Last update: Oct 2026

Cost of Living Comparison Between Springfield, IL and New York, NY

For one person, living is cheaper in Springfield, IL: $2,641 a month against $4,950 in New York, NY, rent and utilities included – about $27,700 less a year. Rent and utilities account for most of the difference.

128

Cost of Living Index in Springfield, IL
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Springfield, IL Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Springfield, IL

🇺🇸 United States

$2,641

/mo nomad

New York, NY

🇺🇸 United States

$4,950

/mo nomad

Monthly Cost of Living

How much you'll spend in Springfield, IL and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Springfield, IL and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,641 per month in Springfield, IL vs $4,950 in New York, NY, rent included.

Springfield, IL $2,641
New York, NY $4,950

A couple spends around $3,964 per month in Springfield, IL vs $7,265 in New York, NY, rent included.

Springfield, IL $3,964
New York, NY $7,265

A family of three spends $5,286 per month in Springfield, IL vs $9,581 in New York, NY, rent included.

Springfield, IL $5,286
New York, NY $9,581

Springfield, IL is about 47% cheaper than New York, NY, and outside of rent the biggest gap is in eating out.

Both Springfield, IL and New York, NY sit above the global median – Springfield, IL by 96%, New York, NY by 267%.

Meal at Budget Restaurant

$14.61 $14.61

$24.65 $24.65

-40.73%

Three-Course Dinner for Two, Mid-Range

$42.89 $42.89

$122 $122

-64.71%

Fast Food Meal (McDonalds, etc)

$10.13 $10.13

$13.91 $13.91

-27.17%

Cappuccino

$5.20 $5.20

$6.59 $6.59

-21.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 $1.95

$3.84 $3.84

-49.22%

Water (0.33 liter bottle)

$1.58 $1.58

$2.87 $2.87

-44.95%

Local Beer (0.5 liter draught)

$2.94 $2.94

$7.79 $7.79

-62.26%

Imported Beer (0.33 liter bottle)

$4.08 $4.08

$9.85 $9.85

-58.58%

Milk (1 liter)

$0.75 $0.75

$1.38 $1.38

-45.65%

White Bread (500g)

$3.32 $3.32

$4.68 $4.68

-29.06%

Rice (white) (1kg)

$8.91 $8.91

$7.54 $7.54

18.17%

Eggs

$3.09 $3.09

$5.93 $5.93

-47.89%

Local Cheese (1kg)

$19.08 $19.08

$18.83 $18.83

1.33%

Chicken Fillets (1kg)

$17.06 $17.06

$17.36 $17.36

-1.73%

Beef Round Steak (1kg)

$32.40 $32.40

$18.51 $18.51

75.04%

Apples (1kg)

$8.62 $8.62

$6.74 $6.74

27.89%

Banana (1kg)

$1.24 $1.24

$2.09 $2.09

-40.67%

Oranges (1kg)

$8.64 $8.64

$6.07 $6.07

42.34%

Tomato (1kg)

$5.54 $5.54

$6.74 $6.74

-17.80%

Potato (1kg)

$3.24 $3.24

$4.05 $4.05

-20.00%

Onion (1kg)

$4.48 $4.48

$4.37 $4.37

2.52%

Lettuce (1 head)

$1.97 $1.97

$2.89 $2.89

-31.83%

Water (1.5 liter bottle)

$1.63 $1.63

$2.60 $2.60

-37.31%

Cigarettes 20 Pack (Marlboro, Camel)

$9.90 $9.90

$18.72 $18.72

-47.12%

Wine (Bottle)

$11.03 $11.03

$20.06 $20.06

-45.01%

Local Beer (0.5 liter bottle)

$1.24 $1.24

$3.25 $3.25

-61.85%

Imported Beer (0.33 liter bottle)

$1.62 $1.62

$3.73 $3.73

-56.57%

One-way Ticket (Public Transport)

$1.24 $1.24

$3.06 $3.06

-59.48%

Public Transport Monthly Pass (Regular Price)

$39.50 $39.50

$140 $140

-71.88%

Taxi Start (Normal Tariff)

$5.68 $5.68

$3.04 $3.04

86.84%

Taxi (Normal Tariff) (1km)

$1.09 $1.09

$2.15 $2.15

-49.30%

Taxi 1hour Waiting (Normal Tariff)

$18.14 $18.14

$41.82 $41.82

-56.62%

Gasoline (1 liter)

$0.95 $0.95

$1.12 $1.12

-15.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K $36.4K

$35.5K $35.5K

2.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$26.0K $26.0K

2.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$233 $233

$219 $219

6.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$93.2 $93.2

$73.2 $73.2

27.31%

Internet (50+ Mbps, Unlimited Data)

$64.9 $64.9

$72.0 $72.0

-9.82%

Gym Membership (Monthly)

$49.49 $49.49

$123 $123

-59.66%

Tennis Court (1 Hour on Weekend)

$19.74 $19.74

$67.7 $67.7

-70.83%

Cinema Ticket

$12.57 $12.57

$22.85 $22.85

-44.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$931 $931

$3,333 $3,333

-72.06%

International Primary School, 1 Child (Yearly)

$60.0K $60.0K

Jeans (Levis 501 Or Similar)

$105 $105

$75.2 $75.2

39.73%

Summer Dress (H&M, Zara, etc)

$54.9 $54.9

$52.4 $52.4

4.83%

Sport Shoes (Adidas, Nike)

$125 $125

$122 $122

3.09%

Men's Leather Business Shoes

$138 $138

$133 $133

4.00%

1-bedroom Apartment, City Center (Monthly)

$915 $915

$4,389 $4,389

-79.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,164 $1,164

$3,130 $3,130

-62.80%

3-bedroom Apartment, City Center (Monthly)

$1,889 $1,889

$8,918 $8,918

-78.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,158 $2,158

$5,354 $5,354

-59.69%

Buy Apartment in City Center (m2)

$3,133 $3,133

$19.4K $19.4K

-83.85%

Buy Apartment Outside City Center (m2)

$1,184 $1,184

$6,806 $6,806

-82.60%

Average Monthly Net Salary (After Tax)

$3,882 $3,882

$5,343 $5,343

-27.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

6.82

-3.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Springfield, IL: October 12, 2026

Last update for New York, NY: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Springfield, IL

$1.2K 44.1%

New York, NY

$3.1K 63.2% 169% $2K

Groceries & Markets

Springfield, IL

$519 19.6%

New York, NY

$545 11% 5.1% $26

Monthly Utilities & Internet

Springfield, IL

$391 14.8%

New York, NY

$364 7.4% 6.8% $27

Eating Out

Springfield, IL

$247 9.3%

New York, NY

$404 8.2% 63.6% $157

Clothing & Footwear

Springfield, IL

$191 7.2%

New York, NY

$172 3.5% 9.8% $19

Sport & Entertainment

Springfield, IL

$75 2.8%

New York, NY

$168 3.4% 126% $94

Getting Around

Springfield, IL

$56 2.1%

New York, NY

$167 3.4% 200% $111

Cost Breakdown

A central one-bedroom costs $915 in Springfield, IL versus $4,389 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 38% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43.00 in Springfield, IL versus $122 in New York, NY. Monthly groceries follow the same trend: $519 vs $545 – making Springfield, IL the more affordable choice for daily food spending.

Good to know

🇺🇸 Springfield, IL

🇺🇸 New York, NY

🕒 Local time

16:26 4:26 PM

17:26 5:26 PM

1 h ahead of Springfield, IL

🌤 Weather

👥 Population

116,482

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Springfield, IL New York, NY 1,310 km ≈ 2 h 15 min nonstop flight

From you

Springfield, IL
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Springfield, IL vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 87% more than Springfield, IL, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,962 per month in Springfield, IL and $7,424 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Springfield, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $931 per month in Springfield, IL and $3,333 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 5% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Springfield, IL, where all-in costs run around $2,641, than in New York, NY at $4,950. In Springfield, IL it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Springfield, IL costs $2,641 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Springfield, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.