Last update: Oct 2026

Cost of Living Comparison Between Springfield, MO and New York, NY

For one person, living is cheaper in Springfield, MO: $2,216 a month against $4,938 in New York, NY, rent and utilities included – about $32,700 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Springfield, MO
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Springfield, MO Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Springfield, MO

🇺🇸 United States

$2,216

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Springfield, MO and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Springfield, MO and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,216 per month in Springfield, MO vs $4,938 in New York, NY, rent included.

Springfield, MO $2,216
New York, NY $4,938

A couple spends around $3,256 per month in Springfield, MO vs $7,273 in New York, NY, rent included.

Springfield, MO $3,256
New York, NY $7,273

A family of three spends $4,296 per month in Springfield, MO vs $9,608 in New York, NY, rent included.

Springfield, MO $4,296
New York, NY $9,608

Springfield, MO is about 55% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Springfield, MO and New York, NY sit above the global median – Springfield, MO by 64%, New York, NY by 264%.

Meal at Budget Restaurant

$27.93 $27.93

$24.99 $24.99

11.76%

Three-Course Dinner for Two, Mid-Range

$59.6 $59.6

$120 $120

-50.41%

Fast Food Meal (McDonalds, etc)

$11.17 $11.17

$13.74 $13.74

-18.70%

Cappuccino

$4.89 $4.89

$6.60 $6.60

-25.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 $2.19

$3.82 $3.82

-42.67%

Water (0.33 liter bottle)

$2.19 $2.19

$2.87 $2.87

-23.69%

Local Beer (0.5 liter draught)

$4.62 $4.62

$7.95 $7.95

-41.89%

Imported Beer (0.33 liter bottle)

$6.38 $6.38

$10.06 $10.06

-36.58%

Milk (1 liter)

$1.14 $1.14

$1.37 $1.37

-16.79%

White Bread (500g)

$3.30 $3.30

$4.75 $4.75

-30.53%

Rice (white) (1kg)

$2.10 $2.10

$7.69 $7.69

-72.69%

Eggs

$3.79 $3.79

$5.87 $5.87

-35.43%

Local Cheese (1kg)

$11.36 $11.36

$19.25 $19.25

-40.99%

Chicken Fillets (1kg)

$8.75 $8.75

$17.83 $17.83

-50.93%

Beef Round Steak (1kg)

$15.29 $15.29

$19.03 $19.03

-19.65%

Apples (1kg)

$4.50 $4.50

$6.69 $6.69

-32.74%

Banana (1kg)

$1.09 $1.09

$2.29 $2.29

-52.40%

Oranges (1kg)

$3.09 $3.09

$6.41 $6.41

-51.79%

Tomato (1kg)

$4.28 $4.28

$6.75 $6.75

-36.59%

Potato (1kg)

$1.65 $1.65

$3.93 $3.93

-58.02%

Onion (1kg)

$2.35 $2.35

$4.52 $4.52

-48.01%

Lettuce (1 head)

$1.81 $1.81

$2.79 $2.79

-35.13%

Water (1.5 liter bottle)

$1.98 $1.98

$2.51 $2.51

-21.12%

Cigarettes 20 Pack (Marlboro, Camel)

$8.13 $8.13

$18.10 $18.10

-55.08%

Wine (Bottle)

$13.74 $13.74

$20.16 $20.16

-31.85%

Local Beer (0.5 liter bottle)

$1.80 $1.80

$3.26 $3.26

-44.79%

Imported Beer (0.33 liter bottle)

$4.49 $4.49

$3.75 $3.75

19.73%

One-way Ticket (Public Transport)

$1.28 $1.28

$2.92 $2.92

-56.16%

Public Transport Monthly Pass (Regular Price)

$44.72 $44.72

$143 $143

-68.64%

Taxi Start (Normal Tariff)

$2.95 $2.95

$3.06 $3.06

-3.59%

Taxi (Normal Tariff) (1km)

$1.46 $1.46

$2.16 $2.16

-32.41%

Taxi 1hour Waiting (Normal Tariff)

$36.69 $36.69

$41.33 $41.33

-11.23%

Gasoline (1 liter)

$0.94 $0.94

$1.12 $1.12

-16.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K $28.4K

$33.1K $33.1K

-14.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$25.7K $25.7K

2.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$272 $272

$219 $219

24.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$75.3 $75.3

-21.80%

Internet (50+ Mbps, Unlimited Data)

$72.7 $72.7

$70.5 $70.5

3.15%

Gym Membership (Monthly)

$57.5 $57.5

$116 $116

-50.18%

Tennis Court (1 Hour on Weekend)

$34.36 $34.36

$67.6 $67.6

-49.19%

Cinema Ticket

$12.77 $12.77

$21.37 $21.37

-40.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 $759

$3,432 $3,432

-77.89%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

Jeans (Levis 501 Or Similar)

$72.1 $72.1

$74.9 $74.9

-3.73%

Summer Dress (H&M, Zara, etc)

$36.38 $36.38

$52.1 $52.1

-30.23%

Sport Shoes (Adidas, Nike)

$79.8 $79.8

$117 $117

-31.66%

Men's Leather Business Shoes

$127 $127

$135 $135

-5.75%

1-bedroom Apartment, City Center (Monthly)

$996 $996

$4,347 $4,347

-77.09%

1-bedroom Apartment, Outside City Center (Monthly)

$817 $817

$3,117 $3,117

-73.78%

3-bedroom Apartment, City Center (Monthly)

$1,706 $1,706

$9,110 $9,110

-81.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,351 $1,351

$5,379 $5,379

-74.88%

Buy Apartment in City Center (m2)

$1,830 $1,830

$19.3K $19.3K

-90.51%

Buy Apartment Outside City Center (m2)

$1,806 $1,806

$6,943 $6,943

-73.99%

Average Monthly Net Salary (After Tax)

$3,009 $3,009

$5,238 $5,238

-42.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

6.85

-7.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Springfield, MO: October 20, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Springfield, MO

$817 36.9%

New York, NY

$3.1K 63.1% 281% $2.3K

Monthly Utilities & Internet

Springfield, MO

$404 18.2%

New York, NY

$365 7.4% 9.6% $39

Eating Out

Springfield, MO

$369 16.7%

New York, NY

$407 8.2% 10.3% $38

Groceries & Markets

Springfield, MO

$340 15.4%

New York, NY

$552 11.2% 62.2% $212

Clothing & Footwear

Springfield, MO

$142 6.4%

New York, NY

$170 3.5% 20.1% $28

Sport & Entertainment

Springfield, MO

$83 3.8%

New York, NY

$158 3.2% 90.5% $75

Getting Around

Springfield, MO

$60 2.7%

New York, NY

$168 3.4% 180% $108

Cost Breakdown

A central one-bedroom costs $996 in Springfield, MO versus $4,347 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 74% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60.0 in Springfield, MO versus $120 in New York, NY. Monthly groceries follow the same trend: $340 vs $552 – making Springfield, MO the more affordable choice for daily food spending.

Good to know

🇺🇸 Springfield, MO

🇺🇸 New York, NY

🕒 Local time

07:32 7:32 AM

08:32 8:32 AM

1 h ahead of Springfield, MO

🌤 Weather

👥 Population

116,482

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Springfield, MO New York, NY 1,690 km ≈ 2 h 30 min nonstop flight

From you

Springfield, MO
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Springfield, MO vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 123% more than Springfield, MO, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,324 per month in Springfield, MO and $7,407 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Springfield, MO, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $759 per month in Springfield, MO and $3,432 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 62% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Springfield, MO, where all-in costs run around $2,216, than in New York, NY at $4,938. In Springfield, MO it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Springfield, MO costs $2,216 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Springfield, MO. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.