Last update: Oct 2026

Cost of Living Comparison Between South Yarra and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,436 in South Yarra, rent and utilities included – about $18,200 less a year. Rent and utilities account for most of the difference.

119

Cost of Living Index in South Yarra
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South Yarra Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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South Yarra

🇦🇺 Australia

$2,436

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in South Yarra and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in South Yarra and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,436 in South Yarra versus $918 in Cebu.

South Yarra $2,436
Cebu $918

Estimated couple costs with rent: $3,527 in South Yarra versus $1,409 in Cebu.

South Yarra $3,527
Cebu $1,409

Monthly costs for a family of three with rent: $4,618 in South Yarra versus $1,900 in Cebu.

South Yarra $4,618
Cebu $1,900

Living in South Yarra is roughly 165% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: South Yarra is 80% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.64 A$25.39

$3.09 ₱194

470.87%

Three-Course Dinner for Two, Mid-Range

$84.5 A$122

$24.22 ₱1,525

249.01%

Fast Food Meal (McDonalds, etc)

$8.25 A$11.87

$3.92 ₱247

110.46%

Cappuccino

$3.53 A$5.08

$2.51 ₱158

40.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 A$2.98

$1.59 ₱100

30.19%

Water (0.33 liter bottle)

$1.71 A$2.46

$0.53 ₱33.43

222.64%

Local Beer (0.5 liter draught)

$9.78 A$14.08

$1.78 ₱112

449.44%

Imported Beer (0.33 liter bottle)

$8.24 A$11.85

$2.17 ₱137

279.72%

Milk (1 liter)

$1.54 A$2.22

$1.92 ₱121

-19.79%

White Bread (500g)

$2.74 A$3.95

$1.36 ₱85.4

101.47%

Rice (white) (1kg)

$1.41 A$2.03

$1.01 ₱63.5

39.60%

Eggs

$4.24 A$6.10

$2.03 ₱128

108.87%

Local Cheese (1kg)

$10.35 A$14.89

$9.86 ₱621

4.97%

Chicken Fillets (1kg)

$6.94 A$9.99

$4.39 ₱277

58.09%

Beef Round Steak (1kg)

$15.17 A$21.83

$7.60 ₱479

99.61%

Apples (1kg)

$2.85 A$4.10

$3.30 ₱208

-13.64%

Banana (1kg)

$2.03 A$2.92

$1.39 ₱87.8

46.04%

Oranges (1kg)

$1.36 A$1.95

$2.33 ₱147

-41.63%

Tomato (1kg)

$2.80 A$4.03

$1.50 ₱94.3

86.67%

Potato (1kg)

$1.41 A$2.03

$2.36 ₱149

-40.25%

Onion (1kg)

$2.12 A$3.04

$1.90 ₱119

11.58%

Lettuce (1 head)

$2.41 A$3.47

$1.19 ₱74.9

102.52%

Water (1.5 liter bottle)

$1.64 A$2.35

$0.63 ₱39.71

160.32%

Cigarettes 20 Pack (Marlboro, Camel)

$31.82 A$45.79

$3.00 ₱189

960.67%

Wine (Bottle)

$12.30 A$17.69

$6.03 ₱379

103.98%

Local Beer (0.5 liter bottle)

$5.70 A$8.20

$1.23 ₱77.7

363.41%

Imported Beer (0.33 liter bottle)

$5.26 A$7.56

$1.75 ₱110

200.57%

One-way Ticket (Public Transport)

$2.92 A$4.20

$0.25 ₱15.86

1068.00%

Public Transport Monthly Pass (Regular Price)

$81.7 A$118

$12.64 ₱796

546.68%

Taxi Start (Normal Tariff)

$4.47 A$6.43

$0.77 ₱48.62

480.52%

Taxi (Normal Tariff) (1km)

$1.42 A$2.05

$0.23 ₱14.53

517.39%

Taxi 1hour Waiting (Normal Tariff)

$30.47 A$43.85

$4.46 ₱281

583.18%

Gasoline (1 liter)

$1.31 A$1.88

$1.31 ₱82.8

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K A$40.9K

$21.2K ₱1.3M

33.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K A$38.2K

$19.1K ₱1.2M

38.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 A$334

$120 ₱7,569

92.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.31 A$39.30

$14.00 ₱882

95.07%

Internet (50+ Mbps, Unlimited Data)

$41.68 A$60.0

$27.54 ₱1,734

51.34%

Gym Membership (Monthly)

$55.2 A$79.4

$32.33 ₱2,035

70.58%

Tennis Court (1 Hour on Weekend)

$16.96 A$24.40

$6.65 ₱419

155.04%

Cinema Ticket

$13.70 A$19.71

$5.65 ₱356

142.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,417 A$3,478

$275 ₱17.3K

777.90%

International Primary School, 1 Child (Yearly)

$30.4K A$43.7K

$7,918 ₱498.5K

283.91%

Jeans (Levis 501 Or Similar)

$81.4 A$117

$49.33 ₱3,106

65.09%

Summer Dress (H&M, Zara, etc)

$50.8 A$73.1

$25.24 ₱1,589

101.23%

Sport Shoes (Adidas, Nike)

$117 A$168

$77.0 ₱4,846

51.92%

Men's Leather Business Shoes

$132 A$190

$57.2 ₱3,601

131.01%

1-bedroom Apartment, City Center (Monthly)

$1,367 A$1,967

$500 ₱31.5K

173.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,163 A$1,674

$309 ₱19.4K

276.67%

3-bedroom Apartment, City Center (Monthly)

$2,109 A$3,035

$1,078 ₱67.9K

95.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,788 A$2,573

$615 ₱38.7K

190.60%

Buy Apartment in City Center (m2)

$5,707 A$8,212

$2,886 ₱181.7K

97.73%

Buy Apartment Outside City Center (m2)

$5,659 A$8,143

$1,917 ₱120.7K

195.24%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

7.2

-18.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for South Yarra: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

South Yarra

$1.2K 47.8%

Cebu

$309 33.6% 73.5% $854

Groceries & Markets

South Yarra

$324 13.3%

Cebu

$206 22.4% 36.4% $118

Monthly Utilities & Internet

South Yarra

$301 12.4%

Cebu

$162 17.6% 46.2% $139

Eating Out

South Yarra

$289 11.9%

Cebu

$88 9.6% 69.4% $201

Clothing & Footwear

South Yarra

$172 7%

Cebu

$94 10.2% 45.3% $78

Getting Around

South Yarra

$105 4.3%

Cebu

$16 1.7% 85.2% $89

Sport & Entertainment

South Yarra

$83 3.4%

Cebu

$44 4.8% 47.2% $39

Cost Breakdown

A one-bedroom apartment in the center runs $1,367 in South Yarra and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in South Yarra vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $324 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇦🇺 South Yarra

🇵🇭 Cebu

🕒 Local time

07:04 7:04 AM

04:04 4:04 AM

3 h behind South Yarra

🌤 Weather

👥 Population

25,147

964,169

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to AUD in detail →

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South Yarra Cebu 5,780 km ≈ 8 h nonstop flight

From you

South Yarra
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

South Yarra vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 165% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,654 in South Yarra and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,367 in South Yarra versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,436 per month in South Yarra versus $918 in Cebu – a 165% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 547% less than in South Yarra. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,436 in South Yarra, a $1,500 budget is realistic in Cebu but tight or insufficient in South Yarra. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in South Yarra, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, South Yarra and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 165% less than in South Yarra. Beyond cost, consider language, visa policies, and how big the international community is in each city.