Last update: Oct 2026

Cost of Living Comparison Between St. Cloud, MN and Medellin

For one person, living is cheaper in Medellin: $1,589 a month against $1,929 in St. Cloud, MN, rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

St. Cloud, MN
🇺🇸 United States
$1,929
/mo nomad
Medellin
🇨🇴 Colombia
$1,589
/mo nomad
Monthly Cost of Living

How much you'll spend in St. Cloud, MN and in Medellin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Cloud, MN and in Medellin actually costs, broken down by who's living it.

A single person spends $1,929 per month in St. Cloud, MN vs $1,589 in Medellin, rent included.

  • St. Cloud, MN $1,929
  • Medellin $1,589

A couple spends around $3,044 per month in St. Cloud, MN vs $2,364 in Medellin, rent included.

  • St. Cloud, MN $3,044
  • Medellin $2,364

A family of three spends $4,158 per month in St. Cloud, MN vs $3,139 in Medellin, rent included.

  • St. Cloud, MN $4,158
  • Medellin $3,139

St. Cloud, MN costs about 21% more than Medellin, and outside of rent the biggest gap is in eating out.

Both St. Cloud, MN and Medellin sit above the global median – St. Cloud, MN by 44%, Medellin by 19%.

Currency
🍽 Eating Out
St. Cloud, MN
Medellin
Difference
Meal at Budget Restaurant
$20.17 $20.17
$8.01 COP 25.5K
151.81%
Three-Course Dinner for Two, Mid-Range
$74.1 $74.1
$46.55 COP 148.4K
59.21%
Fast Food Meal (McDonalds, etc)
$11.08 $11.08
$9.43 COP 30.1K
17.50%
Cappuccino
$5.87 $5.87
$2.91 COP 9,280
101.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.81 $2.81
$1.75 COP 5,586
60.57%
Water (0.33 liter bottle)
$2.46 $2.46
$1.32 COP 4,220
86.36%
Local Beer (0.5 liter draught)
$6.86 $6.86
$3.13 COP 9,972
119.17%
Imported Beer (0.33 liter bottle)
$8.08 $8.08
$5.55 COP 17.7K
45.59%
🛒 Groceries & Markets
St. Cloud, MN
Medellin
Difference
Milk (1 liter)
$0.76 $0.76
$1.41 COP 4,496
-46.10%
White Bread (500g)
$2.79 $2.79
$2.44 COP 7,779
14.34%
Rice (white) (1kg)
$3.28 $3.28
$1.63 COP 5,192
101.23%
Eggs
$2.31 $2.31
$2.82 COP 8,993
-18.09%
Local Cheese (1kg)
$4.83 $4.83
$9.69 COP 30.9K
-50.15%
Chicken Fillets (1kg)
$9.61 $9.61
$9.32 COP 29.7K
3.11%
Beef Round Steak (1kg)
$17.95 $17.95
$13.46 COP 42.9K
33.36%
Apples (1kg)
$3.80 $3.80
$4.00 COP 12.8K
-5.00%
Banana (1kg)
$1.29 $1.29
$1.48 COP 4,720
-12.84%
Oranges (1kg)
$3.39 $3.39
$2.12 COP 6,770
59.91%
Tomato (1kg)
$2.16 $2.16
$2.25 COP 7,180
-4.00%
Potato (1kg)
$0.79 $0.79
$1.91 COP 6,093
-58.64%
Onion (1kg)
$1.67 $1.67
$1.62 COP 5,162
3.09%
Lettuce (1 head)
$2.03 $2.03
$1.15 COP 3,659
76.52%
Water (1.5 liter bottle)
$1.83 $1.83
$1.26 COP 4,022
45.24%
Cigarettes 20 Pack (Marlboro, Camel)
$9.97 $9.97
$3.82 COP 12.2K
160.99%
Wine (Bottle)
$11.87 $11.87
$13.11 COP 41.8K
-9.46%
Local Beer (0.5 liter bottle)
$1.78 $1.78
$1.60 COP 5,084
11.25%
Imported Beer (0.33 liter bottle)
$3.27 $3.27
$2.26 COP 7,190
44.69%
🚌 Getting Around
St. Cloud, MN
Medellin
Difference
One-way Ticket (Public Transport)
$2.07 $2.07
$1.17 COP 3,732
76.92%
Public Transport Monthly Pass (Regular Price)
-
$75.0 COP 239.1K
-
Taxi Start (Normal Tariff)
$3.01 $3.01
$1.27 COP 4,057
137.01%
Taxi (Normal Tariff) (1km)
$1.93 $1.93
$2.05 COP 6,533
-5.85%
Taxi 1hour Waiting (Normal Tariff)
$32.78 $32.78
$8.20 COP 26.1K
299.76%
Gasoline (1 liter)
$0.88 $0.88
$1.27 COP 4,047
-30.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$26.8K COP 85.3M
21.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K $22.5K
$34.4K COP 109.7M
-34.50%
🧾 Monthly Utilities & Internet
St. Cloud, MN
Medellin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$168 $168
$162 COP 517.0K
3.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$45.83 $45.83
$13.12 COP 41.8K
249.31%
Internet (50+ Mbps, Unlimited Data)
$44.18 $44.18
$28.09 COP 89.5K
57.28%
🎉 Sport & Entertainment
St. Cloud, MN
Medellin
Difference
Gym Membership (Monthly)
$41.54 $41.54
$44.33 COP 141.3K
-6.29%
Tennis Court (1 Hour on Weekend)
-
$16.33 COP 52.1K
-
Cinema Ticket
$14.03 $14.03
$6.09 COP 19.4K
130.38%
🧸 Childcare & Education
St. Cloud, MN
Medellin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,697 $1,697
$764 COP 2.4M
122.04%
International Primary School, 1 Child (Yearly)
$24.3K $24.3K
$8,904 COP 28.4M
173.44%
👕👟 Clothing & Footwear
St. Cloud, MN
Medellin
Difference
Jeans (Levis 501 Or Similar)
$62.6 $62.6
$85.0 COP 270.8K
-26.37%
Summer Dress (H&M, Zara, etc)
$62.2 $62.2
$57.5 COP 183.2K
8.19%
Sport Shoes (Adidas, Nike)
$73.9 $73.9
$132 COP 420.0K
-43.94%
Men's Leather Business Shoes
$85.4 $85.4
$95.8 COP 305.2K
-10.86%
🏠 Accommodation & Living
St. Cloud, MN
Medellin
Difference
1-bedroom Apartment, City Center (Monthly)
$992 $992
$1,028 COP 3.3M
-3.48%
1-bedroom Apartment, Outside City Center (Monthly)
$819 $819
$604 COP 1.9M
35.48%
3-bedroom Apartment, City Center (Monthly)
$1,892 $1,892
$1,802 COP 5.7M
5.00%
3-bedroom Apartment, Outside City Center (Monthly)
$1,626 $1,626
$993 COP 3.2M
63.83%
Buy Apartment in City Center (m2)
$2,638 $2,638
$3,921 COP 12.5M
-32.72%
Buy Apartment Outside City Center (m2)
$2,594 $2,594
$1,639 COP 5.2M
58.32%
💵 Salaries & Financials
St. Cloud, MN
Medellin
Difference
Average Monthly Net Salary (After Tax)
$6,096 $6,096
$626 COP 2.0M
873.64%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.61
10.94
-39.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Cloud, MN: October 5, 2026

Last update for Medellin: October 6, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
St. Cloud, MN
$819
Medellin
$604 26.2% $214
Eating Out
St. Cloud, MN
$337
Medellin
$166 50.6% $170
Groceries & Markets
St. Cloud, MN
$300
Medellin
$288 4% $12
Monthly Utilities & Internet
St. Cloud, MN
$258
Medellin
$203 21.2% $55
Clothing & Footwear
St. Cloud, MN
$128
Medellin
$166 30.3% $39
Sport & Entertainment
St. Cloud, MN
$70
Medellin
$57 18.8% $13
Getting Around
St. Cloud, MN
$21 *
Medellin
$91 335% $70

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $992 in St. Cloud, MN versus $1,028 in Medellin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 874% higher in St. Cloud, MN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74.0 in St. Cloud, MN versus $47.00 in Medellin. Monthly groceries follow the same trend: $300 vs $288 – making Medellin the more affordable choice for daily food spending.

Good to know
🇺🇸 St. Cloud, MN
🇨🇴 Medellin
🕒 Local time
02:00 2:00 AM
02:00 2:00 AM
Same time as St. Cloud, MN
🌤 Weather
👥 Population
65,842
2,486,723
Exchange rates and currency converter

COP, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Colombian Peso exchange rates as of October 12, 2026: 1 USD = 3,187 COP (10,000 COP = 3.14 USD). 1 EUR = 3,572 COP (10,000 COP = 2.8 EUR).

On the map
Between locations
  • St. Cloud, MN Medellin 4,720 km ≈ 6 h nonstop flight
From you
  • St. Cloud, MN
  • Medellin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St. Cloud, MN vs Medellin: Cost of Living - Frequently Asked Questions
Is Medellin cheaper than St. Cloud, MN?
Yes – St. Cloud, MN is pricier by about 21%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,893 per month in St. Cloud, MN and $2,384 in Medellin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Medellin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in St. Cloud, MN or in Medellin?
A mid-range dinner for two costs $74.0 in St. Cloud, MN and $47.00 in Medellin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in St. Cloud, MN and in Medellin?
Groceries cost about 4% more in St. Cloud, MN, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in St. Cloud, MN or in Medellin?
A $1,500 monthly budget goes further in Medellin, where all-in costs run around $1,589, than in St. Cloud, MN at $1,929. In Medellin it covers expenses comfortably, while in St. Cloud, MN it requires careful planning or may not stretch far enough.
Is St. Cloud, MN or Medellin more family-friendly?
Families tend to lean toward Medellin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Medellin. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Cloud, MN makes more sense. Both are solid long-term options with distinct trade-offs.

St. Cloud, MN vs other spots: cost of living compared

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