Cost of Living Comparison Between St. Cloud, MN and Ubud, Bali Cost of Living Comparison Between St. Cloud, MN and Ubud, Bali

😐 Solo nomad: St. Cloud, MN is 80.8% more expensive than Ubud, Bali without rent, and 233.9% more expensive with rent.

😐 Family of 3: St. Cloud, MN is 72.6% more expensive than Ubud, Bali without rent, and 205.6% more expensive with rent.

Meal at Budget Restaurant

$17.89 $17.89

$2.85 Rp 47.5K

527.72%

Three-Course Dinner for Two, Mid-Range

$66.7 $66.7

$12.26 Rp 204.3K

443.96%

Fast Food Meal (McDonalds, etc)

$10.14 $10.14

$3.28 Rp 54.6K

209.15%

Cappuccino

$5.27 $5.27

$2.3 Rp 38.3K

129.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 $2.69

$1.11 Rp 18.5K

142.34%

Water (0.33 liter bottle)

$2.48 $2.48

$0.26 Rp 4,324

853.85%

Local Beer (0.5 liter draught)

$6.18 $6.18

$2.4 Rp 40K

157.50%

Imported Beer (0.33 liter bottle)

$6.79 $6.79

$3.15 Rp 52.5K

115.56%

Milk (1 liter)

$0.77 $0.77

$1.49 Rp 24.9K

-48.32%

White Bread (500g)

$2.72 $2.72

$1.65 Rp 27.5K

64.85%

Rice (white) (1kg)

$3.27 $3.27

$1.13 Rp 18.9K

189.38%

Eggs

$2.21 $2.21

$2.33 Rp 38.9K

-5.15%

Local Cheese (1kg)

$4.95 $4.95

$13.7 Rp 228.3K

-63.87%

Chicken Fillets (1kg)

$9.6 $9.6

$3.97 Rp 66.2K

141.81%

Beef Round Steak (1kg)

$14.39 $14.39

$11.22 Rp 187K

28.25%

Apples (1kg)

$3.88 $3.88

$3.48 Rp 57.9K

11.49%

Banana (1kg)

$1.17 $1.17

$1.5 Rp 25K

-22.00%

Oranges (1kg)

$3.38 $3.38

$2.68 Rp 44.6K

26.12%

Tomato (1kg)

$2.18 $2.18

$1.35 Rp 22.5K

61.48%

Potato (1kg)

$0.8 $0.8

$1.57 Rp 26.2K

-49.04%

Onion (1kg)

$1.61 $1.61

$2.1 Rp 34.9K

-23.33%

Lettuce (1 head)

$2.02 $2.02

$1.03 Rp 17.1K

96.12%

Water (1.5 liter bottle)

$1.84 $1.84

$0.57 Rp 9,488

222.81%

Cigarettes 20 Pack (Marlboro, Camel)

$10.01 $10.01

$2.31 Rp 38.5K

333.33%

Wine (Bottle)

$12.09 $12.09

$15.21 Rp 253.5K

-20.51%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.49 Rp 41.5K

-29.32%

Imported Beer (0.33 liter bottle)

$4.39 $4.39

$2.66 Rp 44.3K

65.04%

One-way Ticket (Public Transport)

$1.97 $1.97

$0.29 Rp 4,911

579.31%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

Taxi Start (Normal Tariff)

$4.85 $4.85

$0.45 Rp 7,480

977.78%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$0.34 Rp 5,748

308.82%

Taxi 1hour Waiting (Normal Tariff)

$28.96 $28.96

$5.97 Rp 99.4K

385.09%

Gasoline (1 liter)

$0.88 $0.88

$0.75 Rp 12.4K

17.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$25.8K Rp 430.2M

37.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$31.7K Rp 528.9M

-20.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$226 $226

$64.6 Rp 1.1M

249.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.23 $48.23

$4.14 Rp 69K

1064.98%

Internet (50+ Mbps, Unlimited Data)

$49.89 $49.89

$23.99 Rp 399.7K

107.96%

Gym Membership (Monthly)

$42.3 $42.3

$23.29 Rp 388.1K

81.62%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

Cinema Ticket

$14.14 $14.14

$3.45 Rp 57.5K

309.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,434 $1,434

$91.9 Rp 1.5M

1460.77%

International Primary School, 1 Child (Yearly)

$29.9K $29.9K

$5,912 Rp 98.5M

405.16%

Jeans (Levis 501 Or Similar)

$38.9 $38.9

$51.5 Rp 857.6K

-24.42%

Summer Dress (H&M, Zara, etc)

$41.9 $41.9

$24.45 Rp 407.3K

71.37%

Sport Shoes (Adidas, Nike)

$84 $84

$84.4 Rp 1.4M

-0.47%

Men's Leather Business Shoes

$129 $129

$74.3 Rp 1.2M

73.54%

1-bedroom Apartment, City Center (Monthly)

$1,614 $1,614

$261 Rp 4.4M

517.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,348 $1,348

$160 Rp 2.7M

745.13%

3-bedroom Apartment, City Center (Monthly)

$2,652 $2,652

$585 Rp 9.7M

353.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,229 $2,229

$328 Rp 5.5M

579.00%

Buy Apartment in City Center (m2)

$2,585 $2,585

$985 Rp 16.4M

162.45%

Buy Apartment Outside City Center (m2)

$2,617 $2,617

$847 Rp 14.1M

209.02%

Average Monthly Net Salary (After Tax)

$6,122 $6,122

$178 Rp 3M

3340.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

13.28

-51.58%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Cloud, MN: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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