Cost of Living Comparison Between St. Cloud, MN and Austin, TX Cost of Living Comparison Between St. Cloud, MN and Austin, TX

🙂 Solo nomad: St. Cloud, MN is 28.9% cheaper than Austin, TX without rent, and 8% cheaper with rent.

🙂 Family of 3: St. Cloud, MN is 31.2% cheaper than Austin, TX without rent, and 13.4% cheaper with rent.

Meal at Budget Restaurant

$18.12 $18.12

$19.64 $19.64

-7.74%

Three-Course Dinner for Two, Mid-Range

$64.9 $64.9

$76.2 $76.2

-14.83%

Fast Food Meal (McDonalds, etc)

$9.89 $9.89

$9.95 $9.95

-0.60%

Cappuccino

$5 $5

$5.61 $5.61

-10.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.7 $2.7

$2.64 $2.64

2.27%

Water (0.33 liter bottle)

$2.37 $2.37

$2.19 $2.19

8.22%

Local Beer (0.5 liter draught)

$6.07 $6.07

$5.84 $5.84

3.94%

Imported Beer (0.33 liter bottle)

$6.91 $6.91

$7.92 $7.92

-12.75%

Milk (1 liter)

$0.8 $0.8

$1.13 $1.13

-29.20%

White Bread (500g)

$2.83 $2.83

$3.3 $3.3

-14.24%

Rice (white) (1kg)

$3.36 $3.36

$3.5 $3.5

-4.00%

Eggs

$2.19 $2.19

$4.4 $4.4

-50.23%

Local Cheese (1kg)

$4.83 $4.83

$12 $12

-59.75%

Chicken Fillets (1kg)

$9.43 $9.43

$10.68 $10.68

-11.70%

Beef Round Steak (1kg)

$14.19 $14.19

$14.73 $14.73

-3.67%

Apples (1kg)

$3.77 $3.77

$4.88 $4.88

-22.75%

Banana (1kg)

$1.15 $1.15

$1.52 $1.52

-24.34%

Oranges (1kg)

$3.24 $3.24

$4.53 $4.53

-28.48%

Tomato (1kg)

$2.23 $2.23

$3.92 $3.92

-43.11%

Potato (1kg)

$0.79 $0.79

$2.72 $2.72

-70.96%

Onion (1kg)

$1.62 $1.62

$2.76 $2.76

-41.30%

Lettuce (1 head)

$1.98 $1.98

$2.01 $2.01

-1.49%

Water (1.5 liter bottle)

$1.87 $1.87

$2.18 $2.18

-14.22%

Cigarettes 20 Pack (Marlboro, Camel)

$10.11 $10.11

$8.86 $8.86

14.11%

Wine (Bottle)

$12.06 $12.06

$14.96 $14.96

-19.39%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$2.34 $2.34

-25.64%

Imported Beer (0.33 liter bottle)

$4.38 $4.38

$3.44 $3.44

27.33%

One-way Ticket (Public Transport)

$1.94 $1.94

$1.48 $1.48

31.08%

Public Transport Monthly Pass (Regular Price)

$42.82 $42.82

Taxi Start (Normal Tariff)

$5.13 $5.13

$4.3 $4.3

19.30%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$1.82 $1.82

-24.18%

Taxi 1hour Waiting (Normal Tariff)

$29.17 $29.17

$34.63 $34.63

-15.77%

Gasoline (1 liter)

$0.8 $0.8

$0.73 $0.73

9.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$25.5K $25.5K

40.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$26.3K $26.3K

-4.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$177 $177

24.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.65 $47.65

$58.9 $58.9

-19.14%

Internet (50+ Mbps, Unlimited Data)

$50.3 $50.3

$64.8 $64.8

-22.42%

Gym Membership (Monthly)

$43.39 $43.39

$62.6 $62.6

-30.68%

Tennis Court (1 Hour on Weekend)

$10.17 $10.17

Cinema Ticket

$13.78 $13.78

$14.72 $14.72

-6.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,477 $1,477

$1,378 $1,378

7.14%

International Primary School, 1 Child (Yearly)

$30.1K $30.1K

$22.4K $22.4K

34.55%

Jeans (Levis 501 Or Similar)

$38.96 $38.96

$56.3 $56.3

-30.79%

Summer Dress (H&M, Zara, etc)

$41.34 $41.34

$46.46 $46.46

-11.02%

Sport Shoes (Adidas, Nike)

$83.5 $83.5

$86.7 $86.7

-3.69%

Men's Leather Business Shoes

$128 $128

$119 $119

7.34%

1-bedroom Apartment, City Center (Monthly)

$1,618 $1,618

$2,188 $2,188

-26.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,344 $1,344

$1,395 $1,395

-3.65%

3-bedroom Apartment, City Center (Monthly)

$2,644 $2,644

$3,896 $3,896

-32.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,186 $2,186

$2,689 $2,689

-18.73%

Buy Apartment in City Center (m2)

$2,591 $2,591

$4,414 $4,414

-41.30%

Buy Apartment Outside City Center (m2)

$2,634 $2,634

$3,161 $3,161

-16.68%

Average Monthly Net Salary (After Tax)

$8,674 $8,674

$4,871 $4,871

78.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

6.45

-0.31%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Cloud, MN: October 29, 2025

Last update for Austin, TX: October 28, 2025

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