Last update: Oct 2026

Cost of Living Comparison Between Spring Hill, FL and Chicago, IL

For one person, living is cheaper in Spring Hill, FL: $2,413 a month against $3,139 in Chicago, IL, rent and utilities included – about $8,700 less a year. Rent and utilities account for about half of the difference.

116

Cost of Living Index in Spring Hill, FL
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Spring Hill, FL Living Index
152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Spring Hill, FL

🇺🇸 United States

$2,413

/mo nomad

Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Monthly Cost of Living

How much you'll spend in Spring Hill, FL and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Spring Hill, FL and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,413 per month in Spring Hill, FL vs $3,139 in Chicago, IL, rent included.

Spring Hill, FL $2,413
Chicago, IL $3,139

A couple spends around $3,164 per month in Spring Hill, FL vs $4,627 in Chicago, IL, rent included.

Spring Hill, FL $3,164
Chicago, IL $4,627

A family of three spends $3,915 per month in Spring Hill, FL vs $6,115 in Chicago, IL, rent included.

Spring Hill, FL $3,915
Chicago, IL $6,115

Spring Hill, FL is about 23% cheaper than Chicago, IL, and outside of rent the biggest gap is in eating out.

Both Spring Hill, FL and Chicago, IL sit above the global median – Spring Hill, FL by 78%, Chicago, IL by 132%.

Meal at Budget Restaurant

$11.32 $11.32

$20.65 $20.65

-45.18%

Three-Course Dinner for Two, Mid-Range

$34.67 $34.67

$90.2 $90.2

-61.58%

Fast Food Meal (McDonalds, etc)

$9.19 $9.19

$12.94 $12.94

-28.98%

Cappuccino

$3.89 $3.89

$5.60 $5.60

-30.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 $2.49

$2.64 $2.64

-5.68%

Water (0.33 liter bottle)

$2.52 $2.52

$2.27 $2.27

11.01%

Local Beer (0.5 liter draught)

$3.89 $3.89

$6.98 $6.98

-44.27%

Imported Beer (0.33 liter bottle)

$5.87 $5.87

$8.83 $8.83

-33.52%

Milk (1 liter)

$1.14 $1.14

$1.27 $1.27

-10.24%

White Bread (500g)

$3.44 $3.44

$3.80 $3.80

-9.47%

Rice (white) (1kg)

$2.18 $2.18

$5.30 $5.30

-58.87%

Eggs

$3.41 $3.41

$4.76 $4.76

-28.36%

Local Cheese (1kg)

$11.97 $11.97

$13.96 $13.96

-14.26%

Chicken Fillets (1kg)

$10.80 $10.80

$14.61 $14.61

-26.08%

Beef Round Steak (1kg)

$16.45 $16.45

$18.77 $18.77

-12.36%

Apples (1kg)

$5.70 $5.70

$5.19 $5.19

9.83%

Banana (1kg)

$1.38 $1.38

$1.98 $1.98

-30.30%

Oranges (1kg)

$3.52 $3.52

$3.93 $3.93

-10.43%

Tomato (1kg)

$4.74 $4.74

$4.96 $4.96

-4.44%

Potato (1kg)

$3.68 $3.68

$2.76 $2.76

33.33%

Onion (1kg)

$3.29 $3.29

$2.76 $2.76

19.20%

Lettuce (1 head)

$2.61 $2.61

$2.22 $2.22

17.57%

Water (1.5 liter bottle)

$2.12 $2.12

$2.98 $2.98

-28.86%

Cigarettes 20 Pack (Marlboro, Camel)

$9.46 $9.46

$14.02 $14.02

-32.52%

Wine (Bottle)

$9.92 $9.92

$15.28 $15.28

-35.08%

Local Beer (0.5 liter bottle)

$3.39 $3.39

$2.58 $2.58

31.40%

Imported Beer (0.33 liter bottle)

$1.36 $1.36

$3.50 $3.50

-61.14%

One-way Ticket (Public Transport)

$2.47 $2.47

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

Taxi Start (Normal Tariff)

$2.98 $2.98

$3.34 $3.34

-10.78%

Taxi (Normal Tariff) (1km)

$1.95 $1.95

$1.43 $1.43

36.36%

Taxi 1hour Waiting (Normal Tariff)

$34.35 $34.35

$24.32 $24.32

41.24%

Gasoline (1 liter)

$0.87 $0.87

$1.26 $1.26

-30.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K $31.1K

$35.0K $35.0K

-11.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K $24.1K

$26.1K $26.1K

-7.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 $137

$193 $193

-29.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.6 $62.6

$68.3 $68.3

-8.25%

Internet (50+ Mbps, Unlimited Data)

$78.6 $78.6

$61.3 $61.3

28.21%

Gym Membership (Monthly)

$54.1 $54.1

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

Cinema Ticket

$10.85 $10.85

$17.74 $17.74

-38.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,532 $1,532

$1,652 $1,652

-7.26%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$31.1K $31.1K

-31.58%

Jeans (Levis 501 Or Similar)

$60.3 $60.3

$66.1 $66.1

-8.79%

Summer Dress (H&M, Zara, etc)

$41.54 $41.54

$51.2 $51.2

-18.93%

Sport Shoes (Adidas, Nike)

$94.9 $94.9

$100 $100

-5.19%

Men's Leather Business Shoes

$118 $118

$141 $141

-16.42%

1-bedroom Apartment, City Center (Monthly)

$1,421 $1,421

$2,446 $2,446

-41.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,369 $1,369

$1,678 $1,678

-18.42%

3-bedroom Apartment, City Center (Monthly)

$1,636 $1,636

$4,717 $4,717

-65.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,727 $1,727

$2,795 $2,795

-38.23%

Buy Apartment in City Center (m2)

$2,460 $2,460

$4,105 $4,105

-40.07%

Buy Apartment Outside City Center (m2)

$1,569 $1,569

$2,650 $2,650

-40.79%

Average Monthly Net Salary (After Tax)

$3,784 $3,784

$4,866 $4,866

-22.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.7

6.81

-1.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spring Hill, FL: October 19, 2026

Last update for Chicago, IL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Spring Hill, FL

$1.4K 56.7%

Chicago, IL

$1.7K 53.5% 22.6% $309

Groceries & Markets

Spring Hill, FL

$375 15.5%

Chicago, IL

$449 14.3% 19.8% $74

Monthly Utilities & Internet

Spring Hill, FL

$278 11.5%

Chicago, IL

$322 10.3% 16% $44

Eating Out

Spring Hill, FL

$216 9%

Chicago, IL

$343 10.9% 59% $127

Clothing & Footwear

Spring Hill, FL

$142 5.9%

Chicago, IL

$161 5.1% 13.9% $20

Sport & Entertainment

Spring Hill, FL

$22 * 0.9%

Chicago, IL

$90 2.9% 313% $68

Getting Around

Spring Hill, FL

$13 * 0.5%

Chicago, IL

$95 3% 647% $82

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,421 in Spring Hill, FL versus $2,446 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Spring Hill, FL versus $90.0 in Chicago, IL. Monthly groceries follow the same trend: $375 vs $449 – making Spring Hill, FL the more affordable choice for daily food spending.

Good to know

🇺🇸 Spring Hill, FL

🇺🇸 Chicago, IL

🕒 Local time

07:37 7:37 AM

06:37 6:37 AM

1 h behind Spring Hill, FL

🌤 Weather

👥 Population

115,000

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Spring Hill, FL Chicago, IL 1,560 km ≈ 2 h 30 min nonstop flight

From you

Spring Hill, FL
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spring Hill, FL vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,413 in Spring Hill, FL, $3,139 in Chicago, IL – roughly 30% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,620 per month in Spring Hill, FL and $4,708 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Spring Hill, FL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Spring Hill, FL and $90.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 20% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Spring Hill, FL, where all-in costs run around $2,413, than in Chicago, IL at $3,139. In Spring Hill, FL it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,413 in Spring Hill, FL to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Spring Hill, FL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.