Cost of Living Comparison Between St. Cloud, MN and Chicago, IL Cost of Living Comparison Between St. Cloud, MN and Chicago, IL

🙂 Solo nomad: St. Cloud, MN is 38.1% cheaper than Chicago, IL without rent, and 17.8% cheaper with rent.

🙂 Family of 3: St. Cloud, MN is 40.6% cheaper than Chicago, IL without rent, and 24.5% cheaper with rent.

Meal at Budget Restaurant

$18.12 $18.12

$20.82 $20.82

-12.97%

Three-Course Dinner for Two, Mid-Range

$64.9 $64.9

$100 $100

-35.29%

Fast Food Meal (McDonalds, etc)

$9.89 $9.89

$11.97 $11.97

-17.38%

Cappuccino

$5 $5

$5.56 $5.56

-10.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.7 $2.7

$3.11 $3.11

-13.18%

Water (0.33 liter bottle)

$2.37 $2.37

$2.42 $2.42

-2.07%

Local Beer (0.5 liter draught)

$6.07 $6.07

$6.86 $6.86

-11.52%

Imported Beer (0.33 liter bottle)

$6.91 $6.91

$8.45 $8.45

-18.22%

Milk (1 liter)

$0.8 $0.8

$1.04 $1.04

-23.08%

White Bread (500g)

$2.83 $2.83

$4.15 $4.15

-31.81%

Rice (white) (1kg)

$3.36 $3.36

$5.52 $5.52

-39.13%

Eggs

$2.19 $2.19

$4.65 $4.65

-52.90%

Local Cheese (1kg)

$4.83 $4.83

$14.33 $14.33

-66.29%

Chicken Fillets (1kg)

$9.43 $9.43

$14.88 $14.88

-36.63%

Beef Round Steak (1kg)

$14.19 $14.19

$19.34 $19.34

-26.63%

Apples (1kg)

$3.77 $3.77

$5.17 $5.17

-27.08%

Banana (1kg)

$1.15 $1.15

$1.71 $1.71

-32.75%

Oranges (1kg)

$3.24 $3.24

$4.41 $4.41

-26.53%

Tomato (1kg)

$2.23 $2.23

$4.51 $4.51

-50.55%

Potato (1kg)

$0.79 $0.79

$2.53 $2.53

-68.77%

Onion (1kg)

$1.62 $1.62

$2.74 $2.74

-40.88%

Lettuce (1 head)

$1.98 $1.98

$2.43 $2.43

-18.52%

Water (1.5 liter bottle)

$1.87 $1.87

$2.7 $2.7

-30.74%

Cigarettes 20 Pack (Marlboro, Camel)

$10.11 $10.11

$15.19 $15.19

-33.44%

Wine (Bottle)

$12.06 $12.06

$16.42 $16.42

-26.55%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$2.35 $2.35

-25.96%

Imported Beer (0.33 liter bottle)

$4.38 $4.38

$3.7 $3.7

18.38%

One-way Ticket (Public Transport)

$1.94 $1.94

$2.53 $2.53

-23.32%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$5.13 $5.13

$3.34 $3.34

53.59%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$1.42 $1.42

-2.82%

Taxi 1hour Waiting (Normal Tariff)

$29.17 $29.17

$25.42 $25.42

14.75%

Gasoline (1 liter)

$0.8 $0.8

$1.08 $1.08

-25.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$32.4K $32.4K

10.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$26.2K $26.2K

-4.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$188 $188

16.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.65 $47.65

$63.7 $63.7

-25.20%

Internet (50+ Mbps, Unlimited Data)

$50.3 $50.3

$65.2 $65.2

-22.85%

Gym Membership (Monthly)

$43.39 $43.39

$76.7 $76.7

-43.44%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$13.78 $13.78

$14.93 $14.93

-7.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,477 $1,477

$2,063 $2,063

-28.39%

International Primary School, 1 Child (Yearly)

$30.1K $30.1K

$39.2K $39.2K

-23.11%

Jeans (Levis 501 Or Similar)

$38.96 $38.96

$64.3 $64.3

-39.42%

Summer Dress (H&M, Zara, etc)

$41.34 $41.34

$52.4 $52.4

-21.09%

Sport Shoes (Adidas, Nike)

$83.5 $83.5

$95.2 $95.2

-12.34%

Men's Leather Business Shoes

$128 $128

$145 $145

-11.81%

1-bedroom Apartment, City Center (Monthly)

$1,618 $1,618

$2,378 $2,378

-31.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,344 $1,344

$1,584 $1,584

-15.16%

3-bedroom Apartment, City Center (Monthly)

$2,644 $2,644

$4,763 $4,763

-44.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,186 $2,186

$2,815 $2,815

-22.36%

Buy Apartment in City Center (m2)

$2,591 $2,591

$3,588 $3,588

-27.78%

Buy Apartment Outside City Center (m2)

$2,634 $2,634

$2,490 $2,490

5.76%

Average Monthly Net Salary (After Tax)

$8,674 $8,674

$5,275 $5,275

64.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

6.6

-2.58%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Cloud, MN: October 29, 2025

Last update for Chicago, IL: October 29, 2025

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