Cost of Living Comparison Between St. Gallen and Ubud, Bali Cost of Living Comparison Between St. Gallen and Ubud, Bali

😐 Solo nomad: St. Gallen is 197.8% more expensive than Ubud, Bali without rent, and 151.3% more expensive with rent.
😐 Family of 3: St. Gallen is 157.8% more expensive than Ubud, Bali without rent, and 94.8% more expensive with rent.
Currency
🍽 Eating Out
St. Gallen
Ubud, Bali
Difference
Meal at Budget Restaurant
$31.01 CHF 24.15
$3.47 Rp 58.5K
793.66%
Three-Course Dinner for Two, Mid-Range
$148 CHF 115
$32.10 Rp 541.6K
360.19%
Fast Food Meal (McDonalds, etc)
$18.49 CHF 14.41
$4.86 Rp 82.0K
280.45%
Cappuccino
$6.39 CHF 4.98
$2.82 Rp 47.6K
126.60%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.96 CHF 4.65
$1.37 Rp 23.2K
335.04%
Water (0.33 liter bottle)
$5.23 CHF 4.08
$0.73 Rp 12.3K
616.44%
Local Beer (0.5 liter draught)
$7.44 CHF 5.79
$2.90 Rp 48.9K
156.55%
Imported Beer (0.33 liter bottle)
$7.03 CHF 5.47
$3.92 Rp 66.1K
79.34%
🛒 Groceries & Markets
St. Gallen
Ubud, Bali
Difference
Milk (1 liter)
$2.27 CHF 1.77
$1.74 Rp 29.4K
30.46%
White Bread (500g)
$2.57 CHF 2.00
$2.44 Rp 41.2K
5.33%
Rice (white) (1kg)
$3.59 CHF 2.80
$1.17 Rp 19.7K
206.84%
Eggs
$7.93 CHF 6.18
$2.35 Rp 39.7K
237.45%
Local Cheese (1kg)
$27.38 CHF 21.33
$14.78 Rp 249.4K
85.25%
Chicken Fillets (1kg)
$32.86 CHF 25.60
$4.25 Rp 71.7K
673.18%
Beef Round Steak (1kg)
$41.12 CHF 32.03
$12.21 Rp 206.1K
236.77%
Apples (1kg)
$3.11 CHF 2.42
$3.72 Rp 62.8K
-16.40%
Banana (1kg)
$1.86 CHF 1.45
$1.56 Rp 26.2K
19.23%
Oranges (1kg)
$2.49 CHF 1.94
$2.69 Rp 45.4K
-7.43%
Tomato (1kg)
$7.09 CHF 5.52
$2.34 Rp 39.4K
202.99%
Potato (1kg)
$2.62 CHF 2.04
$2.00 Rp 33.7K
31.00%
Onion (1kg)
$2.27 CHF 1.77
$2.31 Rp 38.9K
-1.73%
Lettuce (1 head)
$2.41 CHF 1.88
$1.01 Rp 17.1K
138.61%
Water (1.5 liter bottle)
$1.15 CHF 0.89
$0.73 Rp 12.3K
57.53%
Cigarettes 20 Pack (Marlboro, Camel)
$10.69 CHF 8.33
$3.31 Rp 55.9K
222.96%
Wine (Bottle)
$11.49 CHF 8.95
$25.14 Rp 424.2K
-54.30%
Local Beer (0.5 liter bottle)
$2.15 CHF 1.68
$2.90 Rp 48.9K
-25.86%
Imported Beer (0.33 liter bottle)
$2.38 CHF 1.85
$2.77 Rp 46.8K
-14.08%
🚌 Getting Around
St. Gallen
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.33 CHF 3.37
$0.27 Rp 4,526
1503.70%
Public Transport Monthly Pass (Regular Price)
$80.9 CHF 63.1
$8.26 Rp 139.4K
879.78%
Taxi Start (Normal Tariff)
$6.95 CHF 5.42
$0.45 Rp 7,634
1444.44%
Taxi (Normal Tariff) (1km)
$4.14 CHF 3.23
$0.42 Rp 7,129
885.71%
Taxi 1hour Waiting (Normal Tariff)
$78.6 CHF 61.3
$6.26 Rp 105.5K
1156.07%
Gasoline (1 liter)
$2.12 CHF 1.65
$0.86 Rp 14.6K
146.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.0K CHF 32.0K
$25.9K Rp 436.8M
58.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.7K CHF 31.7K
$31.9K Rp 538.1M
27.74%
🧾 Monthly Utilities & Internet
St. Gallen
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$329 CHF 257
$80.8 Rp 1.4M
307.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.9 CHF 46.67
$3.98 Rp 67.1K
1405.28%
Internet (50+ Mbps, Unlimited Data)
$52.9 CHF 41.24
$23.55 Rp 397.3K
124.80%
🎉 Sport & Entertainment
St. Gallen
Ubud, Bali
Difference
Gym Membership (Monthly)
$80.5 CHF 62.7
$97.3 Rp 1.6M
-17.25%
Tennis Court (1 Hour on Weekend)
$99.7 CHF 77.7
$6.42 Rp 108.4K
1453.58%
Cinema Ticket
$30.59 CHF 23.83
$4.16 Rp 70.3K
635.34%
🧸 Childcare & Education
St. Gallen
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,831 CHF 2,206
$294 Rp 5.0M
862.81%
International Primary School, 1 Child (Yearly)
$34.5K CHF 26.9K
$6,548 Rp 110.5M
427.56%
👕👟 Clothing & Footwear
St. Gallen
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$145 CHF 113
$54.2 Rp 913.9K
168.49%
Summer Dress (H&M, Zara, etc)
$66.0 CHF 51.4
$37.95 Rp 640.3K
73.86%
Sport Shoes (Adidas, Nike)
$155 CHF 121
$88.1 Rp 1.5M
76.15%
Men's Leather Business Shoes
$235 CHF 183
$78.1 Rp 1.3M
200.64%
🏠 Accommodation & Living
St. Gallen
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,790 CHF 1,395
$995 Rp 16.8M
79.87%
1-bedroom Apartment, Outside City Center (Monthly)
$1,520 CHF 1,184
$668 Rp 11.3M
127.70%
3-bedroom Apartment, City Center (Monthly)
$2,805 CHF 2,185
$3,391 Rp 57.2M
-17.28%
3-bedroom Apartment, Outside City Center (Monthly)
$2,296 CHF 1,789
$2,080 Rp 35.1M
10.43%
Buy Apartment in City Center (m2)
$10.9K CHF 8,476
$3,037 Rp 51.2M
258.26%
Buy Apartment Outside City Center (m2)
$8,522 CHF 6,639
$2,378 Rp 40.1M
258.34%
💵 Salaries & Financials
St. Gallen
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$6,996 CHF 5,450
$180 Rp 3.0M
3796.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.5
13.28
-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Gallen: March 3, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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