Cost of Living Comparison Between Springfield, MA and Saint Petersburg, FL Cost of Living Comparison Between Springfield, MA and Saint Petersburg, FL

Monthly Cost of Living

A single person spends $3,167 per month in Springfield, MA vs $2,891 in Saint Petersburg, FL, rent included.

A couple spends around $4,295 per month in Springfield, MA vs $4,295 in Saint Petersburg, FL, rent included.

A family of three spends $5,423 per month in Springfield, MA vs $5,698 in Saint Petersburg, FL, rent included.

Springfield, MA costs about 10% more than Saint Petersburg, FL, driven mainly by Eating Out.

Both Springfield, MA and Saint Petersburg, FL sit above the global median – Springfield, MA by 136%, Saint Petersburg, FL by 116%.

Meal at Budget Restaurant

$18.86 $18.86

Three-Course Dinner for Two, Mid-Range

$80.0 $80.0

$72.4 $72.4

10.59%

Fast Food Meal (McDonalds, etc)

$12.82 $12.82

$8.95 $8.95

43.24%

Cappuccino

$5.98 $5.98

$4.73 $4.73

26.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 $2.82

$2.25 $2.25

25.33%

Water (0.33 liter bottle)

$1.90 $1.90

$1.87 $1.87

1.60%

Local Beer (0.5 liter draught)

$4.88 $4.88

$3.91 $3.91

24.81%

Imported Beer (0.33 liter bottle)

$6.02 $6.02

$7.43 $7.43

-18.98%

Milk (1 liter)

$1.02 $1.02

$1.19 $1.19

-14.29%

White Bread (500g)

$2.61 $2.61

$3.53 $3.53

-26.06%

Rice (white) (1kg)

$4.79 $4.79

$4.14 $4.14

15.70%

Eggs

$3.54 $3.54

$4.52 $4.52

-21.68%

Local Cheese (1kg)

$13.87 $13.87

$9.79 $9.79

41.68%

Chicken Fillets (1kg)

$13.02 $13.02

$12.91 $12.91

0.85%

Beef Round Steak (1kg)

$17.68 $17.68

$12.59 $12.59

40.43%

Apples (1kg)

$4.57 $4.57

$6.09 $6.09

-24.96%

Banana (1kg)

$1.43 $1.43

$1.34 $1.34

6.72%

Oranges (1kg)

$4.49 $4.49

$5.55 $5.55

-19.10%

Tomato (1kg)

$4.98 $4.98

$5.22 $5.22

-4.60%

Potato (1kg)

$2.99 $2.99

$3.53 $3.53

-15.30%

Onion (1kg)

$3.03 $3.03

$3.86 $3.86

-21.50%

Lettuce (1 head)

$1.95 $1.95

$1.96 $1.96

-0.51%

Water (1.5 liter bottle)

$1.22 $1.22

$2.72 $2.72

-55.15%

Cigarettes 20 Pack (Marlboro, Camel)

$12.48 $12.48

$8.44 $8.44

47.87%

Wine (Bottle)

$14.76 $14.76

$15.10 $15.10

-2.25%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$1.76 $1.76

-3.98%

Imported Beer (0.33 liter bottle)

$3.92 $3.92

$5.90 $5.90

-33.56%

One-way Ticket (Public Transport)

$1.48 $1.48

$3.08 $3.08

-51.95%

Public Transport Monthly Pass (Regular Price)

$53.1 $53.1

$70.6 $70.6

-24.84%

Taxi Start (Normal Tariff)

$4.88 $4.88

$3.32 $3.32

46.99%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$1.50 $1.50

40.67%

Taxi 1hour Waiting (Normal Tariff)

$27.66 $27.66

$60.7 $60.7

-54.42%

Gasoline (1 liter)

$0.90 $0.90

$0.88 $0.88

2.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K $27.8K

-0.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$25.3K $25.3K

1.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 $208

$256 $256

-18.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.7 $58.7

$42.49 $42.49

38.08%

Internet (50+ Mbps, Unlimited Data)

$76.8 $76.8

$64.0 $64.0

20.13%

Gym Membership (Monthly)

$26.81 $26.81

$24.64 $24.64

8.81%

Tennis Court (1 Hour on Weekend)

$11.90 $11.90

Cinema Ticket

$15.11 $15.11

$15.04 $15.04

0.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,380 $1,380

$504 $504

173.78%

International Primary School, 1 Child (Yearly)

$27.8K $27.8K

$25.3K $25.3K

9.90%

Jeans (Levis 501 Or Similar)

$49.87 $49.87

$64.7 $64.7

-22.97%

Summer Dress (H&M, Zara, etc)

$45.82 $45.82

$33.93 $33.93

35.04%

Sport Shoes (Adidas, Nike)

$82.2 $82.2

$80.0 $80.0

2.79%

Men's Leather Business Shoes

$105 $105

$142 $142

-26.12%

1-bedroom Apartment, City Center (Monthly)

$1,283 $1,283

$1,736 $1,736

-26.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,771 $1,771

$1,566 $1,566

13.06%

3-bedroom Apartment, City Center (Monthly)

$2,398 $2,398

$3,703 $3,703

-35.25%

3-bedroom Apartment, Outside City Center (Monthly)

$2,593 $2,593

$2,624 $2,624

-1.17%

Buy Apartment in City Center (m2)

$2,433 $2,433

$5,449 $5,449

-55.36%

Buy Apartment Outside City Center (m2)

$2,451 $2,451

$3,612 $3,612

-32.16%

Average Monthly Net Salary (After Tax)

$3,796 $3,796

$4,184 $4,184

-9.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.59

-2.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Springfield, MA: June 2, 2026

Last update for Saint Petersburg, FL: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,283 in Springfield, MA versus $1,736 in Saint Petersburg, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Saint Petersburg, FL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $80.0 in Springfield, MA versus $72.0 in Saint Petersburg, FL. Groceries tell a different story – $387 in Springfield, MA vs $410 in Saint Petersburg, FL – so Springfield, MA wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Springfield, MA vs Saint Petersburg, FL: Cost of Living - Frequently Asked Questions

Springfield, MA costs about 10% more than Saint Petersburg, FL, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,751 per month in Springfield, MA and $4,337 in Saint Petersburg, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saint Petersburg, FL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 33% less in Saint Petersburg, FL. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,380 per month in Springfield, MA and $504 in Saint Petersburg, FL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Saint Petersburg, FL, where all-in costs run around $2,891, than in Springfield, MA at $3,167. In Saint Petersburg, FL it covers expenses comfortably, while in Springfield, MA it requires careful planning or may not stretch far enough.

Families tend to lean toward Saint Petersburg, FL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Saint Petersburg, FL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Springfield, MA makes more sense. Both are solid long-term options with distinct trade-offs.