Cost of Living Comparison Between St. Cloud, MN and New York, NY Cost of Living Comparison Between St. Cloud, MN and New York, NY

🙂 Solo nomad: St. Cloud, MN is 52.4% cheaper than New York, NY without rent, and 44.3% cheaper with rent.

🙂 Family of 3: St. Cloud, MN is 54.6% cheaper than New York, NY without rent, and 51.8% cheaper with rent.

Meal at Budget Restaurant

$18.12 $18.12

$29.68 $29.68

-38.95%

Three-Course Dinner for Two, Mid-Range

$64.9 $64.9

$144 $144

-54.97%

Fast Food Meal (McDonalds, etc)

$9.89 $9.89

$12.43 $12.43

-20.43%

Cappuccino

$5 $5

$5.84 $5.84

-14.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.7 $2.7

$3.26 $3.26

-17.18%

Water (0.33 liter bottle)

$2.37 $2.37

$2.58 $2.58

-8.14%

Local Beer (0.5 liter draught)

$6.07 $6.07

$8.24 $8.24

-26.33%

Imported Beer (0.33 liter bottle)

$6.91 $6.91

$11.86 $11.86

-41.74%

Milk (1 liter)

$0.8 $0.8

$1.56 $1.56

-48.72%

White Bread (500g)

$2.83 $2.83

$5.23 $5.23

-45.89%

Rice (white) (1kg)

$3.36 $3.36

$8.11 $8.11

-58.57%

Eggs

$2.19 $2.19

$7.25 $7.25

-69.79%

Local Cheese (1kg)

$4.83 $4.83

$17.08 $17.08

-71.72%

Chicken Fillets (1kg)

$9.43 $9.43

$16.24 $16.24

-41.93%

Beef Round Steak (1kg)

$14.19 $14.19

$20.02 $20.02

-29.12%

Apples (1kg)

$3.77 $3.77

$7.49 $7.49

-49.67%

Banana (1kg)

$1.15 $1.15

$2.55 $2.55

-54.90%

Oranges (1kg)

$3.24 $3.24

$5.82 $5.82

-44.33%

Tomato (1kg)

$2.23 $2.23

$6.52 $6.52

-65.80%

Potato (1kg)

$0.79 $0.79

$3.72 $3.72

-78.76%

Onion (1kg)

$1.62 $1.62

$3.9 $3.9

-58.46%

Lettuce (1 head)

$1.98 $1.98

$3.07 $3.07

-35.50%

Water (1.5 liter bottle)

$1.87 $1.87

$2.57 $2.57

-27.24%

Cigarettes 20 Pack (Marlboro, Camel)

$10.11 $10.11

$19.21 $19.21

-47.37%

Wine (Bottle)

$12.06 $12.06

$17.79 $17.79

-32.21%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$3.01 $3.01

-42.19%

Imported Beer (0.33 liter bottle)

$4.38 $4.38

$3.72 $3.72

17.74%

One-way Ticket (Public Transport)

$1.94 $1.94

$2.92 $2.92

-33.56%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$5.13 $5.13

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$2.15 $2.15

-35.81%

Taxi 1hour Waiting (Normal Tariff)

$29.17 $29.17

$41.57 $41.57

-29.83%

Gasoline (1 liter)

$0.8 $0.8

$0.95 $0.95

-15.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$35K $35K

2.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$27.7K $27.7K

-9.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$179 $179

22.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.65 $47.65

$60 $60

-20.54%

Internet (50+ Mbps, Unlimited Data)

$50.3 $50.3

$63.8 $63.8

-21.20%

Gym Membership (Monthly)

$43.39 $43.39

$141 $141

-69.16%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$13.78 $13.78

$19.9 $19.9

-30.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,477 $1,477

$3,206 $3,206

-53.94%

International Primary School, 1 Child (Yearly)

$30.1K $30.1K

$56.5K $56.5K

-46.66%

Jeans (Levis 501 Or Similar)

$38.96 $38.96

$65.7 $65.7

-40.71%

Summer Dress (H&M, Zara, etc)

$41.34 $41.34

$48.75 $48.75

-15.20%

Sport Shoes (Adidas, Nike)

$83.5 $83.5

$111 $111

-24.92%

Men's Leather Business Shoes

$128 $128

$172 $172

-25.64%

1-bedroom Apartment, City Center (Monthly)

$1,618 $1,618

$4,165 $4,165

-61.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,344 $1,344

$2,653 $2,653

-49.34%

3-bedroom Apartment, City Center (Monthly)

$2,644 $2,644

$8,412 $8,412

-68.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,186 $2,186

$5,277 $5,277

-58.58%

Buy Apartment in City Center (m2)

$2,591 $2,591

$15.6K $15.6K

-83.41%

Buy Apartment Outside City Center (m2)

$2,634 $2,634

$11.2K $11.2K

-76.39%

Average Monthly Net Salary (After Tax)

$8,674 $8,674

$5,616 $5,616

54.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

6.44

-0.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Cloud, MN: October 29, 2025

Last update for New York, NY: October 28, 2025

Similar cities

Barcelona

🇪🇸 Spain

Athens

🇬🇷 Greece

Madrid

🇪🇸 Spain

Rome

🇮🇹 Italy

Brisbane

🇦🇺 Australia

Thessaloniki

🇬🇷 Greece

Turin

🇮🇹 Italy

Tokyo

🇯🇵 Japan