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Cost of Living Comparison Between St. Andrews and Ubud, Bali Cost of Living Comparison Between St. Andrews and Ubud, Bali

😐 Solo nomad: St. Andrews is 122.2% more expensive than Ubud, Bali without rent, and 186% more expensive with rent.
😐 Family of 3: St. Andrews is 66.4% more expensive than Ubud, Bali without rent, and 259.8% more expensive with rent.
Currency
🍽 Eating Out
St. Andrews
Ubud, Bali
Difference
Meal at Budget Restaurant
$21.96 £16.63
$2.85 Rp 47.5K
670.53%
Three-Course Dinner for Two, Mid-Range
$80.7 £61.1
$12.26 Rp 204.3K
558.56%
Fast Food Meal (McDonalds, etc)
$10 £7.57
$3.28 Rp 54.6K
204.88%
Cappuccino
$4.5 £3.41
$2.3 Rp 38.3K
95.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.08 £1.57
$1.11 Rp 18.5K
87.39%
Water (0.33 liter bottle)
$1.31 £0.99
$0.26 Rp 4,324
403.85%
Local Beer (0.5 liter draught)
$5.67 £4.3
$2.4 Rp 40K
136.25%
Imported Beer (0.33 liter bottle)
$5.97 £4.52
$3.15 Rp 52.5K
89.52%
🛒 Groceries & Markets
St. Andrews
Ubud, Bali
Difference
Milk (1 liter)
$1.7 £1.29
$1.49 Rp 24.9K
14.09%
White Bread (500g)
$1.54 £1.16
$1.65 Rp 27.5K
-6.67%
Rice (white) (1kg)
$1.85 £1.4
$1.13 Rp 18.9K
63.72%
Eggs
$4.07 £3.08
$2.33 Rp 38.9K
74.68%
Local Cheese (1kg)
$8.04 £6.08
$13.7 Rp 228.3K
-41.31%
Chicken Fillets (1kg)
$10.07 £7.62
$3.97 Rp 66.2K
153.65%
Beef Round Steak (1kg)
$13.51 £10.23
$11.22 Rp 187K
20.41%
Apples (1kg)
$3.24 £2.45
$3.48 Rp 57.9K
-6.90%
Banana (1kg)
$2.33 £1.76
$1.5 Rp 25K
55.33%
Oranges (1kg)
$2.62 £1.99
$2.68 Rp 44.6K
-2.24%
Tomato (1kg)
$4.11 £3.11
$1.35 Rp 22.5K
204.44%
Potato (1kg)
$2.17 £1.64
$1.57 Rp 26.2K
38.22%
Onion (1kg)
$1.95 £1.48
$2.1 Rp 34.9K
-7.14%
Lettuce (1 head)
$1.23 £0.93
$1.03 Rp 17.1K
19.42%
Water (1.5 liter bottle)
$2.06 £1.56
$0.57 Rp 9,488
261.40%
Cigarettes 20 Pack (Marlboro, Camel)
$18.85 £14.27
$2.31 Rp 38.5K
716.02%
Wine (Bottle)
$10.01 £7.58
$15.21 Rp 253.5K
-34.19%
Local Beer (0.5 liter bottle)
$2.26 £1.71
$2.49 Rp 41.5K
-9.24%
Imported Beer (0.33 liter bottle)
$2.3 £1.74
$2.66 Rp 44.3K
-13.53%
🚌 Getting Around
St. Andrews
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.01 £3.04
$0.29 Rp 4,911
1282.76%
Public Transport Monthly Pass (Regular Price)
$81.1 £61.4
$10.03 Rp 167.1K
708.37%
Taxi Start (Normal Tariff)
$4.75 £3.59
$0.45 Rp 7,480
955.56%
Taxi (Normal Tariff) (1km)
$1.36 £1.03
$0.34 Rp 5,748
300.00%
Taxi 1hour Waiting (Normal Tariff)
$35.27 £26.7
$5.97 Rp 99.4K
490.79%
Gasoline (1 liter)
$1.94 £1.47
$0.75 Rp 12.4K
158.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.6K £29.2K
$25.8K Rp 430.2M
49.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.8K £31.6K
$31.7K Rp 528.9M
31.63%
🧾 Monthly Utilities & Internet
St. Andrews
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$234 £177
$64.6 Rp 1.1M
262.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.13 £10.7
$4.14 Rp 69K
241.30%
Internet (50+ Mbps, Unlimited Data)
$44.78 £33.9
$23.99 Rp 399.7K
86.66%
🎉 Sport & Entertainment
St. Andrews
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.61 £32.26
$23.29 Rp 388.1K
82.95%
Tennis Court (1 Hour on Weekend)
$20.37 £15.42
$6.19 Rp 103.1K
229.08%
Cinema Ticket
$12.13 £9.19
$3.45 Rp 57.5K
251.59%
🧸 Childcare & Education
St. Andrews
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,622 £1,228
$91.9 Rp 1.5M
1665.43%
International Primary School, 1 Child (Yearly)
$15K £11.4K
$5,912 Rp 98.5M
154.13%
👕👟 Clothing & Footwear
St. Andrews
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$84.4 £63.9
$51.5 Rp 857.6K
63.96%
Summer Dress (H&M, Zara, etc)
$41.55 £31.45
$24.45 Rp 407.3K
69.94%
Sport Shoes (Adidas, Nike)
$96.3 £72.9
$84.4 Rp 1.4M
14.14%
Men's Leather Business Shoes
$121 £91.5
$74.3 Rp 1.2M
62.68%
🏠 Accommodation & Living
St. Andrews
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,223 £926
$261 Rp 4.4M
368.16%
1-bedroom Apartment, Outside City Center (Monthly)
$887 £672
$160 Rp 2.7M
456.23%
3-bedroom Apartment, City Center (Monthly)
$2,630 £1,991
$585 Rp 9.7M
349.67%
3-bedroom Apartment, Outside City Center (Monthly)
$2,870 £2,173
$328 Rp 5.5M
774.14%
Buy Apartment in City Center (m2)
$6,124 £4,636
$985 Rp 16.4M
521.62%
Buy Apartment Outside City Center (m2)
$2,719 £2,058
$847 Rp 14.1M
221.06%
💵 Salaries & Financials
St. Andrews
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,064 £2,320
$178 Rp 3M
1622.01%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.9
13.28
-55.57%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Andrews: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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