Cost of Living Comparison Between Springfield, OH and Waterloo, IA Cost of Living Comparison Between Springfield, OH and Waterloo, IA

🙂 Solo nomad: Springfield, OH is 13% cheaper than Waterloo, IA without rent, and 22.2% more expensive with rent.

🙂 Family of 3: Springfield, OH is 10.8% cheaper than Waterloo, IA without rent, and 29.9% more expensive with rent.

Meal at Budget Restaurant

$14.86 $14.86

$18.28 $18.28

-18.71%

Three-Course Dinner for Two, Mid-Range

$59 $59

$66.4 $66.4

-11.16%

Fast Food Meal (McDonalds, etc)

$11.2 $11.2

$9.89 $9.89

13.25%

Cappuccino

$5.01 $5.01

$5.24 $5.24

-4.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 $2.48

$2.78 $2.78

-10.79%

Water (0.33 liter bottle)

$2.37 $2.37

$2.39 $2.39

-0.84%

Local Beer (0.5 liter draught)

$5.92 $5.92

$6.13 $6.13

-3.43%

Imported Beer (0.33 liter bottle)

$7.05 $7.05

$6.83 $6.83

3.22%

Milk (1 liter)

$0.84 $0.84

$1.01 $1.01

-16.83%

White Bread (500g)

$2.24 $2.24

$1.94 $1.94

15.46%

Rice (white) (1kg)

$3.21 $3.21

$1.72 $1.72

86.63%

Eggs

$3.43 $3.43

$2.86 $2.86

19.93%

Local Cheese (1kg)

$9.24 $9.24

$9.28 $9.28

-0.43%

Chicken Fillets (1kg)

$10.98 $10.98

$6.7 $6.7

63.88%

Beef Round Steak (1kg)

$14.64 $14.64

$12.74 $12.74

14.91%

Apples (1kg)

$5.25 $5.25

$3.85 $3.85

36.36%

Banana (1kg)

$1.29 $1.29

$1.2 $1.2

7.50%

Oranges (1kg)

$5.86 $5.86

$3.32 $3.32

76.51%

Tomato (1kg)

$3.08 $3.08

$4.46 $4.46

-30.94%

Potato (1kg)

$2.07 $2.07

$1.12 $1.12

84.82%

Onion (1kg)

$2.66 $2.66

$2.12 $2.12

25.47%

Lettuce (1 head)

$1.78 $1.78

$1.85 $1.85

-3.78%

Water (1.5 liter bottle)

$2.04 $2.04

$1.53 $1.53

33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$9.5 $9.5

$7.92 $7.92

19.95%

Wine (Bottle)

$15.04 $15.04

$12.01 $12.01

25.23%

Local Beer (0.5 liter bottle)

$1.57 $1.57

$1.69 $1.69

-7.10%

Imported Beer (0.33 liter bottle)

$2.21 $2.21

$1.79 $1.79

23.46%

One-way Ticket (Public Transport)

$1.01 $1.01

$1.97 $1.97

-48.73%

Public Transport Monthly Pass (Regular Price)

$34.89 $34.89

Taxi Start (Normal Tariff)

$2.01 $2.01

$4.89 $4.89

-58.90%

Taxi (Normal Tariff) (1km)

$1.74 $1.74

$1.43 $1.43

21.68%

Taxi 1hour Waiting (Normal Tariff)

$34.42 $34.42

$29.73 $29.73

15.78%

Gasoline (1 liter)

$0.85 $0.85

$0.77 $0.77

10.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$35.3K $35.3K

-6.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K $23.6K

$25.9K $25.9K

-9.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$239 $239

$197 $197

21.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64 $64

$48.84 $48.84

31.06%

Internet (50+ Mbps, Unlimited Data)

$66.1 $66.1

$59.4 $59.4

11.32%

Gym Membership (Monthly)

$27.78 $27.78

$42.83 $42.83

-35.14%

Cinema Ticket

$13.55 $13.55

$13.8 $13.8

-1.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,766 $1,766

$1,454 $1,454

21.48%

International Primary School, 1 Child (Yearly)

$26.8K $26.8K

$30.5K $30.5K

-11.92%

Jeans (Levis 501 Or Similar)

$46.66 $46.66

$38.76 $38.76

20.38%

Summer Dress (H&M, Zara, etc)

$19.91 $19.91

$42.15 $42.15

-52.76%

Sport Shoes (Adidas, Nike)

$69.6 $69.6

$58.6 $58.6

18.63%

Men's Leather Business Shoes

$70.2 $70.2

$129 $129

-45.57%

1-bedroom Apartment, City Center (Monthly)

$1,114 $1,114

$842 $842

32.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,101 $1,101

$747 $747

47.35%

3-bedroom Apartment, City Center (Monthly)

$1,603 $1,603

$1,974 $1,974

-18.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,627 $1,627

$863 $863

88.63%

Buy Apartment in City Center (m2)

$2,435 $2,435

$1,457 $1,457

67.12%

Buy Apartment Outside City Center (m2)

$2,497 $2,497

$1,429 $1,429

74.70%

Average Monthly Net Salary (After Tax)

$4,878 $4,878

$3,529 $3,529

38.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

6.43

1.71%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Springfield, OH: October 29, 2025

Last update for Waterloo, IA: October 28, 2025

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