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Cost of Living Comparison Between St. Gallen and Ubud, Bali Cost of Living Comparison Between St. Gallen and Ubud, Bali

😐 Solo nomad: St. Gallen is 198.6% more expensive than Ubud, Bali without rent, and 392.1% more expensive with rent.
😐 Family of 3: St. Gallen is 266.7% more expensive than Ubud, Bali without rent, and 373.1% more expensive with rent.
Currency
🍽 Eating Out
St. Gallen
Ubud, Bali
Difference
Meal at Budget Restaurant
$31.11 CHF 25.04
$2.91 Rp 48.4K
969.07%
Three-Course Dinner for Two, Mid-Range
$148 CHF 119
$12.33 Rp 205.4K
1099.68%
Fast Food Meal (McDonalds, etc)
$18.13 CHF 14.59
$3.21 Rp 53.5K
464.80%
Cappuccino
$6.28 CHF 5.05
$2.28 Rp 38K
175.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.93 CHF 4.77
$1.16 Rp 19.3K
411.21%
Water (0.33 liter bottle)
$5.34 CHF 4.3
$0.26 Rp 4,308
1953.85%
Local Beer (0.5 liter draught)
$7.62 CHF 6.13
$2.44 Rp 40.7K
212.30%
Imported Beer (0.33 liter bottle)
$6.88 CHF 5.54
$3.28 Rp 54.7K
109.76%
🛒 Groceries & Markets
St. Gallen
Ubud, Bali
Difference
Milk (1 liter)
$2.21 CHF 1.78
$1.49 Rp 24.9K
48.32%
White Bread (500g)
$2.58 CHF 2.08
$1.62 Rp 27K
59.26%
Rice (white) (1kg)
$3.52 CHF 2.84
$1.14 Rp 18.9K
208.77%
Eggs
$8.07 CHF 6.49
$2.33 Rp 38.9K
246.35%
Local Cheese (1kg)
$27.63 CHF 22.24
$13.75 Rp 229.1K
100.95%
Chicken Fillets (1kg)
$31.77 CHF 25.57
$4.01 Rp 66.8K
692.27%
Beef Round Steak (1kg)
$40.82 CHF 32.86
$11.36 Rp 189.3K
259.33%
Apples (1kg)
$3.15 CHF 2.54
$3.46 Rp 57.7K
-8.96%
Banana (1kg)
$1.91 CHF 1.54
$1.47 Rp 24.5K
29.93%
Oranges (1kg)
$2.58 CHF 2.07
$2.69 Rp 44.9K
-4.09%
Tomato (1kg)
$7.09 CHF 5.71
$1.38 Rp 22.9K
413.77%
Potato (1kg)
$2.59 CHF 2.08
$1.6 Rp 26.6K
61.87%
Onion (1kg)
$2.28 CHF 1.84
$2.17 Rp 36.2K
5.07%
Lettuce (1 head)
$2.34 CHF 1.88
$0.96 Rp 15.9K
143.75%
Water (1.5 liter bottle)
$1.09 CHF 0.88
$0.6 Rp 9,919
81.67%
Cigarettes 20 Pack (Marlboro, Camel)
$10.7 CHF 8.61
$2.24 Rp 37.3K
377.68%
Wine (Bottle)
$11.34 CHF 9.13
$14.72 Rp 245.3K
-22.96%
Local Beer (0.5 liter bottle)
$2.2 CHF 1.77
$2.46 Rp 41.1K
-10.57%
Imported Beer (0.33 liter bottle)
$2.29 CHF 1.84
$2.72 Rp 45.3K
-15.81%
🚌 Getting Around
St. Gallen
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.16 CHF 3.35
$0.32 Rp 5,355
1200.00%
Public Transport Monthly Pass (Regular Price)
$81 CHF 65.2
$9.78 Rp 162.9K
727.91%
Taxi Start (Normal Tariff)
$6.97 CHF 5.61
$0.49 Rp 8,139
1322.45%
Taxi (Normal Tariff) (1km)
$4.33 CHF 3.49
$0.37 Rp 6,244
1070.27%
Taxi 1hour Waiting (Normal Tariff)
$79.7 CHF 64.1
$6.15 Rp 102.5K
1195.77%
Gasoline (1 liter)
$2.19 CHF 1.77
$0.71 Rp 11.8K
208.45%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41K CHF 33K
$26.6K Rp 443.2M
54.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.7K CHF 32.8K
$31.7K Rp 528.6M
28.28%
🧾 Monthly Utilities & Internet
St. Gallen
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$336 CHF 270
$63.7 Rp 1.1M
427.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.8 CHF 47.31
$3.93 Rp 65.5K
1395.67%
Internet (50+ Mbps, Unlimited Data)
$53.3 CHF 42.87
$24.18 Rp 402.9K
120.26%
🎉 Sport & Entertainment
St. Gallen
Ubud, Bali
Difference
Gym Membership (Monthly)
$81.3 CHF 65.4
$23.22 Rp 386.9K
250.00%
Tennis Court (1 Hour on Weekend)
$98 CHF 78.9
$6.18 Rp 103K
1486.08%
Cinema Ticket
$30.96 CHF 24.92
$3.3 Rp 55K
838.18%
🧸 Childcare & Education
St. Gallen
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,852 CHF 2,295
$93.1 Rp 1.6M
2962.23%
International Primary School, 1 Child (Yearly)
$34.3K CHF 27.6K
$6,046 Rp 100.7M
466.47%
👕👟 Clothing & Footwear
St. Gallen
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$148 CHF 119
$51.9 Rp 864.6K
185.12%
Summer Dress (H&M, Zara, etc)
$66.4 CHF 53.5
$24.92 Rp 415.3K
166.53%
Sport Shoes (Adidas, Nike)
$154 CHF 124
$82.1 Rp 1.4M
88.03%
Men's Leather Business Shoes
$238 CHF 192
$72.6 Rp 1.2M
228.44%
🏠 Accommodation & Living
St. Gallen
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,800 CHF 1,448
$258 Rp 4.3M
596.27%
1-bedroom Apartment, Outside City Center (Monthly)
$1,501 CHF 1,208
$161 Rp 2.7M
834.97%
3-bedroom Apartment, City Center (Monthly)
$2,785 CHF 2,241
$574 Rp 9.6M
384.80%
3-bedroom Apartment, Outside City Center (Monthly)
$2,320 CHF 1,867
$330 Rp 5.5M
602.66%
Buy Apartment in City Center (m2)
$10.9K CHF 8,760
$990 Rp 16.5M
999.18%
Buy Apartment Outside City Center (m2)
$8,479 CHF 6,824
$856 Rp 14.3M
891.04%
💵 Salaries & Financials
St. Gallen
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$6,849 CHF 5,512
$182 Rp 3M
3668.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.5
13.28
-81.17%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Gallen: November 23, 2025

Last update for Ubud, Bali: November 24, 2025

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