (m2)

$3,315 £2,487

$2,784 Rp 50.1M

19.07%

Buy Apartment Outside City Center (m2)

$2,308 £1,731

$2,241 Rp 40.3M

2.99%

Average Monthly Net Salary (After Tax)

$1,863 £1,398

$165 Rp 3.0M

1032.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.21

13.78

-62.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Helens: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St Helens

$636 31.9%

Ubud, Bali

$676 49.4% 6.3% $40

Monthly Utilities & Internet

St Helens

$426 21.4%

Ubud, Bali

$108 7.9% 74.6% $318

Eating Out

St Helens

$349 17.5%

Ubud, Bali

$109 8% 68.8% $240

Groceries & Markets

St Helens

$276 13.9%

Ubud, Bali

$290 21.2% 5.2% $14

Clothing & Footwear

St Helens

$128 6.4%

Ubud, Bali

$108 7.9% 16.2% $21

Getting Around

St Helens

$124 6.2%

Ubud, Bali

$13 0.9% 89.9% $112

Sport & Entertainment

St Helens

$54 2.7%

Ubud, Bali

$65 4.7% 20.1% $11

Cost Breakdown

A one-bedroom apartment in the center runs $797 in St Helens and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

St Helens pays 1032% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in St Helens vs $35.00 in Ubud, Bali. Groceries flip the comparison at $276 vs $290, with St Helens cheaper for home cooking.

Good to know

🇬🇧 St Helens

🇮🇩 Ubud, Bali

🕒 Local time

14:09 2:09 PM

21:09 9:09 PM

7 h ahead of St Helens

🌤 Weather

👥 Population

183,200

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

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Highest

Between locations

St Helens Ubud, Bali 12,600 km ≈ 16 h nonstop flight

From you

St Helens
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Helens vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, clothing, and transport. The 46% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1032% higher in St Helens, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $797 in St Helens versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,993 per month in St Helens versus $1,368 in Ubud, Bali – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 1035% less than in St Helens. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,368 in Ubud, Bali versus $1,993 in St Helens, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in St Helens. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in St Helens, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, St Helens and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 46% less than in St Helens. Beyond cost, consider language, visa policies, and how big the international community is in each city.