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Cost of Living Comparison Between St Francis Bay and Ubud, Bali Cost of Living Comparison Between St Francis Bay and Ubud, Bali

😐 Solo nomad: St Francis Bay is 27.4% more expensive than Ubud, Bali without rent, and 37.7% more expensive with rent.
😐 Family of 3: St Francis Bay is 6.7% more expensive than Ubud, Bali without rent, and 37.5% more expensive with rent.
Currency
🍽 Eating Out
St Francis Bay
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.57 R 146
$2.85 Rp 47.5K
200.70%
Three-Course Dinner for Two, Mid-Range
$33.81 R 577
$12.26 Rp 204.3K
175.77%
Fast Food Meal (McDonalds, etc)
$4.97 R 84.9
$3.28 Rp 54.6K
51.52%
Cappuccino
$2.04 R 34.77
$2.3 Rp 38.3K
-11.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.04 R 17.76
$1.11 Rp 18.5K
-6.31%
Water (0.33 liter bottle)
$0.82 R 13.98
$0.26 Rp 4,324
215.38%
Local Beer (0.5 liter draught)
$2.3 R 39.29
$2.4 Rp 40K
-4.17%
Imported Beer (0.33 liter bottle)
$2.55 R 43.51
$3.15 Rp 52.5K
-19.05%
🛒 Groceries & Markets
St Francis Bay
Ubud, Bali
Difference
Milk (1 liter)
$1.1 R 18.8
$1.49 Rp 24.9K
-26.17%
White Bread (500g)
$1.04 R 17.81
$1.65 Rp 27.5K
-36.97%
Rice (white) (1kg)
$1.56 R 26.61
$1.13 Rp 18.9K
38.05%
Eggs
$2.48 R 42.36
$2.33 Rp 38.9K
6.44%
Local Cheese (1kg)
$7.87 R 134
$13.7 Rp 228.3K
-42.55%
Chicken Fillets (1kg)
$4.6 R 78.6
$3.97 Rp 66.2K
15.87%
Beef Round Steak (1kg)
$6.59 R 113
$11.22 Rp 187K
-41.27%
Apples (1kg)
$1.6 R 27.39
$3.48 Rp 57.9K
-54.02%
Banana (1kg)
$1.53 R 26.2
$1.5 Rp 25K
2.00%
Oranges (1kg)
$1.54 R 26.29
$2.68 Rp 44.6K
-42.54%
Tomato (1kg)
$1.58 R 26.92
$1.35 Rp 22.5K
17.04%
Potato (1kg)
$1.33 R 22.71
$1.57 Rp 26.2K
-15.29%
Onion (1kg)
$1.18 R 20.07
$2.1 Rp 34.9K
-43.81%
Lettuce (1 head)
$1.08 R 18.46
$1.03 Rp 17.1K
4.85%
Water (1.5 liter bottle)
$0.96 R 16.4
$0.57 Rp 9,488
68.42%
Cigarettes 20 Pack (Marlboro, Camel)
$2.82 R 48.24
$2.31 Rp 38.5K
22.08%
Wine (Bottle)
$4.57 R 78.1
$15.21 Rp 253.5K
-69.95%
Local Beer (0.5 liter bottle)
$1.34 R 22.93
$2.49 Rp 41.5K
-46.18%
Imported Beer (0.33 liter bottle)
$1.66 R 28.28
$2.66 Rp 44.3K
-37.59%
🚌 Getting Around
St Francis Bay
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.63 R 27.82
$0.29 Rp 4,911
462.07%
Public Transport Monthly Pass (Regular Price)
-
$10.03 Rp 167.1K
-
Taxi Start (Normal Tariff)
$1.14 R 19.39
$0.45 Rp 7,480
153.33%
Taxi (Normal Tariff) (1km)
$0.94 R 16.01
$0.34 Rp 5,748
176.47%
Taxi 1hour Waiting (Normal Tariff)
$4.12 R 70.4
$5.97 Rp 99.4K
-30.99%
Gasoline (1 liter)
$1.23 R 21.01
$0.75 Rp 12.4K
64.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1K R 359.7K
$25.8K Rp 430.2M
-18.42%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3K R 415.1K
$31.7K Rp 528.9M
-23.41%
🧾 Monthly Utilities & Internet
St Francis Bay
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$119 R 2,037
$64.6 Rp 1.1M
84.61%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.93 R 597
$4.14 Rp 69K
743.72%
Internet (50+ Mbps, Unlimited Data)
$42.13 R 719
$23.99 Rp 399.7K
75.61%
🎉 Sport & Entertainment
St Francis Bay
Ubud, Bali
Difference
Gym Membership (Monthly)
$31.02 R 530
$23.29 Rp 388.1K
33.19%
Tennis Court (1 Hour on Weekend)
$11.35 R 194
$6.19 Rp 103.1K
83.36%
Cinema Ticket
$6.78 R 116
$3.45 Rp 57.5K
96.52%
🧸 Childcare & Education
St Francis Bay
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$194 R 3,305
$91.9 Rp 1.5M
110.60%
International Primary School, 1 Child (Yearly)
$4,432 R 75.7K
$5,912 Rp 98.5M
-25.04%
👕👟 Clothing & Footwear
St Francis Bay
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$50.6 R 864
$51.5 Rp 857.6K
-1.69%
Summer Dress (H&M, Zara, etc)
$31.65 R 541
$24.45 Rp 407.3K
29.45%
Sport Shoes (Adidas, Nike)
$87.3 R 1,491
$84.4 Rp 1.4M
3.52%
Men's Leather Business Shoes
$79.3 R 1,354
$74.3 Rp 1.2M
6.73%
🏠 Accommodation & Living
St Francis Bay
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$359 R 6,127
$261 Rp 4.4M
37.28%
1-bedroom Apartment, Outside City Center (Monthly)
$329 R 5,617
$160 Rp 2.7M
106.17%
3-bedroom Apartment, City Center (Monthly)
$696 R 11.9K
$585 Rp 9.7M
19.01%
3-bedroom Apartment, Outside City Center (Monthly)
$686 R 11.7K
$328 Rp 5.5M
109.05%
Buy Apartment in City Center (m2)
-
$985 Rp 16.4M
-
Buy Apartment Outside City Center (m2)
$523 R 8,933
$847 Rp 14.1M
-38.24%
💵 Salaries & Financials
St Francis Bay
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.51
13.28
-13.33%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Francis Bay: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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