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Cost of Living Comparison Between Spain and Monaco Cost of Living Comparison Between Spain and Monaco

🙂 Solo nomad: Spain is 61.4% cheaper than Monaco without rent, and 83.1% cheaper with rent.
🙂 Family of 3: Spain is 62.3% cheaper than Monaco without rent, and 73.9% cheaper with rent.
Currency
🍽 Eating Out
Spain
Monaco
Difference
Meal at Budget Restaurant
$16.14 €13.92
$30.74 €26.50
-47.50%
Three-Course Dinner for Two, Mid-Range
$57.7 €49.70
$165 €142
-65.08%
Fast Food Meal (McDonalds, etc)
$10.53 €9.08
$12.68 €10.93
-16.96%
Cappuccino
$2.31 €2.00
$4.32 €3.72
-46.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.58 €2.22
$6.03 €5.20
-57.21%
Water (0.33 liter bottle)
$1.81 €1.56
$7.45 €6.42
-75.70%
Local Beer (0.5 liter draught)
$3.55 €3.06
$10.05 €8.66
-64.68%
Imported Beer (0.33 liter bottle)
$4.00 €3.45
$9.58 €8.25
-58.25%
🛒 Groceries & Markets
Spain
Monaco
Difference
Milk (1 liter)
$1.23 €1.06
$2.13 €1.84
-42.25%
White Bread (500g)
$1.51 €1.30
$5.53 €4.76
-72.69%
Rice (white) (1kg)
$1.66 €1.43
$4.25 €3.66
-60.94%
Eggs
$2.95 €2.55
$5.21 €4.49
-43.38%
Local Cheese (1kg)
$14.57 €12.56
$17.30 €14.91
-15.78%
Chicken Fillets (1kg)
$8.36 €7.21
$19.40 €16.72
-56.91%
Beef Round Steak (1kg)
$15.96 €13.75
$18.78 €16.19
-15.02%
Apples (1kg)
$2.54 €2.19
$4.82 €4.16
-47.30%
Banana (1kg)
$2.08 €1.79
$6.00 €5.17
-65.33%
Oranges (1kg)
$2.13 €1.84
$3.72 €3.21
-42.74%
Tomato (1kg)
$2.54 €2.19
$5.37 €4.63
-52.70%
Potato (1kg)
$1.86 €1.60
$4.27 €3.68
-56.44%
Onion (1kg)
$1.99 €1.71
$4.23 €3.64
-52.96%
Lettuce (1 head)
$1.34 €1.16
$3.64 €3.14
-63.19%
Water (1.5 liter bottle)
$0.80 €0.69
$6.84 €5.89
-88.30%
Cigarettes 20 Pack (Marlboro, Camel)
$6.51 €5.61
$14.61 €12.59
-55.44%
Wine (Bottle)
$5.67 €4.89
$11.11 €9.57
-48.96%
Local Beer (0.5 liter bottle)
$1.25 €1.08
$1.99 €1.72
-37.19%
Imported Beer (0.33 liter bottle)
$2.16 €1.86
$5.06 €4.36
-57.31%
🚌 Getting Around
Spain
Monaco
Difference
One-way Ticket (Public Transport)
$1.76 €1.52
$2.35 €2.03
-25.11%
Public Transport Monthly Pass (Regular Price)
$34.45 €29.70
$25.16 €21.68
36.92%
Taxi Start (Normal Tariff)
$4.49 €3.87
$6.69 €5.76
-32.88%
Taxi (Normal Tariff) (1km)
$1.27 €1.10
$1.76 €1.51
-27.84%
Taxi 1hour Waiting (Normal Tariff)
$26.76 €23.07
$103 €88.7
-73.99%
Gasoline (1 liter)
$1.80 €1.55
$2.40 €2.07
-25.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.7K €33.3K
$55.6K €47.9K
-30.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6K €26.4K
$53.0K €45.7K
-42.24%
🧾 Monthly Utilities & Internet
Spain
Monaco
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$148 €128
$353 €304
-57.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.22 €17.43
$59.3 €51.1
-65.92%
Internet (50+ Mbps, Unlimited Data)
$33.26 €28.67
$70.1 €60.4
-52.55%
🎉 Sport & Entertainment
Spain
Monaco
Difference
Gym Membership (Monthly)
$47.68 €41.10
$391 €337
-87.81%
Tennis Court (1 Hour on Weekend)
$15.73 €13.56
$44.91 €38.71
-64.97%
Cinema Ticket
$9.22 €7.94
$13.84 €11.93
-33.38%
🧸 Childcare & Education
Spain
Monaco
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$527 €455
$2,711 €2,337
-80.55%
International Primary School, 1 Child (Yearly)
$10.0K €8,654
$36.2K €31.2K
-72.26%
👕👟 Clothing & Footwear
Spain
Monaco
Difference
Jeans (Levis 501 Or Similar)
$88.3 €76.1
$190 €164
-53.47%
Summer Dress (H&M, Zara, etc)
$36.99 €31.88
$85.1 €73.3
-56.52%
Sport Shoes (Adidas, Nike)
$91.3 €78.7
$197 €170
-53.60%
Men's Leather Business Shoes
$107 €92.1
$682 €588
-84.33%
🏠 Accommodation & Living
Spain
Monaco
Difference
1-bedroom Apartment, City Center (Monthly)
$1,066 €919
$7,007 €6,040
-84.79%
1-bedroom Apartment, Outside City Center (Monthly)
$817 €704
$8,017 €6,911
-89.81%
3-bedroom Apartment, City Center (Monthly)
$1,685 €1,453
$32.5K €28.0K
-94.82%
3-bedroom Apartment, Outside City Center (Monthly)
$1,253 €1,080
$7,349 €6,334
-82.95%
Buy Apartment in City Center (m2)
$4,444 €3,831
$71.3K €61.5K
-93.77%
Buy Apartment Outside City Center (m2)
$2,794 €2,408
$64.2K €55.3K
-95.65%
💵 Salaries & Financials
Spain
Monaco
Difference
Average Monthly Net Salary (After Tax)
$2,090 €1,802
$8,791 €7,578
-76.22%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.51
2.83
24.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spain: January 12, 2026

Last update for Monaco: January 12, 2026

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