Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Spring Hill, FL

For one person, living is cheaper in Spring Hill, FL: $2,413 a month against $3,139 in Chicago, IL, rent and utilities included – about $8,700 less a year. Rent and utilities account for about half of the difference.

152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
116

Cost of Living Index in Spring Hill, FL
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Spring Hill, FL Living Index

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Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Spring Hill, FL

🇺🇸 United States

$2,413

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Spring Hill, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Spring Hill, FL actually costs, broken down by who's living it.

A single person spends $3,139 per month in Chicago, IL vs $2,413 in Spring Hill, FL, rent included.

Chicago, IL $3,139
Spring Hill, FL $2,413

A couple spends around $4,627 per month in Chicago, IL vs $3,164 in Spring Hill, FL, rent included.

Chicago, IL $4,627
Spring Hill, FL $3,164

A family of three spends $6,115 per month in Chicago, IL vs $3,915 in Spring Hill, FL, rent included.

Chicago, IL $6,115
Spring Hill, FL $3,915

Chicago, IL costs about 30% more than Spring Hill, FL, and outside of rent the biggest gap is in eating out.

Both Chicago, IL and Spring Hill, FL sit above the global median – Chicago, IL by 132%, Spring Hill, FL by 78%.

Meal at Budget Restaurant

$20.65 $20.65

$11.32 $11.32

82.42%

Three-Course Dinner for Two, Mid-Range

$90.2 $90.2

$34.67 $34.67

160.25%

Fast Food Meal (McDonalds, etc)

$12.94 $12.94

$9.19 $9.19

40.81%

Cappuccino

$5.60 $5.60

$3.89 $3.89

43.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.49 $2.49

6.02%

Water (0.33 liter bottle)

$2.27 $2.27

$2.52 $2.52

-9.92%

Local Beer (0.5 liter draught)

$6.98 $6.98

$3.89 $3.89

79.43%

Imported Beer (0.33 liter bottle)

$8.83 $8.83

$5.87 $5.87

50.43%

Milk (1 liter)

$1.27 $1.27

$1.14 $1.14

11.40%

White Bread (500g)

$3.80 $3.80

$3.44 $3.44

10.47%

Rice (white) (1kg)

$5.30 $5.30

$2.18 $2.18

143.12%

Eggs

$4.76 $4.76

$3.41 $3.41

39.59%

Local Cheese (1kg)

$13.96 $13.96

$11.97 $11.97

16.62%

Chicken Fillets (1kg)

$14.61 $14.61

$10.80 $10.80

35.28%

Beef Round Steak (1kg)

$18.77 $18.77

$16.45 $16.45

14.10%

Apples (1kg)

$5.19 $5.19

$5.70 $5.70

-8.95%

Banana (1kg)

$1.98 $1.98

$1.38 $1.38

43.48%

Oranges (1kg)

$3.93 $3.93

$3.52 $3.52

11.65%

Tomato (1kg)

$4.96 $4.96

$4.74 $4.74

4.64%

Potato (1kg)

$2.76 $2.76

$3.68 $3.68

-25.00%

Onion (1kg)

$2.76 $2.76

$3.29 $3.29

-16.11%

Lettuce (1 head)

$2.22 $2.22

$2.61 $2.61

-14.94%

Water (1.5 liter bottle)

$2.98 $2.98

$2.12 $2.12

40.57%

Cigarettes 20 Pack (Marlboro, Camel)

$14.02 $14.02

$9.46 $9.46

48.20%

Wine (Bottle)

$15.28 $15.28

$9.92 $9.92

54.03%

Local Beer (0.5 liter bottle)

$2.58 $2.58

$3.39 $3.39

-23.89%

Imported Beer (0.33 liter bottle)

$3.50 $3.50

$1.36 $1.36

157.35%

One-way Ticket (Public Transport)

$2.47 $2.47

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

Taxi Start (Normal Tariff)

$3.34 $3.34

$2.98 $2.98

12.08%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.95 $1.95

-26.67%

Taxi 1hour Waiting (Normal Tariff)

$24.32 $24.32

$34.35 $34.35

-29.20%

Gasoline (1 liter)

$1.26 $1.26

$0.87 $0.87

44.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$31.1K $31.1K

12.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$24.1K $24.1K

8.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$137 $137

41.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.3 $68.3

$62.6 $62.6

8.99%

Internet (50+ Mbps, Unlimited Data)

$61.3 $61.3

$78.6 $78.6

-22.00%

Gym Membership (Monthly)

$54.1 $54.1

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

Cinema Ticket

$17.74 $17.74

$10.85 $10.85

63.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,652 $1,652

$1,532 $1,532

7.82%

International Primary School, 1 Child (Yearly)

$31.1K $31.1K

$21.3K $21.3K

46.16%

Jeans (Levis 501 Or Similar)

$66.1 $66.1

$60.3 $60.3

9.64%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$41.54 $41.54

23.35%

Sport Shoes (Adidas, Nike)

$100 $100

$94.9 $94.9

5.48%

Men's Leather Business Shoes

$141 $141

$118 $118

19.65%

1-bedroom Apartment, City Center (Monthly)

$2,446 $2,446

$1,421 $1,421

72.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,678 $1,678

$1,369 $1,369

22.58%

3-bedroom Apartment, City Center (Monthly)

$4,717 $4,717

$1,636 $1,636

188.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,795 $2,795

$1,727 $1,727

61.88%

Buy Apartment in City Center (m2)

$4,105 $4,105

$2,460 $2,460

66.87%

Buy Apartment Outside City Center (m2)

$2,650 $2,650

$1,569 $1,569

68.89%

Average Monthly Net Salary (After Tax)

$4,866 $4,866

$3,784 $3,784

28.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.7

1.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 19, 2026

Last update for Spring Hill, FL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.7K 53.5%

Spring Hill, FL

$1.4K 56.7% 18.4% $309

Groceries & Markets

Chicago, IL

$449 14.3%

Spring Hill, FL

$375 15.5% 16.6% $74

Eating Out

Chicago, IL

$343 10.9%

Spring Hill, FL

$216 9% 37.1% $127

Monthly Utilities & Internet

Chicago, IL

$322 10.3%

Spring Hill, FL

$278 11.5% 13.8% $44

Clothing & Footwear

Chicago, IL

$161 5.1%

Spring Hill, FL

$142 5.9% 12.2% $20

Getting Around

Chicago, IL

$95 3%

Spring Hill, FL

$13 * 0.5% 86.6% $82

Sport & Entertainment

Chicago, IL

$90 2.9%

Spring Hill, FL

$22 * 0.9% 75.8% $68

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,446 in Chicago, IL versus $1,421 in Spring Hill, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90.0 in Chicago, IL versus $35.00 in Spring Hill, FL. Monthly groceries follow the same trend: $449 vs $375 – making Spring Hill, FL the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Spring Hill, FL

🕒 Local time

09:17 9:17 AM

10:17 10:17 AM

1 h ahead of Chicago, IL

🌤 Weather

👥 Population

2,746,388

115,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Chicago, IL Spring Hill, FL 1,560 km ≈ 2 h 30 min nonstop flight

From you

Chicago, IL
Spring Hill, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Spring Hill, FL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,139 in Chicago, IL, $2,413 in Spring Hill, FL – roughly 30% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,708 per month in Chicago, IL and $3,620 in Spring Hill, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Spring Hill, FL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $90.0 in Chicago, IL and $35.00 in Spring Hill, FL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 20% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Spring Hill, FL, where all-in costs run around $2,413, than in Chicago, IL at $3,139. In Spring Hill, FL it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,413 in Spring Hill, FL to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Spring Hill, FL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.