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Cost of Living Comparison Between St. Andrews and Hong Kong Cost of Living Comparison Between St. Andrews and Hong Kong

๐Ÿ˜ Solo nomad: St. Andrews is 10.8% more expensive than Hong Kong without rent, and 23.5% cheaper with rent.
๐Ÿ˜ Family of 3: St. Andrews is 1.8% more expensive than Hong Kong without rent, and 5.2% cheaper with rent.
Currency
๐Ÿฝ Eating Out
St. Andrews
Hong Kong
Difference
Meal at Budget Restaurant
$21.64 ยฃ16.17
$9.17 HK$71.6
135.99%
Three-Course Dinner for Two, Mid-Range
$82.8 ยฃ61.8
$64.0 HK$499
29.44%
Fast Food Meal (McDonalds, etc)
$10.19 ยฃ7.61
$6.52 HK$50.8
56.29%
Cappuccino
$4.58 ยฃ3.42
$5.23 HK$40.82
-12.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.08 ยฃ1.56
$1.35 HK$10.50
54.07%
Water (0.33 liter bottle)
$1.36 ยฃ1.01
$1.06 HK$8.23
28.30%
Local Beer (0.5 liter draught)
$5.97 ยฃ4.46
$6.54 HK$51.0
-8.72%
Imported Beer (0.33 liter bottle)
$5.96 ยฃ4.45
$6.27 HK$48.89
-4.94%
๐Ÿ›’ Groceries & Markets
St. Andrews
Hong Kong
Difference
Milk (1 liter)
$1.75 ยฃ1.31
$3.12 HK$24.36
-43.91%
White Bread (500g)
$1.56 ยฃ1.17
$2.24 HK$17.50
-30.36%
Rice (white) (1kg)
$1.78 ยฃ1.33
$2.05 HK$16.02
-13.17%
Eggs
$4.17 ยฃ3.12
$3.47 HK$27.09
20.17%
Local Cheese (1kg)
$8.36 ยฃ6.24
$25.24 HK$197
-66.88%
Chicken Fillets (1kg)
$10.00 ยฃ7.47
$10.44 HK$81.5
-4.21%
Beef Round Steak (1kg)
$13.91 ยฃ10.39
$22.27 HK$174
-37.54%
Apples (1kg)
$3.26 ยฃ2.44
$3.62 HK$28.27
-9.94%
Banana (1kg)
$2.35 ยฃ1.75
$2.26 HK$17.60
3.98%
Oranges (1kg)
$2.61 ยฃ1.95
$3.74 HK$29.16
-30.21%
Tomato (1kg)
$4.15 ยฃ3.10
$3.07 HK$23.96
35.18%
Potato (1kg)
$2.20 ยฃ1.64
$2.37 HK$18.48
-7.17%
Onion (1kg)
$1.85 ยฃ1.38
$2.22 HK$17.33
-16.67%
Lettuce (1 head)
$1.28 ยฃ0.95
$1.69 HK$13.21
-24.26%
Water (1.5 liter bottle)
$2.08 ยฃ1.55
$1.73 HK$13.50
20.23%
Cigarettes 20 Pack (Marlboro, Camel)
$19.25 ยฃ14.38
$12.87 HK$100
49.57%
Wine (Bottle)
$11.30 ยฃ8.44
$15.50 HK$121
-27.10%
Local Beer (0.5 liter bottle)
$2.16 ยฃ1.61
$1.77 HK$13.79
22.03%
Imported Beer (0.33 liter bottle)
$2.34 ยฃ1.75
$2.64 HK$20.63
-11.36%
๐ŸšŒ Getting Around
St. Andrews
Hong Kong
Difference
One-way Ticket (Public Transport)
$4.13 ยฃ3.08
$1.71 HK$13.30
141.52%
Public Transport Monthly Pass (Regular Price)
$80.4 ยฃ60.1
$62.6 HK$488
28.36%
Taxi Start (Normal Tariff)
$4.89 ยฃ3.66
$3.58 HK$27.92
36.59%
Taxi (Normal Tariff) (1km)
$1.40 ยฃ1.05
$1.38 HK$10.77
1.45%
Taxi 1hour Waiting (Normal Tariff)
$35.08 ยฃ26.20
$15.14 HK$118
131.70%
Gasoline (1 liter)
$1.90 ยฃ1.42
$3.13 HK$24.38
-39.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K ยฃ28.5K
$38.8K HK$303.0K
-1.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.5K ยฃ30.2K
$32.8K HK$255.8K
23.37%
๐Ÿงพ Monthly Utilities & Internet
St. Andrews
Hong Kong
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$232 ยฃ173
$228 HK$1,777
1.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.61 ยฃ10.91
$17.59 HK$137
-16.94%
Internet (50+ Mbps, Unlimited Data)
$44.97 ยฃ33.59
$22.72 HK$177
97.93%
๐ŸŽ‰ Sport & Entertainment
St. Andrews
Hong Kong
Difference
Gym Membership (Monthly)
$42.94 ยฃ32.07
$77.3 HK$603
-44.47%
Tennis Court (1 Hour on Weekend)
$20.73 ยฃ15.48
$8.65 HK$67.5
139.65%
Cinema Ticket
$12.28 ยฃ9.17
$12.80 HK$99.9
-4.06%
๐Ÿงธ Childcare & Education
St. Andrews
Hong Kong
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,618 ยฃ1,209
$1,003 HK$7,821
61.37%
International Primary School, 1 Child (Yearly)
$15.1K ยฃ11.3K
$22.0K HK$171.5K
-31.35%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
St. Andrews
Hong Kong
Difference
Jeans (Levis 501 Or Similar)
$83.0 ยฃ62.0
$72.2 HK$563
15.05%
Summer Dress (H&M, Zara, etc)
$40.57 ยฃ30.30
$39.23 HK$306
3.42%
Sport Shoes (Adidas, Nike)
$94.4 ยฃ70.5
$90.3 HK$704
4.54%
Men's Leather Business Shoes
$119 ยฃ89.3
$142 HK$1,109
-15.97%
๐Ÿ  Accommodation & Living
St. Andrews
Hong Kong
Difference
1-bedroom Apartment, City Center (Monthly)
$1,228 ยฃ918
$2,244 HK$17.5K
-45.27%
1-bedroom Apartment, Outside City Center (Monthly)
$888 ยฃ663
$1,581 HK$12.3K
-43.86%
3-bedroom Apartment, City Center (Monthly)
$2,684 ยฃ2,005
$4,793 HK$37.4K
-44.01%
3-bedroom Apartment, Outside City Center (Monthly)
$2,809 ยฃ2,098
$3,103 HK$24.2K
-9.49%
Buy Apartment in City Center (m2)
$6,297 ยฃ4,704
$25.5K HK$199.1K
-75.33%
Buy Apartment Outside City Center (m2)
$2,761 ยฃ2,063
$16.2K HK$126.4K
-82.96%
๐Ÿ’ต Salaries & Financials
St. Andrews
Hong Kong
Difference
Average Monthly Net Salary (After Tax)
$3,125 ยฃ2,335
$3,309 HK$25.8K
-5.56%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.9
3.97
48.61%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for St. Andrews: January 12, 2026

Last update for Hong Kong: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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