Cost of Living Comparison Between St. Andrews and Ubud Cost of Living Comparison Between St. Andrews and Ubud

😐 Solo nomad: St. Andrews is 95.9% more expensive than Ubud without rent, and 193.4% more expensive with rent.
😐 Family of 3: St. Andrews is 122.9% more expensive than Ubud without rent, and 257.9% more expensive with rent.
Currency
🍽 Eating Out
St. Andrews
Ubud
Difference
Meal at Budget Restaurant
$21.42 £15.76
$3 Rp 48.8K
614.00%
Three-Course Dinner for Two, Mid-Range
$82.5 £60.7
$12.52 Rp 203.2K
558.87%
Fast Food Meal (McDonalds, etc)
$10.25 £7.54
$3.18 Rp 51.6K
222.33%
Cappuccino
$4.48 £3.3
$2.21 Rp 35.9K
102.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.09 £1.54
$1.1 Rp 17.9K
90.00%
Water (0.33 liter bottle)
$1.38 £1.01
$0.26 Rp 4,217
430.77%
Local Beer (0.5 liter draught)
$5.69 £4.18
$2.5 Rp 40.5K
127.60%
Imported Beer (0.33 liter bottle)
$5.98 £4.4
$3.2 Rp 51.9K
86.88%
🛒 Groceries & Markets
St. Andrews
Ubud
Difference
Milk (1 liter)
$1.73 £1.27
$1.49 Rp 24.2K
16.11%
White Bread (500g)
$1.49 £1.1
$1.67 Rp 27K
-10.78%
Rice (white) (1kg)
$1.8 £1.33
$1.14 Rp 18.5K
57.89%
Eggs
$4.1 £3.02
$2.27 Rp 36.9K
80.62%
Local Cheese (1kg)
$8.05 £5.92
$13.94 Rp 226.3K
-42.25%
Chicken Fillets (1kg)
$9.99 £7.35
$4 Rp 64.8K
149.75%
Beef Round Steak (1kg)
$13.49 £9.92
$11.3 Rp 183.4K
19.38%
Apples (1kg)
$3.22 £2.37
$3.6 Rp 58.4K
-10.56%
Banana (1kg)
$2.36 £1.73
$1.53 Rp 24.8K
54.25%
Oranges (1kg)
$2.6 £1.91
$2.65 Rp 43K
-1.89%
Tomato (1kg)
$4 £2.95
$1.38 Rp 22.4K
189.86%
Potato (1kg)
$2.13 £1.57
$1.58 Rp 25.6K
34.81%
Onion (1kg)
$1.95 £1.43
$2.16 Rp 35.1K
-9.72%
Lettuce (1 head)
$1.22 £0.9
$1.04 Rp 16.9K
17.31%
Water (1.5 liter bottle)
$2.17 £1.6
$0.56 Rp 9,114
287.50%
Cigarettes 20 Pack (Marlboro, Camel)
$18.95 £13.95
$2.23 Rp 36.3K
749.78%
Wine (Bottle)
$9.08 £6.68
$14.98 Rp 243.2K
-39.39%
Local Beer (0.5 liter bottle)
$2.16 £1.59
$2.43 Rp 39.5K
-11.11%
Imported Beer (0.33 liter bottle)
$2.3 £1.69
$2.64 Rp 42.8K
-12.88%
🚌 Getting Around
St. Andrews
Ubud
Difference
One-way Ticket (Public Transport)
$3.98 £2.93
$0.32 Rp 5,203
1143.75%
Public Transport Monthly Pass (Regular Price)
$80.2 £59
$10.12 Rp 164.3K
692.29%
Taxi Start (Normal Tariff)
$4.8 £3.53
$0.49 Rp 7,888
879.59%
Taxi (Normal Tariff) (1km)
$1.36 £1
$0.34 Rp 5,573
300.00%
Taxi 1hour Waiting (Normal Tariff)
$34.92 £25.69
$6.04 Rp 98K
478.15%
Gasoline (1 liter)
$1.93 £1.42
$0.73 Rp 11.9K
164.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38K £27.9K
$26.2K Rp 425.6M
44.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.7K £30K
$31.9K Rp 518.5M
27.55%
🧾 Monthly Utilities & Internet
St. Andrews
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$230 £169
$62.6 Rp 1M
267.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.42 £10.61
$4.1 Rp 66.6K
251.71%
Internet (50+ Mbps, Unlimited Data)
$44.84 £33
$24.32 Rp 394.7K
84.38%
🎉 Sport & Entertainment
St. Andrews
Ubud
Difference
Gym Membership (Monthly)
$41.76 £30.73
$22.6 Rp 366.9K
84.78%
Tennis Court (1 Hour on Weekend)
$20.16 £14.84
$6.26 Rp 101.5K
222.04%
Cinema Ticket
$12.19 £8.97
$3.29 Rp 53.4K
270.52%
🧸 Childcare & Education
St. Andrews
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,607 £1,182
$93.2 Rp 1.5M
1623.58%
International Primary School, 1 Child (Yearly)
$15.5K £11.4K
$6,098 Rp 99M
154.81%
👕👟 Clothing & Footwear
St. Andrews
Ubud
Difference
Jeans (Levis 501 Or Similar)
$84.7 £62.3
$52.8 Rp 857.4K
60.36%
Summer Dress (H&M, Zara, etc)
$40.19 £29.57
$24.84 Rp 403.3K
61.80%
Sport Shoes (Adidas, Nike)
$96 £70.7
$85.2 Rp 1.4M
12.67%
Men's Leather Business Shoes
$119 £87.5
$72.5 Rp 1.2M
64.10%
🏠 Accommodation & Living
St. Andrews
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$1,215 £894
$259 Rp 4.2M
369.46%
1-bedroom Apartment, Outside City Center (Monthly)
$889 £654
$159 Rp 2.6M
459.56%
3-bedroom Apartment, City Center (Monthly)
$2,659 £1,957
$578 Rp 9.4M
360.39%
3-bedroom Apartment, Outside City Center (Monthly)
$2,867 £2,109
$336 Rp 5.5M
752.83%
Buy Apartment in City Center (m2)
$6,098 £4,487
$1,000 Rp 16.2M
509.48%
Buy Apartment Outside City Center (m2)
$2,643 £1,945
$860 Rp 14M
207.18%
💵 Salaries & Financials
St. Andrews
Ubud
Difference
Average Monthly Net Salary (After Tax)
$2,998 £2,207
$182 Rp 3M
1543.53%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.9
13.28
-55.57%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Andrews: October 28, 2025

Last update for Ubud: October 29, 2025

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