Cost of Living Comparison Between Chicago, IL and Spring Hill, FL Cost of Living Comparison Between Chicago, IL and Spring Hill, FL

Monthly Cost of Living

A single person spends $3,134 per month in Chicago, IL vs $2,357 in Spring Hill, FL, rent included.

A couple spends around $4,618 per month in Chicago, IL vs $3,042 in Spring Hill, FL, rent included.

A family of three spends $6,101 per month in Chicago, IL vs $3,727 in Spring Hill, FL, rent included.

Chicago, IL costs about 33% more than Spring Hill, FL, driven mainly by Eating Out.

Both Chicago, IL and Spring Hill, FL sit above the global median – Chicago, IL by 129%, Spring Hill, FL by 72%.

Meal at Budget Restaurant

$20.56 $20.56

$11.23 $11.23

83.08%

Three-Course Dinner for Two, Mid-Range

$84.2 $84.2

$35.12 $35.12

139.86%

Fast Food Meal (McDonalds, etc)

$13.56 $13.56

$9.16 $9.16

48.03%

Cappuccino

$5.78 $5.78

$3.93 $3.93

47.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 $2.72

$2.55 $2.55

6.67%

Water (0.33 liter bottle)

$2.35 $2.35

$1.92 $1.92

22.40%

Local Beer (0.5 liter draught)

$6.98 $6.98

$3.92 $3.92

78.06%

Imported Beer (0.33 liter bottle)

$8.74 $8.74

$6.18 $6.18

41.42%

Milk (1 liter)

$1.30 $1.30

$0.98 $0.98

32.65%

White Bread (500g)

$3.92 $3.92

$3.29 $3.29

19.15%

Rice (white) (1kg)

$5.70 $5.70

$2.28 $2.28

150.00%

Eggs

$4.75 $4.75

$4.10 $4.10

15.85%

Local Cheese (1kg)

$14.08 $14.08

$12.20 $12.20

15.41%

Chicken Fillets (1kg)

$14.66 $14.66

$11.05 $11.05

32.67%

Beef Round Steak (1kg)

$18.96 $18.96

$16.35 $16.35

15.96%

Apples (1kg)

$4.96 $4.96

$5.87 $5.87

-15.50%

Banana (1kg)

$2.03 $2.03

$1.45 $1.45

40.00%

Oranges (1kg)

$4.05 $4.05

$3.55 $3.55

14.08%

Tomato (1kg)

$5.07 $5.07

$3.32 $3.32

52.71%

Potato (1kg)

$2.85 $2.85

$1.91 $1.91

49.21%

Onion (1kg)

$2.56 $2.56

$3.25 $3.25

-21.23%

Lettuce (1 head)

$2.47 $2.47

$2.65 $2.65

-6.79%

Water (1.5 liter bottle)

$2.96 $2.96

$2.06 $2.06

43.69%

Cigarettes 20 Pack (Marlboro, Camel)

$16.05 $16.05

$9.15 $9.15

75.41%

Wine (Bottle)

$15.16 $15.16

$9.92 $9.92

52.82%

Local Beer (0.5 liter bottle)

$2.55 $2.55

$1.72 $1.72

48.26%

Imported Beer (0.33 liter bottle)

$3.49 $3.49

$1.38 $1.38

152.90%

One-way Ticket (Public Transport)

$2.47 $2.47

Public Transport Monthly Pass (Regular Price)

$76.1 $76.1

Taxi Start (Normal Tariff)

$3.17 $3.17

$3.60 $3.60

-11.94%

Taxi (Normal Tariff) (1km)

$1.37 $1.37

$1.47 $1.47

-6.80%

Taxi 1hour Waiting (Normal Tariff)

$19.82 $19.82

$30.46 $30.46

-34.93%

Gasoline (1 liter)

$1.14 $1.14

$0.84 $0.84

35.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K $36.8K

$30.0K $30.0K

22.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$23.8K $23.8K

6.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

$138 $138

39.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.4 $69.4

$42.10 $42.10

64.85%

Internet (50+ Mbps, Unlimited Data)

$61.4 $61.4

$78.6 $78.6

-21.95%

Gym Membership (Monthly)

$61.4 $61.4

Tennis Court (1 Hour on Weekend)

$27.37 $27.37

Cinema Ticket

$17.87 $17.87

$10.80 $10.80

65.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,544 $1,544

$1,111 $1,111

38.90%

International Primary School, 1 Child (Yearly)

$30.7K $30.7K

$18.2K $18.2K

68.76%

Jeans (Levis 501 Or Similar)

$62.9 $62.9

$37.36 $37.36

68.34%

Summer Dress (H&M, Zara, etc)

$52.7 $52.7

$48.93 $48.93

7.77%

Sport Shoes (Adidas, Nike)

$98.3 $98.3

$87.8 $87.8

11.99%

Men's Leather Business Shoes

$150 $150

$121 $121

24.29%

1-bedroom Apartment, City Center (Monthly)

$2,444 $2,444

$1,386 $1,386

76.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,677 $1,677

$1,334 $1,334

25.72%

3-bedroom Apartment, City Center (Monthly)

$4,667 $4,667

$1,629 $1,629

186.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,720 $2,720

$1,700 $1,700

60.05%

Buy Apartment in City Center (m2)

$4,117 $4,117

$2,454 $2,454

67.78%

Buy Apartment Outside City Center (m2)

$2,737 $2,737

$1,576 $1,576

73.70%

Average Monthly Net Salary (After Tax)

$4,809 $4,809

$3,465 $3,465

38.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.38

6.07

5.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: August 15, 2026

Last update for Spring Hill, FL: August 17, 2026

Cost Breakdown

A central one-bedroom costs $2,444 in Chicago, IL versus $1,386 in Spring Hill, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 39% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $84.0 in Chicago, IL versus $35.00 in Spring Hill, FL. Monthly groceries follow the same trend: $454 vs $357 – making Spring Hill, FL the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Spring Hill, FL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,134 in Chicago, IL, $2,357 in Spring Hill, FL – roughly 33% apart. Chicago, IL costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $4,701 per month in Chicago, IL and $3,535 in Spring Hill, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Spring Hill, FL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $84.0 in Chicago, IL and $35.00 in Spring Hill, FL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 27% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Spring Hill, FL, where all-in costs run around $2,357, than in Chicago, IL at $3,134. In Spring Hill, FL it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,357 in Spring Hill, FL to $3,134 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Spring Hill, FL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.