Cost of Living Comparison Between St. Gallen and Ubud, Bali Cost of Living Comparison Between St. Gallen and Ubud, Bali

😐 Solo nomad: St. Gallen is 173% more expensive than Ubud, Bali without rent, and 150.2% more expensive with rent.

😐 Family of 3: St. Gallen is 237.5% more expensive than Ubud, Bali without rent, and 90.6% more expensive with rent.

Meal at Budget Restaurant

$30.78 CHF 24.72

$3.43 Rp 58.1K

797.38%

Three-Course Dinner for Two, Mid-Range

$146 CHF 118

$32.70 Rp 553.4K

347.55%

Fast Food Meal (McDonalds, etc)

$18.18 CHF 14.60

$5.04 Rp 85.2K

260.71%

Cappuccino

$6.27 CHF 5.03

$2.85 Rp 48.2K

120.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.92 CHF 4.76

$1.34 Rp 22.8K

341.79%

Water (0.33 liter bottle)

$5.22 CHF 4.19

$0.75 Rp 12.6K

596.00%

Local Beer (0.5 liter draught)

$7.31 CHF 5.87

$2.90 Rp 49.1K

152.07%

Imported Beer (0.33 liter bottle)

$7.02 CHF 5.64

$3.94 Rp 66.7K

78.17%

Milk (1 liter)

$2.20 CHF 1.77

$1.80 Rp 30.5K

22.22%

White Bread (500g)

$2.65 CHF 2.13

$2.55 Rp 43.2K

3.92%

Rice (white) (1kg)

$3.51 CHF 2.82

$1.19 Rp 20.2K

194.96%

Eggs

$8.00 CHF 6.43

$2.42 Rp 40.9K

230.58%

Local Cheese (1kg)

$27.85 CHF 22.37

$14.38 Rp 243.4K

93.67%

Chicken Fillets (1kg)

$31.93 CHF 25.64

$4.21 Rp 71.2K

658.43%

Beef Round Steak (1kg)

$40.97 CHF 32.90

$11.88 Rp 201.0K

244.87%

Apples (1kg)

$3.15 CHF 2.53

$3.71 Rp 62.8K

-15.09%

Banana (1kg)

$1.84 CHF 1.48

$1.56 Rp 26.4K

17.95%

Oranges (1kg)

$2.55 CHF 2.04

$2.77 Rp 46.9K

-7.94%

Tomato (1kg)

$7.01 CHF 5.63

$2.22 Rp 37.6K

215.77%

Potato (1kg)

$2.48 CHF 1.99

$1.99 Rp 33.8K

24.62%

Onion (1kg)

$2.26 CHF 1.81

$2.29 Rp 38.8K

-1.31%

Lettuce (1 head)

$2.31 CHF 1.85

$1.01 Rp 17.1K

128.71%

Water (1.5 liter bottle)

$1.14 CHF 0.92

$0.78 Rp 13.3K

46.15%

Cigarettes 20 Pack (Marlboro, Camel)

$10.97 CHF 8.81

$3.17 Rp 53.6K

246.06%

Wine (Bottle)

$11.16 CHF 8.96

$23.70 Rp 401.1K

-52.91%

Local Beer (0.5 liter bottle)

$2.17 CHF 1.74

$2.78 Rp 47.0K

-21.94%

Imported Beer (0.33 liter bottle)

$2.37 CHF 1.90

$2.75 Rp 46.5K

-13.82%

One-way Ticket (Public Transport)

$4.31 CHF 3.46

$0.27 Rp 4,514

1496.30%

Public Transport Monthly Pass (Regular Price)

$81.7 CHF 65.6

$8.14 Rp 137.7K

903.69%

Taxi Start (Normal Tariff)

$6.64 CHF 5.33

$0.45 Rp 7,609

1375.56%

Taxi (Normal Tariff) (1km)

$4.18 CHF 3.36

$0.42 Rp 7,192

895.24%

Taxi 1hour Waiting (Normal Tariff)

$80.7 CHF 64.8

$6.18 Rp 104.6K

1206.31%

Gasoline (1 liter)

$2.14 CHF 1.72

$0.80 Rp 13.5K

167.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.1K CHF 33.0K

$26.2K Rp 443.1M

56.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.2K CHF 33.9K

$31.6K Rp 534.8M

33.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$325 CHF 261

$80.7 Rp 1.4M

302.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.6 CHF 47.02

$4.12 Rp 69.8K

1321.36%

Internet (50+ Mbps, Unlimited Data)

$54.2 CHF 43.48

$23.70 Rp 401.0K

128.48%

Gym Membership (Monthly)

$81.4 CHF 65.3

$96.9 Rp 1.6M

-16.00%

Tennis Court (1 Hour on Weekend)

$100 CHF 80.4

$6.29 Rp 106.4K

1490.78%

Cinema Ticket

$31.17 CHF 25.03

$4.11 Rp 69.5K

658.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,839 CHF 2,280

$298 Rp 5.0M

851.63%

International Primary School, 1 Child (Yearly)

$34.2K CHF 27.5K

$6,540 Rp 110.7M

422.78%

Jeans (Levis 501 Or Similar)

$146 CHF 117

$53.4 Rp 904.2K

172.86%

Summer Dress (H&M, Zara, etc)

$64.4 CHF 51.7

$38.33 Rp 648.6K

68.07%

Sport Shoes (Adidas, Nike)

$154 CHF 124

$86.4 Rp 1.5M

78.49%

Men's Leather Business Shoes

$232 CHF 186

$78.9 Rp 1.3M

193.65%

1-bedroom Apartment, City Center (Monthly)

$1,822 CHF 1,463

$1,015 Rp 17.2M

79.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,496 CHF 1,202

$669 Rp 11.3M

123.85%

3-bedroom Apartment, City Center (Monthly)

$2,758 CHF 2,214

$3,348 Rp 56.7M

-17.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,331 CHF 1,872

$2,114 Rp 35.8M

10.29%

Buy Apartment in City Center (m2)

$10.8K CHF 8,641

$3,020 Rp 51.1M

256.34%

Buy Apartment Outside City Center (m2)

$8,564 CHF 6,877

$2,334 Rp 39.5M

266.93%

Average Monthly Net Salary (After Tax)

$6,622 CHF 5,318

$178 Rp 3.0M

3612.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

13.28

-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Gallen: January 12, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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